#Virukipolicy | T&C*
Mini is a reputed car manufacturing company which was established in 1961. It is a subsidiary of BMW and has sold more than one million cars post the takeover. Mini is into manufacturing small and trendy car models. Few of the top Mini car models available in the Indian market are mentioned below.
Mini Countryman is a 5 seater SUV car with dimension length 4229 m, width 1822 mm and wheelbase 2595 mm. It comes with 1 diesel engine and 1 petrol engine. The displacement of engines is 1995 cc and 1998 cc respectively. It is available with an automatic transmission facility. The fuel mileage range is between 14.41 kmpl to 19.91 kmpl depending on the type of fuel and variant of the model.
Mini Convertible comes with 1 petrol engine of 1998 cc. It has an automatic transmission function. The model gives mileage of 16.7 kmpl. It is a 4 seater car with length 3850 mm and width 1727 mm. The max torque and max power are 280Nm@1250rpm and 189.08bhp@5000-6000rpm respectively. The model has a boot space of 125 litres and a fuel tank capacity of 44 litres. Additional features like anti-lock braking system, passenger & driver airbags, alloy wheels, and power steering are available in the car.
Mini car models can be insured under the two types of car insurance available in the market. The two types of car insurance are - Third Party Liability Insurance and Comprehensive Cover Insurance. You should always take heed of the following things as it affects the premiums of Mini car insurance.
Here are mentioned a few of the Mini car models along with the premiums to be paid.
|Mini Car models||Model Variant||Ex-showroom Price||IDV*||Zero Depreciation*||Premium*(HDFC ERGO)|
|Mini Countryman||Diesel (1995 cc)||Rs.37.4 Lakhs||Rs.31,21,052||Rs.23,408||Rs.72,619|
|Mini Convertible||1.6 L R57 Petrol (1598 cc)||Rs.38.9 Lakhs||Rs.30,71,276||Rs.10,749||Rs.74,766|
*The values are calculated based on the city (Delhi) and year of registration (2020)
The discounts offered under Mini car Insurance are:
Yes, you can get coverage for windshield but only in the case of a comprehensive car insurance policy.
The paint scratches can only be covered under comprehensive car insurance cover subject to the condition that the scratches occurred due to collision with third-party vehicle or property.
No, a car battery does not get coverage under car insurance as it is considered as wear & tear of car parts.
Yes, it will get covered under zero depreciation cover as it is made up of plastic.
Last updated on 06-03-2020