National Insurance Company is a gem of an insurance provider that has been providing insurance services to India and Nepal since 1906. The company has a strong presence with around 1,730 offices, more than 13,000 skilled employees and over 50,000 agents spread all over the nation. Under National Two-wheeler insurance, the two-wheeler owner will get absolute safety from accidents, disasters, personal injuries, third party expenses, burglary, etc.
Incurred Claims Ratio
Third-party liability cover
Up to 7.5 lacs
**Last Updated on 06-07-2020
You can renew your National Two-wheeler Insurance by visiting the official website of the company or simply through PolicyX.com. Let's discuss this further.
National Two-wheeler Insurance has come out with a bunch of great benefits. We have mentioned such benefits below for your reference.
The customer care team of National Insurance works 24 hours to resolve customer queries and address them as fast as possible.
A customer can get the National Two-wheeler Insurance policy within one day or up to a maximum of 7 days, thanks to minimal paperwork.
The two-wheeler owners hold complete freedom to choose the type of coverage i.e. liability only cover or package cover.
National Insurance offers a wide range of add-on covers that can prove to be quite useful in the hour of need. Below mentioned is the list of such covers.
Nil Depreciation: Your two-wheeler is a depreciating asset and the company deducts a proportionate amount of depreciation to calculate IDV of the vehicle to pay the claim. This add-on cover helps you in receiving the full claim amount, not the depreciated one.
NCB Protect: By opting NCB Protect, a policyholder can keep his/her NCB intact even after making a claim during the tenure of the policy.
Invoice Protect: This add-on covers the gap between the insured declared value and the purchase value of the two-wheeler. Through this add-on, you will get the on-road price of the two-wheeler at the time of claim.
Engine Protect: Engine is core to a vehicle and protection of the same is equally important. So, this cover will compensate for the damage that occurred to internal parts of the engine and gearbox.
NIL Depreciation Plus: This is a unique add-on cover by National Insurance company. Like any other add-on cover, you can buy the same by paying an additional premium.
The below factors are taken into consideration while calculating the premium of National two-wheeler insurance-
Below is the list of a few premium samples for your perusal.
Hero MotoCorp Super Splendor BS6
Mahindra Centuro NXT 110
Harley Davidson Street 750
Suzuki Burgman Street BS6
*The values are calculated on the basis of the city (Gurgaon) and year of registration (2020).
Note: Don't start the repair of the two-wheeler unless it is surveyed by an IRDAI licensed surveyor, appointed by the insurance company.
For a successful claim process, you need to submit the below-mentioned documents-
Contact details: 22831705
Email address: firstname.lastname@example.org
Address: Address : 3, Middleton Street, Prafulla Chandra Sen Sarani, Kolkata, West Bengal, 700071.
Contact number: 1800-4200-269/1800-4203-180
Email id: email@example.com
Registered Address: PolicyX.Com Insurance Web Aggregator Private Limited
1st Floor, Landmark Tower, Plot no-2, Southcity-1, Opposite C-113, Ashok Marg, Sector-41, Gurugram - Haryana - 122001 India.
You must provide the certificate of registration, personal government ID, driving license, that is requested by the insurer during the buying procedure.
Yes, you can do that. For the same, you have to visit niconline.in and provide details of your expiring policy and buy National Insurance two-wheeler insurance policy online.
For purchases made directly through National Insurance, you can view the details after logging to their official website.
Yes, you are allowed to cancel your National two-wheeler insurance in case of need. To initiate the process, you have to submit the surrender form and ask for cancellation. Later, the insurance company will refund the policy premium after making necessary deductions and your plan would stand cancelled.
Man-made perils during activities such as riots, terrorist attacks, and strikes are covered and due coverage is paid on making a claim.
Last updated on 06-07-2020