National Two Wheeler Insurance

National Two Wheeler Insurance Logo

Compare & Buy Best Bike Insurance Plans

  • 1 Search
  • 2 Choose
  • 3 Buy
Bike Make
RTO Code
Reg. yr
Your privacy is protected.
By proceeding you are accepting our T&C and privacy policy

You pay the same as if you were to buy directly from the insurance company

We're on your side - representing you at the insurance company for claims and what not WeCare Initiative - A portion of your premium goes for education of underprivileged - Know More

Portfolio Planning - All our policyholders get one time portfolio planning services through our certified planners for free

National Two Wheeler Insurance Renewal

National Insurance is one of the largest and oldest insurance companies in India among all public sector companies. This well-known insurance company generally deals in general insurance products that include health insurance, motor insurance, travel insurance and much more. If you have any requirement of general insurance products then this company will be the best one to consider. Motor Insurance Plans, Health Insurance Plans, Two wheeler insurance plans, Rural Insurance Plans, Commercial Risk Insurance Plans, Industrial Insurance Plan, Personal Accident Plans and Home Insurance Plans are present into the list of most common and effective plans of the national Insurance company. The well-designed products by this helpful insurance company are very effective, transparent and simple to get, It is the best company to consider when you are planning to buy any general insurance product.

Here, we will discuss the most common insurance policy that a person looks for-i.e. a two-Wheeler Insurance. There is no doubt in saying that the two wheeler insurance policy is the most common plan that every person who has a two wheeler will buy. In India, it is mandatory to have a two wheeler insurance policy and without it, it is illegal to drive on the roads of India.

Features and Benefits of National Two Wheeler Insurance Policy

  • Offers a wider coverage
  • Claims service is simple and quick
  • Hassle free claim assistance and cashless facility
  • Affordable insurance plans
  • No claim bonus for every claimless year

What It Covers

Under Two wheeler insurance from a National insurance company, you have two options that you can consider which are:

Liability Only Cover

This form of two wheeler insurance plan offers complete cover in the case of any legal liability if the insured gets into an accident.

Package Cover

  • Property Damage (Third Party Property Damage up to Rs 7.5 lakhs)
  • Terrorist Act
  • Injury or Death of Third Party
  • Burglary, theft or housebreaking
  • Riot and strike
  • Natural calamities (such as flood, hurricane, typhoon, storm, hailstorm, cyclone etc.)
  • Fire and earthquake
  • Fire, self-ignition, lightning or explosion
  • Malicious Act


  • Wear and tear
  • Loss that occurs because of hostilities, civil war, military power, acts of foreign enemies, invasion, mutiny rebellion or much more
  • Mechanical or electrical breakdown
  • Coverage would not be there for those who drive under the influence of alcohol or hold an invalid license or without licenses
  • Consequential loss
  • Any claim that takes place because of a contractual liability.
  • Damage to tyres and tubes will not be covered for, unless the vehicle itself is damaged at the same time, in which case only 50 % of the replacement or repaired cost will be paid by the insurer
  • If the vehicle was used for purposes not mentioned or beyond limits
  • Loss/ damage and liability caused because of wilful negligence
  • Loss/ damage caused directly/ indirectly from ionizing radiations from any nuclear power or nuclear waste or radioactive contamination
  • If an unauthorized person (other than the person mentioned in the Driver’s Clause) drives the insured vehicle
  • Loss/ damage caused because of nuclear weapons
  • Damage/ loss to accessories because of theft

Claim Process

As discussed above the claim process of this renowned insurance company is simple and effective as well. It is quick and transparent as well. You can file for claim anytime when you want to. The customer service of this company is one of the best in the country. Under the same, you will get immediate assistance that ensures complete customer satisfaction. You can call them to clear any query of yours. When you call for filing claim, you should be ready with certain information such as:

• Date and time of accident

• Survey location (where the vehicle can be surveyed by the loss assessor)

• Policy Number

• The driver’s name, contact number and driving license details

• Insured Contact Details

• Estimated loss/ description

Once you file for the claim, a representative of the company will call you shortly and will take the process further.

You will get a claim reference number from the representative that you should keep with you for future references. Once your claim file gets approved, you will receive a message from the company along with the useful details.

The surveyor will inspect the insured vehicle.

Once assessed, and the approval is given, the claim status is provided.

Required documents

  • Wear and tear
  • Duly filled Claim Form
  • Fitness certificate( Commercial Vehicles only)
  • Certificate of Registration
  • Motor Insurance Policy with schedule and endorsement/ clause
  • Copy of the policy and receipt of payment of premium
  • Copy of Driving License
  • Police FIR

Renewal Process

When it comes to two wheeler insurance renewal, those who are registered policyholders can easily take the advantage of the online renewal process. It is simple and effective as well. You have to follow just three simple steps for it

- Login into the online platform by entering your Policy Number and Date of Birth

- Choose the payment option- Net Banking or Debit/Credit Card

- Once you get the payment message, print/save the premium deposit receipt

Bike Insurance Calculator

Customer Reviews

"good policy"
- "Great"

The best quote i ever got for my bike. Good work National Two Wheeler Insurance team. Read More.. The best quote i ever got for my bike. Good work National Two Wheeler Insurance team.

Sakshi, Gurgaon
Reviewed On 11-04-2018
- "Good"

I am hoping to get good service. Incase of a claim the process is as smooth as policy buying experience. Read More.. I am hoping to get good service. Incase of a claim the process is as smooth as policy buying experience.

Sahil, Noida
Reviewed On 27-05-2018
"Happy with the services"
- "Great"

Wonderful service. I am very happy with National Two Wheeler Insurance. Read More.. Wonderful service. I am very happy with National Two Wheeler Insurance.

Farida, Chandigarh
Reviewed On 26-04-2018

Aggregate Rating for National Insurance Company Insurance    [ 3  ]

*Information provided on this webpage/website is only for the purpose of general information & understanding of the topic. PolicyX or any of its subsidiaries does not endorse any of the information provided herewith and are committed in providing correct and unbiased information to its customers helping them make an informed decision.