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Nissan Sunny Car Insurance

Sunny by Nissan is one of the most popular mid-range sedans in India. The company offers a plethora of luxury and comfort features for cars in the mid-market segment which gives it an extra edge among its contemporaries. Nissan Sunny has launched 3 variants in both petrol and diesel namely XE, XV and XL. The Sunny rivals the likes of Honda City, Volkswagen Vento, Hyundai Verna, Maruti Suzuki Ciaz and Skoda Rapid.

The price of the vehicle starts at INR 7.07 Lakhs, going up to INR 9.94 Lakhs. All the models of Nissan Sunny have been discontinued at present. 2020 Sunny is expected to launch by November this year.

Key Features of The Nissan Sunny Car

Nissan Sunny is equipped with myriad features pertaining to comfort, safety and performance. Let's take a look at some of the notable features of the vehicle to be able to make a better purchase decision.

Exterior

The exterior of Nissan Sunny is much different from the earlier models. Several new features like 'Boomerang' headlamps and the redesigned front bumper have been introduced. The quadrilateral front grille, holding the Nissan logo at the centre makes the exterior look striking. The pair of chrome fog lamps are a new addition along with the enhanced rear bumper and aerodynamic side mirrors. The Sunny comes in 6 different colours- Onyx Black, Pearl White, Deep Gray, Blade Silver and Bronze Gray.

Interior

The interior of Nissan Sunny comes in a more premium shade. The centre console is coloured in piano black and silversides. There are chrome accents at various points in the car. The steering wheel is strapped with 3-spoke leather and Bluetooth and music controls are right beside the wheel. There are 2 cup holders, and bottle holders in the car along with pockets to carefully hold maps and notebooks.

Some of the notable comfort and convenience features in the car include automatic climate control air conditioner, circular AC vents at the rear, rear adjustment centre arm-rests, adjustable headrests, touch screen infotainment system, Bluetooth, Aux-in cable and USB slot.

Engine and Transmission

Sunny is equipped with a 1.5L engine with electronic fuel injection control. The displacement of the engine is 1498 cc. The vehicle comes with an in-line cylinder configuration with 4 cylinders and 4 valves per cylinder. The engine generates power up to 99PS@6000rpm and torque up to 134Nm@4000rpm. The engine complies with BS-VI emission norms and offers mileage up to 16.95 KMPL.

Braking and Safety

Nissan Sunny comes with ventilated disc front brakes and drum rear brakes. You can get a McPherson Strut front suspension and Torsion Bar rear suspension. The size of the front tire and rim equals the size of the rear tire and rim- 185/ 70 R14. The vehicle also comes with a manual handbrake.

For safety, Sunny features a driver frontal airbag, engine immobilizer, child-safety locks, door ajar warning, central locking, electronic-brake force distribution, anti-lock braking system, and electronic brake assist.

Premium for Nissan Sunny Car Insurance

Premium is one of the most considerable factors in selecting car insurance for your vehicle. Before you home in on a car insurance plan for your vehicle, it is imperative to take note of the premium.

The table below lists down the approximate amount of insurance premium for the top Nissan Sunny variants.

Variant

Price

IDV*

Zero-Depreciation

(Add-on)*

Estimated Premium*

Sunny 1.5 XE Petrol

(1498 cc)

7.07 Lakhs

5,03,280

2,516

6,962

Sunny 1.5 XL Petrol

(1498 cc)

8.36 Lakhs

5,70,240

2,851

6,966

Sunny 1.5 XE Petrol

(1498 cc)

9.93 Lakhs

6,76,800

3,384

7,665

*The values are calculated on the basis of the city (Bangalore) and the year (2019).

Add-on Covers for Nissan Sunny

In addition to the basic comprehensive coverage, there are myriad add-on covers that you can take up to enhance the bubble of insurance protection around your vehicle. Here are some of the best car insurance add-ons that you can consider taking up.

Engine Protect Add-on

Engine protect add-on cover offers reimbursement towards damaged engine due to factors like oil leak and water ingression. For any damage to the engine which is not a result of an accident, you can turn to the engine protect add-on cover.

Consumables Cover

Replacement of consumables like oil, grease, nuts, bolts, screws, coolant, washers and more can easily add up to a substantial amount. The consumables add-on will allow you to get compensated for the cost of replacement of such consumables.

Roadside Assistance Add-on

The roadside assistance add-on cover is an all-inclusive add-on that covers you in the event of an accidental breakdown. From engine breakdown to refuelling or towing the car to the nearest repair centre, this add-on covers everything. Under this add-on cover, you will also be compensated for the cost of hiring an alternate transport or renting emergency accommodation.

Accessories Cover

The basic comprehensive add-on does not cover all electronic and non-electronic accessories from the potential risk of damage. However, having accessories cover will cover you for the damage of accessories that are not included in the manufacturer's list.

NCB Protection Cover

No-claim bonus allows you to get up to 50% off on car insurance premium for every claim-less utility of the car. But making a claim on your car insurance plan can cost you to lose out on the accumulated no claim bonus. The NCB Protection add-on covers two claims while allowing you to retain the accumulated no-claim bonus.

Renew Nissan Sunny Insurance Premium Online

Comparing your car insurance plan with other plans available in the market is a wise practice during the annual renewal of the plan. In doing so, you can compare the cost of the insurance plan with the coverage that the insurance plan offers and decide whether you want to continue with the existing plan or switch to some other plan.

You can easily renew your car insurance plan online through PolicyX.com by following the steps mentioned below:

  • Scroll to the top of this page and you will find the 'Get Instant Quotes'.
  • Enter your car's registration number and click on 'Get Quotes' or directly click on 'Proceed without car number', enter Nissan Sunny as your car's make, its RTO code, the variant, and the year of registration in the form. Select the 'Renewal' and click 'Continue'.
  • Once you have taken a pick on the plan you want to buy, click on 'Buy Plan' following which you will be redirected to the vendor's website.
  • Use your credit or debit cards and complete premium payment online.
  • On successful payment of premium, you will be mailed a copy of the renewed insurance plan.

Nissan Sunny Car Insurance: FAQs

1. My car broke down mid-way. How can my insurance plan help?

In such a situation, you can claim coverage under roadside assistance add-on wherein you will be assisted in real-time. The add-on will cover everything from accidental breakdown assistance to towing the vehicle to the nearest service centre.

2. Can I get discounts on my car insurance premium at renewal?

Yes, you can get up to 50% discount on your car insurance premium in the form of No-Claim Bonus for claim-less utility each year. You can utilize the accumulated no-claim bonus to get a discount on the premium at every renewal. Also, by having an Automobile Association of India membership or installing anti-theft devices (approved by ARAI) in your vehicle, you can grab decent discounts.

3. My car has been vandalized. Will my basic comprehensive insurance cover it?

Yes, comprehensive car insurance covers damage to the car due to vandalism. You can claim reimbursement for the same from your car insurance service provider.

4. Can I transfer my accumulated No-Claim Bonus to another insurance plan?

Yes, you can transfer accumulated no-claim bonus to another car easily. Furthermore, a no-claim bonus can also be transferred from one insurer to another in case you decide to switch to a different insurance plan.

Last updated on 11-06-2020