Oriental Four Wheeler Insurance Policy

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A four wheeler insurance ensures the safety of your vehicle under tricky situations. Also, under the Motor Insurance Act, it is mandatory to have a vehicle insurance no matter if it is a two wheeler or four wheeler. But just because it is mandatory by law should not be the only reason that you should opt for one. A four vehicle insurance protects you from several unwanted incidents and damages. It also assists you in dealing with third party liability.

Benefits and Features

Basic Attributes

Private Car Package Policy: It is a comprehensive four wheeler insurance plan and provides coverage against accidental loss, burglary, fire and other such related mishaps that may damage your vehicle.

Third Party Coverage: It also offers coverage on third party liability. The insurer will pay on your behalf to the third party against the damages to his/her vehicle caused by you.

Coverage against Natural Calamities: Four wheeler insurance by the Oriental insurance company offers coverage against natural calamities such as earthquake, fire and much more.

Expert View

A must have plan if you own a four wheeler. This plan offers helpful features that one should have for a safe drive. There are several additional benefits which makes it more interesting for you to buy. If you own a four wheeler then you should consider this for a better coverage.

Why Oriental Insurance Company?

  • Wide Coverage: This plan offers wide coverage as it includes comprehensive private car coverage, third party liability coverage and much more.
  • Covers Natural Calamities: It also provides coverage against natural calamities, which is an attractive feature.
  • Add On Benefits: It also provides add on benefits such as additional coverage, discounts, bonuses and much more.


  • Drunken Driving: It will never assist you if you are driving under the influence of liquor or alcohol.
  • Outside India: It will not provide coverage on the damages that took place outside India.
  • Depreciation: Loss due Damage due to depreciation, mechanical or electrical breakdown will not be covered.