Reliance General Insurance Company Limited was founded on 17th August 2000. The company has more than 28,900+ intermediaries to reach out to its customers. It focuses to protect its policyholders' interests by offering innovative products and services. The firm has become one of the masters in the insurance space and delights its clients with a variety of insurance products including motor, home, travel, marine, etc.
Reliance Two Wheeler Insurance provides protection to your two-wheeler through multiple discounts and wider coverage. Once your two-wheeler is insured, it will get financial protection from natural disasters, man-made disasters, accidental losses, thefts etc. It also offers an instant renewal process along with customized add-on covers to enhance the security at affordable premiums.
Number of Employees
Number of Branches in India
**Last Updated on 25-06-2020
Reliance General Insurance company issues policies online in less than 5 minutes once the premium payment is done.
Reliance two-wheeler insurance gives you cashless repair services at any authorised network garage (which the company has tie-up with) spread across the country.
The buying and renewal process of Reliance two-wheeler insurance has now become easy with no paperwork at all. You can purchase and renew your policy in a few minutes by providing the basic details and two wheeler policy number.
The customers have the flexibility to choose the type of suitable coverage to secure their two-wheelers from unpredictable events. There are two options i.e. Third-party Liability Cover (for only 'Third-party' liabilities) and Comprehensive Cover (for both 'Own Damage' and 'Third-party').
The company aims to provide fast and hassle-free claim assistance to its customers. You will get undivided attention towards your queries related to the claim process.
A two-wheeler insurance premium calculator can help compare different two-wheeler insurance premiums at a time and thereby making a choice, which is cost-effective for you. One can avail several benefits with the help of premium calculation. For example, you can choose the right IDV for your two-wheeler on the basis of the two-wheeler make, model and age.
Some of the premium samples of various two-wheeler models have been listed below:
Price of the Bike
Bajaj Platina 110 H-Gear Disc BS-VI (115.45 cc)
Suzuki Access 125 Steel Wheel-Drum-CBS Fi (124 cc)
Yamaha FZ V3 Electric Start ABS-BS VI (149 cc)
KTM 390 Adventure Electric Start Standard (373 cc)
**The values are calculated on the basis of Delhi city and registration year 2020.
Nil Depreciation: The value of tyres, wheels, engine seat, body, clutch of your two-wheeler depreciates whose effect is reflected in the payment of claim amount. However, you can get the full amount of claim without any deductions by adding this cover.
Personal Accident Cover: Under this cover, the two-wheeler is covered with all kinds of accidental damages. Whether an accident has caused the death of the insured person or made him permanently disabled, all will be compensated by the insurer on intimation.
Daily Allowance Benefit: The insurer will pay for the daily travel expenses in case your two-wheeler is under supervision at a network garage for more than 3 days. The maximum allowance limit for the expenses is Rs. 5,000 per day. Also, if the vehicle is not returned within 90 days, then the lump sum theft benefit is paid to the policyholder.
EMI Protection: Suppose your two-wheeler has suffered heavy losses and needs a longer duration (more than 30 days) to get perfectly repaired in a network garage. In such situations, the insured will get cover for up to 3 EMIs for his/her vehicle loan which is paid by Reliance directly to the financial institution from where the vehicle is financed. Only partial claims are applicable under this cover.
Helmet Cover: With the help of this add-on cover, if the helmet gets damaged completely due to an accident, the insurer will pay the cost for a replacement for a new one of the same type and model. This cover is available only for Annual two-wheeler policies (that requires renewal every year) and a maximum sum insured allowed is equal to Rs. 50,000 per helmet.
The first job is to intimate the Reliance General Insurance Company about the claim immediately (within 24 hours) by calling on the toll-free number 1800 3009.
It is the primary duty of the policyholder to report an incident of theft or accident. Go to the nearest police station and file an FIR for the same.
Next step is to take the insured two-wheeler to the nearest network garage for repairs.
A surveyor will be assigned to assess the total loss incurred by the vehicle and prepare a survey report. Also, the surveyor will collect the necessary documents from you for further consideration of the insurer.
The insurer will inspect the reports and documents submitted by the surveyor and will accept the claim if the claim is found authentic as per the terms and conditions of the policy.
The cost of repairs/replacement from a network garage will be directly paid by the insurance company to the garage.
Once the vehicle has been repaired completely from a non-network garage, you are required to follow the same procedure as mentioned above. Do not forget to collect the related bills from the garage and submit along with mandatory documents.
In this case, the claim amount will be payable after a successful claim settlement directly into the policyholder's bank account.
Reliance General Insurance Company
Reliance General Insurance, Correspondence Unit, 2nd & 3rd Floor, Winway Building, 11/12, Block No. 4, Old No. 67, South Tukoganj, Near Madhumilan Square, Indore, Madhya Pradesh, India - 452001.
Telephone: 1800 3009 (toll-free), +91-22-4890-3009
WhatsApp Number: 7400422200
Timings (All Days): 9.00 AM to 7.00 PM - All Services
24 Hrs - Roadside Assistance
Email: email@example.com (Any queries or complaints regarding your two-wheeler insurance policy)
PolicyX.Com Insurance Web Aggregator Private Limited, 1st Floor, Landmark Tower, Plot no-2, Southcity-1, Opposite C-113, Ashok Marg, Sector-41, Gurugram - Haryana - 122001 India.
Email: firstname.lastname@example.org (For assistance & complaints)
email@example.com (For any Sales query)
Toll-Free Number: 1800-4200-269
An endorsement is a written proof of an agreed change in the policy. The types of endorsements are as follows:
You need to pay a voluntary deductible amount of Rs. 1500 to get a maximum discount of 20%.
Partial claims are the interest-free loans from the Department of Housing and Urban Development (HUD) for two-wheelers to get caught up on the overdue payments that help to reinstate the mortgage.
You are allowed to claim for 2 times during the policy period to get the benefit of daily allowance under the policy.
Yes, you can cover more than 1 helmet in a single year under the policy.
No, all the add-on covers of Reliance two-wheeler insurance policy are applicable only for Annual policies, i.e., that needs to be renewed every year.
The premium to purchase 'Helmet Cover' starts from Rs. 100 under the policy and may vary as per the price of the existing helmet.
Last updated on 25-06-2020