The Skoda Octavia is a family sedan from Skoda Auto. The car was introduced in India in 2002. The car met with success in the market following which an enhanced model was released. The car was discontinued after the introduction of the BS6 norms. It is likely to be re-launched later this year. A limited-edition RS 245 model is right now available in the market.
The Octavia RS 245 is available in a petrol variant. It has a 2-litre petrol engine of 1984 cc capacity with a 7-speed dual automatic gearbox. The car has a BHP of 241.6 making it the most powerful engine in this series.
The Octavia is a 5-seater car. The fuel tank capacity is 50 litres and the fuel efficiency is 12.6 km/l. The car has a boot space of 590 litres and the ground clearance is 110 mm. It is available in five colour shades- Corrida Red, Rallye Green, Magic Black, Candy White and Race Blue.
The key features of the Skoda Octavia are:
The insurance premium for the Skoda Octavia depends on the car variant, the year when the car was registered, the RTO where it was registered, among others. The following is the premium for the one variant of Skoda Octavia available in the market:
|Car Variant||Price of the Car||IDV*||Zero Depreciation (Add On)*||Premium*|
|Skoda Octavia RS 245 Petrol 1984 cc||Rs.35,99,000||Rs.28,97,000||Rs.13,037||Rs.30,378|
*The prices are calculated for a 2018 Octavia car registered in Chennai.
An add-on cover is an addition to your insurance policy. It extends the scope of the policy by including certain exclusions. Add-ons allow you to make a higher claim and are beneficial. Some of the add-ons to consider adding are:
It is important to renew your Octavia car insurance policy on time. You can do it through PolicyX.com in an easy and convenient way, which is described below:
Comprehensive insurance allows you to claim damages for disablement. In the case of disability/bodily injuries/death, you or your family will get an amount of up to 15 lakhs. If you have not obtained this insurance, you cannot make a claim.
Your car insurance policy is valid anywhere within India. However, since you are changing your address, it is mandatory that you need to inform the insurer about it. They will then send you a revised policy with your new address, which will be required in case of a claim.
A voluntary deductible is a sum that you chose to pay in the event of an accident. After you pay this deductible, the insurance company will pay the remaining costs. Since you have voluntarily chosen a deductible, you will be entitled to a discount on your car insurance premium.
Yes, you can and must do this. The NCB belongs to you and not the car. The NCB increases for every year you don't make any claim, thus entitling you to a discount on your insurance premium. Do not allow this to lapse and get the NCB transferred by letting your insurer know.
Last updated on 22-06-2020