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Skoda Rapid Car Insurance

The Skoda Rapid is a compact sedan introduced for the Indian roads sometime in 2011. Produced by Skoda India, an affiliate of the Czech company Skoda Auto, the features of the vehicle match that of the second-generation Skoda Fabia but were based on a newer platform, the PQ25. In 2017, the model was refurbished to look better and sharper. It got chrome door handles, new changes to the exterior including the grille front, smoked-out tail lamps, headlamps, and other newer aspects. With the Skoda Rapid, individuals will be owning a sedan at the cost of a hatchback. With incredible savings on fuel, great ride quality and safety features, it is one of the best cars available today.

Features of the Skoda Rapid

The latest Skoda Rapid 1.0 TSI comes with the brand's distinctive crystalline design at a price range of Rs. 7.49 to 11.79 Lakhs. Available across 5 variants, the 5-seater sedan also incorporates Clubber Silver Alloy wheels (R16), Quartz headlamps with eyelashes made of chrome, and LED lights compatible with day running as well. With a kerb weight of around 1112 to 1138 kg, the 999cc single manual transmission vehicle is available in 6 colours. Additionally, it also includes an 8.0-inch infotainment system with a touchscreen in the high-end variants. The Skoda Rapid is a reliable and competent car that includes a superior engine and a gearbox that is both manual and automatic. Other key features and specifications include-

Interior:

The New Rapid's interior comes with a range of features such as:

  • Equipped with a Climatronic auto AC, the temperature within the cabin is regulated automatically based on the temperature chosen on the settings.
  • Adjust blower speed and equalize air distribution to ensure a pleasant interior climate.
  • Besides, the above also find the following:
    • SKODA audio player, 2DIN, the RR Windscreen Fogger, electronically adjustable windows both in the front and the rear, the ABS and finally, stainless steel scuff plates that come 'RAPID' inscribed on them.

Exterior:

The New Rapid's exterior comes with a range of features such as:

  • RR Sensors from Parktronic providing intelligent parking solutions.
  • Rough Road package that protects the vehicle against mechanical damage and dirt accumulation.
  • Rider package including engine immobilizer with a floating code system.
  • Black side foils and a trunk lip garnish that is painted black.

Engine:

For the new Skoda Rapid 1.0 TSI:

  • A powerful 81kW engine with a manual 6-speed is incorporated.
  • With reduced emissions and great fuel economy, the car's petrol engine is designed to provide consumers with the best.

Skoda Rapid Car Insurance Premium

The premium amount of car insurance depends upon the bonus or discount offered to you by the insurer, the IDV or Insured Declared Value, cubic capacity of the vehicle, and its estimated worth. The following table reflects predictable premium amounts for different Skoda Rapid variants.

VARIANT

Price of the Car

IDV*

Zero Depreciation

(Add On) *

Estimated Premium*

SKODA RAPID TSI Style (999 cc)

Rs.11,49,000

Rs. 8,73,240

Rs.2,731

Rs.14,843

SKODA RAPID TSI Onyx (999 cc)

Rs.10,19,000

Rs.7,74,440

Rs.2,422

Rs.13,762

SKODA RAPID TSI Monte Carlo (999 cc)

Rs. 11,79,000

Rs. 8,96,040

Rs. 2,802

Rs. 15,093

*Values calculated based on the city (Delhi) and year of registration (2020).

Inclusions

  1. Damages and losses incurred due to natural catastrophes.
  2. Total loss due to theft, explosions, or terrorist activities.
  3. Accident cover for self.
  4. Claim damages caused due to a third-party inclusive of bodily injury, property damage, and death.
  5. Owner-driver death or permanent disability is also covered under a comprehensive policy.

Exclusions

  1. The four wheeler's basic wear and tear.
  2. Any electrical or mechanical breakdowns.
  3. The loss incurred when the driver does not hold a valid license.
  4. Damages during a non-renewed policy.
  5. Damages and losses incurred due to malicious activities and war-like situations.

Skoda Rapid Car Insurance: Add-ons Features

Below are the few add-ons that you can buy to enhance your basic coverage-

Zero Depreciation cover helps individuals get a full claim for damage due to plastic, fibre, glass or rubber. With this, the claim amount is higher as depreciation is not calculated on the value of the parts.

Passenger protection against death or disability is available in the event of an accident. This add-on ensures complete protection to people who ride with you in the vehicle. Your passengers can claim treatment costs in the event of an accident.

Engine Protection takes care of the repair and replacement costs for the engine and gearbox parts, which are not covered in the basic insurance.

Skoda Rapid Car Insurance Renewal

PolicyX.com is India's leading car insurance provider that endures making your insurance application and renewal processes absolutely simple. Please follow the below-listed steps-

  1. Go to 'Get Instant Quotes' on the top of this page.
  2. You can share your car registration number and choose 'Get Quotes' to see the premium rates. Else, choose 'Proceed without car number' and provide details like car model, variant, RTO code, and year of registration. Click on 'Renewal' and 'Continue' to get quotes.
  3. Once you receive a list of quotes, you just have to choose the option best suited for you.
  4. After you have chosen your preferred provider, you will be redirected to the payment's page from where you can easily pay for your policy through the several options made available to you.
  5. You will receive an email containing the policy in a few minutes to the ID provided by you.

Frequently Asked Questions (FAQ's)

1. When I shift from my last insurer, does my NCB get transferred?

Yes. You can transfer your No Claim Bonus to a new insurer. Additional discounts may also be offered.

2. What if I have an accident while driving my Skoda Rapid, and the other person's car is damaged? Do I get reimbursed?

Third-party coverage is available for your Skoda Rapid. So in the event of an accident, the policy covers any bodily harm or death of the third-party and reimburses costs in case of property damage to the third party.

3. Can I move the vehicle from the spot of the accident?

You are allowed to move the vehicle and take it to a garage. But if you see some leakage of engine oil or coolant, it is best that you do not attempt to start the vehicle. It is better to hire a breakdown service van. If insurance is taken for a commercial vehicle, then a spot inspection is really beneficial.

4. My Skoda Rapid broke down in the middle of the road. Will I get any assistance?

If you are stranded and your car has broken down, the RSA or Roadside Assistance cover will help you at any time. It takes care of changing flat tyres, towing, and refuelling (in case of emergencies).

Last updated on 26-06-2020