TATA AIG is a privately held general insurance company in India. Tata AIG General Insurance Company Limited celebrated 19 years of service this year (2020) since it commenced operations on January 22, 2001. Tata AIG has two types of Two Wheeler insurance plans that focus on the complete protection of Two Wheelers and owners. The owner can remain tension free as all the third party damages, accidental damage, theft & fire-related losses, exhaustion/self-ignition damages, etc are duly compensated. Apart from the coverage part, its insurance also excels in the areas of claim settlement, customer service, brand credibility, etc.
1 to 3 years
Table Data updated on 05-11-2020
The insured person can renew his/her Two Wheeler through the TATA AIG's website or from PolicyX.com. Let's discuss them further.
With 1471+ network garages across the country, the company allows its customers to get the repairs done without paying any penny.
The dedicated team of experts will be there 24*7 to assist you with all your queries.
Through regular renewal, anti-theft device installation, and a claim-free year, you can get a good amount of bonus or discount.
TATA AIG clears the payment of the claim in just 15 days after the claim is approved and complete documents have been submitted.
Return to invoice: The return to the invoice will give you a full return on complete/total loss of insured bike due to fire, theft, burglary, etc. TATA AIG will provide the purchase price of the vehicle.
Depreciation Allowance: On choosing this cover, the insured will get relief from the depreciation factor that decreases the total monetary worth of the Two Wheeler after some time.
Cost of Consumables: Consumables that elevate the productivity of a vehicle can be covered by attaching this add-on. It includes the cost of engine oil, brake oil, radiator coolants, nuts, bolts, etc.
Loss of Accessories: A owner purchases accessories to make the Two Wheeler extraordinary. If any accessory is lost/stolen, the policyholder will receive compensation (on choosing this cover).
Emergency Medical Expenses: The cover will promise medical help during accidental emergencies. This will include cover for bodily injuries, ambulance charges for both driver and the passenger of the Two Wheeler.
Additional Personal Accident Cover To The Unnamed Person: For any accidental injuries to the pillion or a third-party, the cover will ensure compensation.
Personal Accident Cover to Owner-driver: The accidental sufferings to the owner at the time of driving the vehicle will be compensated.
Additional Third-Party Property Damage Cover: In case you think that the available third party cover is not sufficient, you can opt for this. It is only applicable to the third-party property.
There are a few factors that play a major role in deciding the premium amount of your vehicle. We have mentioned such factors below for reference.
Let's have a look at a few premium samples for better understanding.
Honda SP125 Drum
Kawasaki Ninja 300 ABS
KTM 125 Duke
Suzuki Gixxer ABS 155cc
Table Data updated on 05-11-2020
*The values are calculated on the basis of the city (Delhi) and year of registration (2020).
For a successful claim, you need to submit the below-mentioned documents-
TATA AIG General Insurance Company Ltd.
Contact details: 1800-266-7780
Email address: firstname.lastname@example.org
Address: 15th Floor, Tower A, Peninsula Business Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai - 400013
PolicyX.com Insurance Web Aggregator
Contact number: 1800-4200-269/1800-4203-180
Email id: email@example.com
Registered Address: PolicyX.Com Insurance Web Aggregator Private Limited
1st Floor, Landmark Tower, Plot no-2, Southcity-1, Opposite C-113, Ashok Marg, Sector-41, Gurugram - Haryana - 122001 India.
If you want to check the claim status, then you have to visit the claim section on the website and then provide the following details-
You just have to cancel your current bike insurance policy and need to provide the following documents to the insurer-
You are allowed to change the IDV of your Two Wheeler by up to 10% at the time of renewal of the policy. Please you need to connect with the team of TATA AIG for more information.
Yes. For the same, you have to reach the nearest branch along with a written request. A nominal fee is charged for issuing a duplicate policy copy.
The claim is to be registered at toll-free number (1800-266-7780) irrespective of the place of the claim.
Yes, you can cancel and the unused premium can be refunded within a short span of time.
Last updated on 05-11-2020