TATA Bolt Car Insurance Renewal Online
TATA  Bolt
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Bolt Car Insurance

Bolt is a 5-door hatchback that is produced by the Indian automobile manufacturer Tata Motors. It marked its debut at the 2014 Indian Auto Expo along with its sedan version called Tata Zest. It later hit the Indian market in January 2015. It was built on the existing Tata X1 platform, similar to that of Tata Vista and Tata Manza. It was assembled in Ranjangaon, Pune. However, the car's production ceased in April 2019. It is compared with the likes of Hyundai Grand i10, Maruti Suzuki Swift, Volkswagen Polo and Hyundai Elite.

Key Features of Tata Bolt

With two engine variants to offer, the Tata Bolt comes with a 1.2-litre Turbocharged MPFi Revotron petrol engine and a 1.3-litre 4-cylinder Common Rail Direct injection diesel engine. Where the former generates 1193cc of displacement, maximum power of 89bhp and peak torque of 140 Nm, the latter produces 1248 cc of displacement, 74bhp of maximum power and 190Nm of torque.

It is a rear wheel drive that comes with only manual transmission. It is paired with a 5-speed gearbox.

In terms of performance, Tata Bolt offers mileage that is 66% better than any other hatchback. The petrol variant provides 17.6 km/l of mileage and the diesel variant provides that of 23 km/l. It comes with 44 litres of fuel tank capacity. It can attain a top speed of 154kmph and takes about 17 seconds to accelerate from 0-100kmph of speed.

A few of the most sought after features of this car are headlamp beam adjuster, air conditioner, front wipers, ORVMs with power adjusting function, drawer under co-driver seat, automatic temperature control, rear defogger, rear smart wiper with water, perimetric alarm system, electric brakeforce distribution, and airbags. For entertainment, it comes with a touchscreen infotainment system that includes smartphone-enabled navigation, voice command recognition technology, USB port, AUX-in and iPod connectivity.

Bolt Car Insurance Premium for Different Variants

Car VariantPrice of the CarIDV*Zero Depreciation (Add on)*Premium (Basic)*
Bolt XE Revotron 90 PS Petrol (1193 cc)Rs. 4,99,000Rs. 3,66,400Rs. 1,649Rs. 6,830
Bolt XMS Revotron 90 PS Petrol (1193 cc)Rs. 5,95,000Rs. 4,41,600Rs. 1,986Rs. 7,571
Bolt XT Quadrajet 75 PS Diesel (1248 cc)Rs. 7,61,000Rs. 5,79,200Rs. 2,606Rs. 8,926

*The values are calculated on the basis of the city (Bangalore) and year of registration (Till March 2019).

Inclusions & Exclusions in Bolt Car Insurance


  • Loss or damage caused to the insured vehicle due to an accident.
  • Death or injury of the policyholder due to an accident.
  • Loss or damage caused to the third-party car or property.
  • Death or injury of the third-party individual.
  • Loss or damage caused to the insured vehicle due to the Act of God.
  • Loss or damage caused to the insured vehicle due to man-made calamities.
  • Total loss due to theft of the insured vehicle.
  • Cashless claims at network garages.


  • Normal wear and tear of the insured vehicle.
  • Damage caused to the insured vehicle's engine, tyres and/or tubes.
  • Damage to the insured vehicle when driving under the influence of drugs or alcohol.
  • Damage to the insured car when driving outside the limitations of use.
  • Damage to the insured car due to nuclear or civil war.
  • Damage or loss of the insured vehicle when breaking a traffic rule.
  • Damage to the insured car when driving without a license.
  • Mechanical or electrical breakdown of the insured vehicle.

Add-ons Benefits

In order to include some of the above exclusions as part of your Tata Bolt car insurance, you can opt for additional cover. These can be purchased at extra cost.

  • Passenger Cover will financially protect the occupants of the car (apart from the driver and/or the owner of the vehicle) in case of an accident.
  • Loss of Baggage Cover will protect your personal belongings that are inside the car at the time of a mishap.
  • Key Replacement Cover will help you replace your car's key or change the car's lock altogether in case your car's keys are lost or stolen.
  • Tyre Protect Cover will help you claim for the repairs or replacement of your car's tyres in case of damage caused due to a mishap

Tata Bolt Car Insurance Renewal Process

On PolicyX.com's portal, you can easily renew your Tata Bolt car insurance without any hassle. You can begin right away by scrolling up on this page and finding the option to Get Instant Quotes. The next few steps required you to do the following:

  • You can both enter your car's registration number and click on "Get Quotes" or directly click on "Proceed without car number", enter Tata Bolt as your car's make, its RTO code, the variant, and the year of registration in the form. Select the "Renewal" radio button and then click "Continue".
  • You can either choose to go ahead with your current car insurance plan or opt for another suitable option from the provided list of quotes.
  • Once you have selected your plan, you can make an online payment on the selected insurance provider's portal.
  • In a matter of a few minutes, the car insurance policy document will be sent to your inbox.

Tata Bolt Car Insurance: FAQs

1. Should a part of the claim be borne by me as co-payment under Zero Depreciation add-on?

Yes, you may have to bear an additional co-payment of some percentage of the assessed claim amount under Zero-Depreciation cover. This may vary from insurance companies to companies.

2. Is there any limit to the number of times I can claim under Zero Depreciation cover?

Yes, you can avail the benefits under Zero Depreciation cover for only a specific number of times per policy year (as per the terms in your policy).

3. I am military personnel who is working in a Forward Area. Can the period of 90 days before expiry date be extended for me to avail my No Claim Bonus?

Yes, in case of military or paramilitary personnel working in Forward Areas, the period of 90 days may be extended by your insurance provider up to 365 days. This, however, must be availed with a declaration in writing by the policyholder that the vehicle was not used during the interim period.

4. Is there any limit to the claim of repairs made at the location of breakdown under Roadside Assistance add-on?

You can only claim for the minor repairs that are carried out at the side of breakdown provided it requires no spares and takes less than 45 minutes of labour time.

5. Can I claim for the medical expenses under Roadside Assistance add-on?

No, you cannot make a claim under the add-on. The insurance company will, however, arrange for the telephonic contact details of the nearest available medical centre.

Last updated on 18-11-2020