The Tata Nano is a compact city car that was launched by Tata Motors in 2018. It was intended to be an inexpensive car, priced competitively so that everyone could afford it. It was a rear-engine hatchback car with four doors. Due to various issues, sales did not take off as expected and the company made losses. Production was stopped in 2018 and the car has been officially discontinued.
The Tata Nano has been an iconic small car highly suitable for city driving. The car is available in five variants with a 624 cc petrol engine having a 5-speed manual/automatic transmission. The spacious cabin and ease of parking are its main attractions.
The Nano has a fuel tank capacity of 15 litres and offers a city fuel efficiency of up to 28 km/l. It has a boot space of 300 litres. It can seat 4 passengers. The car has tubeless radial tyres.
The key features of the Nano include:
The Tata Nano car's premium depends on the year of registration of the car, the place of registration, the variant chosen, among others. The premium rates of select variants of the Nano are presented in the following table for reference:
Price of the Car
Tata Nano CX 624 cc petrol
Tata Nano Twist XT 624 cc petrol
Tata Nano LX 624 cc petrol
*The prices are calculated for a 2018 Nano car registered in Chennai.
The exclusions in the car policy can be addressed by buying an add-on cover. They are useful to provide enhanced coverage for your Nano. Some of the add-ons you can consider buying are:
Renewing your Nano car insurance on time is very important, so the benefits of insurance continue without a break. You can renew the insurance easily when you do it through PolicyX.com. The following explains how you can do it:
Don't worry, your car insurance policy covers the scenario of theft of the car. All you need to do is visit the jurisdictional police station and file a complaint regarding the car theft. Collect a copy of the FIR from the police station. You can then submit an insurance claim and enclose the FIR with it. Once the claim is processed, you will be reimbursed for the loss you incurred.
If you do not make a claim on your insurance policy, then the insurer rewards you for this by giving you a bonus known as NCB (no claim bonus). This bonus allows you to get a discount on the premium you pay for the policy. The NCB value would increase for each claim-free year, subject to a maximum of 50%.
No, the claim for such expenses is not covered under the policy. However, if you had purchased the paid allowance add-on cover, then you would be paid a fixed amount as a daily allowance and you could use it to hire a taxi.
You can buy third party insurance, as required by the law. You must note that it only covers damages to third party property and injuries to a third party. Damages to your car because of accidents, natural calamities, manmade hazards, etc. are not covered. Even theft is not covered, hence it is always advisable to buy a comprehensive policy that offers complete coverage.
Last updated on 22-05-2020