Sumo Gold Car Insurance Renewal Online
sumo gold
PX step

Compare Car Insurance Quotes Online


Sumo Gold Car Insurance

Sumo Gold is an SUV that is manufactured by the Indian automobile giant Tata Motors. It was launched in November 2011 as a facelift of the expired Tata Sumo model, Sumo Victa. The car received several facelifts with its last one in October 2013. The final facelift followed BS4 emission standards. The production of this last generation was however ceased in April 2019. Some of the well-known rivals of Tata Sumo Gold are Mahindra Scorpio, Mahindra Bolero, Mahindra Thar, Force Gurkha.

Key Features of Sumo Gold

The Sumo Gold is available in the automobile industry with just a single-engine variant. It is a 3-litre CR4 diesel engine and contains 4 cylinders. Following the BSIV norms, it delivers 84bhp of maximum power and 250Nm of peak torque.

A rear wheel drive, Tata Sumo Gold's engine provides a displacement of 2956 cc. Under its hood, it comes with a manual transmission that is paired with a 5-speed gearbox.

When taking its performance into consideration, Tata Sumo Gold provides 50% better mileage than any other SUV. With a fuel tank capacity of 65 litres, it gives a mileage of 16 km/l as per ARAI. Furthermore, its acceleration from 0-100kmph took about 27.6 seconds. The SUV could touch the top speed of 125kmph.

The SUV is known for its spacious interiors. Apart from accommodating 7 people with two additional seats in the back, the car also comes with the option for a 9-seat layout. The interior design is suave with a wood finish on the console. The cabin is spacious too with a roof-mounted dual AC.

Some of its other key features are power-assisted steering, rear defogger, anti-glare rear view mirrors, alloy wheels, headlamp beam adjuster, heater, halogen light type, chrome finished radiator grille, wide bumper and air-intakes. The side stepper allows easy and comfortable movement in and out of the car. For entertainment, it comes with a CD/MP3 player with inbuilt USB port and Bluetooth. It also includes a speaker phone mic.

Premium for Sumo Gold Car Insurance

Car Variant

Price of the Car


Zero Depreciation

(Add On)*


Sumo Gold GX BS4 - 7 Seater (2956 cc)

Rs. 8,96,764

Rs. 4,13,627

Rs. 2,846

Rs. 12,870

Sumo Gold EX BS4 - 7 Seater (2956 cc)

Rs. 8,26,348

Rs. 3,73,915

Rs. 2,573

Rs. 12,392

Sumo Gold CX BS4 - 7 Seater (2956 cc)

Rs. 7,58,785

Rs. 3,38,534

Rs. 2,329

Rs. 11,966

*The values are calculated on the basis of the city (Mumbai) and year of registration (Till March 2019).


  • Loss or damage caused to the assured vehicle due to an accident.
  • Bodily injury or death of the policyholder due to an accident.
  • Loss or damage caused to the third-party property.
  • Bodily injury or death of the third-party life.
  • Loss or damage caused to the assured vehicle due to the Act of God.
  • Loss or damage caused to the assured vehicle due to man-made calamities.
  • Theft of the assured vehicle.


  • Normal wear and tear of the assured vehicle due to ageing or lack of maintenance.
  • Damage to the assured vehicle when driving after substance abuse.
  • Damage to the assured car when driving against the limitations as to use.
  • Damage to the assured car due to war, nuclear risk or mutiny.
  • Damage to the assured car when driving without a valid license.
  • Damage or loss of the assured car when breaking any other traffic rule.
  • Mechanical or electrical breakdown of the assured car.
  • Damage to the assured car's tyres or tubes.
  • Damage to the assured car's engine.

Sumo Gold Car Insurance: Add-ons Benefits

Some of the above exclusions can be a part of your Tata Sumo Gold car insurance in the form of add-ons. You will, however, need to pay additional charges in order to include them.

  • Daily Conveyance Benefit: will provide you with a daily travel allowance in case you don't have an alternate vehicle. This is only applicable if your car is at the garage for a certain number of days.
  • Return to Invoice: will allow you to claim for the original price of your car in case of a total loss. This also includes the road tax that has been paid by you.
  • Zero Depreciation: will help you claim for the repairs of the car parts that were damaged. These parts are made of fibre, glass, plastic, etc.
  • Windshield Glass Cover: will protect your car's windshields in case of any damage. This includes your car's front and rear windshields.

Sumo Gold Car Insurance Renewal Process

You can renew your Tata Sumo Gold car insurance with ease and within a few minutes via You can start right away by scrolling up on this page and finding the option to Get Instant Quotes. The next few steps require you to do the following:

  1. You can both enter your car's registration number and click on "Get Quotes" or directly click on "Proceed without car number".
  2. Enter Tata Sumo Gold as your car's make, its RTO code, the variant, and the year of registration in the form.
  3. Select the "Renewal" radio button and then click "Continue".
  4. You can either choose to go ahead with your current car insurance plan or opt for another suitable option from the provided list of quotes.
  5. Once you have selected your plan, you can make an online payment on the selected insurance provider's portal.
  6. Within a few minutes of submission, you will have the car insurance policy document reach your inbox.

Frequently Asked Questions (FAQs)

1. How much compensation is provided by my car insurance provider in case of loss of one limb or sight of one eye due to an accident?

The scale of your compensation will be that of 50% in case you lose one limb or sight of in one eye.

2. Can I claim for the childbirth inside my Tata Sumo Gold under my car insurance policy?

No, childbirth or pregnancy is excluded from your car insurance policy.

3. What are the documents that are required to be submitted in case I need to make a claim for death/disablement due to an accident?

You must submit a copy of the below documents that are duly signed by you:

  • FIR report
  • Death and post-mortem certificate (if applicable)
  • Medical reports and hospitalization bills

4. Can I claim for the car parts under the Consumables Cover add-on in case of wear and tear?

No, any claims that are related to the damage or loss due to wear and tear is excluded even under Consumables Cover add-on.

5. My Tata Sumo Gold battery was jump-started as its battery had run down. Can I claim for the cost of charging/replacement of the battery?

No, your insurance provider is not liable for the charging/replacement of the battery.

Last updated on 07-10-2020