Fortuner Car Insurance Renewal Online

Fortuner Car Insurance
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Fortuner Car Insurance

The Fortuner is one of the most popular car models under the Toyota banner. The vehicle is a mixture of some of the best features including the robust chassis of a classy SUV to mileage and performance of an off-roader. The vehicle comes in petrol and diesel variations with automatic and manual transmissions.

The Fortuner comes in 6 variants with a 2.8L, 4-cylinder turbo-diesel variant. The seven-seater SUV comes with ARAI mileage of 15.04 KMPL. Some of the biggest nemeses of the Fortuner are Ford Endeavour and Mahindra Alturas G4. The prices for Toyota Fortuner start at Rs. 28.2 Lakhs.

Key Features of Fortuner

Engine

The Toyota Fortuner features in-line cylinder configuration, with 4 cylinders and 4 valves per cylinder. The vehicle generates a maximum power of 174.5Bhp@3400rpm and maximum torque of 450Nm@1600-2400rpm. It is also characterized by an injection fuel system and front transverse engine.

Interior

The Fortuner has its interiors adorned with all power windows, analogue and digital instrument console, leather seats, rake, reach adjustable steering column, multifunction display, electric power steering, multifunction steering wheel, driver and front passenger sun visor, and electric seat height adjustment with memory.

Safety

The Fortuner is stacked with safety features such as parking assistance with rear sensor cameras, 7-airbags, door ajar warning, central locking, engine immobilizer, hill assist, child safety locks, electronic brake force distribution, electronic stability program, and electronic brake assist.

Suspension, Brakes, and Tires

Ventilated disc front and rear brakes, double-wishbone front suspension, 4-link with coil spring rear suspension, and manual handbrakes are some of the key features of the Toyota Fortuner.

Comfort

The Fortuner has no dearth of comfort features. Some of the notable comfort features of the Toyota Fortuner are fully automatic climate control ventilation system, automatic headlamp, internal fluid lid opener, a navigation system, CD player with Aux-in and USB audio system, internal boot lid opener, cigarette lighter, second and third row AC vents, cruise control, add-rows adjustable headrests, cooled glove box, and 12v power outlet.

Premium for Fortuner Car Insurance 

Before you zero in on Fortuner Car Insurance, you must compare the amount of premium of some of the most sought after car insurance plans for the vehicle. You can also compare Fortuner car insurance plans side by side on PolicyX.com and choose the best plan for yourself. 

The table below reflects the IDV and the amount of premium for top 3 variants of the Toyota Fortuner. 

Variant 

Price of the Car (Lakhs) 

IDV*

Zero Depreciation 

(Add-on)*

Premium*

Fortuner 2.7x2 MT (2694 cc)

Rs.28,18,000

Rs.23,02,515

Rs.10,361

Rs.44,108

Fortuner 2.8 4x2 AT (2755 cc)

Rs.32,05,000

Rs.25,83,810

Rs.11,627

Rs.46,527

Fortuner 2.7

4x2 AT (2694 cc)

Rs.29,77,000

Rs.24,50,430

Rs.11,027

Rs.45,760

*The values are calculated based on the city (Delhi) and the year of registration (2020).

Add-On Benefits 

To get your valued Fortuner insured from all possible dangers on the road, it is necessary to have adequate car insurance. Although comprehensive car insurance offers the core coverages to the vehicle, having add-ons will ensure that you get additional benefits on your already existing plan.

Here are some of the most common add-ons to comprehensive car insurance that you must know about: 

Engine Secure Cover 

Overlooking the signs of damage to the car engine can impact the performance and mileage of the car. Having the engine secure cover will ensure that you are covered for the repairs and maintenance of the car engine. The insured can make a claim even when the damage has not been the result of an accident. Leakage of lubricant oil, damage due to water ingression and damage to the gearbox is covered by the engine secure cover.

Roadside Assistance Cover 

For any mishaps or breakdowns on the road, you can always fall back on the 24/7 roadside assistance cover to back you up. It backs you up for emergency battery replacement, change of oil or refilling, change of flat tire and even towing the vehicle to a nearby service centre. The roadside assistance also reimburses you for the cost of hiring an alternate transport and the cost of emergency accommodation.

Passenger Cover 

The passenger cover financially backs up for any injury or loss to the passengers in the event of an accident. Passenger add-on cover pays out for medical treatment and hospitalization of passengers after a collision. 

Consumables Cover 

This add-on covers for expenses that arise out of replacement of consumables like nuts, screws, bolts, oils and more. 

Steps To Renew Fortuner Car Insurance Plan

There are various insurance service providers in the market and each of them offers a different insurance plan for your Toyota Fortuner. The question is- how do you know what works for you? This is where you need to evaluate the contents of your car insurance plan and see if it adequately fits your requirements.

By renewing your Fortner car insurance plan through PolicyX.com, you can get the best deal for your vehicle. Follow the steps mentioned below to renew your plan through PolicyX.com. 

  • Navigate to the right-hand corner of the page. You can either enter your car number and click on 'Get Quotes' or click on 'Proceed without car number' and fill the required details to get to the quotes section. 
  • Compare car insurance plans under various banners side-by-side. 
  • Select the insurance service provider and the car insurance plan of your choice, following which you will be redirected to their website.
  • Make the payment for premium online and you will receive a copy of the policy on your mail.

Frequently Asked Questions (FAQs)

1. I have incurred some expenses towards the replacement of nuts, bolts and screws. Will regular insurance cover the cost for me?

Your regular car insurance does not cover for expenses in regards to the replacement of nuts, bolts and screws. However, having the consumables cover add-on will reimburse you for the replacement of consumables as such.

2. I need to make an insurance claim but don’t want to lose out on the No-Claim Bonus. What do I do?

You can retain your No-Claim Bonus even after making a claim. All you have to do is purchase the No-Claim Bonus Protection add-on.

3. My Fortuner is under repair. Will my insurance plan cover the cost of hiring public transportation to work?

Yes, you will be covered for the cost of hiring an alternative transport while your Fortuner is at repair if you have roadside assistance cover.

4. My windshield has been damaged by falling objects. Will my insurance cover it?

Yes, having comprehensive insurance will cover you for any loss or damage due to falling objects.

Last updated on 24-09-2020