Land Cruiser Car Insurance Renewal Online

Land Cruiser Car Insurance
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About Land Cruiser Car Insurance

Toyota Land Cruiser is a luxury SUV produced by the Japanese automobile giant Toyota. With its first production as a jeep-like vehicle in the year 1951, it is known to be the longest-running series of models by Toyota. In comparison with SUVs across the automobile industry, the Land Cruiser stands second in line for being the longest SUV series in the running behind the Chevrolet Suburban. The 2019 Land Cruiser now competes against Land Rover Range Rover Sport, Audi Q7, BMW X7 and Mercedes-Benz GLS.

Key Features of Toyota Land Cruiser

The Land Cruiser 200 is the only variant of the Toyota Land Cruiser model. It comes with a 4.5-litre twin-turbo V8 diesel engine consisting of 8 cylinders and 4 valves. It manages to develop a maximum power of 261hp and torque of 650Nm and is linked to a six-speed automatic transmission unit. Furthermore, the engine provides a displacement of 4461 cc.

When addressing the Land Cruiser's performance, it is believed to provide 10% better mileage than any other SUV. With a fuel tank capacity of 93.0 litres, the SUV gives a mileage of 11 km/l as per ARAI. In order to attain 100kmph from 0kmph, it takes about 9.2 seconds and can touch a maximum speed of 190kmph.

This popular SUV by Toyota is equipped with a host of features. Some of them are, Anti-lock Braking System, fog lamps in front and rear, rear wiper and defogger, infotainment system with Bluetooth and touchscreen display, automatic projector LEDs, LED clearance lamps, moonroof, 14 JBL speaker, 10 airbags, tire pressure monitoring system, cruise control and more.

Premium for Toyota Land Cruiser Car Insurance

The premium rates for any car's insurance differ when compared between various insurance providers. Same goes for Toyota Land Cruiser car insurance as several factors will be taken into consideration to add up to that cost. Your car's age, its make and model, its current condition, the terrain on which you will drive it, the Insured Declared Value (IDV), and the cubic capacity of your car's engine are some of the major factors involved.

Refer the table below for an estimate of your Toyota Land Cruiser car insurance's premium rate, IDV and the cost of Zero Depreciation will fall in.

Car VariantPrice of the CarIDV*Zero Depreciation (Add on)*Premium (Basic)*
Land Cruiser 200 VX AT (4461cc)1,47,00,0001,11,71,24038,4291,58,807

*The values are calculated on the basis of the city (Delhi) and year of registration (2020).

Inclusions & Exclusion of Land Cruiser Car Insurance


  • Claim for loss or damage to your car in case of an accident.
  • Claim for loss or damage to the third party and their property.
  • Cover against death or disability due to an accident.
  • Cover against damage or loss due to natural calamities.
  • Cover against total loss due to theft.
  • Cover against man-made disasters such as riots, terrorism, fire, strikes, etc.
  • Eligible for easy cashless claims at network garages.


  • Damage or loss to the car post expiry of your policy.
  • Damage or loss due to war, rebellion, invasion or terror attacks.
  • Damage caused when driving under the influence of intoxicants.
  • Damage caused due to wear and tear.
  • Consequential damage caused due to negligence.
  • Damage caused due to deliberate or staged accidents.
  • Damage caused when driving without a valid license or when violating the traffic rules.
  • Damage or loss due to malicious activities such as racing.

Add-ons Features

Paying extra on your basic premium will help you include some of the exclusions as part of your comprehensive car insurance policy. These exclusions come in the form of add-ons, such as:

  • Consumables Cover will help you claim for the cost of nuts and bolts that were replaced during the repairs. Some other parts included in this add-on are screen washers, bearings, engine oil, and so on.
  • Key Replacement Cover will save you in case your car's keys are misplaced or stolen. You will be compensated for the cost of replacement of the lock and key, provided you produce the FIR in case of theft.
  • Daily Allowance Benefit will cover your cost of hiring an alternative for your daily commutes. The allowance is handed out for 10-15 days, depending on the number of days to repair. However, it may not be provided if the repairs will take less than three days at the garage.
  • Roadside Assistance Cover will provide your 24/7 services such as towing, change of flat tyre, refuelling, and more in case your car breaks down in the middle of nowhere.

Toyota Land Cruiser Car Insurance Renewal Process

If you wish to renew your Toyota Land Cruiser's car insurance, then look no further than To get started right away, scroll up on this page and look for the form on the right-hand top corner. The next few steps from there are:

  • Enter all the required details in the form, which includes your car's make, RTO code, variant, and the year of registration.
  • Select the "Renewal" radio button before you click "Continue".
  • You may go ahead with your current car insurance plan or choose to opt for another suitable option from the provided list of quotes.
  • Once chosen, you can make the payment on the insurance provider's online portal.
  • In only a matter of few minutes, your car insurance policy document will reach your inbox.

Toyota Land Cruiser Car Insurance: FAQs

1. My Land Cruiser broke down in the middle of nowhere. It was towed to the nearest garage for the repair that needs 5 days. Will the Daily Allowance add-on my travel expenses?

Your Daily Allowance add-on is only applicable if the garage is an authorized garage.

2. My Land Cruiser was damaged while I was teaching my son how to drive. Can I claim insurance for the repairs?

Since your son does not hold a driver's license, any claim made for the damage caused by him will not be accepted by the insurance provider.

3. I consumed alcohol as per the permissible limit before driving my Land Cruiser. However, it got damaged due to an accident. Will my claim be accepted?

No. Irrespective of the amount of alcohol consumed, your claim will be rejected on the grounds of drunken driving.

4. Can I claim insurance for the damage caused to my car due to an accident outside the geographical area specified in my insurance policy?

Your claim will be rejected if the damage was caused outside the specified geographical area.

Last updated on 24-09-2020