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TVS Two Wheeler Insurance
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TVS Bike Insurance

TVS Motors is third India's largest two wheeler manufacturer which has expanded its reachability to 60 countries. TVS Motorcycles are the first Indian two wheeler that came with 4 strokes 150 CC, Anti-Lock Brake system and two-seater technology. Also, TVS Scooters are the Indian first two wheelers supporting Bluetooth connectivity, navigation, and call assistance.

When you know your vehicle is too special and valuable for you, then why not securing it. How you can protect your TVS bike from undesired damage? Simply, by purchasing TVS bike insurance.

What advantages TVS bike insurance is going to promise you?

  • Financial Protection from naturally occurring catastrophes like disasters, fires, explosions,
  • Compensation against theft or burglary of TVS bike
  • Direct payment of Third Party Liabilities
  • Instant Renewal
  • Long Term Coverage of three or five years

TVS Bike and Scooter Models

TVS Apache RTR 160 4V

TVS Apache RTR 160 4V

Single Channel ABS, 14.8 Nm @ 6500 rpm torque, 159.7 cc engine capacity, 5-speed gearbox, mono-shock rear suspension, telescopic fork front suspension, tubeless tires, 1357 mm wheelbase, 12 litres fuel tank, 60 km/h speed

Price Range : Rs 87,156- Rs 92,369

TVS Apache RTR 180

TVS Apache RTR 180

Single Channel ABS, 15.5 Nm @ 6500 rpm torque, 177.4 cc engine capacity, 5-speed gearbox, monoshock 5 step adjustable rear suspension, telescopic fork front suspension, digital ignition, 1326 mm wheelbase, 114 km/h speed, 12 litres fuel tank

Price Range : Rs 84,578

TVS Apache RTR 200 4V

TVS Apache RTR 200 4V

128 km/h max. speed, 197.75 cc engine capacity, 5-speed gearbox, 38 km/h acceleration, 18-inch wheel size, digital ignition, 1353 mm wheelbase, 18.1 ± 0.5 Nm @ 7000 ± 300 rpm torque, 12L fuel tank, 2.5L reserve fuel, Dual Channel ABS with RLP, Monoshock suspension

Price Range : Rs 1,00,219

TVS Apache RR 310

TVS Apache RR 310

4 stroke 4 valves, Single cylinder Liquid-cooled engine type, 27.3 Nm @ 7700 rpm torque, 312.2 cc engine capacity, 6-speed gearbox, telescopic fork front suspension, Bi-LED Headlights, 46.77 km/h acceleration, 1345 mm wheelbase, 11 litres fuel tank, 160 km/h speed

Price Range : Rs 2,13,070

TVS Victor

TVS Victor

72 kmpl mileage, 9.4 Nm @ 5500 rpm torque, 4 gears, 109.7 cc engine capacity, 4-speed transmission, 5 litres fuel tank, 1260 mm wheelbase, 90 kmph max speed, 5 steps adjustable spring suspension (rear), LED Tail lamp, tubeless tires, 17-inch wheel size

Price Range :Rs 56,585

TVS Sports

TVS Sports

8.7 Nm @ 5000 rpm torque, 109.7 cc engine capacity, alloy wheels, 4-speed gearbox, 18-inch wheel size, digital ignition, 1326 mm wheelbase, 69.3 kmpl mileage, 10 litres fuel tank, pillion seat & grab rail, 5 steps adjustable Hydraulic suspension

Price Range :Rs 41,957

TVS Radeon

TVS Radeon

8.7 Nm @ 5000 rpm torque, 109.7 cc engine capacity, 4-speed gearbox, 18-inch wheel size, digital ignition, 1326 mm wheelbase, 69.3 kmpl mileage, 10 litres fuel tank, pillion seat & grab rail, 5-steps adjustable Hydraulic suspension

Price Range : Rs 54,103

TVS Star City Plus

TVS Star City Plus

90 kmph max speed, 8.7 Nm @ 5000 rpm torque, 109 cc engine capacity, 4 gears, 17-inch wheel size, 1252 mm wheelbase, 89 kmpl mileage, 10 litres fuel tank, pillion seat & grab rail, low fuel indicator, telescopic front suspension

Price Range : Rs 54,020

TVS Scooty Models

TVS Jupiter

TVS Jupiter

56 kmpl mileage, 8.4 Nm @ 5000 rpm torque, CVTi engine type, 12V battery, 109.7 cc engine capacity, mono-shock rear suspension, 12-inch wheel size, 1275 mm wheelbase, alloy wheels, 89 kmpl mileage, 5 litres fuel tank, low fuel indicator, telescopic front shock absorber

Variant : SBT, ZX SBT, ZX Disc SBT, Classic Edition SBT

Price Range : Rs 55,384-Rs 59,935

TVS Scooty Zest

TVS Scooty Zest

62 kmpl mileage, 8.4 Nm @ 5500 rpm torque, 110 cc engine capacity, 1250 mm wheelbase, monoshock hydraulic rear suspension, 10-inch wheel size, tubeless tires, 5 litres fuel capacity, USB smartphone charger, 19-litre under-seat storage capacity

Price Range : Rs 53,389

TVS Scooty PEP+

TVS Scooty PEP+

6 Nm @ 4000 rpm torque, 68 kmpl mileage, 88 cc engine capacity, 70 kmph max. Speed, 1230 mm wheelbase, 10-inch wheel size, tubeless tires, 5 L fuel tank, mono coil spring suspension, automatic CVT with torque sensor drive

Price Range : Rs 41,943

TVS WEGO

TVS WEGO

CVT-I engine, 4 strokes 4 single-cylinder air-cooled engine type, 56 kmpl mileage, 8.4 Nm @ 5500 rpm torque, 109.7 cc engine capacity, gas-charged Hydraulic rear suspension, 5 litres fuel tank, 1275 mm wheelbase, anti-skid tubeless tires, 16 litres of seat storage, phone charging point, electric start

Price Range : Rs 53,448

TVS Entorq 125

TVS Entorq 125

47 kmpl mileage, 10.5 Nm @ 5500 rpm torque, 95 kmph max. Speed, 125 cc engine capacity, Coil Spring Hydraulic rear suspension, 12-inch wheel size, 5L fuel tank, 1285 mm wheelbase, low fuel & oil indicator, Bluetooth connectivity

Price Range : Rs 65,985

6 Best Insurers That Provide Tvs Bike Insurance

TVS Bike Insurance ProvidersCoverage OfferedAdd-on coversIncurred Claim Ratio
HDFC ErgoThird-Party Liabilities and Own DamagesInconvenience Allowance, Zero Depreciation, Emergency Assistance Cover,74.36%
SBI GeneralThird-Party Liabilities and Own DamagesPersonal Accident Cover, Return To Invoice, Personal Accident Cover for pillion riders, No Claim Bonus Protection69.86%
Bajaj AllianzThird-Party Liabilities and Own DamagesKey / Lock replacement Cover, Round the Clock Spot Assistance, Cost of Consumables, Loss of Personal Baggage, Personal Accident Cover68%
ICICI LombardThird-Party Liabilities and Own DamagesReturn to Invoice, NCB Protect, Zero Depreciation, Roadside Assistance, Personal Accident Cover76.14%
New India AssuranceThird-Party Liabilities and Own DamagesAccessory Damages Cover, Return to invoice, Zero Depreciation, NCB Protection, Engine Protect Cover85.67%
Bharti AXAThird Party Liabilities and Own DamagesNil Depreciation89%

How You Can Reduce Your TVS Bike Insurance Premium

  • Installing Anti-theft Device: This gives 10% to 20% discount on bike insurance premium. Installing anti-theft alarm can really eliminate the risk of burglary and theft of the vehicle by the intruders or thieves. This device remains active for 24 hours and gives you an instant alert when anything wrong happens.
  • Opting Voluntary Deductibles: Premium will get automatically reduced when you opt voluntary deductible with compulsory deductibles. Voluntary deductibles refer to sharing some agreed percentage of the amount of total claim TVS Bike owner should first propose the insurer about exercising this option.
  • Getting AAI Membership: Obtaining membership of Automobile Association of India will guarantee benefits and discount in TVS bike insurance premium. You have to inform the insurer at the time of buying that you are AAI membership to enjoy its benefits.
    This membership grant access to genuine spare parts, lubricants, and accessories at reduced rates. You can also enjoy concession on room tariffs in selected locations if you book any.

What Benefits to get After Purchasing TVS Bikes & Scooters?

Large Dealership

Large Dealership

The number of TVS two wheeler users in India are million. So, to make TVS bikes accessible, the company opened dealership shops at 33 locations in India. You can find your nearest dealer on their website.

Online Booking Service

Online Booking Service

If you want to request a service of your TVS two wheeler, then you can directly reach the ‘Service’ section of the website. You only need to log in with your registration number or frame number.

Express Service

Express Service

The express service gives the special privilege of 1-hour repair & maintenance service available at chosen partner dealership firms of TVS Motors. You first have to book an appointment by contacting the nearest dealership firm.

Roadside Assistance

Roadside Assistance

TVS Motor India has initiated 24x7 Roadside Assistance Program to give service facility for unpredictable electrical breakdowns. The service is free for the first two years and then at partial cost. Service includes fuel delivery, on the spot repair, towing facility, loss of key support.

5 Years Warranty

5 Years Warranty

TVS Motor India will provide long term warranty of 5 years or 60,000 km whichever arrives early for motorcycles. For TVS Scooters it is 5 years or 50,000 km, whichever completes first. Under the warranty period, the customers can approach to avail free repair services.

Color Options

Color Options

All TVS bikes and scooters comes in different appealing colors. For instance, TVS Pep Plus is available in 7 colors whereas TVS Zest comes in 9 colors. While in TVS motorcycle range, let us take the example of TVS Apache RTR which comes in 3 colors. Another Bike called TVS Star City Plus provides 12 colour choices to customers.

Can we Insure TVS Two Wheeler for Longer Duration?

  • Five Year Third-Party Policy/Package Policy: With reverence to new rule formulated by the IRDA under Motor Vehicles Act, the two wheeler vehicles can now reap five-year term protection. This will save time, efforts and money by knocking out annual premium submission.
    The five-year policy has been made compulsory for new bikes or scooters. The premium for five years differentiates with engine capacity of the two wheeler.
  • Three Year Two wheeler Policy: Forget about the hassle of renewing your bike insurance after every one year. The three years two wheeler insurance will only require one-time premium submission. This will cover third party liabilities as well as own damages.
  • TVS Two wheeler owners are given two types of coverage options: Three Year Third-Party Policy & Three Year Package Policy. On purchasing a long term policy, the premiums get lower and the no claim bonus (NCB) is higher.

Inclusion & Exclusion of TVS Bike Insurance

In What Conditions You Get Claim Payment

  • Fires/Self-Ignition/Explosion: TVS bike insurance guaranteed coverage for the losses generated through fires, self-ignition of the bike, and explosions in the nearby areas. In such situations, TVS Bike owner must file an FIR in the local police stations.
  • Third-party Expenses: Third-party expenses arrives when you make unintentional harm to other parties property traversing on the road. Whether it is a minor loss or major loss, you become liable to pay an agreed amount after a consensus. This expense is directly paid by the insurer under TVS bike insurance.
  • Burglary/Theft: In case of theft or burglary of the insured two wheeler, the owner must immediately report the incident to police authorities and insurance provider. This will increase your chances of quick claim approval and payment.
  • Riots/Strikes/Malicious Act: If the insured TVS bike has confronted damages due to man-made perils like riots, strikes cropped up in your local area, the insurer will compensate for the losses derived.
  • Natural Disasters: The ravages to the two wheeler caused after the occurrence of Earthquakes, typhoons, floods, thunderstorms, cyclones, landslides, and other natural calamities are also born by the insurer.
  • Shipping Damages: The damages came across during transfer of insured bike from one place to another through airways, waterways, lifts, elevators, etc are covered under TVS bike insurance. Accurate proofs must be collected before submitting a claim.
and

Conditions Under Which Do Not Get Claim Payment

  • Mechanical/ Electrical Breakdown: Leakage of engine oil, entering of water in the engine etc which are also termed as mechanical breakdowns will not receive coverage under TVS bike insurance. You may have to purchase an add-on cover to cover this.
  • Driving Without License: If you have insured your two wheeler, then do make sure you never give it to any immature that doesn’t carry a valid license. Otherwise, you have to borne penalties and expenses, if any by yourself. The insurer will not pay a penny.
  • Driving Under the Alcohol Influence: Drinking alcohol and driving has become a common cause of accidents. TVS bike insurance provider does not consider giving coverage for the losses made under this condition.
  • Private Bike Consumed For Commercial Purpose: Insurer will not be responsible for the damage arriving while availing the private two wheeler for commercial use. For example- If you are providing cab services to people for yielding money.
  • Wear And Tear: Tires, tubes, plastic, aluminum, wheels, and other material used in manufacturing TVS two wheeler loses their value or depreciate over time. This kind of depreciation is not compensated under TVS bike insurance.
  • Wars/ Rebellion/ Revolts: Wars, revolts, rebellions, nuclear bombing, military attacks, enemy attacks etc are some harmful activities which are not taken into account while deciding coverage under bike insurance.

FAQs

  • Flew away the tension renewing the policy after completion of one year.
  • Earn valuable discounts on premium.
  • Prevent yourself from inflation rate.
  • Earn a Higher percentage of No Claim Bonus up to 50%.
  • Get coverage from own damages and third-party liabilities.
  • Claim Intimation Form (available on company’s website)
  • Registration Certificate & Driving License
  • Policy Document
  • FIR (for theft cases)
  • Repair Bills or Invoices

You need to provide two things namely-

  • Policy Number
  • Details of the Two Wheeler
  • Contact Information

A compulsory deductible is the percentage of claim amount which the bike owner has to pay with the insurer. Suppose, your bike caught fire where the total loss occurred is equal to Rs 70,000. From this amount, the insurer agreed to pay Rs 50,000 and the rest of the amount has to be borne by the bike owner.

Last updated on 02-09-2019