#Virukipolicy | T&C*
Volkswagen Automotive is one of the largest automobile companies by worldwide sales. Founded by the German Labor Front in the year 1937, Volkswagen came a long way to gain billions of patrons worldwide. Over the years, the automobile company has come to offer a line-up of fascinating vehicles including Taigun, Polo, Vento, Ameo and more. The company set a benchmark in 2016-17 when it won over Toyota to be the best-selling automaker in the world.
Volkswagen Automotives is headquartered in Wolfsburg, Germany. At present, there are four models of Volkswagen marketed in India and there are six upcoming models, expected to launch by September 2021.
The top four Maruti cars sold in India are:
The Ameo by Volkswagen offers 1 Petrol and 1 Diesel engine. The displacement for the diesel engine is 1498 cc and the petrol engine is 999 cc. Ameo offers mileage up to 21.66 KMPL, depending on the fuel type and the variant. The 5-seater sedan comes in manual transmission with a maximum power of 108.62Bhp@4000rpm and maximum torque of 250Nm@1500-3000rpm. Power steering, driver airbag, air conditioner, front fog lights, alloy wheels, automatic climate control, anti-lock braking system, and passenger airbag are some key features of Volkswagen Ameo.
Polo is a 5-seater hatchback that offers 1 Diesel and 1 Petrol engine having a displacement of 1498 cc and 999 cc respectively. Depending on the fuel type and the variant, the hatchback offers mileage up to 21.49 KMPL. The vehicle comes in manual transmission and has a maximum power of 88Bhp@4200rpm and maximum torque of 230Nm@1500-2500rpm. The special features of Polo are front and rear power windows, central locking, driver and passenger airbags, speed-sensitive electronic power steering, automatic climate control, and anti-lock braking system.
With 2 Petrol engines and 1 Diesel engine on offer, the Vento is one of the most sought after cars under the Volkswagen banner. While the petrol engines are 1197 cc and 1598 cc, the diesel engine is 1498 cc. The 5-seater sedan can offer mileage up to 22.27 KMPL, depending on the variant of the car and fuel type. The maximum torque offered by the car is 250Nm@1500-3000rpm and power of 108.6Bhp@4000rpm. The key features of Vento are driver and passenger airbags, central locking, front and rear power windows, phonebook sync, anti-lock braking system, and alloy wheels.
The Tiguan offers 1 1968 cc Diesel Engine. The Tiguan has two variants, namely the Tiguan 2.0 TDI Comfortline and Tiguan 2.0 TDI Highline. The vehicle is offered in automatic transmission and has mileage ranging up to 16.65 KMPL. The maximum torque for the vehicle is 340Nm@1750-2750rpm and the maximum power of 141Bhp@4000rpm. Some of the key features of the Tiguan are driver alert system, black roof rails, auto-dimming IRVM, central locking, fog lamps, and power windows front.
There are various factors which determine the insurance premium of the car, some of which are listed in points below:
The table below sums up the approximate amount of premium for certain variants of each Volkswagen model.
|Car Model||Variant||Ex-Showroom Price (Lakhs)||IDV*||Zero depreciation (Add on)*||Premium (Basic)*|
|Ameo||TDI Highline Plus Diesel 1.5L (1498 cc)||Rs. 9.27||Rs. 854,145||Rs. 3,417||Rs. 19,349|
|Polo||TDI Trendline Diesel 1.5L (1498cc)||Rs. 7.36||Rs. 395,200||Rs. 1,297||Rs. 14,724|
|Vento||Highline Petrol 1.6L (1598 cc)||Rs. 9.99||Rs. 823,410||Rs. 3,845||Rs. 32,038|
|Tiguan||Comfortline TDI Diesel (1968 cc)||Rs. 28.07||Rs. 23,50,395||Rs. 10,577||Rs. 40,461|
*The values stated are based on the city (Delhi) and the year of registration (2020).
The inclusions listed below apply to your Volkswagen car insurance plan:
Your Volkswagen insurance plan comes with the following exclusions:
Policyholders are eligible to get discounts on premiums for their insured Volkswagen vehicles. The points mentioned below elaborate on the details:
The coverage for your Volkswagen car can be enhanced by buying add-ons. You can look out for the below-mentioned coverages for your car insurance plan.
If and when you meet with an accident, you must intimate your insurance service provider and register a claim request, following which your insurer will send a surveyor to access the damage caused. Next, you can take your car to the nearest garage, get your car repaired and collect the payment receipt. Submit the receipt to your insurer to get the amount reimbursed.
Generally, comprehensive car insurance does not cover for depreciation on Volkswagen spare parts. To get Depreciation coverage for Volkswagen spare parts, you must zero in on Zero Depreciation Add-on cover for Volkswagen parts.
Your regular Volkswagen comprehensive insurance does not cover towing. However, you can include towing in your coverage by purchasing the roadside assistance add-on.
Last updated on 11-03-2020