Blog

Customised Car Insurance Add-on’s for Women Who Drives

With the increasing need for women safety, there are many car insurance companies that have come up with special plans for women. Safety of women is a matter of extreme distress, car insurance players took a step forward to resolve this burning issue. Few of them have introduced special plans like night Road Side Assistance (RSA), cab services, hotel stay, and other facilities. Some Insurance companies provide these services as an add-on with an additional nominal fee. Others players like ICICI Lombard and Bajaj Allianz provides it free of cost.

Sanjeev Mantri- ICICI Lombard- general Insurance executive director says “RSA services have been offered from over a decade but it has been quite generic”. With introspection in two different cases, the importance of introducing a customized plan for women drivers was realized. In one case women use to come back around 10 pm from work daily. In other scenario, women need to drive late night hours at the time of her in-law’s medical urgency. Keeping these concerns in mind, ICICI Lombard has come up with an inbuilt add-on of night RSA along with additional benefits. Hotels accommodation of up to Rs. 5000 is included if the damage is major. In the case of minor claims, free refreshments are given. This facility is applicable in 13 cities that includes major cities like Mumbai, Bengaluru, New Delhi, Chennai, Hyderabad etc. Women can avail this service anytime between 8 pm to 6 am, with access to 3500 garages across India.

Bajaj Allianz General CEO- Tapan Singhel informs TOI that they are planning to provide free night RSA to Women Drivers, with the cab facility up to 50 km from the point of motor breakdown. In addition, they also committed to providing 24* 7 medical urgency support with the refilling of fuel up to 3 liters. Their car insurance also covers hotel accommodation till Rs.1000.

For medical urgencies like a heart attack or road accident both Insurance players, i.e. ICICI Lombard & Bajaj Allianz have got a tie-up with over 4000 hospitals. They are also trying to make provisions for ambulance services. Other players like Bharati Axa & Tata AIG are providing these services as an add-on with an additional cost.

Reliance General Insurance assists with traditional RSA services. Their plan also includes minor car repairs, mending of the flat tyre, car towing or any car breakdown assistance. Cab facility up to 25 km radius from the point of the car crash is facilitated” – according to the spokesman Reliance General Insurance.

You May LIke

Linking Of Aadhaar With Insurance Policy Is Mandatory, Says IRDA On Wednesday, 8th Nov 2017, the Insurance Regulatory And Development Authority Of India (IRDA) said that the linking of Aadhar number with insurance plans is compulsory and asked insurance companies to implement the statutory norms.  “The Authority clarifies that, linkage of Aadhaar number to insur...
Motor Insurance Premiums Rises Up By 40 Percent Motor insurance that includes cars and bikes, will become costlier from April 1 as per the order of insurance regulator. Irdai has decided to raise premiums by up to 40 percent from the next financial year. The third party motor insurance premium for small cars (up to 1,000 cc) will now be up 39.9 ...
Motor Insurance: Future Generali India Insurance Introduces App Future Generali India Insurance, a well-known insurance company has introduced an application for motor insurance claim surveyors of the company which goes by the name of i-Moss. The new app had a soft launch about six months ago for in-house assessor, wherein it was tested for volumes to offer an ...
New Car Purchase Becomes Dearer Due To Hike In Motor Insurance Planning a new car is not just about choice but cost as well. Higher the model of the car, more you end up paying. According to the latest verdict of Insurance Regulatory and Development Authority of India (IRDAI), vehicle owner needs to pay additional car insurance premium after 1st September 2018....
Slow Down in Auto Industry as Disclosed by Bharti Axa Rupees has deteriorated to its lowest in recent month. With the decreasing value of the currency in India, many sectors are deeply impacted. Sandeep Nanda, Chief Information Officer, Bharti Axa says "Increasing price of raw material can put great pressure on the auto organizations. It can impact the...