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Health Insurance: Mumbai, Delhi NCR Lead Claims From Diabetics

As diabetes affects almost 10 crore people in India, metropolitan cities such as Mumbai and Delhi NCR lead in the highest number of diabetes-related health insurance claims in the country according to a survey.

7.8 percent of around 131 crore people in India are diabetic with the disease has claimed over two lakh lives till now, as per the World Health Organisation (WHO), that focused on diabetes for this year’s World Health Day on April 7.

“Diabetes rarely makes headlines, and yet it will be the world’s seventh largest killer by 2030 unless intense and focused efforts are made by governments, communities and individuals,” says Poonam Khetrapal Singh, Regional Director Of WHO South-East Asia.

The WHO report noted an increase in diabetes patients in India, a data aggregation of some of the most important private health insurance companies recommended a rise in diabetes-related health claims. The data also raised concern over such claimants related to the age group below 25 years.

As per a report by ICICI Lombard, it shows that while most of the diabetes-related health insurance claims were earlier made by people over the age of 60 years, over the last few years youths under the age of 25 have also become claimants to such health covers. The firm received 7,915 such claims between 2011-2015 across all age groups.

A year by year data of the claims handled by the insurance company says 4,140 senior citizens since 2011 have claimed insurance cover for diabetes, whereas the same figure among youth till the age of 25 remained at 235. The same numbers of people in the age group of 26-45 and 46-60 stood at 1,564 and 3,433, respectively, it said.

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