HDFC Ergo Personal Accident
HDFC Ergo Personal Accident
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Apollo Munich Personal Accident

HDFC ERGO (Formerly Apollo Munich) is a general insurance company headquartered in Mumbai, India. It is a joint venture between HDFC Ltd and ERGO, which offers various types of insurance products such as health, motor, travel, and others.

It's hard to predict the when, where, and loss caused by an accident. To shell out maximum comfort and financial help, the company offers HDFC ERGO Personal Accident policy that provides a sum insured from Rs.20 lakhs to Rs.10 crore in case of accidental death, injury, or disability to the insured.

HDFC ERGO (Formerly Apollo Munich) Personal Accident Insurance

This insurance offers financial aid to the insured and his/her family in case of any mishap caused by an accident resulting in disability, death, or bodily injuries to the insured.

HDFC ERGO Personal Accident is divided into three variants-

  • Essential
  • Advanced
  • Elite

Features of HDFC ERGO Essential Personal Accident Insurance

  • Policyholders can avail of sum insured from Rs.20 lakhs to 1 crore.
  • The insurance policy pays for accidental OPD expenses.
  • It offers coverage for accidental hospitalization along with restoration benefits.
  • Policyholders can avail of loan secure benefit under this policy.

Features of HDFC ERGO Advanced Personal Accident Insurance

  • It is a comprehensive plan that comes with a total of 24 benefits.
  • Policyholders can choose from the various sum insured options (Rs.1 crore to Rs.2.5 crore).
  • You can avail lump sum amount in case of accidental death and disability.
  • The insurance policy offers coverage against accidents due to adventure sports.
  • It offers coverage against air ambulance costs.

Features of HDFC ERGO Elite Personal Accident Insurance

  • This comprehensive plan offers a total of 30 benefits
  • The plan offers coverage from Rs.2.5 crore to Rs.10 crore.
  • It takes care of lost income while the insured is in a coma.
  • You can avail of financial support for elderly parents, spouses, kids, and pets.
  • The insurance policy offers a lump sum amount in case of accidental death and disability.

Eligibility Criteria

Entry Age

Adults: 18-69 years

Dependent Children: 91 days-25 years

Discounts Available

Yes

How can I buy HDFC ERGO (Formerly Apollo Munich) Personal Accident Insurance online?

You can purchase the personal accident insurance policy online by following the below-mentioned steps:

  • Visit the link- https://www[dot]apollomunichinsurance[dot]com/ipanew/index.html
  • Click 'Calculate Premium', enter the details required, and then click 'Buy Now'.
  • Enter the member details and click 'Next'.
  • Make the premium payment.
  • You will receive the soft copy of the insurance policy on your registered email id.

How can I renew HDFC ERGO (Formerly Apollo Munich) Personal Accident Insurance?

You can renew the HDFC ERGO personal accident insurance instantly by following the below-mentioned steps:

  • Visit the link- https://renewal[dot]apollomunichinsurance[dot]com/#/
  • Enter your policy number and click 'Submit'
  • Check the premium details and make payment.
  • You will get a soft copy of the insurance on your registered email id.

Frequently Asked Questions

A maximum of six members can be insured under the insurance policy.

The loss incurred by the following situations are excluded-

  • Sexually transmitted diseases.
  • Pregnancy or childbirth-related complications.
  • External congenital diseases.
  • War or any act of war, the act of the foreign enemy.
  • Participation or involvement in military, naval, or air-force operations.
  • Others as stated in the policy document.

Yes, you can avail of life-long renewal under the HDFC ERGO Personal Accident Policy.

Last updated on 20-10-2020