Future Generali Personal Accident
Future Generali Personal Accident
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Future Generali Personal Accident

Future Generali India Insurance Company Limited is a private general insurance company headquartered in Mumbai, India. It is a joint venture between the Future Group and Assicurazioni Generali that offers various general insurance products including motor, travel, health, commercial, and others.

To minimise financial stress due to accidental injuries or deaths, the insurance company has come up with Future Generali Personal Accident insurance to offer full support to the policyholder and his/her family.

Future Generali Personal Accident Insurance

The company sells personal accident insurance in the name of Future Generali Personal Accident Suraksha. The plan offers financial coverage to you and your family members in case of accidents resulting in bodily injuries, death, and disabilities.

Features of Future Generali Personal Accident Suraksha

Mentioned below are some of the important features of this policy:

  • 24x7 worldwide coverage is available at your disposal.
  • To avail of insurance policy, you are not required to give any medical check-up or fill a medical questionnaire.
  • You can port your existing policy with the company to opt for our benefits and services.
  • You can renew your policy within 30 days from the date of the expiry of your policy.
  • In case of accidental death or permanent total disablement, the sum insured is paid towards your children's education benefit.
  • The company will pay the expenses incurred for air ambulance transportation (in an airplane or helicopter) in case the insured person suffers an injury.
  • The insured person may apply for daily hospital cash in the event of an accidental bodily injury and subsequent hospitalisation.

Eligibility Criteria

The entry age for adults to avail Future Generali Personal Accident Suraksha is 18 years to 70 years. However, children from 3 years to 25 years can be covered as dependents. You can avail of this policy for a period between 1-3 years.

How can I buy Future Generali Personal Accident Suraksha?

Individuals are required to follow the below-mentioned steps to purchase Future Generali Personal Accident Suraksha Insurance:

Step 1: Visit the official website of Future Generali Insurance.

Step 2: Navigate to 'Products' and click the 'Personal Accident' tab given on the webpage.

Step 3: Click 'Buy Now'.

Step 4: Enter the details required.

Step 5: Fill in your proposal form and review it.

Step 6: Complete your purchase by making payment.

Step 7: You can download your policy sent on your registered email address and mobile number.

Note- You can also buy this plan by visiting the nearest branch of Future Generali.

Claim Process

Mentioned below are the steps required for filing a claim for Future Generali Personal Accident Suraksha instantly:

Step 1: Intimate about the claim at Future Generali Customer Care Number (18002091016/18001038889).

Step 2: Submit the required claim documents as per the checklist of death/PTD/PPD/TTD claims.

Step 3: The concerned authority will scrutinize the documents as per policy coverage.

Step 4: Post verification, Future Generali will make payment to the claimant through NEFT.

You need to submit the claim documents at the below-mentioned address:

Claims Department: Future Generali Health (FGH), Future Generali India Insurance Company Ltd., Office No. 3, 3rd Floor, Building A, G-O- Square, Sr. No. 249-250, New Mankar Chowk, Aundh Hinjewadi Link Road, Wakad, Pune, Maharashtra- 411057

Frequently Asked Questions

Keep a track of the below documents required to file the claim:

Death Claims

  • Claim Form
  • Attending Doctors Report
  • Original Death Certificate
  • Original / attested Post Mortem / Coroner's Report
  • Attested copy of FIR / Panchnama
  • Police Inquest report, where applicable

Weekly Benefit Claims

  • Claim Form
  • Attending Doctors Report
  • Original Disability Certificate from the Doctor, if any
  • Fitness Certificate from the Doctor
  • Investigation / Lab Reports (X-Rays reports with films & other reports etc)
  • Original Admission / Discharge Card (if hospitalised)
  • Employers Leave Certificate with grade/designation

Dismemberment / Disablement Claims

  • Claim Form
  • Attending Doctors Report
  • Original Disability Certificate from the Doctor (if any)
  • Investigation / Lab Reports (X-Rays reports with films & other reports etc)
  • Original Admission / Discharge Card (if hospitalised)
  • Police Inquest report (where applicable)
  • In the case of PTD claims – Disability Certificate from Govt. Registered Medical Practitioners.

The major exclusions under the policy are:

  • Suicide, attempt suicide, criminal breach of the law, the influence of liquor/drugs.
  • Pregnancy-related claim.
  • Loss due to war and nuclear perils.
  • Loss due to serving under military/armed forces.

Tax benefits are not available under this policy.

Future Generali will process your claim within 30 days of receiving your application.

It's up to 70 years.

Last updated on 12-10-2020