National Insurance Company Limited is a state-owned general insurance company headquartered in Kolkata, India. The company tries to provide maximum protection in segments like motor, health, fire, marine, engineering, etc.
Accidents can happen anytime and anywhere. To avoid paying hefty expenses for treatments against disability or accidental death, the company has come up with a National Insurance Personal Accident Policy (including Janata policy) for its customers.
The National Insurance Personal Accident offers a lump-sum amount to you and your family in case of death and disability caused due to accidents. Let's check its notable features.
Features of National Insurance Personal Accident Insurance
Mentioned below are some of the important features of National Insurance Personal Accident Insurance:
Eligibility:
Entry Age | 5-70 years |
Loading Charges | 70-75 years: 10% on premium 75-80 years: 20% on premium |
**Last Updated on 19-11-2020
The Janata Personal Accident policy offers coverage to the insured in case of any bodily injuries resulting from the accident (within twelve months of its occurrence). This policy is also available for listed pre-identified groups.
Features of Janata Personal Accident
Mentioned below are some of the important features of Janata Personal Accident policy:
Eligibility Criteria:
Entry Age | 10-70 years |
Sum Insured | Rs.25,000-1,00,000 |
**Last Updated on 19-11-2020
You can buy National Insurance Personal Accident Online by following the below-listed steps:
Note- You can purchase Janata Personal Accident Policy by visiting https://nationalinsurance[dot]nic[dot]co[dot]in/en/personal-insurance/janata-personal-accident and scroll down to find 'Buy Policy Online'. The rest of the steps are the same as given above.
Follow the below-mentioned steps to file a claim for National Insurance Personal Accident Insurance:
You can pay premium through different modes i.e. offline and online. For online mode, you can pay through debit card, credit card, or net banking. If we talk about offline mode, you have to pay the premium at the nearest company branch.
Suicide, insanity, pregnancy, war, and participation in armed forces are some of the exclusions under the National Insurance Personal Accident.
You can avail education fund benefit for the dependent children if the insured suffers death or permanent total disablement. Check the policy brochure for more details.
Last updated on 19-11-2020