To be precise, the coverage of the insurance will be under the mentioned following cases:
1. Death of the person insured solely from the accident (on the spot or during the recovery of injury).
2. Total or irrecoverable loss of eyesight and physical separation of hands or legs (one or both). Make sure to go through the sum which will be received to the insured person in case of breakage or separation of different parts of the hands/ legs.