The Oriental Insurance Company Ltd. is a public sector general insurance company headquartered in New Delhi, India. The company has 1800+ operating offices in various cities of the country. The company offers extensive general insurance products across the motor, health, personal accident, marine, and others.
To safeguard the savings of self and family against injury/death caused by an accident, the company has come up with Oriental Personal Accident insurance that provides compensation concerning the same.
Oriental Personal Accident offers financial security to the insured and his/her family members towards any unfortunate events caused by accidents. Mentioned below are some of the various types of Oriental Personal Accident Insurance Plans:
Personal Accident Policy offers compensation in the event of the insured sustaining injuries/death caused due to accidents by external, violent, and visible means.
Mentioned below are some of the important features of Personal Accident Policy:
This policy provides compensation in the event of insured sustaining injuries, solely and directly from an accident. It is available to a group of people and is also subjected to group discount as well.
Janata Personal Accident Policy offers the amount to insured (or to assignee in case of insured's death) in case of bodily injuries resulting from an accident caused due to violent and visible means within twelve months of its occurrence.
Mentioned below are some of the important features of the Janata Personal Accident Policy:
The Nagarik Suraksha Policy is available for individuals of the age group of 5 years to 70 years (under family package cover) and 18 years to 70 years (under individual/group cover). It offers compensation for expenses incurred at the hospital caused due to accidental injuries. The minimum sum insured under this policy is Rs.1 lakh, which goes up to a maximum of Rs.5 lakh.
The Gramin Accident Insurance is available for any person between the age group of 10 to 70 years irrespective of occupation, income, etc. This policy offers compensation in the event of death or permanent total disablement or loss of limbs/sight in the eyes.
Jan Arogya Bima offers hospitalisation cover and reimburses the medical expenses incurred while the insured was admitted to the hospital as a patient. This policy offers hospitalisation and domiciliary hospitalisation for a premium (Rs.70) for adult male/female and Rs.50 for each dependent son/daughter (not above 25 years of age).
Mentioned below are the steps required to purchase Oriental Personal Accident online:
Step 1: Visit the official website of Oriental Insurance.
Step 2: Scroll down and click on 'Personal Accident Policy/Janata Personal Accident/Nagarik Suraksha Policy'.
Step 3: Enter the required details and make the premium payment.
Step 4: You will receive a soft copy of the policy on your registered email id.
Note- To buy other personal accident policies, reach out to the company for more details.
Oriental Insurance offers an easy and quick claim settlement process to its policyholders. Let's check out the process to file a claim for a personal accident.
You will be entitled to receive a payable of 50% of the Sum Insured.
On the official website of Oriental Insurance, click on 'Renew Online', enter the policy number, and click on 'Renew Now'. Check the premium details and pay the premium. The renewed policy will be sent to your mail-id.
Mentioned below are some of the exclusions under Oriental Personal Accident Policy-
Last updated on 19-11-2020