Reliance Personal Accident
Reliance Personal Accident
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Reliance Personal Accident Insurance

Reliance General Insurance Company is an Indian private insurance company, wholly owned by Reliance Capital. It largely deals in providing general insurance products across the motor, health, travel, and more. In addition to this, Reliance General offers commercial insurance services including home and marine insurance.

Considering the increase in accidents in India, Reliance General has come up with its Personal Accident Insurance, which offers reimbursement for your medical expenses and provides compensation in case of disability or death caused by an accident.

Reliance Personal Accident Insurance Policy

Reliance Personal Accident Insurance offers financial aid to the insured's family if (s)he is injured or dies in an accident. Let's find out more about it.

Features of Reliance Personal Accident Insurance

Mentioned below are some of the key features of Reliance Personal Accident Insurance:

  • 100% of the sum insured is offered on the accidental death of the insured person.
  • The insurance policy provides worldwide personal accident insurance coverage.
  • There is no requirement for medical tests and documentation.
  • Reimbursement will be offered for the medical expenses incurred due to an accident.
  • The insurance policy also pays for an education fund for two children in case of death of the insured.
  • The policy offers reimbursement of transportation (up to Rs.2500) of the dead body to the place of residence.
  • Policyholders can avail of a 5% increase in Capital Sum Insured (in case of Death or Permanent Total Disablement) for each claim-free year of insurance (maximum 50%).

Eligibility Criteria

The entry age for self and spouse is a minimum of 18 years and dependents can be covered from 5 years to 25 years.

How Can I Buy the Reliance Personal Accident Insurance?

Mentioned below are the steps required to purchase Reliance Personal Accident Insurance via the official website of Reliance General Insurance:

Step 1: Visit the official website of Reliance General Insurance.

Step 2: Select 'Personal Accident Cover' under the 'Health' tab.

Step 3: Fill the form available on the left-hand side of the page.

Step 4: After entering all the details, click 'Check Our Prices'.

Step 5: Select the best quote as per your choice. Click 'Continue to Buy'.

Step 6: Check your policy details and fill the personal details.

Step 7: After the payment is done, you will receive your insurance policy on your registered email address.

What is the claim process of Reliance Personal Accident Insurance?

Mentioned below are the steps required to register a claim under Reliance Personal Accident Policy:

Step 1: Inform the insurer about the claim on toll-free number 1800-3009.

Step 2: Submit all the original documents and bills to Rcare.

Step 3: Rcare will examine all the documents and can ask for additional details (if required).

Step 4: If your claim gets approved, the claim amount will be transferred to the bank account through NEFT.

Frequently Asked Questions

Individuals can pay their premium amount through two different modes i.e. Online and Offline. In online mode, policyholders can pay through credit card, debit card, or net banking. In offline mode, policyholders have to visit the nearest branch of Reliance General Insurance to make the premium payment.

Customers can call on the customer care number (022-48903009) to resolve their queries or register complaints regarding the insurance policy.

The major exclusions are listed below-

  • Attempted suicide
  • Pregnancy-related claims
  • War and nuclear perils
  • Ionizing radiation or radioactivity
  • HIV/AIDS/or death due to any disease
  • Natural death

Personal Accident Insurance policy can be extended to cover medical expenses on the payment of extra premium.

Last updated on 09-10-2020