Reliance in itself is a big and trust worthy name in the field of insurance. Insurance no doubt is needed of self and family from the unexpected accidents. Everything is planned and managed by us in our life but, there is one thing which cannot be known and that is extra expenses due to sudden accidents of self or loved ones. For this, Reliance has come out with the General Personal Accident policy for self or the entire family. The company will take care of the financial crunch you face during the treatment or death. Reliance is known in the policy market for providing the best health care policies which will be covering the expenses of hospitalization, recuperation, expenses of illness and treatment. The perfect and quick system support is given to satisfy the client’s needs and hence, the company is looked up by others for seeking different insurance plans from us.
The Company has done wonders through its sheer hard- work and confidence to excel. Due to their zeal to achieve high, the company is ranked amongst the top three best insurance brands. In 2014, the company bagged the Award of having the best Insurance website which made more clients and trust factor became stronger. It is not limited here; the Reliance insurance company came out as a winner by bagging the Indian Insurance award for best non- urban coverage under the Life insurance category for three continuous years (2011, 2012 and 2013).
The Company has done wonders through its sheer hard- work and confidence to excel. Due to their zeal to achieve high, the company is ranked amongst the top three best insurance brands. In 2014, the company bagged the Award of having the best Insurance website which made more clients and trust factor became stronger. It is not limited here; the Reliance insurance company came out as a winner by bagging the Indian Insurance award for best non- urban coverage under the Life insurance category for three continuous years (2011, 2012 and 2013).
In the era of technology, one would want the convenience of doing things from home. Our online services are very easy to use from anywhere through your mobile or tablets. You can use various payment modes like debit or credit card, UPI, net banking or Paytm for purchasing the policy. All the details of the policy are well written for you to understand every clause and points before paying for the same. There are other benefits also like variants in plans to choose from, very easy steps to claim online and lesser paper work for maximum coverage. If there are any queries, we have online support to answer you immediately. The log in is very easy in our website. The support will be able to guide you get the best plan as per your needs and requirements. In short, sitting home you will be able to do everything and our agent will come to your address to carry out the other formalities of documentation at the time and date you choose.
Following are the plans under this personal accident insurance:
Here hundred percent of the sum will be assured in case of death of the insurer solely due to accident.
Here also, hundred percent of sum will be insured in case of permanent disability due to accident.
Certain amount of the sum insured is paid dependent upon the condition of the insured person (Mentioned in benefits terms and conditions).
For a maximum of hundred weeks, one percent of the total sum insured will be provided (it will not be exceeding more than five thousand rupees per week for the insured person).
Any insurance policy you take to be insured whether as individual or family, there comes some limitations also. Hence, personal accident insurance policy also has some exclusion. Few of them to throw light on are as follows:
a) Compensation is not covered in case of any riots, nuclear perils, wars, misdemeanours, felonies and crimes.
b) Also death or disability due to any suicide attempt, sexual diseases like HIV/ veneral disease/ AIDS, breaching of any law, self injuries and problems due to liquor or drugs ingestion/ injection will not be covered in any kind of general personal accident insurance policy.
c) You cannot claim for more sums in the same period of policy exceeding the capital sum insured
d) Compensation will not be given for more than one clause in the same period of disability. Also no payment will be compensated after admission of a claim of fifty or hundred percent of capitol sum insured.
Two percent of the CSI will be given for the transportation of the dead body in case of unfortunate death after the accident. In case of death of the insured person, ten percent of the insured sum will be given to the one or two kids of the insured below the age of 25 years so that their finances can be supported.
On the payment of extra premium, the policy will be extended to cover in the policy. Benefits of 20- 40 percent of the compensation will be paid for the settlement of the valid claim (whichever will be less shall be given). For a reduced premium, the employer can choose his/ her cover for on- duty or off- duty insurance plans.
The age bar for taking the policy is from 5- 70 years. The policy can be given to individual or in groups (available for family). In groups we also talk about the employer wishing to avail it for his/ her employees together or it can also insure the members of any club, society and institution (groups can be decided by you and there is no restriction on it).
