There are various combinations of plans to choose from. Few of them to mention are accidental death, Accidental death+ permanent disability (total and partial), Accidental death + Permanent total disability and Accidental death + permanent disability (total and partial) + Temporary disablement (total + partial). Additional add- on will be covering the hospital confinement allowance and ambulance charges (air ambulance will be included).
Note: There is an extra adaptation allowance plan also which can be clubbed where the company will be giving a little sum to rectify or make the house or vehicle which in case is affected solely by the accident.
Behind every policy there are some limitations of coverage. We also have few of the exclusions which should be known by you. Any kind of suicidal attempt, addiction of liquor or drugs, disabilities or injuries due to any criminal act/ war/ nuclear weapons/ armed forces etc. The detailed description can be read thoroughly in our terms and conditions page.