United India Personal Accident
United India Personal Accident
PX step

Get Instant Quotes

1

2

Cover For
D.O.B (eldest member)
Coverage

United India Personal Accident Insurance

United India Insurance Company is a leading general insurance company (wholly owned by the Government of India) that was incorporated on 18th February 1938. It is headquartered in Chennai, India, and offers a long list of general insurance products including motor, health, travel, personal accident, and others. The United India Insurance employs over 14,000 workers across 2279 offices and offers insurance cover to 1.74 crore people across India.

Accidents can't be prejudged. They can happen anytime and anywhere. To optimize the expenses incurred due to an unfortunate event (bodily injuries, disability, or death) caused due to accidents, the company has introduced United India Personal Accident Insurance that offers compensation for the same.

United India Personal Accident Insurance

The United India Personal Accident Insurance offers financial compensation for the physical loss (bodily injury, disability, death) to an individual caused by an accident.

Features of United India Personal Accident Insurance

The following are a few of the notable features of this insurance. Let's check them out-

  • Medical expenses incurred up to 25% of the claim or 10% of the sum insured can be covered by paying an extra premium.
  • The insurance policy pays for an education fund for 2 dependent children in case of death of the insured.
  • The insurer will pay for the expenses incurred in the carriage of the dead body of the insured from an accidental site to cremation ground or the residence of the insured.
  • The policyholders can avail of a cumulative bonus of a 5% increase of SI (maximum 50% CSI) for each claim-free year.
  • The insurance policy offers worldwide coverage to its policyholders.

Eligibility Criteria

Individuals aged between 5 to 70 years can buy this insurance.

How can I buy United India Personal Accident Insurance online?

United India offers an easy online process to purchase the insurance policy. Follow the below-mentioned steps to purchase the same:

  • Visit the official website of United India Insurance.
  • Click the 'Products' tab and then find the 'Personal Accident Insurance'.
  • Click 'Buy New Policy' and enter the details required.
  • After entering the details, click 'Get Quote'.
  • Select the best quote and make the premium payment.
  • A soft copy of the policy will be sent to your registered email id.

How can I renew a United India Personal Accident Insurance?

The renewal process of the United India Personal Accident insurance is quite easy to perform. Let's take a look at it:

  • Visit the official website of United India Insurance.
  • Click the 'Products' tab and then find the 'Personal Accident Insurance'.
  • Click 'Renew'.
  • Enter your policy number and click 'Step 1' to proceed further.
  • Make the premium payment and you will receive a soft copy of the policy on your registered email id.

How can I claim for a United India Personal Accident Insurance?

Mentioned-below is a simple process to file a claim for United India Personal Accident Insurance-

  • Immediately intimate about the accident to the insurer.
  • Submit all the required documents to the insurance company.
  • The concerned authority will scrutinize the file and may call for investigation in case any fraudulent activities are found.
  • After a successful investigation, the insurance company will pay the claim amount directly to the insured's bank account.

United India Personal Accident Insurance : FAQ's

The insurance company will pay 50% of the sum insured.

You will receive 100% of the sum insured.

Below are the major exclusions under United India Personal Accident Insurance :

  • Intentionally self-inflicted injury or suicide.
  • War/Act of foreign enemy.
  • Influence of alcohol/drugs.
  • Pregnancy-related issues.

Policyholders can call toll-free number 1800-425-333-33 for raising complaints, queries, or feedback regarding insurance policies.

Last updated on 22-10-2020