Since the childhood, what we fear the most is losing our loved ones. But no matter how much we try, we cannot control the time. Solution for this uncertainty is the Personal Insurance. A Personal Accident Insurance Plan protects the individual and his or her near and dear ones in the hour of mishaps if there is an injury or death because of an accident. Accidents scatter the families not only financially but also emotionally. In the hour of need, you have no one to look at, and everyone only talks without any actual concern. Universal Sompo General Insurance Company Ltd. Is a joint venture between the well renowned Indian Banks – Indian Overseas Bank, Karnataka Bank and Allahabad bank and Japanese insurance company – the Sompo Japan Nipponkoa Insurance Inc. along with the Dabur Investments.
The Universal Sompo Company is leading insurance company in Japan and provides property and casual insurance also, in India it has its headquarters at Mumbai. Universal Sompo General Insurance Company Limited got the Certificate of Registration from the Indian Regulatory and Development Authority (IRDA) in the year 2007. Universal Sompo Personal Accident Plan provides you and your family a cover against the unseen accidents, injuries and financial crisis out of them. Anyone who is from5 yrs to 65 yrs can enjoy the benefit of the policy and there is no maximum renewal age under the
The Company received the Licence and Certificate of Registration from IRDA in November 2007. The joint venture has been capitalized with shareholders’ funds of over 435.80 cr. including share premium. Three of the Indian partners are leading banks with a combined asset base of Rs. 92,602 crores and over 4000 branches and distribution centers. Plus the 4th largest FMCG Company in India with over 15 million retail outlets. Sompo Japan Insurance Inc.
The company sells its effective plans through the online medium as well. with it you will be able to save your time and money as well. Universal Sompo Personal Accident Plans
Universal Sompo Personal Accident Plans cover the policy holder against all the up and downs which are the major injuries to minor and even death. Universal Sompo Personal Accident Plan provides three different options to choose as per the security required and situation. Following are the three plans –
The basic plan covers the policy holder against the death.
The wider cover plan covers the policy holder against the accidental death, permanent partial disablement, and permanent total disablement.
The Comprehensive Cover Plan provides the benefit to the policy holder against the odds like accidental death, permanent total disablement, permanent partial disablement and temporary total disablement.
1. What are the different ways to do payment of my premium?
Universal Sompo General Insurance offers three easy and different ways to pay the policy premium?
If one set the auto debit plan, then the premium will be auto debited from the bank.
2. What are the documents required for the Temporary Total Disablement under the Universal Sompo Personal Accident Plan?
Following are the document one need to claim for the Temporary Total Disablement -
3. What are the required documents for the Death claim?
You need to submit a properly correctly filled up claim form along with the original copy of the FIR and the death certificate of the policy holder, original copy of panchnama and the post mortem report. With the proper documentation, it is easy to get the claim.
4. What is the policy cancellation process for the Personal Accident Policy of Universal Sompo?
The policy holder is free to take 15 days period in which he or she can cancel the policy. The premium amount will be deposit in the bank account of the policy holder, post deduction of incurred charges on the medical examination and the stamp duty charges. You can e-mail to cancel your policy at firstname.lastname@example.org.
The post office address is- Universal Sompo General Insurance Company Ltd., Plot No - EL-94, KLS Tower, TTC Industrial Area, MIDC, Mahape, Navi Mumbai 400710