Well, if your wife is already pregnant then there is no health insurance plan that can offer the needful cover against maternity expenses. All health insurance and maternity insurance plans come with a waiting period and that would be of a year at least.
However, if you want to avail such cover then you can think about the same through the group health insurance plan provided by your employer.
Otherwise, at this moment there is no insurance plan that can provide the needful assistance after a woman gets pregnant.
That's why it is always advisable to invest in an appropriate health insurance plan immediately after the marriage. Choose a comprehensive family floater health insurance plan that also covers maternity expenses apart from all other things required. A few companies that you can consider for the same are Star Health Insurance Company, Religare, ICICI Lombard, Cigna TTK Health Insurance, etc.
It is advisable to compare first and then choose the right health insurance plan according to your needs.
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