You must invest in a basic health insurance policy as your critical illness is limited to a few diseases only whereas basic health insurance will provide cover to many other diseases. A basic health insurance plan may not provide cover to your critical illness, but there are several medical emergencies where you may require additional assistance which cant be covered in your critical illness policy. In such a scenario, you need a basic health insurance policy. You can choose for a low sum assured as you don't feel to have a huge one, but you must at least have a decent amount of sum assured to stand with you against various forms of medical emergencies.
Answered by PolicyX on 25 Feb, 2019