When it comes to health insurance for pregnancy then there are not so many options. Only a few companies are offering the same. A few companies that can provide best health insurance for pregnancy are
It is always advisable to take help of online insurance web aggregator to compare all available insurance plans. It will also help you in getting the best insurance plan to fight against different pregnancy stages affordably.Don't forget that insurance company allows you to purchase the maternity cover easily when you are not pregnant.If you are already pregnant then they would not consider your application. Moreover, maternity insurance policies carry a waiting period of 3-4 years before benefits come into play.It is very important to understand that a health insurance is an important thing that you must consider.
And when it comes to maternity insurance and then it becomes a necessity. IT is the most important stage of the parenthood. There is no doubt in saying that rearing a child is an expensive affair and in such cases, it is important to have enough financial backup for all expenses related to the baby’sneed. A well-constructed maternity insurance plan can help you in the same.
Pregnancy insurance was introduced to financially facilitate women at the time of pregnancy or maternity period. Pregnancy insurance will cover all the hospitalization cost, theatre or ward fees, pharmaceutical expenses, intensive care before and after childbirth, and lots of unexpected expenses which can arise in the future. So, if you are planning to conceive and want to welcome a newborn baby into your family, then you should first select maternity insurance. Here are some best private health insurance providers which can help at the time of pregnancy.
1. Apollo Munich Insurance - Easy Health Family Floater The family floater plan managed by Apollo Munich offers three sorts of insurance plans i.e. Standard, Exclusive and Premium. The standard plan is normal plan limited benefits whereas exclusive and premium provides you coverage before and after the birth of a child.
2. Max Bupa - Heartbeat Family Floater Max Bupa has also categorized their Heartbeat family floater plans into three kinds namely silver, gold and platinum. By investing into any of these plans you can avail pregnancy benefits of up to two deliveries while taking policies for two persistent years.
3. Star Health Wedding Gift Pregnancy Cover - The star health pregnancy cover plan will grant you benefits up to two deliveries along with the coverage for newborn expenses and pre and post-natal expenses. This plan also helps the policyholder in recovering complications after the delivery of the child. The maximum which they offer is 10 lakhs.
4. Cigna TTK Health Insurance – Pro-Health Plus Plan The Pro-Health Plus Plan run by Cigna TTK Health Insurance offers endless benefits at the time of maternity where policyholders need to wait for 48 hours before availing. The plan contains maximum health coverage of Rs 10 lakhs.
5. Religare Health Insurance – Joy Health Policy The Religare's Joy Health Policy includes two plans- joy today and joy tomorrow. Both the plans offer 3 to 5 lakhs of health insurance coverage with advantages of day care treatment, pre and post hospitalization expenses, pre-natal & post-natal expenses, and newborn baby covers up to 90 days.
In my opinion above are some good maternity health insurance plans, but still, you can research more to get the best one. Good Luck!
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