Hi Sir, as per your description of the policy, you have completed 5 years with your plan. You are liable to surrender and can get a good amount in return. The company set a few norms when it comes to calculating the surrender value. Below are the same for your reference,
Guaranteed Surrender Value = 30% of all premiums paid – 1st year’s premium
Special Surrender Value = You are liable to get 100% of the Maturity Sum Assured if 5 or more years’ premiums have been paid.
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