In case someone damages your car, then instead of making arguments with the person, you must inform your comprehensive car insurance company as soon as possible. You must file a claim against all damages which are liable to get the cover. After receiving the claim file, the company will immediately start working on the same and will analyze the scenario. On the basis of the same, the company may approve or reject the claim.
Moreover, you can ask for the same from that guy also, as his insurance company can also pay for your damages under third party liability insurance cover but in that case term and conditions are applied.
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