Well, if we talk about India then it is mandatory to have a valid car insurance but it is not mandatory to buy the same from any specific dealer. The choice of choosing the insurance company is up to you. You can decide which is the best company according to your needs. Buying a car insurance becomes mandatory under the Motor Vehicles Act 1988. You can buy the same online or offline, that totally depends upon you.It is advisable for all to buy the car insurance online as there are several companies that deal in the same such as Bajaj Allianz, Reliance General Car Insurance, Bharti Axa, National Insurance, Oriental Insurance and many more.
It is advisable to choose the online platform to buy the right plan that can easily go well with your needs and budget as well.What you will get under a car insurance policy if you go online?Car insurance is basically divided into two section- Comprehensive Insurance and Third party liability Insurance Under the Comprehensive policy, you will get complete coverage for your car against natural disaster, theft, etc.
Along with the third party liability cover that will take care of the second party.Whereas under Third party liability cover, the insured will not get cover for his vehicle but it will offer the required protection against the claims of another (third party). The first party is responsible for their damages or losses, regardless of the cause of those damages.It is always advisable to go for a comprehensive plan as it offers a wider cover. The benefit of purchasing the same online is that you will be liable to get several additional benefits such as discounts, low-cost plans, opportunity to compare easily.
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