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Bharti Axa Saral Jeevan Bima
580-/ per month
VS
Sbi Smart Shield Plus
645-/ per month
| PLAN DETAILS |
Bharti Axa Saral Jeevan Bima |
Sbi Smart Shield Plus |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
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| Plan Maturity age | Maximum Maturity Age - 70 years | Maximum maturity age- 100 years |
| Plan Sum Assured | Basic Sum Assured: ₹5 Lakhs to ₹50 Lakhs | Base sum assured- Rs 25 lakhs to No limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Annual, Semi-Annual, and Monthly | Yearly, half-yearly, quarterly, and monthly |
| Plan Policy loan | The policy loan is not available under Bharti AXA Life Saral Jeevan Bima. | Policy loan is not available |
| Plan Sample Premium | Rs 580-/ per month | Rs 645-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 40 years | Minimum policy term- 5 years to 79 minus entry age , Maximum policy term- 30 to 79 minus entry age |
| Claim Settlement Ratio (2023-24) | 99.18% | 99.4% |
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Bharti AXA Term Insurance Plans |
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
Uncertainties are inescapable, but you can make sure your family's goals remain undisturbed, irrespective of the circumstances, with a Bharti AXA Life Saral Jeevan Bima. It is a basic term insurance plan to secure the family's financial future in exchange for pocket-friendly premiums. However, you can even choose the premium payment term based on your budget. With their simple and easy-to-understand features, you can secure yourself & your family hassle-free.
Bharti AXA Life Saral Jeevan Bima offers you a range of benefits including:
You can add the following riders to your Bharti AXA Life Saral Jeevan Bima:
Bharti AXA Life Accidental Death Benefit rider provides an additional sum assured equal to 50% of the sum assured in case of the unfortunate demise of the life insured due to an accident.
Bharti AXA Life Accidental Total and Permanent Disability Rider provides a rider sum assured to the nominee in case of permanent disability within 120 days of the accident.
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