Bajaj Allianz Travel Insurance
Bajaj Allianz Travel Insurance
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Bajaj Allianz Travel Insurance

Bajaj Allianz General Insurance Company Limited is a joint venture between Allianz SE and Bajaj Finserv Limited. It is headquartered in Pune, India, and offers an exhaustive list of general insurance products across the motor, health, travel, personal accident, and others. The insurance company has recently bagged Celent Model Insurer Award 2020 and Best Insurer in India 2020. It has marked its presence in over 1100 towns and cities across the country.

One of its key general insurance products (Bajaj Allianz Travel Insurance) offers protection to the citizens of India in case of mishap caused while traveling abroad/within the country.

Features of Bajaj Allianz Travel Insurance

Given below are some of the important features of Bajaj Allianz Travel Insurance:

  • People can buy this policy at affordable rates.
  • You can customize your travel insurance plan as per your choice.
  • Travel Insurance plans can be purchased instantly through online mode.

Bajaj Allianz Travel Insurance Plans

The insurance company offers seven types of travel insurance plans-

  • Individual Travel Insurance
  • Family Travel Insurance
  • Senior Citizen Travel Insurance
  • Student Travel Insurance
  • Corporate Travel Insurance
  • Travel Asia Policy
  • Bharat Bhraman Policy

Individual Travel Insurance

Individuals who wish to travel abroad can protect themselves from the uncertainties (faced during travel) by purchasing this policy. It is divided into three parts-

  • Travel Companion
  • Travel Elite
  • Travel Prime

Features

  • In the travel companion plan, you can avail of coverage for loss of checked-in baggage (up to $1000), loss of passport ($250), hijack benefit ($50/day & maximum $300), medical expenses (up to $5,00,000), among others.
  • In the travel elite plan, you will get coverage for AD & D common carrier (up to $5000), delay of baggage ($100), trip cancellation (up to $1000), among other things.
  • In the travel prime plan, you can avail of coverage against medical expenses (up to $10,00,000), repatriation (up to $6500), loss of passport (up to $300), among others.

Family Travel Insurance

When you are traveling with your family, an endless number of uncertainties can strike you down. This may involve health-related issues, the threat of financial loss, and accidental damages. Luckily, this plan will take care of all, without giving you much trouble. The plan is divided into three parts-

  • Travel Companion Plan
  • Travel Elite
  • Travel Prime

Features

  • The travel companion plan offers compensation for medical expenses ($50,000), delay of baggage ($100), loss of passport ($150), among other things.
  • The travel elite plan offers wider coverage as compared to a travel companion plan. You can avail coverage for hijack ($50 per day to maximum $300), personal liability ($1,00,000), AD&D common carrier ($2,500), etc.
  • The travel prime plan offers coverage for personal accidents (up to $10,000), loss of checked-in baggage (up to $250), loss of passport (up to $250), among other things.

Student Travel Insurance

Students willing to travel abroad for studies should take a look at this insurance. It’s designed to look after all the contingencies that a student may face in a foreign land like medical issues, baggage loss, etc. It’s one of those friends that a student can always count on. The policy is divided into three parts-

  • Student Companion
  • Student Elite
  • Student Prime

Features

  • The student companion plan offers coverage for medical expenses (up to $2,00,000), tuition fee ($10,000), family visit ($7,500), accident to sponsor ($10,000), etc.
  • The student elite plan offers compensation against medical expenses (up to $2,00,000), personal accident ($25,000), bail bond insurance (up to $500), tuition fee (up to $10,000), among others.
  • In a student prime plan, you will get coverage for personal accidents (up to $25,000), medical expenses ($10,00,000), loss of passport (up to $300), loss of laptop (up to $500), etc.

Senior Citizen Travel Insurance

Senior citizens are at a greater risk of falling ill in a foreign country. Along with that, uncertainties like passport/baggage loss, etc. are also there. But there is no need to worry about it. Senior Citizen Travel Insurance is there to take care of them with flying colors. The policy is divided into four parts-

  • Travel Elite Age
  • Travel Elite Super Age
  • Travel Prime Age
  • Travel Prime Super Age

Features

  • The travel elite age offers coverage against medical expenses (up to $5,00,000), personal accident (up to $25,000), AD&D common carrier ($5,000), etc.
  • In the travel elite super age plan, you will get coverage for medical expenses (up to $5,00,000), loss of checked-in baggage (up to $1000), loss of passport ($250), among other things.
  • The travel prime age plan offers compensation against personal accidents (up to $30,000), surgical treatment (up to $20,000), ambulance services (up to $1000), etc.
  • In the travel prime super age plan, you will get coverage against personal accidents ($10,000), delay of baggage ($100), repatriation ($5,000), and others.

Corporate Travel Insurance

Corporate travel insurance is designed for those people who frequently travel from one country to another for business meetings or other corporate affairs. The policy is divided into three parts-

  • Travel Companion Plan
  • Travel Elite Plan
  • Travel Prime Plan

Features

  • The travel companion plan offers coverage against medical expenses, evacuation, and repatriation ($50000), delay of baggage ($100), loss of passport ($150), etc.
  • Under travel elite plan, you can avail coverage against medical expenses, evacuation and repatriation ($50000), AD&D common carrier ($2500), provides hospitalization daily advance ($25 per day to max $100), etc.
  • The travel prime plan protects against medical expenses, evacuation and repatriation (up to $5,00,000), AD&D common carrier (up to $5000), loss of passport ($250), and others.

Travel Asia Policy

In case you travel a lot to the Asian countries (except for Japan), this insurance is for you. Travel Asia policy offers protection against medical and financial emergencies. It’s divided into two parts-

  • Travel Companion
  • Travel Elite

Features

  • In a travel companion plan, you can avail of coverage for loss of checked baggage ($200), medical costs (up to $25,000), delay of baggage ($100), personal liability ($10,000), etc.
  • In the travel elite plan, you can avail of emergency cash advance ($500), coverage for AD&D common carrier ($2500), loss of passport ($100), among others.

Bharat Bhraman Policy

This plan is specially designed for travelers who love to explore India or go for business around the country. It will help conserve your money and give compensation whenever you face an emergency.

Features

  • In case you are a victim of permanent total disability (while on the trip), the policy will pay for the expenses up to the SI.
  • If you run into an accident or suffer a medical emergency, the policy will cover its expenses.
  • You can avail child education bonus of an additional 2% of SI (up to 2 dependent children under the age of 21).

How can I buy Bajaj Allianz Travel Insurance Online?

Mentioned below are the steps required to purchase Bajaj Allianz Travel Insurance:

  • Visit the official website of Bajaj Allianz.
  • Click ‘Travel’ and you will be redirected to a new tab.
  • Select your travel plan and enter the required information.
  • Make the premium payment.
  • You will get the soft copy of the insurance policy on your registered email id.

How to file a claim for Bajaj Allianz Travel Insurance?

Luckily, the company understands the value of time and has designed a simple claim process for its customers. Let’s check it out.

  • Inform the company about the incident by dialing 1800-209-5858 or emailing at bagichelp@bajajallianz.co.in.
  • In a cashless claim, submit all the documents to the company and it will share the payment letter to the concerned hospital (in case of a medical emergency) within 2 working days (if the claim is approved).
  • In a reimbursement claim, submit all the required documents to BAGIC HAT and the company will release the payment in the registered Indian bank account within 10 working days (if the claim is approved).

Bajaj Allianz Travel Insurance : FAQ’s

1. How to extend my coverage under Bajaj Allianz travel insurance?

  • To extend the policy before its expiry, you need to inform Bajaj Allianz. A good health form has to be filled by the insured (given by the company). The request for extension will be reviewed and accordingly passed.
  • To extend the policy after its expiry, the insured should first convey the proposal to the Bajaj Allianz team by disclosing the real cause behind the delay. The request is evaluated, and the decision is made based on the information submitted.

2. What is the set of documents required to file a Bajaj Allianz travel insurance claim?

  • Duly filled overseas travel insurance claim form
  • Authorization for release of medical information form
  • Attending physician's statement
  • Original policy document
  • Other requested by the company

3. What information do I need to provide to buy an online Bajaj Allianz travel insurance policy?

Details like insured name, e-mail address, date of birth, passport number and mobile number in India, the name of the nominee or beneficiary (who will get the compensation in case of death or disability of insured), the date of travel, and others requested by the company. This information is required to buy a Bajaj travel insurance policy online.

Last updated on 19-11-2020