#Virukipolicy | T&C*
Bajaj Allianz travel insurance is made to make overseas travel and national travel easier and hassle-free. Bajaj Allianz's travel policy includes almost all countries. To name some are Japan, Switzerland, Germany, USA, Canada, Austria, Denmark, UK, Italy, etc. This travel insurance will give hospitalization and treatment facility while you are on another land. Plus, there are losses like passport loss, delay in flights, trip cancellations, which may lead to disruptions in the journey.
When you are traveling with your family there is an endless number of uncertainties in your mind. This may involve health-related issues of your family in a foreign land, threat of financial loss and accidental damages. This plan will give financial support to cut down your expenses to meet the casualties.
Aspiring to study in foreign? This plan will provide financial safety from travel emergencies such as hospitalization, loss of passport and baggage, etc. You have the option to choose the duration of your travel insurance as per the duration of your stay abroad.
Any individual who wishes to travel abroad can protect from the casualties happening during the period of travel by purchasing this policy. Sum insured options available range from USD 50,000 to 500,000 USD. This Bajaj Allianz Travel insurance gives 3 plan options to provide the coverages.
The plans give required medical and financial loss support to the senior citizens i.e. above 60 years during their travel duration. The plan gives coverage for 1 to 180 days. You may have to appear for medical tests before taking a policy. Senior citizens have four plan options mentioned below-
Corporate travel insurance is dedicated to the corporate professional who frequently travels from one country to another for business meetings or other corporate affairs. Bajaj Allianz promises to provide maximum coverage of 180 days in a year. Let’s look at what kind of coverage is offered.
This policy is valid for Asian countries like Japan, South Korea, Vietnam, etc. There are two plans in total that provide distinct coverages. The policy term is between 1 to 30 days. Coverage of $15,000 is given under Travel Asia flair and $25,000 under Asia Supreme. There are 2 plans available under Travel Asia policy-
This plan is specially designed for the traveler exploring India and wish to ensure complete safety. Also, it will conserve your money and give compensation whenever you face an emergency.
If your plane gets hijacked while traveling abroad, the company would pay you a lump sum amount as declared in the policy document.
Emergency Cash Advance
The emergency funds will be supplied in case there is loss of funds, theft of luggage, burglary, seizing or occurrence of a natural disaster during your travel.
This refers to the third party damages and losses committed by the insured person. Insurer will directly settle the third party for physical Injuries or accidental property damages arrived.
Loss Of Baggage and Passport
This loss of baggage is only entertained or compensated when the loss has arrived at an international airline. To compensate for the loss of passport, the insurer will give you the cost of getting a duplicate passport. Also, you must inform the police first before anybody.
Home Burglary Insurance
when you left your home in order to travel to other countries, there are chances that someone can rob your home in your absence. To keep insured worry-free during the journey, compensation is allotted for the loss generated due to burglary, if any.
Child Education Bonus
The education of your dependent child will also get coverage. The insurer will pay 2% of the sum insured to help each dependent child in pursuing their studies. The child must be less than or equal to 21 years and must be studying in a recognized institution.
Trip Delays And Cancellation
Changing flights to reach the destination is common. However, If one connecting flight gets late or canceled, it has negative repercussions on the following flight. Any financial loss incurred will be paid. Also, if airplane authorities gets late in providing checked in luggage, the insurer will pay for the loss incurred.
The treatment of the insured person in a foreign country is also covered under travel insurance. Facility of hospitalization, medical evacuation, out-patient care, emergency dental pain relief and daily cash supply is made available during the policy period if any unfortunate events happens. Personal accidents are also given coverage in case of death or disability.
The Golfer’s Hole-in-one
This coverage is designated to golf lovers who have incurred a cost on celebrating a hole-in-one event at a respective United States Golfers’ Association recognized golf course. This coverage is generally provided to keep the sports spirits alive. The coverage is valid in all the countries except India.
To extend the policy before the expiration of the policy, you need to inform Bajaj Allianz. A good health form has to be filled by the customer given by a company’s representative. The request for extension will be reviewed and accordingly passed.
To extend the travel policy after the expiry, the customer should first convey the proposal to Bajaj Allianz team by disclosing the real cause behind the delay. The request is evaluated, and the decision is made based on the information submitted.
Details like insured name, date of birth, E-mail address, passport number and mobile number in India, the name of the nominee or beneficiary who will get the compensation in case of death or disability of insured and the date of travel. This information is required to proceed to buy a travel insurance policy online.
In case you forget your travel policy at home during your travel and foreign officials are asking for the same. Then, you can provide a soft copy of the policy or the policy number or the customer ID number to them.
Last updated on 03-10-2019