Bharti AXA Travel Insurance
Bharti AXA Travel Insurance
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Bharti AXA Travel Insurance

Bharti AXA Travel Insurance is a joint venture between Bharti Enterprises and AXA Group, headquartered in Mumbai, India. The Bharti Enterprises holds a 51% stake in the joint venture and the rest 49% is held by AXA Group. The insurance company offers various types of general insurance products across motor, health, travel, personal accident, and others. The Bharti AXA General Insurance has marked its presence through 135 branches across the country.

To offer maximum coverage to individuals who are frequent travelers to foreign countries, Bharti AXA has come up with travel insurance that offers coverage against any mishap caused while making a trip abroad.

Features of Bharti AXA Travel Insurance

Mentioned below are some of the important features of Bharti AXA Travel Insurance:

  • It comes with affordable premium rates.
  • You can avail coverage against loss/damage caused by fire and theft.
  • Grab a family floater plan to extend coverage to your spouse and two dependent children (up to 23 years).
  • Thanks to mugging/robbery, if you are out of cash, the insurance offers a provision of emergency cash.

Bharti AXA Travel Insurance Plans

Bharti AXA offers six types of travel insurance plans-

  • Schengen Travel Insurance
  • Worldwide Overseas Travel Insurance (Excluding USA/Canada)
  • Worldwide Overseas Travel Insurance (Including USA/Canada)
  • Asia Travel Insurance
  • Senior Citizen Travel Insurance
  • Frequent Traveller Travel Insurance

1. Schengen Travel Insurance

Schengen is defined as a part of the 26 states in the European Union, which makes it a Schengen Area. As per Schengen's agreement, if an individual travels for a business or leisure trip, then it is mandatory to avail of a Schengen visa. For this, you first need to apply for Schengen Travel Insurance. There are three types of Schengen Travel Insurance-

  • Smart Traveller- Schengen Silver
  • Smart Traveller- Schengen Gold
  • Smart Traveller- Schengen Platinum


  • Under Smart Traveller-Schengen Silver, you will get coverage for medical expenses (€ 30,000), personal accidents (€ 10000), AD&D (€ 2500), dental treatment expenses (€ 500), among others.
  • Under Smart Traveller-Schengen Gold, you can grab coverage for medical expenses (€ 50,000), dental treatment expenses (€ 500), personal accident (€ 15000), daily cash allowance (€ 25 per day for 7 days), trip delay (€ 50), etc.
  • Under Smart Traveller- Schengen Platinum, coverage is provided against medical expenses (€ 100,000), personal accident (€ 20000), hijack distress allowance (€ 75), home fire insurance- contents (Rs. 1,00,000), home burglary insurance- contents (Rs. 1,00,000) and others.

2. Worldwide Overseas Travel Insurance (Including USA/Canada)

If you are planning a trip to the USA/Canada for business or with family, this insurance will take care of all the eventualities that you may face during your travel. 

3. Worldwide Overseas Travel Insurance (Excluding USA/Canada)

This insurance can be availed when you travel to any Non-Schengen country. It comes with different variants and can be customized as per the individual's requirement. 

It's divided into three different variants:

  • Smart Traveller Basic Plan
  • Smart Traveller Regular Plan
  • Smart Traveller Essential Plan


  • Under Smart Traveller Basic Plan, you can avail of coverage for medical expenses ($50,000), personal accident ($15000), AD&D ($2500), dental treatment expenses ($500), trip delay ($50), loss of passport and documents ($350), etc.
  • Under Smart Traveller Regular Plan, you get coverage for medical expenses ($100,000), personal accident ($20,000), daily allowance in case of hospitalization ($25 per day for 7 days), total loss of checked baggage ($1,000), among others.
  • Under Smart Traveller Essential Plan, you can avail of coverage against medical expenses ($2,00,000), personal accident ($25,000), dental treatment expenses ($500), loss of passport and documents ($350), missed connection ($300), hijack distress allowance ($75), etc.

4. Asia Travel Insurance

This insurance pledges to guard you and your family against all contingencies that may come in your way while enjoying your travel to the Asian countries.

5. Senior Citizen Travel Insurance

Individuals between 71-85 years of age can buy this policy. It offers coverage against any mishap while traveling abroad. 

6. Frequent Traveller Travel Insurance

If you are a frequent traveller and want to explore all by your view, it is a must for you to avail of Frequent Traveller Travel Insurance. This insurance can be availed online by visiting the official website of Bharti AXA General Insurance.

How can I buy Bharti AXA Travel Insurance?

Follow the below-mentioned steps to purchase Bharti AXA Travel Insurance:

  • Visit the official website of Bharti AXA General Insurance.
  • Click 'Travel Insurance' and click 'Buy'.
  • Enter details and click 'Continue'.
  • Enter your trip details, mobile number, and email address.
  • Click 'Get Quotes' and select a plan of your choice.
  • Make the premium payment and you will receive your insurance policy on your registered email id.

How can I claim for Bharti AXA Travel Insurance?

In case of any eventuality, you should inform Bharti AXA at the earliest possible. The company will connect you to its emergency service provider or TPA. Explain to them the entire incident and register the claim. They will guide you further with the next steps and documents required.

Frequently Asked Questions

1. What is the customer care number of Bharti AXA General Insurance?

Customers can call 18001032292 to purchase, renew, and claim for Bharti AXA General Insurance.

2. What are the factors that affect Bharti AXA Travel Insurance premium?

Given below are certain factors that affect travel insurance premium amount:

  • Age and health of the members
  • Travel destination
  • Duration of the stay
  • Deductible
  • Coverage amount
  • Types of travel insurance plan

3. Can I cancel the Bharti AXA Travel Insurance policy?

Yes, you can cancel your travel insurance policy within 15 days from the date of receipt of the policy document.

Last updated on 19-11-2020