Incorporated in 2000, IFFCO-Tokio General Insurance Company Limited is a joint venture between the Indian Farmers Fertiliser Co-operative Limited (IFFCO), a leading fertilizer manufacturer, and Tokio Marine Group, Japan’s leading insurance company. It has a presence across the top cities in India and has a network of more than 20,000 agents. As one of the leading general insurance companies in India, it provides products and plans across all facets of the general insurance industry like fire, marine, health, motor, two-wheeler, travel, etc. As one of the first companies in India to underwrite mega policies, it endeavors to provide a one-stop-shop service for people’s insurance needs.
When we talk about insurance needs, travel insurance forms an important aspect of an individual’s insurance portfolio. People who frequently travel for their personal and business needs require financial cover for any unexpected events that may occur during their trips such as loss of baggage, passports, medical expenses, etc. IFFCO Tokio’s travel insurance is designed to provide such a cover and keeps an individual free from financial risks that (s)he may encounter.
IFFCO-Tokio provides two types of travel insurance: International Travel Insurance, and Online Pravasi Bharatiya Bima Yojana. Let’s find out more about them:
The International travel insurance plan covers individuals who are traveling abroad alone or with family and friends for personal or business vacations.
Online Pravasi Bharatiya Bima Yojana provides personal accident coverage, medical expenses coverage, and other related covers for Indians traveling to any foreign country.
Purchasing an insurance cover online is one of the faster ways to get a travel insurance cover. IFFCO-Tokio has designed a user-friendly website that provides an easy way to ensure that you purchase its policies in the most seamless and hassle-free manner. The following process will guide you in buying it online.
IFFCO-Tokio has instituted a 24-hour claims procedure that helps individuals to get faster settlement and compensation for losses. If you encounter any problem abroad, you can either file a cashless claim, reimbursement claim or get assistance from a third-party. To assist with any problems while traveling abroad, IFFCO-Tokio has partnered with Paramount Healthcare Management Pvt.Ltd. to assist you in your emergency claims. The following process will help you:
Once you encounter any problem, you need to give intimation to the company through phone, email, or in writing, and submit the duly completed claim form. In the claim form, you need to select the relevant section from the following:
Based on your selection, you will need to submit the following documents:
Once all the relevant documents are submitted, the company will undergo thorough scrutiny to assess the claim, the documents, and will come to a decision. The decision will be communicated to the insured accordingly.
Elite Auto House, 1st Floor, 54-A, M.Vasanji Road, Chakala, Andheri (E), Mumbai- 400093
Tel: 00 91 22 40004216 / 40004219
Toll-Free: 1 866 978 5205 (within the USA)
Fax: 00 91 22 67021259 / 260
There are various plans available, and out of it, only Gold 500 Benefit Option, Gold 100 Benefit Option, Gold 250 Benefit Option, Silver Benefit Plan, and the Bronze Benefit Plan by IFFCO Tokio get a dental coverage amount of $250.
A compensation of $200 is provided for passport loss.
Following are the standard exclusions under the policy:
The premium for the plans is calculated based on the number of people traveling, the age of the travelers, the duration of the trip, the destination, and the type of travel plan chosen.
Yes, there is a 15-day free-look period during which the plan can be canceled, and any premium paid will be returned.
Last updated on 19-11-2020