TATA AIG Travel Insurance
TATA AIG Travel Insurance
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TATA AIG Travel Insurance

Tata AIG General Insurance Company Limited is a joint venture between Tata Group and American International Group (AIG), headquartered in Mumbai, India. The company offers various insurance products across health, travel, motor, and so on. The company has about 2833 employees in 152 branches across the country.

One of its major sellers, Tata AIG Travel Insurance, offers a comprehensive tour coverage plan, which can be availed worldwide as well as for your home country. It covers personal accidents, clinical cost, ride delay, loss of passport, trip cancellation, baggage loss, etc. while enjoying domestic/international trips.

Features of Tata AIG Travel Insurance

Mentioned below are some of the important features of Tata AIG Travel Insurance:

  • The insurance policy comes with a global presence in 190+ countries that offers secure trips to its customers.
  • Avail of comprehensive plans along with $500,000 coverage.
  • Get reimbursement for your additional expenses in case your flight is delayed for more than 12 hours.
  • Coverage is offered against property damage and medical expenses (of others) as a result of bodily injuries caused by the policyholder due to an accident.

Tata AIG Travel Insurance Plans

The company four types of Tata AIG Travel Insurance Plans-

  • International Travel Insurance
  • Domestic Travel Insurance
  • Student Travel Insurance
  • Senior Citizen Travel Insurance

International Travel Insurance

This insurance is suitable for people who often travel abroad for business/pleasure. All major inconveniences like medical expenses or evacuation are covered by the insurance.


  • In case of delay or misdirection of your checked-in baggage by the airline, the insurance company will reimburse you the expenses of necessary personal items.
  • If you lose your baggage in theft or misdirection by a common carrier due to non-delivery at its destination, the insurance company will compensate you for the lost belongings.
  • The insurance company will compensate in case your passport is stolen or misplaced.
  • In case your common carrier is hijacked, the insurance company will compensate for the same.

Domestic Travel Insurance

This insurance offers coverage against any uncertainty faced while travelling domestically. Policyholders can get compensated for trip delays, loss of travel documents, medical emergencies, etc.


  • This insurance plan offers comprehensive coverage of up to Rs.1 lakh.
  • Get affordable coverage for the entire year if you opt for the multi-trip policy.
  • Avail coverage if you have lost your tickets and are unable to continue your travel.
  • Accidental medical expense benefit can be availed in case you meet with an accident during the trip.
  • The insurance company will pay you the amount if you are hospitalised while travelling across India.

Student Travel Insurance

This insurance can be availed by students who are aged between 16-35 years and wish to pursue education outside India.


  • It offers coverage of up to $5,00,000.
  • If your enrolled sponsor (someone who pays your tuition fees) suffers death or permanent disablement, the insurer will reimburse your tuition fees for the remaining education tenure.
  • If you are wrongly detained or arrested by the foreign government, the insurance company will pay for the bail bond.
  • The plan covers the physiotherapy treatment expenses (up to the stated amount) incurred due to an accident.

Senior Citizen Travel Insurance

This insurance is solely for travelers who are aged 71 years and above. It takes care of all the medical and journey related inconveniences caused to the senior citizens while traveling.


  • If there is some problem with the scheduled fight(s), you can opt for the automatic extension of the policy (for seven days from the date of the expiry of the policy).
  • In case a senior citizen dies (during a foreign trip) due to ill health, the company will pay for the expenses incurred in the transportation of the body to his/her homeland.
  • Coverage of up to $5,00,000 is available.

How can I buy Tata AIG Travel Insurance Plan online?

Stick to the below-mentioned steps to purchase Tata AIG Travel Insurance online:

  • Visit the official website of Tata AIG.
  • Click ‘Travel’, enter the details required, and then click ‘Get Plan’.
  • Enter your mobile number and other details and click ‘See Plan’.
  • Select the plan of your choice and check the details.
  • Pay the premium.
  • After the successful payment, you will receive a soft copy of the insurance policy on your registered email id.

TATA AIG Travel Insurance : FAQ’s

1. What is the free look period of Tata AIG Travel Insurance?

Tata AIG offers a free look period only for annual or multi-trip policy.

2. Can I purchase travel insurance after leaving the country?

No, you can’t buy travel insurance after leaving the country.

3. Are pre-existing diseases covered under travel insurance?

No, they aren’t covered.

4. Can I cancel my travel insurance policy online?

Yes, you can easily cancel your policy anytime. Just generate an online request and provide policy details to the insurance company.

5. How much time does it take to process the travel insurance claims?

It may take up to seven working days to process the Tata AIG Travel Insurance claims.

6. How can I apply for a TATA AIG travel insurance claim?

You can log on to the TATA AIG’s website and register a claim. Alternatively, you can also reach out to the company’s helpline number (1800-266-7780) or send an SMS to 5616181 to start the claim process.

Last updated on 19-11-2020