Two wheeler insurance is the same as your car insurance plan. Firstly, it is necessary to have a two wheeler insurance policy in India and secondly, it saves your money by providing the required coverage in case of any damage, repairs that take place because of an accident. If you go to a network garage, then you can take advantage of cashless facility as the insurer will pay for the repairs on your behalf. You can buy two wheeler insurance for your bike, scooter, etc.
As it is a compulsion to have a two wheeler insurance policy, it is also necessary to take care that you choose the right one. Each vehicle has its own needs, thus insurance should meet the requirements. To get the appropriate two wheeler insurance you must take advantage of free two wheeler insurance quotes that will help you in choosing the best. With the help of our comparison service, you can compare two wheeler insurance policies online and can check the benefits and features of the policy. If you compare two wheeler policies online before buying then rest assured that you will get the desired policy within your budget.
Here at PolicyX.com, we provide free insurance quotes and unbiased comparison services that will help you in choosing the best plan. Along with the quotes we provide comparative features, benefits and disadvantages of two wheeler policies that help you in taking the right decision. If you want to renew your existing policy, you can do the same on our website. We allow you to compare quotes for free in case of renewals as well.
If you are thinking about buying the best bike insurance plan, then you are at the right place. At PolicyX.com, you will get free quotes from top insurance companies. We allow you to do a comparison that will help you in getting the best two-wheeler insurance plan simply and quickly. Two-wheeler insurance includes motorbike, scooty, scooter etc. Two-wheeler insurance provides financial coverage to your vehicle in case of physical damage, third party liability and theft as well. With the help of PolicyX.com, you can renew your existing two-wheeler insurance plan and can save a big amount on the premium. You can take advantage of our unbiased comparison services and can compare two wheeler insurance quotes online for free. The type of coverage depends upon the norms of the selected plan and company. You have multiple choices across many companies in India such as Bajaj Allianz, ICICI Lombard, TATA AIG, Bharti AXA, HDFC ERGO, & others. PolicyX.com provides complete information about the two-wheeler insurance plans and related details.
There are majorly two types of coverage:
Third Party Liability coverage: It covers damages caused by you to the Third Party. This coverage does not include damage to the vehicle. Third Party Liability coverage is mandatory in India.
Comprehensive coverage: This includes damages due to natural calamities, personal accident cover, damage & theft of your vehicle and repairs as well.
It is a fact that two wheelers are way more susceptible to road accidents than other vehicles. To guarantee continued protection of your bike/scooter from accidents and other problems, it is highly important to purchase a comprehensive two wheeler insurance policy. Therefore, if you have a two wheeler then you should purchase two wheeler insurance for your own safety that can protect you and your vehicle effectively. It protects and provides the essential security against a broad range of natural and man-made calamities. Under two wheeler insurance, the vehicle is protected against damages incurred because of unforeseen situations like theft, personal accident, third party liability and much more. Investing in an all-inclusive two wheeler insurance policy is absolutely worth it. Two-wheeler insurance plan assists you in providing protection against any damage to your two-wheeler. It ensures safety and security against many problems, either man-made or natural calamities. It is a valuable investment which ensures safety and security of your vehicle. Take advantage of our free quote service and compare two wheeler insurance policies of top insurers instantly.
There are certain factors which affects the premium of your two wheeler insurance:
Insured Declared Value (IDV): it is a value for which the vehicle is insured & remains fixed for the policy tenure.
Cubic capacity: Bike insurance premium increases with the increase in the capacity of the vehicle.
Area: Metropolitan cities have a higher premium than the rest of the city.
Vehicle Age: older your vehicle, higher the premium
Anti-theft device: If you have installed an anti-theft device approved by ARAI, you can avail the discount on your premium.
NCB: In case you have not made any claims in a particular year, then you become eligible for discount on renewal of the policy in the subsequent years. It gets accumulated every year and usually ranges from 20% to 50%. NCB rates are standard across companies.
If you are all set to buy the desired two wheeler insurance, then collect all the essential documents that you need at the time of purchase.
For buying a two wheeler insurance policy you need to have a proposal form and copy of registration certificate that is also known as RC.
If you want to renew the existing insurance policy, then you need to have a proposal form, RC and documents of previous insurance policy.
It is a fact that we all love our vehicle be it a scooter, scooty or a motorcycle. It aids us in our daily commute which might be for fun or some official work. While we use it on a daily basis, it's become essential to buy insurance coverage for the same. Not just because it is mandatory and but also because it can help us in saving a lot of money in terms of repairs that the vehicle needs to endure in case of a mishap.
At PolicyX.com we help our consumer in choosing the best two wheeler insurance plans with just a few clicks. Here you will get free insurance quotes that will assist you in comparing different two wheeler policies from top brands. By taking advantage of our free and unbiased comparison service, you can compare free quotes and can buy the desired plan easily. If you are looking for the most cost effective two wheeler insurance policies, then you can buy the same at our portal. We provide free instant quotes from top insurance companies in India. By using our free comparison service you can save up to 60% on insurance premiums.
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