Himanshu Kumar

Himanshu Kumar

Lives In: Delhi, NCR

Expertise: Term & Life Insurance

Himanshu is a seasoned content writer specializing in keeping readers engaged with the insurance industry, term and life insurance developments, etc. With an experience of 2 years in insurance and HR tech, Himanshu simplifies the insurance information and it is completely visible in his content pieces. He believes in making the content understandable to any common man.

5 Benefits of Whole Life Insurance Policy You Must Know

Published: 2024-08-13 15:39:33

Benefits of Whole Life Insurance: Read this article to know about the 5 benefits of whole life insurance policy in India.

Difference between Reinsurance and Double Insurance | PolicyX

Published: 2024-08-13 15:28:52

Understand the meaning of Double Insurance and Reinsurance, know their key differences and other important information. Learn also about the difference between Insurance and Reinsurance.

What is Persistency Ratio in Life Insurance? - PolicyX.com

Published: 2024-08-13 15:30:16

Persistency ratio is the ratio of insurance policies receiving timely premiums in the year and the number of net active policies. Read this article to know about Persistency Ratio in insurance.

What is the Meaning of Proposer in Life Insurance?

Published: 2024-08-13 15:30:57

The proposer is the one who proposes or initiates the idea of obtaining insurance coverage from an insurance company. Read this article to know about proposer in life insurance.

Does Life Insurance Pay for Suicidal Death in India? - PolicyX.com

Published: 2024-08-16 19:01:51

Does Life Insurance Pay for Suicidal Death? Read this article to know about the guidelines issued by IRDAI for life insurance pay in case of suicidal death.

Group Life Insurance: Check Features and Benefits

Published: 2024-08-13 15:37:23

Features and Benefits of Group Life Insurance: Read this article to know about the benefits and features of group life insurance policy.

Life Insurance vs Marine Insurance : Key Differences

Published: 2024-08-26 18:09:42

Discover the key differences between marine insurance and life insurance, including coverage, purpose, and risk factors associated with each type of insurance.

What is Deferment Period in Life Insurance?

Published: 2024-08-13 15:29:34

The deferment period in life insurance is a gap period or waiting period between the last date of premium payment and the actual benefits being received.

How To Cancel a Life Insurance Policy? | PolicyX

Published: 2024-08-16 19:08:04

Policyholders may want to cancel their life insurance policy. In certain circumstances, they must surrender their life insurance policy or sell it to a third party (brokers or investors).

Difference Between PMSBY & PMJJBY: Complete Details

Published: 2024-08-13 18:16:05

Explore the key differences between PMJJBY (Pradhan Mantri Jeevan Jyoti Bima Yojana) and PMSBY (Pradhan Mantri Suraksha Bima Yojana) in India, including coverage, eligibility, premium, and objectives of each insurance scheme.

SUD Life Term Insurance | Compare & Get Online Discounts | Buyer Reviews

Published: 2024-10-09 17:49:23

SUD Life Term Plan - Compare and buy best term insurance plan from SUD Life insurance online. Check reviews online and choose lowest premium option.

Claim Settlement Ratio of Life Insurance Providers in 2024

Published: 2024-08-14 12:24:54

Here we have listed the claim settlement ratios of life insurers in India as demonstrated in the latest 2021-22 financial year reports released by the IRDA.

Compare Term Insurance Plan Online in India | PolicyX

Published: 2024-08-13 15:04:10

Know the significant factors you must consider while comparing term insurance plans online and understand which plan best fits your family financial needs.

Joint Term Insurance Plan in India: Check Coverage and Benefits Online

Published: 2024-08-13 15:02:18

Customer can buy Joint Term Policy through an online medium with no difficulties and If you want to keep receiving the benefits from your joint term insurance policy.

SBI Term Life Insurance 1 Crore Policy- Details & Benefits

Published: 2024-08-14 19:07:47

SBI 1 crore term insurance plan provides your loved ones with an assured sum of 1 crore in the event of your demise. check details and Benefits of each plans

Aditya Birla Term Insurance | Compare & Get Discounts | Buyer Reviews

Published: 2024-10-21 17:13:49

Aditya Birla Term Insurance Plans - Compare and buy best term insurance plans from aditya birla insurance online. Save upto 30% on online buying.

PNB Metlife Term Plan | Compare & Get Online Discounts | Buyer Reviews

Published: 2024-10-16 14:16:26

PNB Metlife Term Plan - Compare and buy best term insurance plan from PNB Metlife life insurance online. Check reviews online and choose lowest premium option.

Best Term Insurance for Senior Citizen Online in India 2024

Published: 2024-11-06 17:30:57

In your old days you can buy the term insurance plans and make the investment to secure your family financially. Click here to know more

SBI Term Insurance Plan Without Medical Tests

Published: 2024-08-14 19:06:31

Yes, You can buy a term insurance policy without medical tests. SBI offers a term insurance plan that does not require any medical tests or examinations

Medical Test Required For HDFC Term Insurance Plan

Published: 2024-08-14 18:57:05

While buying an HDFC Term Plan. These tests include BMI tests, ECG, Blood sugar test, liver test, kidney test, lipid profile, HIV test, etc.

ICICI Prudential Life Insurance: Compare & Get Online Discounts | Buyer Reviews

Published: 2024-12-03 16:42:51

Compare ICICI Prudential Life Insurance plans, read buyer reviews, and grab exclusive online discounts. Find the perfect policy today!

SBI Life Insurance - Compare Plans, Benefits, Premiums and Claim Process

Published: 2024-11-19 17:15:35

SBI Life Insurance - Compare and buy best SBI life insurance policy online in India at PolicyX.Com. Check reviews, features, benefits and save tax under section 80C.

Birla Sun Life Insurance | Compare & Get Online Discounts | Buyer Reviews

Published: 2024-11-29 17:26:04

Compare Birla Sun Life Insurance plans, claim exclusive online discounts, and read real buyer reviews. Buy the best policy today to secure your future!

Tata AIA Life Insurance: Policy Details, Premium and Benefits

Published: 2024-12-02 17:19:06

Tata AIA Life Insurance Plans - Compare and Buy Best Tata AIA life insurance policy online in India. Check reviews and save upto 30% on premium, also save tax under 80C.

PNB Metlife Insurance: Compare & Get Online Discounts | Buyer Reviews

Published: 2024-12-03 16:46:48

Compare PNB MetLife insurance plans with other providers, read reviews, and find the best policy for you. Buy online to save on premiums and enjoy tax benefits today!

Best Term Insurance Plan For Smokers in India

Published: 2024-08-29 18:44:57

Read this article to know about how a term plan for smokers works. Explore term insurance policies for smokers, including coverage options, premiums, and benefits. Find the best term insurance plan designed for smokers to ensure comprehensive protection and financial security.

What is Investment Planning: Definition, Benefits, and Key Objectives

Published: 2024-08-29 19:01:52

Read this article to understand investment planning, including its definition, benefits, and key objectives. Discover how to develop a strategic plan to achieve your financial goals and secure your future.

What is Unit-Linked Insurance Plan? Types, Benefits and Everything you need to know

Published: 2024-09-23 17:43:35

Read this article about unit-linked insurance plans that combine life insurance with investment options. Discover how they work, their benefits, and how you can secure your future while growing your money!

Digital Life Insurance Plans: Everything you need to know

Published: 2024-09-23 17:08:05

Read this article about easy digital life insurance with no hassle and affordable rates. Enjoy 24/7 access to your documents and helpful benefits. Start protecting your family today with simple online options!

Income Replacement Term Plan: What It Is, Benefits, & Key Features

Published: 2024-08-30 17:48:23

Read this article to know about income replacement plans, which act as a financial backup if you are unable to work due to accidental injuries or illness. Discover details about disability benefits and top income replacement plans .

Best Child Insurance Plans in India 2024

Published: 2024-08-30 17:28:39

Read this article to know about the best child insurance plan in India . Explore our curated list of best child insurance policies to secure your child& 039;s future with excellent coverage and benefits.

Top 10 Life Insurance Companies In India

Published: 2024-10-23 18:26:01

Check the List of Top 10 Life Insurance Companies In India. Read this article to learn about the 10 best life insurance policy companies in detail.

Best Term Insurance Plans for NRIs in India 2024

Published: 2024-08-29 17:42:13

Term Insurance Plans for NRIs are designed for individuals living outside India who want to ensure financial security and stability for their families. Learn about the benefits, features, and how to choose the best term plan for NRIs.

Capital Guarantee Plan 2024: Secure Your Money with Insurance + Investment

Published: 2024-08-29 17:16:58

Capital Guarantee Plans 2024, a ULIP that combines insurance and investment. Learn how these plans allocate 50-60% to debt for capital protection and the rest to equity for growth, ensuring low risk and potential high returns.

Best Child Investment Plans to invest in India

Published: 2024-09-23 16:37:48

Explore best child investment plans to secure your child’s education and dreams. Start building their future today!

What is a Money-Back Policy: Benefits & Top Money Plans Explained

Published: 2024-09-24 18:22:34

Read this article about what a money-back plan is and its advantages. Explore the best money-back plans available to ensure you make an informed decision for your financial future.

10 Best Term Insurance Plans in India 2024

Published: 2024-11-12 17:52:27

Best Term Insurance Plans - Compare and buy the best term insurance plans. These are classified based on CSR, specifications, and some amazing features.

What is Term Insurance? Definition, Benefits and Features Explained

Published: 2024-09-26 14:49:00

Read this article about what term insurance is, how it works, and its advantages. Learn about coverage duration, affordability, and why it& 039;s an essential choice for financial security. Explore your options today!

Short Term Investment Plans: Easy Ways for Higher Returns

Published: 2024-09-23 15:57:58

Find about simple short term investment plans to help your money grow quickly. Learn out how to choose the best options, manage risks, and start investing today!

Best Investment Plan for Monthly Income in India

Published: 2024-09-20 18:13:01

Check and compare the best investment plans for monthly income to invest smartly. Explore different types of monthly income options available through insurance products and their benefits. Make informed choices to secure your financial future!

What is Universal Life Insurance? Everything you should know

Published: 2024-09-24 14:36:50

Read this article about universal life insurance! Find out what it is, how it works, and its main features. Discover the benefits, like flexible payments and cash value growth, to help you plan for your future.

Life Insurance Terminologies: 19 Basic Terms You Should Know

Published: 2024-09-26 12:58:59

Read this article about essential life insurance terms and their meanings. Understand key concepts to make informed decisions when purchasing a life policy and ensure you choose the right coverage for your needs.

Life Insurance for Married Couples in India

Published: 2024-09-20 15:30:55

Find life insurance plans for married couples. Get coverage that protects both partners and secures your family& 039;s future. Explore plans and get your free quote today

What Is Survivorship Life Insurance?

Published: 2024-09-19 18:58:09

Discover survivorship life insurance an innovative policy covering two lives. Learn how it works, its advantages, and how it can benefit your estate planning and financial strategy.

What is Instant Life Insurance?

Published: 2024-09-19 18:31:51

Discover instant life insurance an easy and quick way to secure coverage without lengthy processes. Learn about its benefits, how it works, and who it& 039;s for in our comprehensive guide.

Term Life Insurance vs Whole Life Insurance: 5+ Key Differences Explained

Published: 2024-09-26 11:58:22

Compare term life and whole life insurance to ensure financial coverage for your loved ones. Explore options to choose your policy tenure and payment frequency to fit your needs. Make an informed decision today!

New Life Insurance Rule Change: Higher Refunds on Policy Surrenders Starting October 2024

Published: 2024-10-04 17:39:24

From October 1, 2024, a new life insurance IRDA rule increases the refund amount when you surrender your policy. Learn how this change impacts your insurance benefits.

Buy Best 1 Crore Term Insurance Plan Online in India 2024

Published: 2024-10-28 16:04:08

Buy the best 1 Crore term insurance plans in India for 2024. Compare key benefits, premium details, and customer reviews to make an informed decision. Secure your family’s future today!

Buy 10 Crore Term Insurance Plans in India 2024

Published: 2024-10-28 17:08:44

Buy 10 crore term insurance plan is a pure protection plan that provides 10 crores of sum assured to the nominee of the policyholder during the policy tenure.

Term Insurance: Buy Best Term Insurance Plan Online in India

Published: 2024-12-11 12:51:59

Compare Term Insurance : Are you looking for a term insurance plan and have no idea how to choose the best one? Here everything you need to know to compare and buy term insurance plans online from top life insurance companies in India.

Advantages & Disadvantages Of Term Insurance

Published: 2024-11-06 17:01:06

Term Insurance Plan Has Major Advantages and Disadvantages. When You Buy a Policy You Should Know The Difference Between All Pros and Cons of Term Plan.

Life Insurance Claim Process and Required Documents

Published: 2024-11-07 16:31:06

Read this article by Naval Goel to know about life insurance claim procedure and required documents to file life insurance claim. Know everything about life insurance claim process.

Does Your Term Insurance Premium Increase Every Year?

Published: 2024-11-11 15:01:37

Read this article to know about is Term Insurance Premium Increase Every Year. Know why term insurance premiums increase, and how we should combat with increasing yearly premiums.

Understanding the Grace Period in Term Insurance

Published: 2024-11-08 15:12:51

Grace periods in term insurance offer flexibility and protection, helping policyholders keep coverage during tough times. Learn its benefits and key regulations.

Buy Best Spouse Term Insurance Plans Online in India

Published: 2024-11-26 17:01:57

Spouse Term Insurance or joint-life Term Insurance plan is a type of Term insurance that offers coverage to both husband and wife under a single policy. It is a comprehensive protection plan.

How to Claim Term Insurance After Death of Insured?

Published: 2024-11-18 14:18:58

Check out step-by-step process of claiming term insurance after the death of the policyholder. Get the best guidance in this article for how to claim term insurance after death.

Buy Best Single Premium Term Insurance Plans in India 2024

Published: 2024-11-19 17:14:31

Buy Best Single Premium Term Insurance Plans: You can get best single premium plans from this articles. Check online Single Premium Term Insurance Plans in India.

How to Check SBI Life Insurance Policy Status?

Published: 2024-12-04 14:42:27

SBI Policy Status - Check SBI life plan details, premium amount and number etc. via login, without login, SMS and many other ways.

Online Vs Offline Term Insurance Plans - Know the Difference

Published: 2024-11-19 17:46:27

Understand the difference between term plan online vs offline. Compare benefits, features, and costs to choose the best term insurance option that suits your needs.

Buy Best Term Insurance Plan For Housewife Online in India

Published: 2024-12-04 14:16:02

Buy Best Term Insurance Plan for Housewife: What to Keep in Mind While Choosing? We have written in detail about the various points to remember while choosing the term insurance for housewives.

List of Top 10 Term Insurance Plans In India 2024

Published: 2024-11-21 15:42:04

There are top 10 term insurance plans in India from the best term insurance providers. Know about key features, benefits, and eligibility criteria of the plan.

Best ULIP plans in India: Buy Unit Linked Insurance Plan Online

Published: 2024-12-06 17:42:11

Buy best Unit Linked Insurance Plans (ULIP) in India today! Compare top options, read customer reviews, and choose the best plan to secure your future today!

Best Government Term Life Insurance Schemes in India

Published: 2024-12-03 15:47:19

Explore the benefits of the Government Term Life Insurance Scheme. Get Affordable coverage for all. Secure your family s future today.

Can I Purchase Term Insurance Plans Without Income Proof?

Published: 2024-11-26 12:19:07

In this Article you can know how to purchase term insurance plans without income proof. Read this to know more and buy term insurance today!

How to Check ICICI Prudential Life Insurance Policy Status Online?

Published: 2024-12-04 15:50:25

ICICI Pru Policy Status - Check ICICI Prudential life Insurance Policy details, premium amount and number etc. via login, without login, mobile app, SMS and many other ways.

Term Insurance Plan with Return of Premium - TROP

Published: 2024-12-13 15:24:03

Term insurance Return of Premium (TROP) is a nature of term insurance that works on similar lines but with an additional benefit i.e. survival or maturity benefit.

Buy Best Zero Cost Term Insurance Plans Online in India

Published: 2024-12-10 12:33:34

Know India& 039;s top zero-cost term insurance plans for 2024 with additional benefits. Check reviews, benefits, and premium details.

LIC Senior Citizen Pension Scheme 2025

Published: 2024-12-13 18:27:38

LIC& 039;s Senior Citizen Pension Scheme ensures a steady income after retirement, giving you financial independence and peace of mind in your golden years.