HDFC ERGO General Insurance Company Limited

HDFC ERGO General Insurance Company Limited

HDFC ERGO Health Insurance


HDFC ERGO General Insurance Company Ltd. is basically a joint venture between HDFC Ltd. and ERGO International AG, an entity of Munich Re Group. It offers a wide range of general insurance products such as travel, car, health, home and many more. You can also get customized products such as marine insurance, liability insurance and property insurance. At present it has 80 branches in over 71 cities with a staff of 1100.The company is rated 'iAAA' by ICRA Limited. It also has the ISO certification for its claim services, policy issuance & customer servicing.


HDFC ERGO is offering helpful health insurance plans that provide a wide range of benefits to insured and his/her family as well. It provides comprehensive plans at an affordable price and have backup by a network of around 4800 hospitals. It provides numerous helpful benefits to the insured, such as no claim bonus, cashless hospitalization, etc. the health plans cover hospitalization expenses, day care procedure, domiciliary treatment and many other expenses when you required it most.


Types of Health Plans: HDFC ERGO


Health Suraksha: This plan comes with helpful features such as coverage for in-patient treatment costs, pre-hospitalization and post-hospitalization expenses and all other major expenses that may occur.


Health Suraksha Gold: With this plan you will get a cost effective health coverage that will assist you in in-patient treatment costs, pre-hospitalization and post-hospitalization expenses without sub limits, additional maternity benefits, recuperation benefits and E-opinion.


Health Suraksha Regain: This plan provides additional advantage of regular availability of the sum insured upon its exhaustion, thereby offering you financial protection with no sub-limits.


Health Suraksha top up plus: It is designed to provide additional coverage. This plan provides additional health coverage to the existing health insurance policy at a reasonable cost.


Critical illness insurance: This plan pays a lump sum amount on the first diagnosis of any of the critical illnesses listed.


Critical Illness Platinum: It covers 15 critical diseases and provides a lump sum benefit on the first diagnosis of any particular disease. It acts like a savior in case of unforeseen critical illness.


Other plans of HDFC ERGO
• Travel Insurance
• Motor Insurance
• Commercial Insurance
• Personal Accident Insurance
• Home Insurance
• Rural Insurance

Lists of Plan From HDFC ERGO General Insurance Company Limited




Premium Comparison of Top 5 Companies With HDFC ERGO General Insurance Company Limited




Company Name 2013 2014
ICICI Lombard General Insurance Company Limited15931484
Star Health and Allied Insurance Company Limited8601091
Bajaj Allianz General Insurance Company Limited595744
Apollo Munich Health Insurance Company Limited620692
Reliance General Insurance Company Limited296498
HDFC ERGO General Insurance Company Limited522617



Contact Address

HDFC ERGO General Insurance Company Ltd.

6th Floor, Leela Business Park,

Andheri Kurla Road, Andheri (E),

Mumbai - 400 059

E-mail: healthclaims@hdfcergo.com

Tel : 022-6638 3600 , Fax : 022-6638 3699

Company Website


Latest Hdfc Ergo Insurance News

Delhi: Odd-Even Rule Might Lead To Lower Motor Premium

In Delhi, the odd-even plan for cars might lead to a reduction in the premiums of motor insurance policies, as the car can ply on alternate days. According to the claims data of insurance companies, premiums could be reduced as risks from a motor’s usage will come down. Mukesh Kumar, Exceutive Director at HDFC ERGO

Read More...

Thursday January 07, 2016

Insurers Introduce Consumer Awareness Drive

The insurance companies are now taking a few steps to support the concept of insurance among people. These awareness campaigns comprise of social media promotions, road shows and customer meets. The focus here is not the brand promotion or advertising, but purely for insurance awareness. For example, Bajaj Allianz Life Insurance has approved an insurance

Read More...

Wednesday January 06, 2016

ERGO Increases its Stake in Indian Insurance JV

ERGO International, a German insurance company has decided to purchase a 22.9 per cent stake in its general insurance joint venture with Housing Development Finance Corporation (HDFC) for Rs 1,122 crore ($168 million). On Thursday, the Indian mortgage lender confirmed that ERGO’s stake in HDFC ERGO General Insurance will now raise to 48.74 percent while

Read More...

Friday December 18, 2015

Delhi: Odd-Even Rule Might Lead To Lower Motor Premium

In Delhi, the odd-even plan for cars might lead to a reduction in the premiums of motor insurance policies, as the car can ply on alternate days. According to the claims data of insurance companies, premiums could be reduced as risks from a motor’s usage will come down. Mukesh Kumar, Exceutive Director at HDFC ERGO

Read More...

Thursday January 07, 2016

Insurers Introduce Consumer Awareness Drive

The insurance companies are now taking a few steps to support the concept of insurance among people. These awareness campaigns comprise of social media promotions, road shows and customer meets. The focus here is not the brand promotion or advertising, but purely for insurance awareness. For example, Bajaj Allianz Life Insurance has approved an insurance

Read More...

Wednesday January 06, 2016

ERGO Increases its Stake in Indian Insurance JV

ERGO International, a German insurance company has decided to purchase a 22.9 per cent stake in its general insurance joint venture with Housing Development Finance Corporation (HDFC) for Rs 1,122 crore ($168 million). On Thursday, the Indian mortgage lender confirmed that ERGO’s stake in HDFC ERGO General Insurance will now raise to 48.74 percent while

Read More...

Friday December 18, 2015

Delhi: Odd-Even Rule Might Lead To Lower Motor Premium

In Delhi, the odd-even plan for cars might lead to a reduction in the premiums of motor insurance policies, as the car can ply on alternate days. According to the claims data of insurance companies, premiums could be reduced as risks from a motor’s usage will come down. Mukesh Kumar, Exceutive Director at HDFC ERGO

Read More...

Thursday January 07, 2016

Insurers Introduce Consumer Awareness Drive

The insurance companies are now taking a few steps to support the concept of insurance among people. These awareness campaigns comprise of social media promotions, road shows and customer meets. The focus here is not the brand promotion or advertising, but purely for insurance awareness. For example, Bajaj Allianz Life Insurance has approved an insurance

Read More...

Wednesday January 06, 2016

ERGO Increases its Stake in Indian Insurance JV

ERGO International, a German insurance company has decided to purchase a 22.9 per cent stake in its general insurance joint venture with Housing Development Finance Corporation (HDFC) for Rs 1,122 crore ($168 million). On Thursday, the Indian mortgage lender confirmed that ERGO’s stake in HDFC ERGO General Insurance will now raise to 48.74 percent while

Read More...

Friday December 18, 2015