HDFC ERGO Health Insurance
HDFC ERGO General Insurance Company Ltd. is basically a joint venture between HDFC Ltd. and ERGO International AG, an entity of Munich Re Group. It offers a wide range of general insurance products such as travel, car, health, home and many more. You can also get customized products such as marine insurance, liability insurance and property insurance. At present it has 80 branches in over 71 cities with a staff of 1100.The company is rated 'iAAA' by ICRA Limited. It also has the ISO certification for its claim services, policy issuance & customer servicing.
HDFC ERGO is offering helpful health insurance plans that provide a wide range of benefits to insured and his/her family as well. It provides comprehensive plans at an affordable price and have backup by a network of around 4800 hospitals. It provides numerous helpful benefits to the insured, such as no claim bonus, cashless hospitalization, etc. the health plans cover hospitalization expenses, day care procedure, domiciliary treatment and many other expenses when you required it most.
Types of Health Plans: HDFC ERGO
Health Suraksha: This plan comes with helpful features such as coverage for in-patient treatment costs, pre-hospitalization and post-hospitalization expenses and all other major expenses that may occur.
Health Suraksha Gold: With this plan you will get a cost effective health coverage that will assist you in in-patient treatment costs, pre-hospitalization and post-hospitalization expenses without sub limits, additional maternity benefits, recuperation benefits and E-opinion.
Health Suraksha Regain: This plan provides additional advantage of regular availability of the sum insured upon its exhaustion, thereby offering you financial protection with no sub-limits.
Health Suraksha top up plus: It is designed to provide additional coverage. This plan provides additional health coverage to the existing health insurance policy at a reasonable cost.
Critical illness insurance: This plan pays a lump sum amount on the first diagnosis of any of the critical illnesses listed.
Critical Illness Platinum: It covers 15 critical diseases and provides a lump sum benefit on the first diagnosis of any particular disease. It acts like a savior in case of unforeseen critical illness.
Other plans of HDFC ERGO
• Travel Insurance
• Motor Insurance
• Commercial Insurance
• Personal Accident Insurance
• Home Insurance
• Rural Insurance
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