New India Health Insurance
  • Specialized health policy for Cancer
  • 24*7 customer assistance
  • Hassle-free claim settlement
New India Health Insurance
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New India Health Insurance

The New India Assurance Company was one of the first insurance organization in India introduced by Sir Dorab Tata from the house of exemplary entrepreneurs the TATAs.

New India Assurance health insurance, a multinational general insurance company is wholly owned by the government. The company, today operates in 26 countries and is headquartered in Mumbai. Operating since 1919, New India Insurance is a reliable name in the insurance industry and has over 50 decades of credibility with multiple insurance solutions catering to people in PAN India.

New India Health Insurance caters to the needs of an individual and families with its wide range of effective insurance plans. New India Assurance offers a wide variety of plans like rural, travel, health, motor, and more.

Read more about the New India Health Insurance plans and the benefits offered by the organization below:

Why choose New India Health Insurance?

New India Assurance works towards being the most preferred and trusted amongst their customers in domestic and international markets. To get more insight into the company's performance, and how they achieve its objective let's take a look at the below key features that will help you to analyze the company based on its performance:

  • Network Hospitals:
    The company has a tie-up with more than 3000 hospitals. These hospitals allow the policyholders to avail cashless treatments at the time of a medical emergency.
  • Solvency Ratio:
    New India Health Insurance has a Solvency Ratio of 2.13 as per the IRDAI annual report 2020-21. The solvency ratio helps the prospective policyholder assess the ability of a company to meet its financial obligations. As of now, IRDAI mandates maintaining a healthy solvency ratio of 1.50 for every insurer.
  • Claim Support:
    Claim support of an insurer helps you analyze its claims settling ability. As per the IRDAI annual report of 2020-21, the claim support of New India Health Insurance is 86.51.
  • Annual Premium:
    As per the annual report of IRDAI 2020-21, The Annual premium of New India Health Insurance is 31,573.42 Cr.
  • PAN India Presence:
    With a presence PAN India and 2000+ offices, New India Health Insurance company ensures that the policyholder can directly visit their nearest branch office for any of their policy-related or claim-related queries.
New India Insurance Key Features

New India Health Insurance Plans

To cater to the dynamic healthcare needs of an individual and their family, New India Health Insurance comes with a vast variety of plans to select from.

Individual & Family Health Insurance Plans

New India Assurance Arogya Sanjeevani Policy

The plan covers you and your family against new age treatments, pre, and post-hospitalization, and hospital room rent charges.

Unique Features

  • Up to 10 Lakh SI
  • Genetic disorders Covered
  • Modern Treatments Covered

New India Jan Arogya Bima Policy

This policy is designed to provide cheap medical insurance to poorer sections of society with a sum insured per person of Rs. 5000.

Unique Features

  • Service Tax is not applicable
  • Avail cover for dependents
  • Psychological disorders covered

New India Janata Mediclaim Policy

This plan protects all family members with broad health insurance coverage. It covers self, spouse, and a maximum of 2 dependent children.

Unique Features

  • AYUSH treatment covered
  • ICU expenses covered
  • Ambulance charges covered

New India Flexi Floater Mediclaim Policy

The Policy covers reimbursement of Hospitalisation Expenses for Illness/ Injury sustained.

Unique Features

  • ICU expense covered
  • Room rent covered
  • Medical test expenses covered

New India Flexi Group Mediclaim Policy

The Policy covers reimbursement of Hospitalisation Expenses for Illness/ Injury sustained.

Unique Features

  • ICU expenses covered
  • Avail AYUSH treatment
  • Avail Cataract treatment

New India Floater Mediclaim Policy

The policy is available from Rs. 2 to 15 Lakhs. All the entitled members including children can avail of single Sum Insured towards Hospitalization Expenses on a floater basis.

Unique Features

  • No claim bonus up to 50%
  • Avail New born baby cover
  • Criti-care benefit available

New India Mediclaim Policy

A family policy where the proposer can avail Sum Insured from Rs. 1,2, 3, 5, 8, 10, 12 and 15 Lakhs. Children can be covered under the policy from 3 months to 25 years.

Unique Features

  • Organ transplant covered
  • 139 day care procedures available
  • New born baby cover available

New India Premier Mediclaim Policy

The plan comes in 2 different variants offering a sum assured up to 1 Cr. The policyholder can cover his/her entire family under one policy.

Unique Features

  • Critical illness covered
  • AYUSH treatment covered
  • AYUSH treatment covered

New India Standard Group Janata Mediclaim

The Policy covers reimbursement of Hospitalisation Expenses for Illness/ Injury sustained.

Unique Features

  • ICU expenses covered
  • AYUSH treatment covered
  • Cataract treatment covered

New India Standard Group Mediclaim Policy(2007)

Hospitalization expenses for any illness or injury. Ideal for those who want to cover their children and dependant parents.

Unique Features

  • ICU charged covered
  • Artificial life maintainance covered
  • AYUSH treatment covered

New India Universal Health Insurance Scheme

The Policy covers reimbursement of Hospitalisation Expenses for Illness/ Injury sustained.

Unique Features

  • Disability cover
  • Psychological treatment covered
  • Artificial life maintainance available

New India Young India Digi Health Policy

Plan coverage is available on an individual and family floater basis with a sum insured of up to 8L.

Unique Features

  • Modern Treatment Available
  • AYUSH treatment available
  • New born baby cover available

New India Yuva Bharat Health Policy

This plan offers the policyholder sum insured of up to 50L. New India Yuva Bharat Policy is available in base, gold, and platinum variants.

Unique Features

  • Air Ambulance available
  • Critical illness covered
  • Infertility treatment covered

Specialized Health Plans

New India Group Cancer Mediclaim

The plan is specifically designed for lower and middle-class families undergoing Cancer Treatment.

Unique Features

  • Up to 2 Lakh SI
  • Avail Cumulative Bonus
  • Cover dependent children

New India Corona Kavach Policy

This plan covers hospitalization expenses if the insured is diagnosed with COVID-19. It is available on an individual and floater basis with a maximum sum of INR 5 lakh.

Unique Features

  • Home care treatment covered
  • Avail special discounts
  • Ambulance charges covered

New India Group Mediclaim for workers

Hospitalization expenses for any illness or injury. Ideal for those who want to cover their children and dependent parents.

Unique Features

  • AYUSH Treatment available
  • Avail ICU expenses
  • Affordable premiums available

New India Asha Kiran Mediclaim Policy

A special policy designed for parents with girl children only. Two dependent daughters can be covered with Rs. 8 Lakh sum insured.

Unique Features

  • Avail 50% discount
  • Hospital Cash available
  • Avail AYUSH treatment

New India Cancer Guard Policy

This plan is designed to aid financially in treating cancer. The policy offers cover for conventional and advanced cancer treatments.

Unique Features

  • SI up to 50 Lakh
  • Avail cancer care benefit
  • 58 Day care procedures covered

New India Sixty Plus Mediclaim Policy

A plan designed for individuals between 60-80 years of age and offers 5% discount for single women senior citizen's. Gives sum insured up to 5 Lakhs.

Unique Features

  • Avail discounts
  • Medical check up reimbursement
  • Avail Ambulance charges

New India Top up Mediclaim Policy

New India TOP-UP Mediclaim policy covers hospitalization expenses once your policy crosses it’s threshold limit. It can cover up to 6 family members.

Unique Features

  • SI up to 22L available
  • Avail Cataract treatment
  • AYUSH expenses covered

New India Senior Citizen Mediclaim Policy

The Policy covers reimbursement of Hospitalisation Expenses for Illness/ Injury sustained.

Unique Features

  • ICU expenses covered
  • AYUSH treatment available
  • Mental illness expenses covered

New India Tertiary Care Insurance

An individual plan that is specifically designed to cover the treatment of 9 major illnesses.

Unique Features

  • Domiciliary treatment available
  • Ambulance expense covered
  • Avail No claim bonus

New India Health Insurance Buying Process

For buying a New India Health Insurance policy, one has two options. Either they can purchase the plans available online directly from the website or can buy from PolicyX.com.

Buy from the Company

  • Visit the official website of the company. Click on the 'Quick Quote' option on the right-hand side of the home page.
  • You will then be redirected to the Health Insurance page where all the plans will be reflected.
  • Enter all the required details and your health insurance premium amount will be displayed on the screen.
  • Once you pay the premium online, you will get all the policy documents at your registered email address.

Buy from PolicyX

  • Fill in the details in the 'Calculate Premium' form.
  • The next page will show all the available plans.
  • Choose the New India Health Plan and click on 'Buy Now'.
  • Pay the premium and your policy document will be shared with you on your registered email id.

Why Buy from PolicyX.com?

With so many buying options available in the market, one must think about why he/she needs to choose PolicyX.com. Well, we are here to answer.

  • IRDAI Approved: The Insurance Regulatory Development Authority of India (IRDAI) is a regulatory body created to protect the policyholder's interest. PolicyX.com follows all the guidelines and protocols approved by the IRDAI.
  • Free Comparison Service: With PolicyX.com, you can easily compare the best Health Plans in India without paying any extra amount.
  • Compare 15 Companies in 30 Seconds: With us, you can compare up to 15 companies in just a few seconds.
  • Buy Insurance Within 5 Minutes:With PolicyX.com, you can buy your policy online without any hassles. We offer an easy 4-step online buying process that allows you to buy your policy without any trouble.
  • 24*7 Customer Service: The experts of PolicyX.com are always available to resolve any of your insurance-related queries
  • Free Future Claim Assistance: Our team will assist you at every step of your claim process. Be it claim intimation, documentation, or any other process, we are always there to help.

New India Health Insurance Claim Process

New India Health Insurance company offers an easy and convenient claims settlement process.

  • In case of planned hospitalization, you need to inform 48 hours before hospitalization or immediately during the injury/illness.
  • In case of emergency hospitalization, the company needs to be intimated within 24 hours.

How to Renew New India Health Insurance Policy?

New India Health Insurance policy allows the customer to renew their policy online. Follow the below steps to renew your New India Health Insurance Plans:

  • Visit the official website of New India Health Insurance. On the menu bar click on the 'Quick help' option.
  • For Quick Renewal - Enter Customer ID and Renewed Quote No. (received through SMS) or Old Policy No.
  • View your details and save your Quote to proceed.
  • Pay premium using Credit Card/Debit Card/Net Banking.
  • On successful completion of payment, the policy will be issued/renewed.

Submission Of Documents:

After discharge from the hospital, the following documents need to be submitted within 7 days:

  • Bill, receipt, and discharge certificate/card from the hospital.
  • Cash Memos from the hospitals (s) / chemists (s), supported by proper prescriptions.
  • Receipt and Pathological test reports from pathologists supported by the note from the attending Medical Practitioner / Surgeon recommending such pathological tests / pathological.
  • Surgeon's certificate stating the nature of operation performed and surgeons' bill and receipt.
  • Attending Doctor's/ Consultant/ Specialist's / Anesthetist's bill and receipt, and certificate regarding diagnosis.
  • In the case of post-hospitalization, documents need to be submitted within 7 days of the treatment date. After the verification is done, the company will settle the claim.

How To Contact New India Health Insurance

New India health insurance customer care is 24*7 available to look after your queries. To get in touch with New India health insurance customer care, opt for the below methods:

New India Assurance Building, 87, M G Road, Fort, Mumbai

tech.support@newindia.co.in

1800-209-1415

Health Insurance Articles

New India Health Insurance: Frequently Asked Questions

1. Can I cover my family members in the Asha Kiran policy?

Yes. You can cover your entire family under a single sum insured. The members covered in this policy are the self, spouse, and dependent daughters (maximum two).

2. How can I pay the premium of my New India Health plan?

There are two ways to pay the premium:

  • Offline i.e., through cash, demand draft and cheque
  • Online i.e., through credit card, debit card, net banking

3. Is the New India Global Mediclaim policy available to NRIs?

This policy is available only for Indians living in India and not to NRIs, OCIs, or PIOs.

4. Are there any discounts available under the New India Senior Citizen Mediclaim Policy?

Yes, the company offers a 10% discount for voluntary excess of Rs.10,000 and a 10% family discount if the spouse is covered.

5. Does my lifestyle habits have an impact on the health insurance premium of New India?

Of course, they do. Along with lifestyle habits, your age, profession, coverage amount, etc. have an impact on health insurance premiums.

6. What is the procedure for checking the status of my New India Health insurance policy?

One can check the status of their policy by going to the website and logging in by using their customer ID and password.

7. Do I need to go through the pre-acceptance medical check-up to purchase New India Medical Insurance?

New India Medical Insurance requires candidates to pass a pre-acceptance medical examination if they are above 50 years. However, the terms & conditions may vary. Therefore, go read the policy brochure thoroughly.

8. Does my existing New India Health policy cover Covid-19?

As per the guidelines issued by IRDAI, it is mandatory for every Health Insurance company to offer coverage against Covid-19.

9. Do New India Health insurance policies provide tax benefits?

Yes. New India Assurance offers TAX Benefits to the policyholders against the premiums paid under Section 80D of the Income Tax Act, 1961.

10. What is the procedure for canceling a New India Assurance health insurance policy?

In case you are not happy with the policy and wish to cancel the insurance within the free-look period that is of 15 days from the date of policy inception, you may do so by returning the policy documents and submitting a completed surrender form to the nearest branch office. If no claim has been filed, the insurance can be canceled at any moment throughout the policy period. The insurer will process any claim requests submitted before the insurance is canceled.

11. What kind of health insurance policies can I buy online on New India Assurance?

The New India Assurance Health Insurance Company offers various health insurance online as mentioned below:

  • Arogya Sanjeevani Policy
  • Corona Kavach Policy
  • New India Asha Kiran Policy
  • New India Cancer Guard Policy
  • New India Floater Mediclaim Policy
  • New India Mediclaim Policy
  • New India Premier Mediclaim Policy
  • New India TOP-UP Mediclaim Policy
  • Young India Digi Health Policy
  • Yuva Bharat Health Policy

12. How to renew New India Health Insurance Policy?

Follow the below steps to renew your New India Health Insurance Plans:

  • Visit the official website of New India Health Insurance. On the menu bar click on the 'Quick help' option.
  • For Quick Renewal - Enter Customer ID and Renewed Quote No. (received through SMS) or Old Policy No.
  • View your details and save your Quote to proceed.
  • Pay premium using Credit Card/Debit Card/Net Banking.

13. Why should I buy New India Health Insurance Policy?

Health Insurance Policies have become an integral part of every citizen's financial planning as it protects individuals and their families from getting crushed under the ever-increasing medical bills. New India Assurance has been one of the first insurance providers in the country to provide health insurance solutions to millions of policyholders. Below are the reason to buy New India Health Insurance policies:

  • Large network of cashless hospitals
  • Impressive Claim settlement
  • Wide array of health insurance products
  • A high solvency ratio

14. Is OPD covered in New India Health Insurance?

Yes. Unless the Insured Person is Hospitalised for a condition warranting Hospitalisation, no claim is payable under Policy

15. Is Maternity expense covered in New India Health Insurance?

Maternity shall be covered provided the Insured mother has Continuous Coverage of thirty-six months in the New India Premier Mediclaim Policy.

New India Health Insurance Reviews

Read what our customers have to say about New India Health Insurance Company

Customer Review Image

Nishant

Lukhnow

December 9, 2022

Omg when i was buying the policies I was o skeptical. I contacted policyx and they solved my confusions and even helped in my documentations.. They are the best .

Customer Review Image

Ram Kapoor

Jaipur

September 8, 2021

I would definitely recommend New India Health insurance to everyone. Great customer support team, very helpful.

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Lovlina chaurasiya

Allahabad

September 8, 2021

One of the best health insurance company. Impressed with the service and the support. Keep up the good work guys.

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Nikita Dua

Jaipur

September 8, 2021

The company is offering very good plans at affordable prices, and the claim settlement process is very hassle free and quick.

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Bharti sharma

Lukhnow

September 8, 2021

I really like the customer support department of the company very much, the staff is very polite and very helpful

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Manish Singhal

Rajkot

September 1, 2021

Best plans with good service, committed towards their customer, great customer support team. thanks New India

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Akash Sharma

Ahmedabad

September 1, 2021

Plans bahut ache hai is company ke.. bahut achi service hai aur apke customers ke claims bhi jaldi settle karti hai.

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Karishma Sehgal

Hyderabad

August 31, 2021

Bought health policy from New India Health for the first time and I am very impressed by their services and I personally suggest to take the policy from New Health Assurance

View All New India Health Insurance Reviews