New India Assurance Co. Ltd. is a multinational general insurance company headquartered in Mumbai. With its incorporation in 1919, it is one of the oldest insurance companies in India. It sells a vast portfolio of insurance plans to its customers. One of its offerings, health insurance, covers the overall medical expenses of the policyholders and grants them an easy way to fully concentrate on their recoveries.
Offices in India | 2395 |
No. of Agents | 68389 |
Total products offered | 250+ |
Operations | 28 countries |
Table Data updated on 27-01-2021
Let,s take a look at the different New India health insurance plans
New India Assurance Arogya Sanjeevani Policy offers comprehensive coverage against medical expenses and can be purchased without any pre-acceptance medical checkup. One can cover self, spouse, children, parents, and parents in law under the policy.
Eligibility:
Entry Age | Adults: 18-65 Children: 3 months-25 years |
Sum Insured | Rs.1-5 lakhs |
Table Data updated on 27-01-2021
Features
New India Group Cancer Medical Policy covers all the expenses related to inpatient or outpatient cancer treatment. The policy remains valid for one year from the date the insured becomes a member of the Indian Cancer Society and the risk shall commence from that date.
Features
New India Family Floater Mediclaim offers coverage to the family members with one sum insured. The policy can be issued to people (up to 60 years of age) covering the below family members
Eligibility Criteria
Entry Age | 18-60 years |
Sum Insured | Rs. 2-5 lakhs |
Table Data updated on 27-01-2021
Features
The New India Family Mediclaim 2012 offers coverage against unforeseen hospitalization expenses to individuals and their family members between the age of 18 years and 65 years.
Features
New India Jan Arogya Policy provides cheap mediclaim and is designed for the poorer section of the society.
Eligibility Criteria
Entry Age | Adults: 5-70 years |
Sum Insured | Rs.5000/person |
Table Data updated on 27-01-2021
Features
New India Janata Mediclaim policy is ideal for those who wish to cover the entire family (self, spouse, dependent children, and dependent parents) under one policy.
Eligibility Criteria
New India Asha Kiran policy is designed for parents who have a single girl child. It helps to tackle all the medical needs of the family.
Eligibility Criteria
Entry Age | Adults: 18-65 years Daughters: 3 months-25 years |
Hospital Cash Benefit | 0.1% of SI per day |
Table Data updated on 27-01-2021
Features
New India Flexi Floater Mediclaim Policy reimburses the hospitalisation expenses for any illness or injury sustained.
Eligibility Criteria
Features
New India Floater Mediclaim Policy offers coverage against unforeseen hospitalisation expenses to the entire family under one sum insured. One can cover a maximum of 6 members under the policy.
Eligibility Criteria
Entry Age | Adults: 18-65 years |
Sum Assured | Rs. 2, 3, 5, 8, 10, 12 and 15 lakhs |
Table Data updated on 27-01-2021
Features
New India Cancer Guard Policy offers coverage against all the expenses related to cancer treatment.
Eligibility Criteria
Entry age | 3 months – 65 years |
Sum Assured | Rs. 5, 10, 15, 25 and 50 lakhs |
Table Data updated on 27-01-2021
Features
The plan offers coverage for the following conventional and advanced treatment:
58 day care treatments are covered under the plan.
If you want to take a second opinion on your surgery with another medical practitioner, the plan will cover its expenses (up to Rs.5000).
The New India Global Mediclaim Policy covers the global hospitalization expenses of an individual who already has health insurance with a sum insured of Rs. 8 lakhs and above. Individuals between 18-65 years can buy this policy.
Features
New India Premier Mediclaim Policy looks after the hospitalization bills of the insured, allowing him/her to rest completely without worrying about the expenses.
Eligibility Criteria
Entry age | 18-65 years |
Maximum Members Covered | 6 |
Table Data updated on 27-01-2021
Features
The policy is available in two variants:
A pre-acceptance medical check-up is not required till age 50 years.
The plan provides a hospital cash benefit of Rs. 2,000 per day (for plan A) and Rs. 4,000 per day (for plan B) for any one illness.
New India Sixty Plus policy is designed for senior citizens. This policy will handle their medical expenses without giving them any financial trouble.
Eligibility Criteria
Entry Age | 60 years – 80 years |
Sum Assured | Rs.2, 3 and 5 lakhs |
Table Data updated on 27-01-2021
Features
New India Top-up Mediclaim Policy covers the hospitalization expenses once it exceeds the threshold limit. The plan can cover up to 6 family members (self, legal spouse, dependent children, and parents).
Eligibility Criteria
Entry age | 18-65 years |
Sum insured | Up to Rs.22 lakhs |
Table Data updated on 27-01-2021
Features
New India Senior Citizen Mediclaim policy is designed to provide medical coverage at an affordable premium to senior citizens between the age group of 60-80 years.
Features
New India Tertiary Care policy is designed for individuals that grant them coverage for hospitalisation/domiciliary hospitalisation expenses for nine major ailments.
Features
The plan provides a cumulative bonus for every claim-free year.
The nine listed ailments covered under this policy are:
Pre and post-hospitalisation expenses are covered by the policy.
New India Universal Health Insurance APL offers coverage to the policyholder and provides reimbursement of the hospital expenses in case of illness or injury sustained.
Features
New India Mediclaim Policy offers coverage against the expenses incurred due to unforeseen hospitalization. The policy offers lifetime renewability, provided the policy is renewed on time.
Eligibility Criteria
Entry age | Adults: 18-65 years |
Sum insured | Up to Rs.15 lakhs |
Table Data updated on 27-01-2021
Features
New India Group Mediclaim 2007 looks after all the hospitalisation expenses resulting from illness/injury.
Features
Corona Kavach is a single premium policy that can be bought by individuals to cover themselves from the expenses incurred during the treatment of COVID-19. This policy can be bought on an individual or family floater basis.
Eligibility Criteria
Entry Age | Adults: 18-65 years |
Sum Insured | Rs. 50,000 to Rs. 5 Lakhs |
Policy Tenure | 3.5 months, 6.5 months & 9.5 months |
Table Data updated on 27-01-2021
Features
New India is backed by the Indian government, which itself assures the individuals to trust the company on the grounds of brand image. Apart from this, New India has a claim settlement ratio of 103.74% (2018-19) in the health category, which means that you can trust the company to clear your claims when needed. New India also has tie-ups with network hospitals that allow policyholders to go for cashless hospitalisation at the time of a medical emergency.
Below are the following conditions/treatments that aren’t generally covered under health plans offered by New India.
To know more about them, please consult with the team of New India.
New India has designed a simple buying process to avail of its health insurance plans. Let,s take a look at it.
You also have the option to reach out to the nearest New India branch to purchase health insurance. In case none of them works for you, reach out (1800-4200-269) to the experts of PolicyX.com.
There is a simple process to renew New India health insurance. Let,s have a look at it.
Just follow the below-listed steps-
Intimate The Company:
Submission of Documents:
After discharge from the hospital, the following documents need to be submitted within 7 days:
In the case of post-hospitalisation, documents need to be submitted within 7 days of the treatment date. After all the verification is done, the company will settle the claim.
Mr.Ravi Agarwal- I purchased a Senior Citizen policy for my father and I’m highly impressed by it. It offers comprehensive coverage in return for an affordable premium.
Mrs.Pallavi Khanna- I bought the Family Floater Mediclaim policy last year. Just 6 months back, I went through a small surgery for my right leg. I applied for cashless hospitalisation and didn’t encounter any trouble from the company. All my bills were paid and I went through a happy recovery.
Address: New India Assurance Building, 87, M G Road, Fort, Mumbai
Toll-Free Number: 1800-209-1415
1. Can I cover my family members in the Asha Kiran policy?
Yes. You can cover your entire family under a single sum insured. The members covered in this policy are self, spouse, and dependent daughters (maximum two).
2. How can I pay the premium of my New India Health plan?
There are two ways to pay the premium- offline (cash, cheque & demand draft) and online (debit/credit card, net banking, etc.).
3. Is New India Global Mediclaim Policy available to NRIs?
This policy is available only for Indians living in India and not to NRIs, OCI,s, or PIO,s.
4. Are there any discounts available under the New India Senior Citizen Mediclaim policy?
Yes, the company offers a 10% discount for voluntary excess of Rs.10,000 and a 10% family discount if the spouse is covered.
4. Does my lifestyle habits have an impact on the health insurance premium of New India?
Of course, they do. Along with lifestyle habits, your age, profession, coverage amount, etc. have an impact on health insurance premiums.
Page updated on 27-01-2021