Sahara Life Insurance

Sahara India ventured into the life insurance domain in 2004 and became the first wholly-owned Indian brand to be operating in this sector without any foreign collaboration.

In order to meet the life insurance requirements of every individual, Sahara Life Insurance offers a wide range of Endowment plans, Money-Back plans, Annuity-based plans, Unit-Link plans, and Group Insurance plans. These plans can help meet the financial needs of different age groups and people belonging to different income segments. Apart from the above segment, Sahara India offers add-on plans such as Accident Benefit and Critical Illness Riders.

Key Features of Sahara Life Insurance

We have carefully examined some of the important factors such as annual premium, claim settlement ratio, solvency ratio, and the distribution network of Sahara Life Insurance to make you understand how the company has fared in each of these aspects.

Product Range of Sahara Life Insurance Company

Sahara Life Insurance products are varied and serve the different life insurance needs of people. The list of life insurance policies offered by Sahara Life is indicated in the list below.

1. Sahara Life Endowment Plans

   Endowment plans are traditional life insurance policies that provide the required financial assistance to your family in case of an eventuality. Below is the list of all available Sahara Life Endowment plans.

   Plan Name	Entry Age	Max. Maturity Age	Sum Assured
   Shrestha Nivesh-Jeevan Bima	9-60 years	70 years	Rs. 30,000-Rs. 1 Crore subject to underwriting
   Shubh Nivesh-Jeevan Bima	9-60 years	70 years	Rs. 50,000-No-Limit subject to underwriting
   Dhan Sanchay Jeevan Bima	14-50 years	70 years	Rs. 50,000-No-Limit subject to underwriting

2. Sahara Life Money Back Plans

   Money-back plans are financial tools that help you in securing your future along with wealth creation opportunities. Have a look at Sahara life Money-back plans:

   Plan Name	Entry Age	Max. Maturity Age	Sum Assured
   Pay Back Jeevan Bima	16-50 years	NA	Rs 75,000- Rs 1 Crore
   Dhanviddhi-Jeevan Bima	9-60 years	70 years	Rs 50,000- Rs 1 Crore
   Dhanvarsha Jeevan Bima	15-55 years	70 years	Rs 75,000 and thereafter in multiples of Rs 5000/-

3. Sahara Life Unit-Linked Plans

   Unit-linked plans help you achieve your future milestones such as your child marriage, higher education, or your post-retirement life. Have a look:

   Plan Name	Entry Age	Max. Maturity Age	Sum Assured
   Sanchit Jeevan Bima	18-65 years	75 years	Sum Assured Up to 45 Years: 125% of single premium 46 Years & above: 110% of single premium
   Utkarsh Jeevan Bima	12-55 years	70 years	Single Premium: Upto 45 Years - 125% of single premium 46 Years & above - 110% of single premium Regular Premium: Age at entry Sum Assured (Nearest birthday) Up to 45 Years - 10 times of annualized premium 46 Years & above - 7 times of annualized premium
   Sugam Jeevan Bima	10-55 year	70 years	Sum Assured = 10 times of Annualized Premium