Sahara India Life Insurance

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Sahara India Life Insurance Company Limited

The Sahara Pariwar's latest foray is in the field of Life Insurance. The Pariwar?s life insurance company ? Sahara India Life Insurance Company Ltd.- has been granted license by the insurance regulator ? the IRDA on 6th February 2004. With this approval Sahara India Life Insurance Company Ltd. becomes the first wholly and purely Indian company, without any foreign collaboration to enter the Indian Life insurance market. The launch is with an initial paid up capital of 157 crores. The Chairman of the company is Shri Subrata Roy Sahara who is also the Chairman of Sahara Pariwar.

Importance of Life Insurance

Sudden demise because of any accident, unexpected illness and natural calamities happens a lot of time. We know that a bad situation can never come with an inivitaion and can happen anytime. Thus, it is always a good idea to insure yourself and your family as well. it is true that nothing can replace the pain of losing someone, but a life insurance will be there to make things easier for your family when you are not around.

A life insurance is basically a form of protection that will provide the needful financial coverage to your family in case of your demise or a state where you are not able to take care of them.It is one of the best insurance policies that you will surely think of. A life insurance is a must thing for safety and investment purpose as well.

Cover your loved one

Your sudden demise, or a situation where you can't earn money, will make the life of your loved ones difficult. It’s just as crucial to not forget to provide a financial assistance for the future of your surviving dependents. After all, they should move on without you. Make certain they’re covered, too.

Loss of life shouldn’t suggest debt

Life coverage can help your dependents cover any financial obligations which are left after your demise. Debt can be a serious burden, on the top of the already grieving family members.

Anything can happen

In case you increase an extreme contamination, you can not be able to get a life coverage to the volume you need it — or at all. When you have a terminal infection, life insurance can provide you the financial assistance. This coverage can also be used in case of emergencies by requesting a withdrawal or mortgage.

Deal with business

Life insurance isn’t just for people. It is able to defend an enterprise from economic loss, liabilities or instability in the case of the demise of a business proprietor/associate. Whether supplying important short-term cash or keeping operations going till matters settle, life insurance may be beneficial in preserving the commercial enterprise you’ve labored so hard to build.

Supplement your retirement

You may use life coverage to ensure your retirement savings lasts so long as you do. You invest an amount of cash right into a life insurance product and in return, you get a guaranteed amount of income month after month, for so long as you stay.Life insurance is considered a financial asset, which can assist and help you to get a loan or medical health insurance.

Simple and easy

No amount of cash can ever give life to someone. However, more than anything, life insurance can offer protection for the uncertainties in life.

Key Highlights of Sahara life coverage

As one of India’s first completely owned, non-public life insurance company, Sahara Life Insurance is one of the most dependable insurance companies. Focusing on life insurance products, Sahara life is one of your go-to options for life insurance because of very important elements – good claim settlement ratio and grievances resolved. In the year 2014-2015, the organization boasts of a claim settlement ratio of about 90%, making sure to settle the grievances of millions of their clients, making them one of the most friendly and reliable insurance organizations to be related to.

Sahara India Life Insurance Plans

Sahara life insurance offers a mix of life insurance plans that have been designed to provide tailor-made life coverage solutions not only to people but additionally to corporations. Below is the list of all of the life insurance plans provided by Sahara-

Sahara Shrestha Nivesh-Jeevan Bima: This is an endowment plan that has been designed particularly to cater to individuals who may have an unsure income. It gives policyholders the option to make a single fee related to premium to secure the monetary destiny of the family.

Sahara Shubh Nivesh-Jeevan Bima: This too is a single premium endowment plan that gives a minimum sum assured of Rs. 50,000. There is no restriction at the sum assured amount that can be opted for.

Sahara Dhan Sanchay Jeevan Bima: That is a conventional endowment plan that gives policyholders the twin benefits of safety and income. No only does the plan provide life insurance, it additionally provides for a regular income which could help dependents fulfill any monetary obligations that they have.

Sahara Sanchit - Jeevan Bima: It is a single premium, unit linked coverage plan that gives coverage to grow your wealth. This coverage can be taken for a duration of five years to ten years and the sum assured can range from 110% of the premium to 125%.

Sahara Utkarsh - Jeevan Bima: This is a ULIP that can be taken for intervals ranging from eight years up to twenty years with the sum assured ranging from a 110% to 125% of the premium paid. The rates may be paid as a single lumpsum or through the time period of the coverage.

Sahara Samooh Suraksha: Any group of people or companies that wish to provide insurance advantages to group individuals can opt for this plan. The policy provides a minimum cover of Rs.50, 000 and a max cover of Rs 5,00,000 for every individual of the organization.

Sahara Jamakarta Samooh Bima: This is a group term insurance plan centered on individuals who are not able to avail life insurance covers. This scheme offers group participants time period based insurance benefits which might be payable to nominees in case the insured man or woman passes away.

Sahara Payback: This is a non-connected, constrained premium participating endowment plan which will assist you to control your expenses so you have lump sum finances available for emergencies, whilst additionally protecting your own family in instances of monetary complication.

Sahara Dhanvriddhi: That is a single-premium endowment plan which requires a one-time premium payment that offers life cover, along with economic safety at instances of unpredictable events.

Sahara Dhanvarsha: : This is a traditional endowment plan which provides twin benefits of guaranteed cash at specific periods and protection against unpredictable emergencies.

Contact Address

#1, SaharaIndia Bhawan,
Kopoorthala Complex, Lucknow 226024
Tel: 0522-2329568 Fax: 0522-2332683

Sahara India Life Insurance News

Monday November 30, -0001

Sahara India Life Insurance penalised by IRDA

The much-troubled Sahara India Group has come under news yet again, for another reason. And that too is not good. Sahara India Life Insurance has been penalised by the Insurance Regulatory and Development Authority (IRDA) this time. The regulator has found that the company was not meeting its social sector obligations. It was further found that


Friday July 25, 2014

Linking Of Aadhaar With Insurance Policy Is Mandatory, Says IRDA

On Wednesday, 8th Nov 2017, the Insurance Regulatory And Development Authority Of India (IRDA) said that the linking of Aadhar number with insurance plans is compulsory and asked insurance companies to implement the statutory norms.  “The Authority clarifies that, linkage of Aadhaar number to insurance policies is mandatory under the Prevention of Money Laundering (Maintenance


Monday November 13, 2017

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