Health Insurance
Health Insurance Companies
Term Insurance
Term Insurance Companies
Life Insurance
Life Insurance Companies
Network hospitals
10000+
Claim settlement ratio
99.99%
Sum insured
Up to 1 CR
No. of Plans
7
Solvency Ratio
2
Pan India Presence
-
Network hospitals
10000+
Claim settlement ratio
99.99%
Sum insured
Up to 1 CR
No. of Plans
7
Solvency Ratio
2
Pan India Presence
-
Navi Health Insurance is a wholly owned subsidiary of Navi Technologies- a digital finance lending organization owned by Sachin Bansal. Navi Health Insurance started its operations in November 2017 and adopted a digital method of selling its insurance products via the Navi Health Insurance App. It has more than 1.1 million customers and offers a variety of health insurance plans along with motor, property, commercial, and gadget insurance solutions.
Navi Health Insurance runs on the values of Integrity, Respect, Collaboration, Innovation, and Customer-Centricity. Navi Health Insurance offers several benefits including in-patient hospitalization, cashless hospitalization, pre and post-hospitalization, hospitalization at home cover, COVID-19 cover, daycare treatment, no room rent capping, optional critical illness cover, and optional maternity cover, etc.
Navi Health Insurance is amongst the top performers in the insurance sector. To get more insight into the company's performance, take a look at the below key features that will help you to analyze the company based on its performance:
A comprehensive health insurance plan that can be opted on an Individual or Non-Floater or Family Floater basis.
Unique Features
For buying a Navi Health Insurance policy, one has two options. Either they can purchase directly from the Navi app or can buy from PolicyX.com.
Alternatively, you can buy their policies through third-party intermediaries like agents and brokers.
As discussed above, Navi General insurance company utilizes the digital approach for selling its insurance products to customers. There's no need for any paperwork as customers can have access to all the services of the company within just 2 minutes.
With so many buying options available in the market, one must think about why he/she needs to choose PolicyX.com. Well, we are here to answer.
Navi Health Insurance company offers an easy and convenient claims settlement process. The policyholder can either choose cashless claims or can opt for reimbursement claims:
If you are admitted to a non-network hospital, you have to pay the hospital directly after the treatment is done.
Navi health insurance customer care is 24*7 available to look after your queries. To get in touch with Navi health insurance customer care, opt for the below methods:
Registered office: Salarpuria Business Centre, 4th Floor, 93, 5th A Block, Koramangala Industrial Layout, Bengaluru, Karnataka - 560095
insurance.help@navi.com
+91 81475 44555
1. Can I avail myself tax benefits with Navi health insurance plans?
Yes. Upon buying any of Navi health plans, customers become eligible to claim tax benefits under Section 80D of the Income Tax Act, 1961.
2. Can I cancel my policy after purchasing it?
Yes, the policyholder can get the policy cancelled after its purchase if he/she is not satisfied with the product. However, they can do so within 15 days of receiving the policy documents.
3. Do Navi health insurance plans have a copayment clause?
Yes, the health insurance plans by Navi have a copayment clause of 5% that is applicable to the claim amount admissible and payable as per the terms and conditions of the policy.
4. Can I change the sum insured amount of my health insurance plan?
The sum insured amount can be changed (increased/ decreased) only at the time of renewal or at any time, subject to underwriting by the Company. For any increase in sum insured, the waiting period shall start afresh only for the enhanced portion of the sum insured.
5. Can I port my Navi health insurance policy?
Yes, as per the guidelines issued by IRDAI, Navi insurance company allows its customers to port their policy to other insurers.
6. How many times can I claim under a Navi Insurance Company?
There is no restriction on the number of claims that can be filed. One is allowed to make claims until his/her chosen sum insured is exhausted.
7. What is the timeline for submitting Pre and Post Hospitalization Claims?
The Pre - Post hospitalization claim documentation must be submitted within 15 days after the end of the Post-hospitalization treatment or term, whichever comes first.
8. Which Critical Illnesses are covered under Navi Health Plan?
9. What would happen if I forgot to pay my Navi Health Insurance policy Premium on time?
To help you out with this, the company sends timely reminders before your premium paying due date. Even then if you are unable to pay the Monthly Premium before the due date, the company offers a grace period of 15 days to pay your monthly premium.
10. Is it possible to renew the Navi Health Insurance plan for a lifetime?
Yes, one can renew their Navi Health Insurance for the lifetime of the members covered in the policy's participants. The coverage for a dependent kid can be renewed up to the age of 30.
11. Will I get covered under a Navi Health Insurance plan if I am advised to take prolonged hospitalization?
One can avail of a Prolonged Hospitalization benefit under Navi Health Insurance. Under this benefit, the company will pay a lump sum amount of Rs. 20,000/-, provided you are hospitalized in the company's empanelled hospital for a minimum period of 10 consecutive days due to any illness/ injury that is covered under Policy
12. Is Navi Health Insurance a reliable company?
With the claim settlement ratio of 99.99% in 2021-22, it can be interpreted that Navi Health Insurance company understands the importance of claim settlement and offers quick and hassle-free claim processing.
13. Who can I add to one policy?
You can add the following family members to the policy: - Yourself - Spouse - Dependent children - Your parents or your parents-in-law The maximum number of adults in a policy cannot be more than 2.
14. How is the premium calculated?
The premium for this policy depends on certain factors including Age, Members added Sum Insured, Policy tenure, the health status of the individual, and Optional Covers opted.
15. What services are included in daycare treatments?
Daycare treatments include medical treatments or surgical procedures, which used to take longer than 24 hours, and can now be completed within a day with the advancement of technology. Some examples of daycare treatment are Colonoscopy, Dialysis, etc.
Read what our customers have to say about Navi Health health insurance company
vanita
Indore
February 24, 2022
Me and my husband met with accident and got injured during night. we admitted to the non-network hospital but the company paid reimbursement for our medical bills on time.
Sonam Gandhi
Jaipur
September 6, 2021
Best comany. Have brought one health plan for every member of my family, including my parents in-laws as well as my parents.
Purvi Choudhary
Chandigarh
August 30, 2021
I bought the health policy from Navi General in 2018, and I must say that the company assisted me at every single step patiently and even helped me out to choose an ideal coverage as per my nee...
Kiran Manish Dhaiya
Bhopal
August 30, 2021
Thankyou PolicyX.com for helping me in choosing this amazing health company. I have not made any claim since I have bought this policy. Very lucky for me.
Vivek Dhaiya
Chandigarh
August 30, 2021
A class plan. Bahut varieties deti hai company health plans ki. Go and buy your policy now. 5 stars from my side.
Pritam Negi
Agra
August 30, 2021
My sister told me to buy Navi Health Policy. For the last 2 years, I have had this policy. Very good customer service.
Avinash Sinha
Bhopal
August 30, 2021
My father-in-law suggested me to buy a Health plan from Navi General. Happy to say that the company offers various benefits and I am totally satisfied with the policy. Good going.
Devi Kumari
Indore
August 30, 2021
Simply loved the way the Navi General cares for its customers. If you are looking for a trustworthy company, this is 100% for you.
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