Network hospitals
7500+
Claim settlement ratio
89.38%
Sum insured
Up to 30 Lakh
No. of Plans
14
Solvency Ratio
1.64
Pan India Presence
-
Network hospitals
7500+
Claim settlement ratio
89.38%
Sum insured
Up to 30 Lakh
No. of Plans
14
Solvency Ratio
1.64
Pan India Presence
-
IFFCO TOKIO General Insurance company was established in 2000. It is a joint venture between the Indian Farmers Fertilizer Co-operative (IFFCO) and its associates (Tokio Marine and Nichido Fire Group). The company provides a list of health insurance products to its customers that cater to the different healthcare needs of its customers.
The plans offered by IFFCO TOKIO Health insurance shells out several benefits such as coverage for in-patient hospitalization, cashless facility, health check-ups, ambulance charges, pre & post-hospitalization expenses, and many more.
Awards and Recognitions
Continue reading to explore more about IFFCO TOKIO Mediclaim company:
To select your ideal health company it is important for you to first evaluate them on certain parameters such as market share, network hospitals, solvency ratio, and claim support (within 3 months). For your convenience, we have evaluated Iffco Health Insurance Company on the above-mentioned parameters.
With changing and evolving healthcare needs of an individual, IFFCO TOKIO Health Insurance Plans ensures to look after each & every healthcare need of your and your family. The plans offered cater to the different needs of the customers. Continue reading to explore more about the plans.
The policy covers healthcare expenses like hospitalization, treatment, medicines, etc. on an individual as well as a family floater basis. SI goes up to 20 Lakhs.
Unique Features
The plan provides coverage to the entire family including spouse, dependent parent and children, or any other dependent or relatives living together.
Unique Features
A complete family floater health policy that looks after the health needs of you and your family including the proposer, spouse and 3 dependents.
Unique Features
Offers medical coverage to the policyholders and their families for the expenses of hospitalization, surgeries, organ transportation etc with coverage of up to 5 Lakhs.
Unique Features
A standard health policy that offers coverage to individuals and their families against medical expenses. The policy offers coverage of up to INR 5 Lakhs.
Unique Features
The plan offers cover in case of the death due to an accident and covers permanent total/partial disability, and temporary total disability.
Unique Features
IFFCO TOKIO Health Protector Plus Policy offers financial aid to the individual and his/her family to cope with high medical expenses against serious illnesses
Unique Features
IFFCO TOKIO Swasthya Raksha Bima policy is an affordable family floater plan especially designed for people dwelling in small towns and cities.
Unique Features
Critical Illness Policy assists the policyholder by offering financial support to cope with the expenses that occurred during the treatment of the 25 listed critical illnesses.
Unique Features
Designed to provide comprehensive protection against listed seven vector-borne diseases including Malaria, Dengue, Kala-azar, and many more.
Unique Features
The plan offers a fixed amount to the beneficiary for each continuous and completed period of 24 hours of hospitalization.
Unique Features
Corona Kavach Policy shields against the expenses incurred due to COVID-19-related hospitalization/home care treatment.
Unique Features
Corona Rakshak Policy provides a lump-sum benefit (equal to 100% of the SI) to the insured on the positive diagnosis of COVID-19.
Unique Features
There are some medical conditions and health care expenses that are not covered under this policy. Here are the major exclusions:
Online insurance buying can be tricky. You need a smooth and secure navigation process to buy Health Insurance. You can buy it from the official website or the trusted advisor PolicyX.com. Let's check them out.
A soft copy of the policy will be shared on your registered email ID
There are two ways to file an IFFCO TOKIO health claim. Let's have a look.
Note: Approval for the cashless claim will be sent within 24 hours of receiving the required documents.
Follow the below-given steps for the IFFCO TOKIO Health Insurance renewal process:
IFFCO TOKIO General Insurance Company, Corporate Office, IFFCO Tower, Plot No. 3, Sector 29, Gurgaon - 122001, Haryana, India.
websupport@iffcotokio.co.in
1800-103-5499
Yes, a mobile application 'IFFCO Tokio - Customer' is available for 24/7 assistance regarding queries against IFFCO Tokio policies.
Yes, you can.
No, they aren't covered by the company.
The policyholder is liable to get tax benefits under Section 80D of the Income Tax Act, 1961.
During the policy time, you can make as many claims as you like as long as your sum insured is not exhausted.
The need for pre-entrance medical examinations totally depends on the plan you choose, your entry age, and the sum insured you have selected. However, keep in mind that in the older age, Pre-entrance medical examinations are necessary.
Having a family history of Diabetes & BP may impact your premiums, as a customer with diabetes has to pay more than a person without a preexisting condition.
Yes. In that case, both health insurance plans will split the claim equally (up to the sum assured) and cover your medical expenses.
Generally, Group Health Insurance doesn't offer a vast coverage, and hence can fall short at the time of a medical emergency. Moreve, if in future you decide to switch the company, you will be left with no coverage at all.
Therefore, buying another plan along with a Group Health Policy is not a bad idea.
Visit the Iffco Tokio official website's 'Claim Status' section to check the status of your insurance policy. After that, enter your policy/claim number and click 'Submit.' The next page will show the status of your Iffco Tokio policy.
Yes! AYUSH treatments including Ayurveda, Yoga, Unani, Siddha, and Homeopathy are covered under the IFFCO TOKIO health plans.
IFFCO TOKIO offers a health insurance plan called Critical Illness Insurance Policy, which is specifically designed to cover 25 critical illnesses. However, other plans such as Family Health Protector Policy, Swasthya Kavach Policy, and Individual Medishiled Policy also offer critical illness coverage if you pay an additional premium.
You must inform IFFCO TOKIO General Insurance within 24 hours of hospitalisation in case of emergency hospitalisation.
Your health insurance plan will stop from the date of policy cancellation. Also, you will get your premium back as per the rates of short-period cancellation as per the terms and conditions of the policy.
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Read what our customers have to say about Iffco Tokio health insurance company
Priya Sharma
Hyderabad
June 9, 2022
I will rate this company good because I purchased a health policy that has good coverage and less premium. I pay my premium online and I am convenient with the payment options.
Gagandeep
Mumbai
June 6, 2022
I moved to IFFCO Tokio and found great plans with some better benefits as compared to others. I purchased it and gave my family full safety.
Tania
Delhi
June 6, 2022
I chose to buy the IFFCO Tokio health insurance policy because the premium is affordable and also because I like the coverage benefits.
Prisha
Bengaluru
June 6, 2022
I have bought health insurance through the website of IFFCO Tokio. It gave me full support and when I contacted the customer care of IFFCO Tokio for clearing some of my queries they provided me...
Vasudha Rane
Indore
May 24, 2022
very nice company, with a wide range of products available. I am happy that I decided to buy the health plan from IIFCO Tokio health insurance company.
Ravinder Dewan
Delhi
November 22, 2021
Good Customer service, and very very good plans at affordable price. very quick claim settlement process.
Katrina
Delhi
October 19, 2021
its reputation preceded itslef! good job on the products....i have plenty options to choose from and it should help
Samay Tij
Delhi
October 18, 2021
the customer support is great...i needed money to cover my hospital fees and the company has been prompt in their response
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