IFFCO Tokio General Insurance company was established in 2000. It is a joint venture between the Indian Farmers Fertilizer Co-operative (IFFCO) and its associates (Tokio Marine and Nichido Fire Group).
The company provides a list of insurance products to its customers. One of the best among them, IFFCO Tokio Health Insurance, offers broad coverage to look after the healthcare indemnities of individuals and families.
Renewability | Lifetime |
Network Hospitals | 5000+ |
Claim Ratio | 92.65% |
Table Data updated on 15-12-2020
IFFCO Tokio Family Health Protector provides security to the whole family of the insured with the best medical treatment assistance along with numerous benefits at affordable premium rates.
Features:
Eligibility:
Entry Age | 18 years to 65 years |
Sum Insured | Rs. 1,50,000-30,00,000 |
Table Data updated on 15-12-2020
IFFCO Tokio Individual Health Protector Policy offers coverage for healthcare expenses like hospitalisation, treatment, medicines, etc. on an individual as well as family floater basis.
Features:
Eligibility:
Entry Age | 18-65 years |
Sum Insured | Rs. 50,000-20,00,000 |
Table Data updated on 15-12-2020
IFFCO Tokio Swasthya Kavach Family Health is a family floater health insurance plan that takes care of medical emergencies and ensures that the policyholder gets the best treatment and care without any financial hassles and compromises.
Features:
Eligibility:
Entry Age | Adults: 18-65 years Children: 3 months to 23 years |
Sum Insured | Rs.2,00,000-5,00,000 |
Member Covered | 5 |
Table Data updated on 15-12-2020
IFFCO Tokio Individual Medishield Policy offers medical coverage to the policyholders and their families for the expenses that are incurred due to hospitalization, surgeries, organ transportation, etc.
Features:
Eligibility:
Entry Age | 18-65 years |
Sum Insured | Rs.50,000 - 5,00,000 |
Policy Term | 1 year |
Table Data updated on 15-12-2020
IFFCO Tokio Individual Accidental Insurance offers essential financial support to the claimant in case of the untimely death of the policyholder because of an accident. The plan also offers coverage in case of permanent total disability, permanent partial disability, and temporary total disability.
Features:
If the policyholder dies because of an accident, the nominee is paid death benefits.
The plan covers ambulance costs and provides coverage for the loss of employment of the policyholder.
IFFCO Tokio Critical Illness Policy assists the policyholder by offering financial support to cope with the health contingencies against the 25 listed critical illnesses.
Features:
IFFCO Tokio Health Protector Plus offers financial aid to the individual and his/her family to cope up with high medical expenses against serious illnesses.
Features:
Eligibility:
Entry Age | 18 to 65 years |
Policy Term | 1 year |
Sum Insured | Rs.2,00,000-25,00,000 |
Table Data updated on 15-12-2020
IFFCO Tokio Swasthya Raksha Bima policy is an affordable family floater plan especially designed for people dwelling in small towns and cities. The policy covers 2 adults together with dependent children (up to the age of 23 years) at low premium rates.
Features:
Eligibility:
Entry Age | Minimum- 18 years Maximum- 65 years |
Policy Period | 1 year |
Sum Insured | Rs.1,00,000-5,00,000 |
Table Data updated on 15-12-2020
IFFCO Tokio MOS-BITE Protector Policy is designed to provide comprehensive protection against listed vector-borne diseases.
Features:
The plan provides coverage against 7 vector-borne diseases:
Unlike other health insurance policies, the policy pays the sum insured in case the policyholder is hospitalised for 48 hours.
No pre-policy medical screening is required to purchase the policy.
Eligibility:
Entry Age | Adults: 18-65 years Children: 91 days-23 years |
Sum Insured | Up to Rs.1 lakh (in multiples of Rs. 5000) |
Table Data updated on 15-12-2020
IFFCO Tokio Arogya Sanjeevani is a standard health policy that offers coverage to individuals and their families against medical expenses. The policy offers coverage up to Rs.5 lakhs.
Features:
Corona Kavach Policy shields against the expenses incurred due to COVID-19 related hospitalization/home care treatment expenses.
Features:
Eligibility:
Entry Age | Adults: 18-65 years |
Sum Insured | Rs.50,000-5,00,000 |
Policy Period | 3.5 months, 6.5 months, and 9.5 months |
Table Data updated on 15-12-2020
Corona Rakshak Policy provides a lump-sum benefit (equal to 100% of the SI) to the insured on the positive diagnosis of COVID-19. The insured should be hospitalized for a minimum continuous period of 72 hours to avail of the coverage.
Eligibility:
Entry Age | Adults: 18-65 years |
Sum Insured | Rs.50,000-2,50,000 |
Policy Period | 3.5 months, 6.5 months, and 9.5 months |
Table Data updated on 15-12-2020
Online insurance buying can be tricky. You need a smooth and secure navigation process to buy health insurance. Luckily, two parties can provide you with absolute comfort without putting their guard down. Let's check them out.
From the Company's Official Website:
From PolicyX.com:
There are two ways to file an IFFCO Tokio health claim. Let's have a look at it.
Cashless Claim
Note: Approval for the cashless claim will be sent within 24 hours of the receipt of the required documents.
Reimbursement Claim
Follow the below-given steps to renew your IFFCO Tokio Health Insurance policy:
Contact Address:
IFFCO Tokio General Insurance Company, Corporate Office, IFFCO Tower, Plot No. 3, Sector 29, Gurgaon - 122001, Haryana, India.
Customer Support:
Phone: 1800-103-5499
E-mail: websupport[at]iffcotokio[dot]co[dot]in
1. Is there any mobile application for tracking and offering the help regarding the IFFCO Tokio policies?
Yes, a mobile application 'IFFCO Tokio - Customer' is available for 24/7 assistance regarding queries against IFFCO Tokio policies.
2. Can I port my existing similar health insurance from another provider to IFFCO Tokio Health Protector Plus?
Yes, you can.
3. Does IFFCO Tokio Swasthya Kavach Policy cover maternity/pregnancy-related expenses?
No, they aren't covered by the company.
4. Will I get tax benefits if I purchase an IFFCO Tokio health insurance policy for my family?
The policyholder is liable to get tax benefits under Section 80D of the Income Tax Act, 1961.
Page updated on 15-12-2020