IFFCO Tokio Health Insurance
  • Coverage for 7 diseases
  • Family coverage
  • Up to 1 lakh SI
IFFCO Tokio Health Insurance
premium

Network hospitals

7500+

premium

Claim settlement ratio

89.38%

premium

Sum insured

Up to 30 Lakh

premium

No. of Plans

14

premium

Solvency Ratio

1.64

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Pan India Presence

-

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

premium

Network hospitals

7500+

premium

Claim settlement ratio

89.38%

premium

Sum insured

Up to 30 Lakh

premium

No. of Plans

14

premium

Solvency Ratio

1.64

premium

Pan India Presence

-

IFFCO TOKIO MOS-Bite Protector Policy

IFFCO TOKIO Mos Bite Protector Policy provides a lump sum amount on the diagnosis of the vector-borne diseases covered by the policy. Mos bite protector policy safeguards you from Vector-borne diseases such as Malaria, Dengue, Chikungunya, and Zika virus which has affected a large number of people in India.

IFFCO TOKIO Mos bite protector policy gives you an assurance of availing quality treatment as medical costs are consistently rising for treatment of such diseases, the need for a specific insurance plan that caters to such ailments is important. This is where IFFCO Tokio’s MOS-BITE Protector Policy comes into view. Iffco Tokio mos-bite protector policy covers seven commonly occurring vector-borne diseases. The policyholder receives the lump sum payment once they have been hospitalized for mosquito-borne diseases and other ailments for 48 hours and more. The MOS-BITE Protector Policy can be purchased as a family plan as well. Spouses, children, brothers, sisters, parents, and parents-in-law can be included in the plan.

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IFFCO Tokio Health Insurance

IFFCO Tokio Health Insurance

IFFCO Tokio Mos- Bite Plan Specifications

Child Entry Age

91 days to 23 years

Adult Entry Age

18 years to 65 Years

Plan Type

Individual / Family Floater

Policy Term

1/2/3 Years

Sum Insured

5K - 1 L

Initial Waiting Period*

30 Days

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Read more specifications in the brochure.

Choose your IFFCO TOKIO Mos-Bite Protector Plan

With comprehensive coverage options, IFFCO TOKIO Mos-Bite Protector Health Insurance plan lets you customize your health insurance plan as per your requirements:

In-patient & Out-patient coverage

Room Rent

Not Covered

ICU Charges

Not Covered

Pre-Hospitalization

Not Covered

Post-Hospitalization

Not Covered

Domiciliary Hospitalization

Not Covered

Daycare Treatment

Not Covered

OPD Charges

Not Covered

Coverage Terms

COVID-19 Treatment

Not Covered

Cataract

Not Covered

No Claim Bonus

Not Covered

Automatic Restoration

Not Applicable

Daily Hospital Cash

Not available

Organ Donor

Not Covered

Maternity Cover

Not Covered

New Born Baby Cover

Not Covered

Alternative Treatments

AYUSH Treatment

Not Covered

IVF Treatment

Not Covered

Modern Treatment

Not Covered

Emergency Coverage

Ambulance

Not Covered

Air Ambulance

Not Covered

Compassionate Travel

Not Covered

Global Coverage

Not Covered

Wellness Programmes

E-Consultation

Not Available

Health Check-Up

Not Covered

Second Medical Opinion

Not Available

Vaccination

Not Available

Limitations

Co-payment

Not Applicable

Sub-limits

Not Applicable

What is Room Rent?

The room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.

Common room categories covered under room rent are:

  • Private Single AC Room
  • Twin Sharing
  • General Ward

Coverage status under IFFCO TOKIO Mos Bite Protector Plan

Under IFFCO TOKIO Mos Bite Protector Plan, the room rent is not covered.

What are ICU Charges?

The Intensive Care Unit (ICU) is a hospital special department where patients with severe medical conditions are treated.

Coverage status under IFFCO TOKIO Mos Bite Protector Plan

Under IFFCO TOKIO Mos Bite Protector Plan, the ICU charges are not covered.

What is Pre Hospitalization?

Medical expenses incurred before the hospitalization of the policyholder.

Coverage status under IFFCO TOKIO Mos Bite Protector Plan

This plan does not cover medical expenses incurred during pre-hospitalization.

What is Post Hospitalization?

Medical expenses incurred after the discharge of the policyholder from the hospital.

Coverage status under IFFCO TOKIO Mos Bite Protector Plan

This plan does not cover medical expenses incurred during post-hospitalization.

What is Domiciliary Hospitalization?

Home hospitalization arrangement for the insured person due to unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get financial coverage.

Coverage status under IFFCO TOKIO Mos Bite Protector Plan

Under IFFCO TOKIO Mos Bite Protector Plan, domiciliary hospitalization is not covered.

What is Daycare Treatment?

Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.

Coverage status under IFFCO TOKIO Mos Bite Protector Plan

This plan does not cover the expenses of daycare procedures.

What are OPD charges?

Covers the cost of doctor consultation and prescribed medical tests that may not require hospitalization.

Coverage status under IFFCO TOKIO Mos Bite Protector Plan

Not covered under the plan.

What is COVID-19 Treatment?

COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. an approved center.

Coverage status under IFFCO TOKIO Mos Bite Protector Plan

COVID-19 treatment coverage is unavailable under this plan

What is Cataract Treatment?

A common eye condition in which your vision gets blurred.

Coverage status under IFFCO TOKIO Mos Bite Protector Plan

The plan does not cover cataract expenses.

What is a No-Claim Bonus?

For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as a no-claim bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.

Coverage status under IFFCO TOKIO Mos Bite Protector Plan

The cumulative Bonus is not covered.

What is Automatic Restoration?

Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.

Coverage status under IFFCO TOKIO Mos Bite Protector Plan

Not Available.

What is Daily Hospital Cash?

It is a cash amount that you receive each day during the time of hospitalization.

Coverage status under IFFCO TOKIO Mos Bite Protector Plan

The daily hospital cash is not available.

What is an Organ Donor Cover?

It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.

Coverage status under IFFCO TOKIO Mos Bite Protector Plan

Under the plan, Organ Donor expenses are not covered.

What is a Maternity Cover?

It refers to the cover that includes expenses for normal and c-section procedures deliveries.

Coverage status under IFFCO TOKIO Mos Bite Protector Plan

Not covered

What is a New Born Baby Cover?

It takes care of the medical expenses that arise due to the hospitalization of the newborn baby in case of unforeseen circumstances. Some of the common treatments that are covered under the newborn cover are listed below and these common treatments can vary from plan to plan:

  • Congenital anomaly (conditions since birth)
  • Acute condition
  • Chronic condition
  • Premature delivery
  • Birth asphyxia
  • Day care treatment

Coverage status under IFFCO TOKIO Mos Bite Protector Plan

Not covered

What is AYUSH Treatment?

Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.

Coverage status under IFFCO TOKIO Mos Bite Protector Plan

Not Covered.

What is IVF Treatment?

In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for:

  • Full infertility
  • No fertility
  • Infertility diagnosis
  • Infertility diagnosis and limited fertility treatment
  • Medication (which may or may not include fertility drug prescriptions)

Coverage status under IFFCO TOKIO Mos Bite Protector Plan

Not available.

What is a Modern Treatment?

Medical treatments that demand modern technology such as robotic surgeries, stem cell therapy, etc.

Coverage status under IFFCO TOKIO Mos Bite Protector Plan

Not Covered.

What is an Ambulance Cover?

An ambulance is used to move the patient from home to hospital, transfer to another hospital, and take them for different tests outside the hospitals.

Coverage status under IFFCO TOKIO Mos Bite Protector Plan

Not Available.

What is an Air Ambulance?

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Coverage status under National Arogya Sanjeevani Plan?

Not Covered.

What is Compassionate Travel?

Refers to the traveling expenses of a family member of the insured person in case the policyholders get admitted to a hospital outside his/her residential city.

Coverage status under IFFCO TOKIO Mos Bite Protector Plan

Not available

What is Global Coverage?

Any kind of medical/health emergency when you are outside of India.

Coverage status under IFFCO TOKIO Mos Bite Protector Plan

Not available

What is E-Consultation?

If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

Coverage status under IFFCO TOKIO Mos Bite Protector Plan

The plan does not cover the expenses for e-consultation.

What is a Health Checkup?

A facility where the policyholder can avail free health check-ups after fulfilling the company's policies.

Coverage status under IFFCO TOKIO Mos Bite Protector Plan

Not Covered.

What is a Second Medical Opinion?

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.

Coverage status under IFFCO TOKIO Mos Bite Protector Plan

Not Covered.

What is Vaccination cover?

Coverage against the expenses incurred on vaccinations is provided by the insurance companies.

Coverage status under IFFCO TOKIO Mos Bite Protector Plan

The plan does not cover vaccination expenses.

What is Co-payment?

In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.

Coverage status under IFFCO TOKIO Mos Bite Protector Plan

Not Applicable.

What is the Sub limit?

Sub limit is a condition in which the insurer will have to pay the medical expense up to a certain percentage and the remaining amount will have to be paid by the policyholder.

Coverage status under IFFCO TOKIO Mos Bite Protector Plan

Not Applicable

IFFCO Tokio Health Insurance Network Hospital List

Other Health Insurance Companies

Permanent Exclusions

Permanent diseases or health conditions that are not included under IFFCO TOKIO mos-bite plan are:

Hospitalization out of war, riot, strike, and nuclear weapons

Intentional self-injury

AIDS

Miscarriage, and abortion

Congenital disease

Infertility and in vitro fertilization

Sample Premium Illustration of IFFCO TOKIO Mos-bite Protector Plan

To understand how much premium an amount one needs to pay, let us go through the below example wherein we have illustrated the sample premiums.

1 Year

Sum Insured (in Rs.) 30,000 50,000 80,000 1 Lakh
Premium Payable 263 438 701 876

2 Years

Sum Insured (in Rs.) 30,000 50,000 80,000 1 Lakh
Premium Payable 508 845 1,353 1,691

3 Years

Sum Insured (in Rs.) 30,000 50,000 80,000 1 Lakh
Premium Payable 736 1,224 1,960 2,449

Explore IFFCO TOKIO Insurance

Know more about IFFCO TOKIO Mos-bite Insurance, its claim process, buying process, and contact details by clicking on the sections below:

Contact Us

Contact us to know more about IFFCO TOKIO Health Insurance .

Explore other IFFCO TOKIO Health Insurance Plans

Iffco Tokio Individual Health Protector Policy

The policy covers healthcare expenses like hospitalization, treatment, medicines, etc. on an individual as well as a family floater basis. SI goes up to 20 Lakhs.

Unique Features

  • No medical check-ups up to 60 years
  • Coverage against critical illness
  • Vaccination and check-ups covered

The plan provides coverage to the entire family including spouse, dependent parent and children, or any other dependent or relatives living together.

Unique Features

  • Daily Allowance up to Rs. 1K per day
  • Emergency Assistance Services
  • 160+ Day Care Surgeries covered

Iffco Tokio Swasthya Kavach Policy

A complete family floater health policy that looks after the health needs of you and your family including the proposer, spouse and 3 dependents.

Unique Features

  • Coverage for Organ transplantation
  • Daily Allowance Cover up to Rs. 250
  • Reinstatement Benefit available

Iffco Tokio Individual Medishield Policy

Offers medical coverage to the policyholders and their families for the expenses of hospitalization, surgeries, organ transportation etc with coverage of up to 5 Lakhs.

Unique Features

  • Lifelong renewal
  • Nursing Expenses covered
  • Ambulance charges up to Rs 1,500

Iffco Tokio Arogya Sanjeevani Policy

A standard health policy that offers coverage to individuals and their families against medical expenses. The policy offers coverage of up to INR 5 Lakhs.

Unique Features

  • Cumulative bonus for claim free year
  • 5% co-payment on all claims
  • Cataract treatment up to INR 40K

Iffco Tokio Individual Personal Accident Policy

The plan offers cover in case of the death due to an accident and covers permanent total/partial disability, and temporary total disability.

Unique Features

  • Children’s education costs covered
  • Increased SI at every renewal
  • Coverage for ambulance cost

Iffco Tokio Health Protector Plus Policy

IFFCO TOKIO Health Protector Plus Policy offers financial aid to the individual and his/her family to cope with high medical expenses against serious illnesses

Unique Features

  • Top-up or Super Top-up options
  • Waiver of deductible cover
  • Emergency assistance services

Iffco Tokio Swasthya Raksha Bima

IFFCO TOKIO Swasthya Raksha Bima policy is an affordable family floater plan especially designed for people dwelling in small towns and cities.

Unique Features

  • Vitamins and tonics covered
  • Additional Daily Allowance
  • Coverage against cataract

Iffco Tokio Critical Illness Insurance Policy

Critical Illness Policy assists the policyholder by offering financial support to cope with the expenses that occurred during the treatment of the 25 listed critical illnesses.

Unique Features

  • No medical tests required
  • Lifelong renewal available
  • Wide coverage of up to INR 1 Crore

Designed to provide comprehensive protection against listed seven vector-borne diseases including Malaria, Dengue, Kala-azar, and many more.

Unique Features

  • Lumpsum payout available
  • SI of upto 1 lakh
  • Cover entire family

IFFCO TOKIO Hospital Daily Cash Policy

The plan offers a fixed amount to the beneficiary for each continuous and completed period of 24 hours of hospitalization.

Unique Features

  • Modern Treatment Methods
  • Day care surgeries
  • Daily cash for up to INR 5,000

IFFCO TOKIO Corona Kavach Policy

Corona Kavach Policy shields against the expenses incurred due to COVID-19-related hospitalization/home care treatment.

Unique Features

  • Cover entire family
  • Telemedicine charges
  • High SI of upto 5 lacs

IFFCO TOKIO Corona Rakshak Policy

Corona Rakshak Policy provides a lump-sum benefit (equal to 100% of the SI) to the insured on the positive diagnosis of COVID-19.

Unique Features

  • Lumpsum payout to beneficiary
  • Coverage up to 2.5 Lacs
  • Avail Tax Benefits

Iffco Tokio Health Insurance Reviews

Read what our customers have to say about Iffco Tokio health insurance company

Customer Review Image

Priya Sharma

Hyderabad

June 9, 2022

I will rate this company good because I purchased a health policy that has good coverage and less premium. I pay my premium online and I am convenient with the payment options.

Customer Review Image

Gagandeep

Mumbai

June 6, 2022

I moved to IFFCO Tokio and found great plans with some better benefits as compared to others. I purchased it and gave my family full safety.

Customer Review Image

Akhyl

Hyderabad

June 6, 2022

I recently visited IFFCO Tokio portal to get a health insurance policy that covers me and my family for COVID-19-related treatments. I read about Corona Rakshak Policy and found it useful so bo...

Customer Review Image

Tania

Delhi

June 6, 2022

I chose to buy the IFFCO Tokio health insurance policy because the premium is affordable and also because I like the coverage benefits.

Customer Review Image

Prisha

Bengaluru

June 6, 2022

I have bought health insurance through the website of IFFCO Tokio. It gave me full support and when I contacted the customer care of IFFCO Tokio for clearing some of my queries they provided me...

Customer Review Image

Vasudha Rane

Indore

May 24, 2022

very nice company, with a wide range of products available. I am happy that I decided to buy the health plan from IIFCO Tokio health insurance company.

Customer Review Image

pulkit arora

Gurgaon

February 9, 2022

IFFCO Tokio Individual Medishield Plan is a great choice for individual health insurance as I live alone in Gurgaon and at the time of a medical emergency, the company

Customer Review Image

Ravinder Dewan

Delhi

November 22, 2021

Good Customer service, and very very good plans at affordable price. very quick claim settlement process.

View All Iffco Tokio Health Insurance Reviews