Network hospitals
7000+
Incurred claim ratio
111.18%
Sum insured
Up to 1 CR
No. of Plans
11
Solvency Ratio
1.7
Pan India Presence
63+
Network hospitals
7000+
Incurred claim ratio
111.18%
Sum insured
Up to 1 CR
No. of Plans
11
Solvency Ratio
1.7
Pan India Presence
63+
IFFCO TOKIO Mos Bite Protector Policy provides a lump sum amount on the diagnosis of the vector-borne diseases covered by the policy. Mos bite protector policy safeguards you from Vector-borne diseases such as Malaria, Dengue, Chikungunya, and Zika virus which has affected a large number of people in India.
IFFCO TOKIO Mos bite protector policy gives you an assurance of availing quality treatment as medical costs are consistently rising for treatment of such diseases, the need for a specific insurance plan that caters to such ailments is important. This is where IFFCO Tokio’s MOS-BITE Protector Policy comes into view. Iffco Tokio mos-bite protector policy covers seven commonly occurring vector-borne diseases. The policyholder receives the lump sum payment once they have been hospitalized for mosquito-borne diseases and other ailments for 48 hours and more. The MOS-BITE Protector Policy can be purchased as a family plan as well. Spouses, children, brothers, sisters, parents, and parents-in-law can be included in the plan.
IFFCO Tokio Health Insurance
91 days to 23 years
18 years to 65 Years
Individual / Family Floater
1/2/3 Years
5K - 1 L
30 Days
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
With comprehensive coverage options, IFFCO TOKIO Mos-Bite Protector Health Insurance plan lets you customize your health insurance plan as per your requirements:
In-patient & Out-patient coverage
Room Rent
Not Covered
ICU Charges
Not Covered
Pre-Hospitalization
Not Covered
Post-Hospitalization
Not Covered
Domiciliary Hospitalization
Not Covered
Daycare Treatment
Not Covered
OPD Charges
Not Covered
Coverage Terms
COVID-19 Treatment
Not Covered
Cataract
Not Covered
No Claim Bonus
Not Covered
Automatic Restoration
Not Applicable
Daily Hospital Cash
Not available
Organ Donor
Not Covered
Maternity Cover
Not Covered
New Born Baby Cover
Not Covered
Alternative Treatments
AYUSH Treatment
Not Covered
IVF Treatment
Not Covered
Modern Treatment
Not Covered
Emergency Coverage
Ambulance
Not Covered
Air Ambulance
Not Covered
Compassionate Travel
Not Covered
Global Coverage
Not Covered
Wellness Programmes
E-Consultation
Not Available
Health Check-Up
Not Covered
Second Medical Opinion
Not Available
Vaccination
Not Available
Limitations
Co-payment
Not Applicable
Sub-limits
Not Applicable
The room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.
Common room categories covered under room rent are:
Coverage status under IFFCO TOKIO Mos Bite Protector Plan
Under IFFCO TOKIO Mos Bite Protector Plan, the room rent is not covered.
The Intensive Care Unit (ICU) is a hospital special department where patients with severe medical conditions are treated.
Coverage status under IFFCO TOKIO Mos Bite Protector Plan
Under IFFCO TOKIO Mos Bite Protector Plan, the ICU charges are not covered.
Medical expenses incurred before the hospitalization of the policyholder.
Coverage status under IFFCO TOKIO Mos Bite Protector Plan
This plan does not cover medical expenses incurred during pre-hospitalization.
Medical expenses incurred after the discharge of the policyholder from the hospital.
Coverage status under IFFCO TOKIO Mos Bite Protector Plan
This plan does not cover medical expenses incurred during post-hospitalization.
Home hospitalization arrangement for the insured person due to unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get financial coverage.
Coverage status under IFFCO TOKIO Mos Bite Protector Plan
Under IFFCO TOKIO Mos Bite Protector Plan, domiciliary hospitalization is not covered.
Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.
Coverage status under IFFCO TOKIO Mos Bite Protector Plan
This plan does not cover the expenses of daycare procedures.
Covers the cost of doctor consultation and prescribed medical tests that may not require hospitalization.
Coverage status under IFFCO TOKIO Mos Bite Protector Plan
Not covered under the plan.
COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. an approved center.
Coverage status under IFFCO TOKIO Mos Bite Protector Plan
COVID-19 treatment coverage is unavailable under this plan
A common eye condition in which your vision gets blurred.
Coverage status under IFFCO TOKIO Mos Bite Protector Plan
The plan does not cover cataract expenses.
For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as a no-claim bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.
Coverage status under IFFCO TOKIO Mos Bite Protector Plan
The cumulative Bonus is not covered.
Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.
Coverage status under IFFCO TOKIO Mos Bite Protector Plan
Not Available.
It is a cash amount that you receive each day during the time of hospitalization.
Coverage status under IFFCO TOKIO Mos Bite Protector Plan
The daily hospital cash is not available.
It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.
Coverage status under IFFCO TOKIO Mos Bite Protector Plan
Under the plan, Organ Donor expenses are not covered.
It refers to the cover that includes expenses for normal and c-section procedures deliveries.
Coverage status under IFFCO TOKIO Mos Bite Protector Plan
Not covered
It takes care of the medical expenses that arise due to the hospitalization of the newborn baby in case of unforeseen circumstances. Some of the common treatments that are covered under the newborn cover are listed below and these common treatments can vary from plan to plan:
Coverage status under IFFCO TOKIO Mos Bite Protector Plan
Not covered
Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.
Coverage status under IFFCO TOKIO Mos Bite Protector Plan
Not Covered.
In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for:
Coverage status under IFFCO TOKIO Mos Bite Protector Plan
Not available.
Medical treatments that demand modern technology such as robotic surgeries, stem cell therapy, etc.
Coverage status under IFFCO TOKIO Mos Bite Protector Plan
Not Covered.
An ambulance is used to move the patient from home to hospital, transfer to another hospital, and take them for different tests outside the hospitals.
Coverage status under IFFCO TOKIO Mos Bite Protector Plan
Not Available.
Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.
Coverage status under National Arogya Sanjeevani Plan?
Not Covered.
Refers to the traveling expenses of a family member of the insured person in case the policyholders get admitted to a hospital outside his/her residential city.
Coverage status under IFFCO TOKIO Mos Bite Protector Plan
Not available
Any kind of medical/health emergency when you are outside of India.
Coverage status under IFFCO TOKIO Mos Bite Protector Plan
Not available
If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.
Coverage status under IFFCO TOKIO Mos Bite Protector Plan
The plan does not cover the expenses for e-consultation.
A facility where the policyholder can avail free health check-ups after fulfilling the company's policies.
Coverage status under IFFCO TOKIO Mos Bite Protector Plan
Not Covered.
If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.
Coverage status under IFFCO TOKIO Mos Bite Protector Plan
Not Covered.
Coverage against the expenses incurred on vaccinations is provided by the insurance companies.
Coverage status under IFFCO TOKIO Mos Bite Protector Plan
The plan does not cover vaccination expenses.
In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.
Coverage status under IFFCO TOKIO Mos Bite Protector Plan
Not Applicable.
Sub limit is a condition in which the insurer will have to pay the medical expense up to a certain percentage and the remaining amount will have to be paid by the policyholder.
Coverage status under IFFCO TOKIO Mos Bite Protector Plan
Not Applicable
Permanent diseases or health conditions that are not included under IFFCO TOKIO mos-bite plan are:
Hospitalization out of war, riot, strike, and nuclear weapons
Intentional self-injury
AIDS
Miscarriage, and abortion
Congenital disease
Infertility and in vitro fertilization
To understand how much premium an amount one needs to pay, let us go through the below example wherein we have illustrated the sample premiums.
Sum Insured (in Rs.) | 30,000 | 50,000 | 80,000 | 1 Lakh |
Premium Payable | 263 | 438 | 701 | 876 |
Sum Insured (in Rs.) | 30,000 | 50,000 | 80,000 | 1 Lakh |
Premium Payable | 508 | 845 | 1,353 | 1,691 |
Sum Insured (in Rs.) | 30,000 | 50,000 | 80,000 | 1 Lakh |
Premium Payable | 736 | 1,224 | 1,960 | 2,449 |
Know more about IFFCO TOKIO Mos-bite Insurance, its claim process, buying process, and contact details by clicking on the sections below:
Click to know the claim process of IFFCO TOKIO Health Insurance .
Click to know the buying process of IFFCO TOKIO Health Insurance .
Contact us to know more about IFFCO TOKIO Health Insurance .
Click to know the renewal process of IFFCO TOKIO Health Insurance .
The policy covers healthcare expenses like hospitalization, treatment, medicines, etc. on an individual as well as a family floater basis. SI goes up to 20 Lakhs.
Unique Features
The plan provides coverage to the entire family including spouse, dependent parent and children, or any other dependent or relatives living together.
Unique Features
A complete family floater health policy that looks after the health needs of you and your family including the proposer, spouse and 3 dependents.
Unique Features
Offers medical coverage to the policyholders and their families for the expenses of hospitalization, surgeries, organ transportation etc with coverage of up to 5 Lakhs.
Unique Features
A standard health policy that offers coverage to individuals and their families against medical expenses. The policy offers coverage of up to INR 5 Lakhs.
Unique Features
The plan offers cover in case of the death due to an accident and covers permanent total/partial disability, and temporary total disability.
Unique Features
IFFCO TOKIO Health Protector Plus Policy offers financial aid to the individual and his/her family to cope with high medical expenses against serious illnesses
Unique Features
IFFCO TOKIO Swasthya Raksha Bima policy is an affordable family floater plan especially designed for people dwelling in small towns and cities.
Unique Features
Critical Illness Policy assists the policyholder by offering financial support to cope with the expenses that occurred during the treatment of the 25 listed critical illnesses.
Unique Features
Designed to provide comprehensive protection against listed seven vector-borne diseases including Malaria, Dengue, Kala-azar, and many more.
Unique Features
The plan offers a fixed amount to the beneficiary for each continuous and completed period of 24 hours of hospitalization.
Unique Features
Corona Kavach Policy shields against the expenses incurred due to COVID-19-related hospitalization/home care treatment.
Unique Features
Corona Rakshak Policy provides a lump-sum benefit (equal to 100% of the SI) to the insured on the positive diagnosis of COVID-19.
Unique Features
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