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Family Health Protector Policy
Family Health Protector by IFFCO Tokio is a comprehensive policy that covers your family from medical expenses in times of need at an affor…
- Income Tax benefits
- Hassle-free claims
- 4000+ network hospitals
IFFCO Tokio Health Insurance
IFFCO TOKIO MOS-Bite Protector Policy
It is a benefit health plan offering wide coverage against vector-born ...Read More
Up to 1 Crore
Sum insured
1
No. of plans
63+
Pan India presence
95.82%
Claim settlement ratio
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,699 reviews
🏥 8,000+ hospitals
📊 1.85 solvency ratio
✅ 95.82% claim settlement
About IFFCO TOKIO MOS-Bite Protector Policy
A quick read on what this IFFCO Tokio Health Insurance plan covers and why it might be a fit for you.
IFFCO TOKIO MOS-Bite Protector Policy provides a lump sum amount on the diagnosis of the vector-borne diseases covered by the policy. The MOS-Bite Protector Policy safeguards you from vector-borne diseases such as Malaria, Dengue, Chikungunya, and Zika virus, which have affected a large number of people in India.
IFFCO TOKIO MOS-Bite Protector Policy assures you of availing quality treatment. As medical costs for such diseases are consistently rising, a specific insurance plan that caters to these ailments is important.
This is where IFFCO Tokio’s MOS-BITE Protector Policy comes into view. IFFCO Tokio's MOS-BITE Protector Policy covers seven commonly occurring vector-borne diseases. The policyholder receives the lump sum payment once they have been hospitalized for mosquito-borne diseases for 48 hours or more.
The MOS-BITE Protector Policy can be purchased as a family plan as well. Spouses, children, siblings, parents, and parents-in-law can be included in the plan.
Plan at a glance
Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.
Entry age
18 to 65 Years
Plan type
Individual and Family Health Insurance
Sum insured options
₹5 L, ₹15 L, ₹25 L, ₹50 L, ₹1 L
Waiting period
30 days
Renewability
Lifetime
Policy term
1/2/3 Years
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
Pros & cons
A quick honest summary — the strengths and the trade-offs.
Pros
- Lump sum Sum Insured up to 1 Lakh
- Dengue coverage
- Malaria coverage
Cons
- Adventure sports injuries
- Illegal activities
- Self-inflicted injuries
What's covered
Every CMS-driven coverage flag from the plan wording — only items with a published value render below.
Hospitalization
- Room rent Not covered
- ICU charges Not covered
- Pre-hospitalization Not covered
- Post-hospitalization Not covered
- Domiciliary hospitalization Not covered
- Day-care treatment Not covered
- OPD charges Not covered
- Covid-19 treatment Covered
- Cataract Covered
Bonuses & restoration
- No-claim bonus Not covered
- Automatic restoration of SI Not covered
- Daily hospital cash Not covered
Family & special care
- Maternity cover Not covered
- New-born baby cover Not covered
- IVF treatment Not covered
- AYUSH treatment Not covered
- Organ donor expenses Not covered
Modern & preventive care
- Modern treatment Not covered
- Road ambulance Not covered
- Air ambulance Not covered
- E-consultation Not covered
- Health check-up Not covered
- Second medical opinion Not covered
- Vaccination Not covered
Conditions & global
- Co-payment Not covered
- Sub-limits Not covered
- Compassionate travel Not covered
- Global coverage Not covered
Video reviews
Walkthroughs from the PolicyX team — pros, cons, real claim experiences and who should buy.
IFFCO Tokio Health Insurance
This video explains IFFCO Tokio Health Insurance in detail.
IFFCO Tokio Health Insurance Network Hospital List
IFFCO Tokio Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, IFFCO Tokio Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
Inclusions & exclusions
What the plan pays for, and what it doesn't.
Exclusions
- Permanent diseases or health conditions that are not included under IFFCO Tokio MOS-Bite Protector Plan are:
- Hospitalization due to war, riot, strike, and nuclear weapons
- Intentional self-injury
- HIV/AIDS
- Miscarriage and abortion
- Congenital diseases
- Infertility and in-vitro fertilization
Who can buy this plan
Eligibility criteria pulled straight from the policy wording.
- Minimum entry age: 18 years Maximum entry age: 65 years Sum Insured: Up to 1 Lakh Initial waiting period: 30 days
Other features & benefits
- High Sum Insured options
- Family coverage
- Zika Virus coverage
Conclusion
Affordable fixed-benefit policy useful for mosquito-borne disease protection.
Explore IFFCO Tokio Health Insurance
IFFCO Tokio Health Insurance Premium Calculator
IFFCO Tokio Claim Settlement Ratio
Iffco Tokio Renewal
IFFCO Tokio Maternity Insurance
Customer Support of Iffco Tokio
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