Future Generali Health Insurance

The list of documents required is mentioned below:

• Future Generali Claim Form properly filled in and signed by the claimant along with Medical Certificate Form filled, signed, and stamped by the treating doctor
• Original Discharge Card / Summary from the hospital/nursing home
• Doctor's consultation reports / history
• Hospitalization and other medical bills, receipts in original
• Cash Memos from hospital/pharmacy supported by proper prescription
• Investigation reports
• Medico-Legal Certificate (MLC) for accident cases
• Others requested by the company

For downloading the claim form, you need to visit the official website of the company. Click on the link, and download.

Yes, one can avail tax benefits against the health insurance premium, under Section 80D Income-tax Act, 1961.

Pre-existing illnesses are covered after 48 months.

Under Future Hospital Cash, the maximum benefit available for an individual is Rs. 6,000 per day.

No, your premium will remain the same. However, if you want to enhance your coverage by adding any optional covers, or want to change your sum insured, then your premium will change.

The requirement of medical check-ups before buying the plan would depend on the age and sum insured of the policyholder.

You can check the policy status by visiting the official website. You need to create a profile initially and simply log in to e-Portal with the username and password then, you can get all the policy details under your profile.

Future Generali Health Insurance offers three ways for paying the premium to its customers.

• Auto Debit: Your premium will be deducted automatically from the bank account
• Cash/cheque deposit at Bank
• Direct online payment

You can cancel your policy by taking your policy documentation to the nearest branch office. You need to fill out the duly signed surrender form and submit the policy documents. The cancellation request would take 5 business days to process and the refund premium will be deposited. An intimation letter regarding the cancellation of your policy will be mailed to your registered address.

The freelook period offered by Future Generali Health Insurance is 15 days from the receipt of the policy.

Yes! The plans offered by Future Generali come with Family Discount that offers a 10% discount if one or more persons are covered under the same policy.

No! There are certain plans such as Vector-care, personal accidents etc that do not require any pre-acceptance tests. Before buying a health plan, go through the policy brochure thoroughly.

In the event of emergency hospitalisation, you must inform us as soon as possible and no later than 48 hours after admission or before release, whichever comes first. If hospitalization is planned, you must give at least 48 hours' notice before being admitted to the hospital.