With 68 million customers and a 72,000-employee base, Future Generali is one of the largest global insurance providers. In 1821, the company was founded in Italy, and now it is operating in around 50 countries globally. The main reason Future Generali is on top is due to its fully integrated sustainability into all its strategic choices. Their main aim is to create value for all the stakeholders and build a more equitable and resilient society.
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Future Generali Health Insurance Plans
What does Future Generali Health Insurance do?
Future Generali is one of the top health insurance companies that provide health insurance products to the people. They offer several health insurance products related to individuals and families.
Some Interesting Facts About Health Insurance
There is cashless hospitalization all over the country and the number is more than 8000.
The group was founded in 1821, but they started their insurance setup in 2006.
They have integrated sustainability into their strategic choices.
It is a joint venture between Generali Group and Future Group.
Their main goal is to become lifetime partners with the customers.
Some of the Awards and Achievements
ET Best Brands 2020
Asia-Pacific Stevie Awards
Best Product Launch PR Campaign of the Year
ET Now Sales Champion Award
Golden Star Awards-Claims Service Leader
Golden Star Awards- Best Product Innovation
A Quick Outlook
Cashless Claim Settlement
48 hours
Minimum Entry Age
3 months
Maximum Entry Age
65 years
Sum Insured
Upto Rs. 1 Crore
Network Hospital
8430
Tax Benefits
Upto Rs. 1 Lakh
Solvency Ratio (2021-22)
1.6 %
Claim Settlement Ratio (2021-22)
96.01%
Ambulance Expenses
Covered
Coverage for Accidents
Yes
Future Generali Health Insurance Plans
Future Generali Health Insurance is one of the top companies that offers customized health insurance plans and complete health covers.
Individual & Family Health Insurance Plans
Future Generali Advantage Top-Up
The plan acts as a top-up to your existing health insurance cover & supplements your existing health insurance when your basic health insurance cover is exhausted.
Unique Benefits
2 variants to choose from
Cancer and heart issues covered
Daycare treatments covered
Advantage Top-Up (Pros)
Family Discount
Loyalty Discount
Floater Benefit
Easy Portability
Long Term Discount
Advantage Top-Up (Cons)
No War Injury Cover
No Cosmetic Surgeries
No Self-inflicted Injury
No Fertility-related Illnesses
No Obesity Treatment Cover
Advantage Top-Up (Other Benefits)
ICU Expenses
Specialist Fees
No Loading
Consultancy Cover
Operation Charges
Advantage Top-Up (Eligibility Criteria)
Entry Age - 1 Day
Max Entry Age - Lifelong
SI - 50 K to 1 Cr
Waiting Period - 30 Days
Future Generali Aarogya Bima
An extensive strategy that includes gay and bisexual individuals.This plan covers hospitalisation for both the live-in partner and the spouse.
Unique Features
Lifelong renewals
SI on Family Basis
Daycare treatments covered
Aarogya Bima (Pros)
5% Long Term Discount
Hospitalization Benefit
Death Cover
Loss Of Speech Cover
Deafness Cover
Aarogya Bima (Cons)
10 % Copay
No Hazardous Sports Cover
No War Injury
No Non-Allopathic Cover
Cosmetic Surgery unavailable
Aarogya Bima (Other Benefits)
5% Family Discount
Kidney Failure Cover
Open Heart Surgery Cover
Brain Tumor Cover
Cancer Cover
Aarogya Bima (Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 2 L to 5 L
Waiting Period - 30 Days
Future Generali Arogya Sanjeevani
A health insurance plan that offers standard benefits as directed by the IRDAI. The plan offers coverage up to INR 10 Lakhs.
Unique Features
Cataract Treatments covered
Coverage for Modern Treatments
Avail up to 50% increase in SI
Arogya Sanjeevani (Pros)
Day Care Procedures
Inpatient Care
Plastic Surgery Due to Injury
Dental Cover
AYUSH Cover
Arogya Sanjeevani (Cons)
4-Year WP For Joint Replacement
No Diabetics 2 Cover
No War Injury
2 Year WP For Cataract
Cosmetic Surgery unavailable
Arogya Sanjeevani (Other Benefits)
Cataract Cover
Post Hospitalization
Pre Hospitalization
Oral chemotherapy Cover
Stem cell therapy Cover
Arogya Sanjeevani (Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - 65 Years
SI -NA
Waiting Period - 30 Days
Future Generali Critical Illness
A specialized cover designed to offer protection against 12 listed critical illnesses such as cancer, kidney failure, severe heart attack, total blindness and many more.
A comprehensive health insurance plan that provides coverage against medical expenses. Moreover, the plan also looks after your overall well-being.
Unique Features
Coverage for Mental Illness
E-opinion for illness or injury
Maternity Expenses covered
Health Total Policy (Pros)
Consultation Cover
Newborn Baby Cover
Organ Donor Cover
Cumulative Bonus
15 Family Member Cover
Health Total Policy (Cons)
Congenital diseases
Illness Due To Alcohol
Sex Change Treatment
Hormone Replacement Therapy
No Obesity Treatment Cover
Health Total Policy (Other Benefits)
Dental Consultations
Out-Patientt Treatment
Wellness Care
Medication Cover
OPD Cover
Health Total Policy (Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days
Future Generali Hospital Cash
The plan provides a daily hospital cash covering incidental expenses to both the insured and their family members.
Unique Features
Avail ICU outside your city
Additional convalescence benefit
No previous Mediclaim required
Hospital Cash (Pros)
ICU Benefit In Your City
Recovery Benefit
10 Days ICU Benefit
Convalescence Benefit
Lifelong Renewal
Hospital Cash (Cons)
No Non-allopathic Treatment
No Cosmetic Surgeries
No Self-inflicted Injury
No Fertility-related Illnesses
No Obesity Treatment Cover
Hospital Cash (Other Benefits)
Daily Hospital Cash
Tax Benefit
No Loading
Easy Portability
Spouse Cover
Hospital Cash (Eligibility Criteria)
Entry Age - 6 Months
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days
Future Generali Personal Accident
The plan comes with 13 add-on covers and provides coverage against accidents.
Unique Features
Child Education support
No pre-medical test required
Repatriation & Funeral Benefits
Personal Accident (Pros)
Permanent Total Disability
10% Family Discount
Easy portability
14 Days Claim Settlement
Accident Death Cover
Personal Accident (Cons)
Domiciliary Treatment
Alcoholism Unavailable
Hazardous Activity not covered
Vaccination not covered
Cosmetic Surgery unavailable
Personal Accident (Other Benefits)
Permanent Partial Disability
Temporary Total Disability
Accidental Hospitalization Cover
Adaptation Allowance
Adventure Sports Benefit
Personal Accident (Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - 70 Years
SI - 3 L to 50 L
Waiting Period - 30 Days
Future Generali Surakshit Loan Bima
Designed for loan borrowers & offers protection against the difficulties one may face during loan repayment due to accident, or in case of critical illness.
Unique Features
Coverage against 18 critical illness
5 plan options to choose from
No Survival Period required
Surakshit Loan Bima (Pros)
Loss Of Job Cover
Total Disablement Cover
Death Cover
Loss Of Speech Cover
Deafness Cover
Surakshit Loan Bima (Cons)
No Pregnancy Cover
No Hazardous Sports Cover
No War Injury
No Non-Allopathic Cover
Cosmetic Surgery unavailable
Surakshit Loan Bima (Other Benefits)
Medical Test Above 50
Kidney Failure Cover
Open Heart Surgery Cover
Brain Tumor Cover
Cancer Cover
Surakshit Loan Bima (Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 10 Thousand to 3 Cr
Waiting Period - 30 Days
Future Generali Varishta Bima
Specially designed for senior citizens and is available on an individual and family floater basis which includes the insured and their spouse. SI goes up to 10 lacs.
Unique Features
Avail Road Ambulance
Free medical check-up available
Advance Treatments covered
Varishta Bima (Pros)
Affordable Premium
Daycare Treatment Cover
Cataract Surgery
Tax Benefit
Knee Replacement Cover
Varishta Bima (Cons)
50% CoPayment On PED
Alcoholism Unavailable
No Dental Cover
10% Copay On Hospitalization
Cosmetic Surgery unavailable
Varishta Bima (Other Benefits)
Ambulance Charge
Free Annual Medical Checkup
10% Long Term Discount
10% Family Discount
Spouse Cover
Varishta Bima (Eligibility Criteria)
Entry Age - 60 Years
Max Entry Age - LifeLong
SI - 2 L to 10 L
Waiting Period - 30 Days
Future Generali HIV Disability Suraksha
A comprehensive plan that covers HIV/AIDS, Multiple disabilities, and chronic neurological disorders. This plan even covers Cerebral palsy.
Unique Features
Hospitalization Expenses
Cataract Treatment Cover
Acid Attack Victim Cover
HIV Disability Suraksha (Pros)
Sublimit For Room Rent
Speech Disability Cover
Hearing Impairment Cover
Mental Illness Cover
Intellectual Disability Cover
HIV Disability Suraksha (Cons)
No Global Coverage
No Vaccination Cover
20% Copay
No Cosmetic Surgery Cover
No Stem Cell Storage
HIV Disability Suraksha (Other Benefits)
Autism Cover
AYUSH Treatment
Parkinson’s Disease Cover
Dwarfism Cover
Leprosy Cover
HIV Disability Suraksha (Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 4 L to 5 L
Waiting Period - 30 Days
Future Generali Saral Suraksha Bima
This is an affordable accidental cover for you and your family. The plan covers disability and accidental death.
Unique Features
Education Grant
Parents Cover
Worldwide Coverage
Saral Suraksha Bima (Pros)
5% Long Term Discount
Hospitalization Benefit
Death Cover
Loss Of Speech Cover
Deafness Cover
Saral Suraksha Bima (Cons)
10 % Copay
No Hazardous Sports Cover
No War Injury
No Non-Allopathic Cover
Cosmetic Surgery unavailable
Saral Suraksha Bima (Other Benefits)
10% Family
Kidney Failure Cover
Open Heart Surgery Cover
Brain Tumor Cover
Cancer Cover
Saral Suraksha Bima (Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - 70 Years
SI - 2.5 L to 1 Cr
Waiting Period - 30 Days
Future Generali DIY Health Insurance
A policy that allows the policyholder to customise and select what is best for them. The plan includes the accidental death cover of the primary member.
A plan that provides physical & mental health coverage .The plan also includes accidental hospitalization and wellness benefits.
Unique Benefits
Diagnostic & Fitness Tracking
Discount on fitness
Discount on Health Brands
Health Absolute (Pros)
Home Health Care Expenses
Alternative Treatments
Accompanying Person Cover
E-Opinion Cover
3 Variant Plan
Health Absolute (Cons)
No Newborn Baby Cover
No Infertility Treatment Cover
No War Injury Cover
No Joint Replacement Cover
No Obesity Treatment Cover
Health Absolute (Other Benefits)
Organ Donor Expenses
Maternity Expenses
Global Coverage
Emergency Medical Evacuation
Child Vaccination
Health Absolute (Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - No Limit
SI - 3 L to 1Cr
Waiting Period - 30 Days
Future Generali Health Elite
A plan tailored for premium customers, providing high coverage and premium healthcare services.
Unique Benefits
15 Family Member Cover
High Sum Insured
Global Coverage
Health Elite (Pros)
Maternity Coverage
Newborn Baby Cover
Organ Donor Cover
Patient Care
Day Care Treatment
Health Elite (Cons)
No Congenital diseases
No Infertility Treatment Cover
No War Injury Cover
No Sex Change Cover
No Obesity Treatment Cover
Health Elite (Other Benefits)
Dental Consultations
Out-Patientt Treatment
Alternative Treatment
Medication Cover
Family Floater Discount
Health Elite (Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 75 L to 6Cr
Waiting Period - 30 Days
Why Choose Future Generali Health Insurance Plans?
Future Generali Health Insurance company is famous for creating products that are flexible enough to meet the requirements of their customers. There are a lot of benefits you will get when you choose the health insurance plan. Read below to know more:
Comprehensive Plan:
The company offers several comprehensive plans. They provide coverage for hospitalization expenses, including room rent, medical procedures, and doctor's fees at a very affordable rate.
Network Hospitals:
The company has more than 8430 network hospitals that offer cashless hospitalization to the policyholders.
Pre and Post Hospitalisation:
The plans cover pre and post-hospitalization expenses, which ensures the complete hospitalization process.
Additional Benefits:
Some plans offer additional benefits like coverage for alternative treatments, daycare procedures, and domiciliary hospitalization.
Critical Illness Coverage:
Future Generali critical illness plans cover around 22 critical illnesses.
Customizable Policy:
You can customize the premiums and coverage as per your requirements, budget, and needs.
24x7 Support:
The company offers dedicated customer support who are there for your help 24/7. You can ask your queries to them and they will resolve it in no time.
Know What is Covered- Inclusion
In-Patient Hospitalization Expenses
The policies cover in-patient hospitalization that occurs during the 24 hours of hospitalization. It includes room rent, anesthesia, surgeon's fees, and much more.
Pre and Post Hospitalization
The expenses incurred before and after hospitalization like diagnosis, consulting fees, medicine costs, etc are included in the policy.
Road Ambulance Expenses
We know that transportation is the major factor when it comes to emergencies. Thus, the policy covers ambulance cover as well.
Maternity Coverage
Future Generali Insurance Company understands the value of beautiful moments in your life. Thus, they offer maternity cover as well.
Daily Cash Allowance on Hospitalization
The policy allows you to get a daily cash allowance up to the sum insured. This way you can make sure that you can cover your daily expenses stress-free.
AYUSH Treatment
The policy allows you to get traditional treatments such as Ayurveda, Yunani, Homeopathic, and much more.
What is not Covered?- Exclusions
Cosmetic Surgery
Self Harm
Conditions developing due to alcohol or drug abuse
Cure for obesity or weight management
Hazardous or adventure sports
Sexual Wellness Treatment
Waiting Period in Future Generali Health Insurance Company
The waiting period is the duration in which you have to wait from the date of policy issuance before making the claim. This waiting period applies from the date you buy the policy and lasts up to 15 days to 4 years depending upon policy to policy.
Future Generali Health Insurance generally adds the following waiting periods:
Initial Waiting Period
This waiting period is experienced in the first 30 days from the policy commencements. You cannot file for a claim except for emergency hospitalization due to an accident.
Pre-existing disease waiting period
As per IRDAI, pre-existing diseases are diseases that are diagnosed 48 months before you buy a health insurance plan. Diseases like diabetes, thyroid, hypertension, etc are some of the diseases in which waiting periods might occur.
Specific Diseases Waiting Period
This waiting period occurs for a few diseases like cataracts, ENT disorders, joint replacement surgery, mental illness, etc. The waiting period for these diseases can be up to 24 months depending on the type of plan you choose.
Maternity Benefit Waiting Period
Maternity benefits usually start after 1 to 4 years of waiting period after buying health insurance. However, it depends upon the policy. So, you need to plan your family accordingly.
Mental Illness Waiting Period
Today, many policies provide coverage for mental illness but you can avail claim after a specific time. Usually, the waiting period for mental illness coverage is 1 to 4 years.
Factors to Consider While Buying A Health Insurance Policy
Choosing a health insurance plan can be stressful and confusing for most people. But you need to have a clear idea of what a certain plan is offering and what are the things they are covering. Once you are positive about the plan benefits, it becomes easier to make correct decisions. Let's check out some of the vital factors that you should consider before buying a health insurance policy:
Individual or Family Floater Plan
When choosing a plan your first step is to check whether your requirement is for you or your family. Family floater plans usually benefit those who want to secure their family as it is cheaper than the individual one.
Cover Amount
We all know that with growing inflation, medical expenses are also increasing day by day. Therefore, having health insurance will help hugely to meet the expenses. It is also necessary to choose a policy that offers maximum coverage amount for your health claims.
Co-Payment Clause
Every policy has some clauses you need to follow and a co-payment clause is one of those. This means that for every claim you make, you have to bear a certain percentage of the claim amount. So, you must check how much clause your policy is putting in.
Network Hospitals
Always check the list of hospitals included in your policy. Remember the kinds of medical facilities you might need in the future.
Waiting Period
Look for the period you need to wait before claiming the reimbursement. Some policies put a waiting period on critical illnesses as well, you need to check for that too.
Lifetime Renewal
You may need healthcare when you grow old. So, look for a policy that provides lifetime renewal options.
Compare the Premiums
You should always choose the premium after comparing more than two policies. This thoughtful action will prevent you from paying a higher amount for lesser claims.
Why Choose Online Procedure to Buy Health Insurance Policy?
Getting a medical insurance policy online from PolicyX or directly from the company is full of benefits. Read below to know more:
Easy to Compare
Online platforms give access to compare different Future Generali Health plans simultaneously. You can pick the right one for you while comparing the premiums.
Buying Insurance within 5 minutes
At an online platform, you can choose and buy your policy within 5 minutes, without any extra hustle.
24*7 Customer Service
The experts are always at your service. No matter the time, you can contact them any time to clear your doubts.
Instant Quote
With online accessibility, you can get quotations with just one click. You can collect several quotes and choose the right one for you.
Benefits of Purchasing at an Early Age
Although, there are no specific age criteria for buying health insurance plans. But buying insurance at an early age is highly beneficial. Read below to get to know why buying health insurance at an early age is beneficial.
Your premiums will be less at an early age.
At an early age, a continuous cover with renewals will help you to go out with the waiting period.
No medical test is required if you purchase health insurance at an early age.
You can avail a no-claim bonus for every claim-free year.
You do not need to share your medical bills as the co-payment is not applicable in this case.
How To Buy Future Generali Health Insurance?
Buying Future Generali Health Insurance is an easy and user-friendly process. You can directly visit the company's website and buy the desired health plan.
Buy from the Company
Visit the official website of Future Generali India. Move your cursor to the 'I want to Insure' tab and click on the desired health plan
Fill up all the required contact details and check the premium details.
Make the online premium payment. Your policy document will be mailed to you at your registered email address
Choose a preferred Future Generali Health Insurance Plan
Click on the 'Buy Now' tab.
Pay the premium and your Future Generali policy document will be shared on your registered email.
How To Renew Future Generali Health Insurance Policy?
There are two ways to renew the policy. The customer can either visit the official website of the company or can call customer care for guidance on offline renewal. Lets us walk you through the process step by step:
Step 1: Visit the official website of the company, then locate the "Renew" option on the top of the page.
Step 2: After clicking on the Renew option, choose the type of insurance policy you want to renew. Now click on "Health Insurance".
Step 3: This will redirect you to the page where you have to enter the "Policy Number" and "Date Of Birth".
Step 4: This will take you to your dashboard. Here at this point, you can modify the plan such as SI or can add any more benefits.
Step 5: Now the company will provide different payment modes for the payment. Select your mode of payment and then click on "Pay".
Step 6: The company will send an email and message on your mobile number for confirmation of the payment. And hence the renewal can be done online.
How to Claim?
To file a claim you need to follow below steps:
Cashless Claim Process
Show your Future Generali Health Card at the helpdesk of the hospital to the TPA.
Submit the duly filled and signed pre-authorization request form.
The TPA will send the form to the insurance company. The insurer will analyze the claim request.
After approval, the company will directly settle all the bills of the hospital.
On rejection, one can pay all the bills and later apply for reimbursement.
Reimbursement Claim Process
You have to pay all the bills in the first place and within 15 to 30 days of discharge from the hospital.
Submit all the required documents such as medical bills, prescriptions, and the claim form to the TPA/Company to file a claim under the reimbursement process.
Claims will be approved if everything falls under the terms and conditions of the policy.
Claim Process
Once you submit the claim intimation, the company will start their work of verification. They might assign a field doctor if required for this process. After completing the verification process, you will get the claim immediately.
Documents required while filing the claim
Duly completed and signed claim form, in original
Valid photo-ID proof
Medical practitioner's referral letter and prescription
Original bills, receipts, and discharge cards from the hospital/medical practitioner
Original bills from the pharmacy
Original pathological/diagnostic tests reports/radiology reports and payment receipts
Indoor case papers
First Information Report, final police report, if applicable
Post-mortem report, if conducted
Any other document as required by the company to assess the claim
How to Calculate the Premiums?
You can calculate your health insurance premiums online at PolicyX very easily. Our health insurance premium calculator is a tool that is designed to enable potential buyers to estimate the premiums that they need to pay, monthly, quarterly, or annually.
Choose Policyx for all your Future Generali Health Insurance Related queries. We are:
IRDAI Approved:
The Insurance Regulatory Development Authority of India (IRDAI) is a regulatory body created to protect the policyholder's interest. PolicyX.com follows all the guidelines and protocols approved by the IRDAI.
Free Comparison Service:
With PolicyX.com, you can easily compare the best Health Plans in India without paying the extra amount.
Compare 15 Companies in 30 Seconds:
With us, you can compare up to 15 companies in just a few seconds.
Buy Insurance withing 5 mins:
With PolicyX.com, you can buy your policy online without any hassles. We offer an easy 4-step online buying process that allows you to buy your policy without any troubles.
24*7 Customer Service:
The experts of PolicyX.com are always available to resolve any of your insurance-related queries.
Free Future Claim Assistance:
Our team will assist you at every step of your claim process. Be it claim intimation, documentation, or any other process, we are always there to help.
Future Generali Health Insurance Network Hospital List
With the benefit of cashless facility, you do not need to spend money on your treatment, as all expenses will be paid by the insurer itself. Future Generali has tie-up with more than 6300+ hospitals, which are known as You can go to a network hospital, get your treatment done and the insurer will settle the bill directly at the hospital.
Future Generali Health Insurance company is a dedicated insurance company that works 24*7 for customer case support. They make sure to resolve all the customer queries, no matter what time. For a branch-wise contact detail, you can read more about Future Generali Health Insurance Customer Care.
Future Generali India Insurance Co Ltd., Unit 801 and 802, 8th floor, Tower C, Embassy 247 Park, L.B.S. Marg, Vikhroli (W), Mumbai - 400 083.
fgcare@futuregenerali.in
1800-220-233, 1860-500-3333, 022-6783-7800
Future Generali Health Insurance: FAQs
1. What documents are required to file the claim for Future Generali Health Insurance?
The list of documents required is mentioned below:
Future Generali Claim Form properly filled in and signed by the claimant along with Medical Certificate Form filled, signed, and stamped by the treating doctor
Original Discharge Card / Summary from the hospital/nursing home
Doctor's consultation reports / history
Hospitalization and other medical bills, receipts in original
Cash Memos from hospital/pharmacy supported by proper prescription
Investigation reports
Medico-Legal Certificate (MLC) for accident cases
Others requested by the company
2. From where can I download the claim form for filing a reimbursement claim?
For downloading the claim form, you need to visit the official website of the company. Click on the link, and download.
3. Am I eligible to avail of Tax Benefits under Future Generali Health Insurance?
4. What is the waiting period for pre-existing illnesses in Future Health Suraksha?
Pre-existing illnesses are covered after 48 months.
5. What is the maximum per day benefit available under Future Hospital Cash?
Under Future Hospital Cash, the maximum benefit available for an individual is Rs. 6,000 per day.
6. Will my premium amount increase on renewals?
No, your premium will remain the same. However, if you want to enhance your coverage by adding any optional covers, or want to change your sum insured, then your premium will change.
7. Do I need to go for a pre-entrance medical check?
The requirement of medical check-ups before buying the plan would depend on the age and sum insured of the policyholder.
8. How I can check Future Generali health insurance policy status?
You can check the policy status by visiting the official website. You need to create a profile initially and simply log in to e-Portal with the username and password then, you can get all the policy details under your profile.
9. How to pay the premium? What are the modes of payment offered by Future Generali Health Insurance?
Future Generali Health Insurance offers three ways for paying the premium to its customers.
Auto Debit: Your premium will be deducted automatically from the bank account
Cash/cheque deposit at Bank
Direct online payment
10. What is the process for canceling a Future Generali health insurance policy?
You can cancel your policy by taking your policy documentation to the nearest branch office. You need to fill out the duly signed surrender form and submit the policy documents. The cancellation request would take 5 business days to process and the refund premium will be deposited. An intimation letter regarding the cancellation of your policy will be mailed to your registered address.
11. What is the free look period offered by Future Generali health insurance?
The free look period offered by Future Generali Health Insurance is 15 days from the receipt of the policy.
12. Do health insurance plans offered by Future Generali offer any discounts?
Yes! The plans offered by Future Generali come with Family Discount that offers a 10% discount if one or more persons are covered under the same policy.
13. Do I need to undergo a pre-medical health check-up before buying a health plan?
No! There are certain plans such as Vector-care, personal accidents etc that do not require any pre-acceptance tests. Before buying a health plan, go through the policy brochure thoroughly.
14. What is the deadline for submitting the claim under Future Generali Health Insurance?
In the event of emergency hospitalisation, you must inform us as soon as possible and no later than 48 hours after admission or before release, whichever comes first. If hospitalization is planned, you must give at least 48 hours' notice before being admitted to the hospital.
An explorer and a curious person, Simran has worked in the field of insurance for more than 3 years. Traveling and writing is her only passion and hobby. Her main agenda is to transform insurance information into a piece that is easy to understand and solves the reader’s query seamlessly.
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