Future Generali Health Insurance
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  • Special Vector Care Plan
  • 50+ Critical illness covered
Future Generali Health Insurance
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Future Generali Health Insurance

Future Generali India Insurance Company was established in the year 2007. It is a joint venture between Future Group (a leading retailer in India) and the Generali Group (a global insurance group). Future Generali Health Insurance has 121 branches across India and offers comprehensive health insurance products to its customers.

Future Generali Health Insurance offers various types of Health Insurance for individuals, families, senior citizens, Critical illness, top-up, and super top-up health insurance plans that are designed to meet all the needs of the individual.

Continue reading to find out more about the company.

Key Features Of The Future Generali Health Insurance Company

Choosing an ideal health insurance company is as important as choosing the perfect health insurance plans.

With 29 insurance companies available in the market, it is quite difficult to compare all the companies and choose the right plan.

Our experts have prepared a list of important factors such as Annual Premium, Network Hospitals, Solvency Ratio, and Claim Support, that are crucial to research on before purchasing a plan. The table highlights the key features of Future Generali Health Insurance Company for your benefit.

Annual Premium (2019-2020) Rs. 381.96 Crores
Solvency Ratio 1.57
Claim Support (Settled within 3 months) 93.34
Network Hospitals 6000+
Pan India Presence 125+ locations

**Last Updated on March, 2022

Let us discuss these factors in detail.

  1. Annual Premium (2019-2020)

    The bar graph below shows the Annual Premium of Future Generali Health Insurance across India from 2016-2020. Let's have a look at this.

    Annual Premium of Future Generali form 2016-2020
  2. Solvency Ratio

    Another factor that one should consider while choosing a health insurance company is the solvency ratio of the company. IRDAI has mandated a solvency ratio of 1.5 for every insurer. As per the IRDAI reports, the solvency ratio of Future Generali is 1.57 for 2019-2020.

    Here is a graph representing the trend of solvency ratio of Future Generali over the years 2016- 2020.

    Solvency Ratio of Future Generali from 2016-2020
  3. Claim Support (Settled within 3 months)

    Before choosing an ideal insurance company, it is important to check the claim support of the company. As per the IRDAI reports, the claim support of Future Generali stands at 93.34% as of FY 2019-20.

    To have a better understanding, have a look at the graph below, showcasing the claim support of Future Generali in the last few years:

    Claim Support of Future Generali from 2016-2020

    Below is a graph to help you understand where Future Generali stands with other top companies when it comes to claim support. Have a look at the below graph.

    Claim Support of top 10 Insurance companies
  4. Network Hospitals

    With the benefit of a cashless facility, you don't have to spend money on your treatment, as all the expenses will be paid by the insurer itself. Future Generali has a tie-up with more than 6000 hospitals that are known as Network hospitals. You can visit a network hospital, get your treatment done and the insurer will directly settle the bill with the hospital.

    Have a look at the below graph to get an idea of the available network hospitals of the top 10 health insurance companies.

    Network Hospitals of Top 10 Health Insurance Companies

    To get a complete list of network hospitals of Future Generali, visit the Network Hospital page of PolicyX.com.

  5. PAN India Presence

    With their presence in more than 125+ locations, Future Generali Health Insurance company remains available for its customers' queries.

What are The Different Types of Future Generali Health Insurance Plans?

Future Generali Health Insurance offers various health products to cater to the healthcare needs of every individual. At present, Future Generali has come up with 13 health insurance plans. Have a look at the table below to get an insight into the types of plans offered.

Future Generali Health Insurance Plans Type Of Plan Why Should I buy it?
Future Generali Comprehensive Health InsuranceFamily Health InsuranceAn ideal plan for those who are willing to cover their whole family under a single policy.
Future Generali Personal Accident InsurancePersonal Accident CoverA plan that secures a policyholder from the uncertainties of life.
Future Varishta Bima Senior Citizen InsuranceSenior Citizen Health InsuranceA plan that covers the healthcare needs of senior citizens.
Future Generali Vector Care Mosquito InsuranceVector Care PlanA plan that covers the expenses if an insured is diagnosed with dengue, malaria, etc.
Future Generali Hospital Cash InsuranceHospital cashA plan that pays the cash to the patient's family to cover the miscellaneous expenses.
Future Generali Arogya Sanjeevani InsuranceStandard Health InsuranceThis is a standard health insurance plan that covers the healthcare needs of individuals without burdening the pockets.
Future Generali Critical Illness InsuranceCritical Illness PlanA plan that offers coverage against 12 critical illnesses.
Future Generali Surakshit Loan Bima InsuranceLoan repayment PolicyA plan that helps a policyholder to repay their loans in case of any unfortunate incident.
Future Generali Health Super SaverRetail Health InsuranceA unique health plan that comes with the benefit of a super saver discount.
Future Health Suraksha InsuranceComprehensive Health PlanA plan that offers comprehensive coverage to the entire family.
Future Generali Health Surplus Top Up Health InsuranceTop-up PlanPlans that act as a supplement to your basic health insurance plan.
Future Advantage Top-Up Health Insurance
Future Generali Aarogya Bima InsuranceFamily Health InsuranceA plan that covers the entire family at affordable premiums.

**Last Updated on March, 2022

  1. Future Generali Comprehensive Health Insurance

    Future Generali Comprehensive Health Insurance offers complete protection to the policyholder and their families. The plan comes out in three different variants- Vital, Superior, and Premiere. With the benefit of lifelong renewability, the plan is available under individual and floater options.

    Eligibility Criteria:

    Entry age Day one - life long
    Policy tenure 1 to 3 years
    Sum insured (in Rs) Rs.3 Lakhs to 1 crore

    **Last Updated on March, 2022

    Features:

    • To assist the insured with comprehensive benefits, the plan offers coverage against all hospitalization expenses associated with the treatment, pre-hospitalization medical expenses, daycare treatment expenses, post-hospitalization medical expenses, domiciliary hospitalization expenses, and organ donor expenses, among others.
    • If the sum insured and the cumulative bonus (if any) is exhausted because of payable claims, the restored sum insured (equal to 100% of the Sum Insured) facility will be automatically available to the policyholder for the chosen policy year.
    • Unlike other basic health insurance plans, it offers coverage against maternity expenses. The only condition is that the policyholder will be liable to avail the same only after the waiting period of two years.

    What Is Covered Under Future Generali Comprehensive Health Insurance?

    Vital Superior Premiere
    Available Sum Insured Options3 Lakhs, 5 Lakhs, 10 Lakhs15 Lakhs, 20 Lakhs, 25 Lakhs50 Lakhs, 1 Crore
    Relations CoveredSelf, Spouse, Dependent children (unmarried and up to the age of 25 years), Dependent parentsSelf, spouse, dependent (unmarried and up to the age of 25 years) or non - dependent children, dependent or non - dependent parents, dependent siblings, daughter-in-law, son-in-law, parents-in-law, grandparents, and grandchildren (maximum up to 15 members).
    Daycare treatmentCoveredCoveredCovered
    Pre-hospitalisation ExpensesCovered, up to 60 DaysCovered, up to 60 DaysCovered, up to 60 Days
    Post- Hospitalization ExpensesCovered, up to 90 DaysCovered, up to 120 DaysCovered, up to 180 Days
    Restoration of SICoveredCoveredCovered
    Maternity benefit - normal delivery (in Rs.)Covered up to 25,000
    (varies from the chosen SI option)
    Covered up to 40,000
    (varies from the chosen SI option)
    Covered up to 50,000
    Maternity benefit - LSCS (caesarian) (in Rs.)Covered up to 45,000
    (varies from the chosen SI option)
    Covered up to 60,000
    (varies from the chosen SI option)
    Covered up to 1,00,000
    Pre-natal hospitalisation (within maternity limitsNot CoveredCovered up to 90 DaysCovered up to 90 Days
    Post-natal hospitalisation (within maternity limits)Not CoveredCovered up to 45 DaysCovered up to 45 Days
    Organ donor expensesCoveredCoveredCovered
    Newborn baby benefits: Automatic cover within mother's / floater Sum Insured up to expiry date of the policyNot CoveredCoveredCovered
    Medical treatment abroadNot CoveredNot CoveredCovered, after 4 years of the waiting period
    Road ambulance charges - network hospitals (in Rs.)Covered up to Rs. 1,500Covers the actual amountCovers the actual amount
    E-Opinion for illness/injury (maximum 2 per policy year)CoveredCoveredCovered

    **Last Updated on March, 2022

  2. Future Generali Personal Accident Insurance

    Future Generali Personal Accident Plan offers coverage to the policyholders against accidents until they recover and return to their routine lives. The plan comes with 13 add-on covers that allow the policyholders to enhance their protection. The available add-ons are:

    • Child Education Support
    • Accidental Medical Expenses
    • Accidental Hospitalisation
    • Hospital Cash Allowance
    • Chauffeur Plan Benefit
    • Life Support Benefit
    • Road Ambulance Cover
    • Air Ambulance Cover
    • Adventure Sports Benefit
    • Family Transportation Allowance
    • Broken Bones
    • Loan Protector
    • Adaptation Allowance

    Eligibility Criteria:

    Entry age Adults: 18 years to 70 years with renewability up to 70 years.
    Children: 3 years to 25 years can be covered as dependents.
    Policy term 1 to 3 years
    Sum insured Based on the monthly income
    **The maximum sum insured offered is 144 times the monthly income of the policyholder.

    **Last Updated on March, 2022

    Features:

    • The policy offers coverage to the policyholder in case of permanent total disability, permanent partial disability, temporary total disability, and death arising due to an accident.
    • An amount up to a maximum of 1% of the sum insured (maximum Rs. 12,500) would be reimbursed for the repatriation of the policyholder's remains.
    • The plan offers a 10% discount on the total premium if more than one member is covered under the same policy.
  3. Future Varishta Bima Senior Citizen Insurance

    Future Varishta Bima offers the needful health cover until the last stage of the policyholder's life. The policy is available on an individual and family floater basis.

    Eligibility Criteria:

    Entry age Minimum - 60 years
    Maximum - No limit
    Renewability Lifelong
    Policy term 1 to 3 years
    Sum insured Rs.2 Lakhs to 10 Lakhs

    **Last Updated on March, 2022

    Features:

    • With this plan, a policyholder can get coverage for in-patient treatment like room rent and nursing expenses. Daycare treatment expenses, pre-hospitalization medical expenses, post-hospitalization medical expenses, and road ambulance charges are also covered.
    • One can pay the premium amount with available options such as monthly, quarterly, and half-yearly payments.
    • A long-term discount of up to 10% is applicable in the case of upfront premium payment for a long term policy.
  4. Future Generali Vector Care Mosquito Insurance

    Future Generali Vector Care Health Insurance provides a lump sum benefit in the case where the policyholder is diagnosed and hospitalized because of serious diseases caused by vectors like Malaria, Dengue, Lymphatic Filariasis, Kala-azar, Japanese Encephalitis, Chikungunya, and Zika Virus.

    Eligibility Criteria:

    Entry age Minimum - 1 day
    Maximum - 65 years
    Policy term 1 to 3 years
    Sum insured Rs. 10,000, Rs. 25,000, Rs. 50,000, Rs. 75,000

    **Last Updated on March, 2022

    Features:

    • Different sum insured options are available - Rs.10,000, Rs. 25,000, Rs. 50,000 and Rs. 75,000.
    • The plan offers coverage to an individual, spouse, 3 dependent children who are up to 25 years of age and unmarried, and 2 dependent parents.
    • There is no need for a pre-acceptance medical examination test.
    • A lump-sum payment of 100% will be made if the policyholder gets hospitalized due to any of the above-mentioned illnesses.
  5. Future Generali Hospital Cash Insurance

    Future Generali Hospital Cash Insurance is a form of health insurance plan that provides a financial cover to deal with medical care bills during the hospitalization.

    There are four subcategories of the Future Generali Hospital Cash Insurance:

    • Plan A and Plan B - No income criteria for the policy seeker.
    • Plan C - Monthly income of the policy seeker above Rs. 50,000.
    • Plan D - Monthly income of the policy seeker above Rs. 75,000.

    Eligibility Criteria:

    Age at Entry 6 months to 65 years
    Free look period 15 Days
    Renewability Lifelong

    **Last Updated on March, 2022

    Features:

    • The plan offers ICU benefits for a maximum period of 10 days per hospitalization and a maximum of 20 days during the policy period.
    • The convalescence benefit of Rs. 5,000 is paid to the policyholder or his/her family member if the hospitalization extends for more than 10 days.
    • The insured person does not need to have an existing health insurance policy to invest in this plan.
  6. Future Generali Arogya Sanjeevani Insurance

    Future Generali Arogya Sanjeevani Policy is a standard health insurance product that offers wider coverage to the entire family. The plan comes with individual and floater options and with Lifelong renewability.

    Eligibility Criteria:

    Entry age Adults-18 years to 65 years
    Children- 3 months to 25 years
    Sum insured (in Rs.) 50 Thousand, 1 Lakh, 1.5 Lakhs, 2 Lakhs, 2.5 Lakhs, 3 Lakhs, 3.5 Lakhs, 4 Lakhs, 4.5 Lakhs, 5 Lakhs, 5.5 Lakhs, 6 Lakhs, 6.5 Lakhs, 7 Lakhs, 7.5 Lakhs, 8 Lakhs, 8.5 Lakhs, 9 Lakhs, 9.5 Lakhs, 10 Lakhs.
    Renewal Lifetime

    **Last Updated on March, 2022

    Features:

    • One doesn't require to go for a pre-insurance medical examination up to 55 years of age.
    • The plan offers coverage for the expenses incurred during the pre-hospitalization period of 30 days and a post-hospitalization period of 60 days.
    • The plan provides Rs.40,000 or 25% of SI (whichever is lower) for cataract treatment in a policy year.
    • The plan also offers coverage for treatment like Ayurveda, Yoga, and Naturopathy, Unani, Siddha, and Homeopathy.
  7. Future Generali Critical Illness Insurance

    Future Generali Critical Illness Insurance is a health protection plan that offers coverage against 12 listed critical illnesses.

    Illnesses covered under the plan are:

    Diagnosis of:

    • Cancer (cancer of specified severity)
    • Kidney failure requiring regular dialysis
    • Primary pulmonary arterial hypertension
    • Liver failure
    • Multiple sclerosis with persisting symptoms

    The surgical procedure of:

    • Major organ/bone marrow transplant
    • Open chest CABG (coronary artery bypass graft)
    • Aorta graft surgery

    First-time occurrences such as:

    • Stroke leading to permanent symptoms
    • First heart attack (myocardial infarction) of specified severity
    • Coma of specified severity
    • Total blindness

    Eligibility Criteria:

    Entry age Adults - 18 years to 65 years
    Children - 6 years to 25 years
    Sum insured 1 Lakh to 50 Lakhs
    Policy term 1 year

    **Last Updated on March, 2022

    Features:

    • The policyholders can choose to cover them or their family. Family members included under this plan are - self, spouse, and two dependent children.
    • In the event of diagnosis on any of the listed critical illnesses, the policy will pay a lump sum benefit.
  8. Future Generali Surakshit Loan Bima Insurance

    Future Generali Surakshit Loan Bima has been specifically designed for the loan borrowers of banks and financial institutions. It offers protection to you and your family against the difficulties you face at your loan repayment in case of any eventualities.

    Eligibility Criteria:

    Entry age 18 years to 65 years
    Sum Insured Rs.10,000 to Rs. 3,00,00,000
    Renewal Up to 70 years
    Policy Term 1 to 3 years

    **Last Updated on March, 2022

    Features:

    • The plan offers accidental death and permanent total disability cover to the policyholder.
    • Offers critical illness cover for the policyholder. The insurer will pay the expenses if the policyholder is diagnosed with any of the listed 18 critical illnesses.
    • A discount of 10% will be applicable in case the insured does not opt for 'loss of job benefit' under the Future Generali Surakshit Loan Bima Insurance.
  9. Future Generali Health Surplus Top Up Health Insurance

    Future Generali Surplus Top Up Health Insurance acts as a top-up to your existing health insurance cover. The plan is a supplement to your existing health insurance that covers your hospitalization expenses when your basic health insurance cover is exhausted. It is available on an individual and family floater basis.

    Eligibility Criteria:

    Entry age Adults: 18 years to 65 years
    Children: 3 months to 25 years
    Sum insured (in Rs.) Deductible per hospitalisation (Rs.)
    3 Lakhs2 Lakhs
    5 Lakhs2 Lakhs-3 Lakhs
    7 Lakhs3 Lakhs
    10 Lakhs5 Lakhs

    **Last Updated on March, 2022

    Features:

    • No medical examination tests are required for individuals up to 55 years of age.
    • Various in-patient expenses like medicines & drugs, diagnostic materials, and x-ray, operation theatre charges, consultants, specialists fees, etc. are covered under this plan.
    • The plan also offers coverage to the expenses that are incurred during the pre-hospitalization and post-hospitalization within 60 days and 90 days respectively.
  10. Future Generali Health Super Saver

    Health Super Saver is a Retail Health Product that comes with 2 plan options: Health Super Saver 1X plan and Health Super Saver 2X plan. For every claim-free year, the plan offers an 80% discount in the consecutive year of the plan under the Health Super Saver 1X plan, whereas, under the Health Super Saver 2X plan, one can avail of an 80% discount for the next consecutive 2 years in the plan if the first 2 years of plan tenure are claim-free.

    Eligibility Criteria:

    Entry age Adults: 18 to 70 years
    Children: From birth to 25 years
    Policy term Annual Basis
    Sum insured 3 Lakhs, 4 Lakhs, 5 Lakhs, 6 Lakhs, 10 Lakhs, 15 Lakhs, 20 Lakhs, 25 Lakhs, 50 Lakhs.

    **Last Updated on March, 2022

    What Is Covered Under Future Generali Health Super Saver Plan

    Pre-hospitalisation Expenses Covered, up to 60 Days
    Post- Hospitalization Expenses Covered, up to 90 Days
    Daycare treatment Covered
    Maternity Expenses Covered with a waiting period of 9 months, inclusive of Prenatal and Postnatal hospitalisation as per the plan opted under the Base Sub Limits
    AYUSH Treatment Expenses Covered
    Emergency Ambulance Maximum up to Rs. 1000 per hospitalisation

    **Last Updated on March, 2022

  11. Future Health Suraksha Insurance

    Future Health Suraksha Plan is a comprehensive health insurance product that protects you and your family in the hour of need. The plan comes out with various benefits to deal with the multiple needs of the policyholder.

    Health Suraksha Insurance is divided into 4 different plans- Gold, Platinum, Topaz & Ruby.

    Eligibility Criteria:

    Entry age Adults: 18 - 70 years with a lifetime renewal option
    Children: 90 days - 25 years
    Renewability Lifelong
    Sum insured Rs.50,000 to 10 lakhs

    **Last Updated on March, 2022

    Features:

    • If the sum insured of the insurance policy and the cumulative bonus is exhausted due to payable claims, a restored sum insured (equal to the 100% sum insured) will be automatically available to the policyholder.
    • The plan will pay a 2.5% loyalty discount to those people who already have separate Future Generali Health Insurance Policies (other than Future Health Suraksha/ Personal Accident/ Travel).
    • The plan also offers a long-term discount (up to 10%), which is applicable for upfront premium payment for the long-term policy.

    What Is Covered Under Future Health Suraksha Plan?

    Plan Variants Gold Plan Platinum Plan Topaz Plan Ruby Plan
    Sum Insured options (in Rs.)50000, 1 L, 1.5 L, 2 L, 2.5 L, 3 L, 3.5 L, 4 L, 4.5 L, 5 L50000, 1 L, 1.5 L, 2 L, 2.5 L, 3 L, 3.5 L, 4 L, 4.5 L, 5 L1 L, 2 L, 3 L, 4 L, 5 L6 L, 7.5 L, 10 L
    Pre-hospitalisation ExpensesCovered, up to 60 DaysCovered, up to 60 DaysCovered, up to 60 DaysCovered, up to 60 Days
    Post- Hospitalization ExpensesCovered, up to 90 DaysCovered, up to 90 DaysCovered, up to 90 DaysCovered, up to 90 Days
    Hospital Cash BenefitNot AvailableNot AvailableNot AvailableRs. 500 per day, up to 60 days
    Recharge BenefitNot AvailableAvailableAvailableAvailable
    Ambulance chargesRs. 2000 per hospitalisationRs. 2000 per hospitalisationRs. 750 per hospitalisation and overall limit of Rs. 1500 per policy yearRs.750 per hospitalisation and overall limit of Rs. 1500 per policy year

    **Last Updated on March, 2022

  12. Future Advantage Top-Up Health Insurance

    Future Advantage Top-up Health Insurance is a deductible health insurance plan that offers extra coverage and comes with a high sum insured option at a low premium.

    There are 2 types of Future Advantage Top Up health insurance:

    Supreme Plan: It offers coverage for all ailments.

    Elite Plan: It offers coverage for cancer and heart-related ailment only.

    Eligibility Criteria:

    Entry age 18 years - no limit
    Renewability Lifelong
    Policy term 1 to 3 years

    **Last Updated on March, 2022

    Features:

    • The plan is a supplement to boost the power of your existing insurance policy for a higher sum insured over and above the deductible limit.
    • The policyholder will receive a 10% cumulative bonus for every claim-free year. This bonus is subject to a maximum of 50% of the base sum insured.
    • In-patient expenses of the policyholder such as room rent, ICU charges, and nursing expenses (for a minimum period of 24 hours) are also covered.
  13. Future Generali Aarogya Bima Insurance

    Future Generali Aarogya Bima Insurance is specially designed to cover your whole family at an affordable price. The policy is available for both individuals and families.

    Eligibility Criteria

    Entry age Adults- 18 to 70 years
    Children- From birth to 25 years
    Sum insured Rs. 2, 3 & 5 Lakhs
    Renewal Lifetime
    Policy Term 1 to 3 years

    **Last Updated on March, 2022

    Features:

    • Get discounts on covering more than 2 family members under the same plan. And if the policyholder stays invested for a long duration, (s)he will receive a discount of 10%.
    • Co-payment is available for each claim of hospital bills and receipts (except pre and post-hospitalization charges).
Future Generali Health Insurance

How To Buy Future Generali Health Insurance?

Buying Future Generali Health Insurance is an easy and user-friendly process. You can directly visit the company's website and buy the desired health plan.

  • Visit the official website of Future Generali India. Move your cursor to the 'I want to Insure' tab and click on the desired health plan.
  • Fill up all the required contact details and check the premium details.
  • Make the online premium payment. Your policy document will be mailed to you at your registered email address.

Note- To buy the offline health plans, reach out to your nearest Future Generali branch.

How To Claim For Future Generali Health Insurance?

There are 2 types of health insurance claims one can make with Future Generali General Insurance. Let's take a look at them.

Cashless Claim

The policyholder can avail of the cashless facility at any network hospital of the Future Generali Health Insurance.

  • Show your Future Generali Health Card at the helpdesk of the hospital to the TPA.
  • Submit the duly filled and signed pre-authorization request form.
  • The TPA will send the form to the insurance company. The insurer will analyze the claim request.
  • After approval, the company will directly settle all the bills of the hospital.
  • On rejection, one can pay all the bills and later apply for reimbursement.

Reimbursement Claim

You have to pay all the bills in the first place and within 15 to 30 days of discharge from the hospital, you have to submit all the required documents such as medical bills, prescriptions, and the claim form to the TPA/Company to file a claim under the reimbursement process. Claims will be approved if everything falls under the terms and conditions of the policy.

How To Renew Future Generali Health Insurance Policy?

  • Visit the official website of Future Generali.
  • Click on the 'Renew Health Insurance' tab.
  • Enter your policy number and other required details.
  • Once done, the next page will show you the premium amount.
  • Make the online premium payment. Your policy document will be mailed to you at your registered email address.

Contact Details of Future Generali Health Insurance

Address:

Future Generali India Insurance Co Ltd.,

Unit 801 and 802, 8th floor, Tower C, Embassy 247 Park,

L.B.S. Marg, Vikhroli (W),

Mumbai - 400 083.

Contact Number:

1800 220 233, 1860 500 3333, 022 67837800

Email Address:

fgcare@futuregenerali.in

You can also SMS 'keyword' to 9222211100

Below are the details of keywords you can use:

SERVE: For service requests

PRODUCT: For product queries

REN: For renewal related queries

Future Generali Important Links


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Future Generali Health Insurance: FAQs

1. What documents are required to file the claim for Future Generali Health Insurance?

The list of documents required is mentioned below:

  • Future Generali Claim Form properly filled in and signed by the claimant along with Medical Certificate Form filled, signed, and stamped by the treating doctor
  • Original Discharge Card / Summary from the hospital/nursing home
  • Doctor's consultation reports / history
  • Hospitalization and other medical bills, receipts in original
  • Cash Memos from hospital/pharmacy supported by proper prescription
  • Investigation reports
  • Medico-Legal Certificate (MLC) for accident cases
  • Others requested by the company

2. From where can I download the claim form for filing a reimbursement claim?

For downloading the claim form, you need to visit the official website of the company. Click on the link, and download.

3. Am I eligible to avail of Tax Benefits under Future Generali Health Insurance?

Yes, one can avail tax benefits against the health insurance premium, under Section 80D Income-tax Act, 1961.

4. What is the waiting period for pre-existing illnesses in Future Health Suraksha?

Pre-existing illnesses are covered after 48 months.

5. What is the maximum per day benefit available under Future Hospital Cash?

Under Future Hospital Cash, the maximum benefit available for an individual is Rs. 6,000 per day.

6. Will my premium amount increase on renewals?

No, your premium will remain the same. However, if you want to enhance your coverage by adding any optional covers, or want to change your sum insured, then your premium will change.

7. Do I need to go for a pre-entrance medical check?

The requirement of medical check-ups before buying the plan would depend on the age and sum insured of the policyholder.

8. How I can check Future Generali health insurance policy status?

You can check the policy status by visiting the official website. You need to create a profile initially and simply log in to e-Portal with the username and password then, you can get all the policy details under your profile.

9. How to pay the premium? What are the modes of payment offered by Future Generali Health Insurance?

Future Generali Health Insurance offers three ways for paying the premium to its customers.

  • Auto Debit: Your premium will be deducted automatically from the bank account
  • Cash/cheque deposit at Bank
  • Direct online payment

10. What is the process for canceling a Future Generali health insurance policy?

You can cancel your policy by taking your policy documentation to the nearest branch office. You need to fill out the duly signed surrender form and submit the policy documents. The cancellation request would take 5 business days to process and the refund premium will be deposited. An intimation letter regarding the cancellation of your policy will be mailed to your registered address.

11. What is the freelook period offered by Future Generali health insurance?

The freelook period offered by Future Generali Health Insurance is 15 days from the receipt of the policy.

Find Out What Customers Are Saying

(Showing latest 5 reviews only)

- 4.6/5 (33 Total Rating)

May 31, 2022

Vishwa Rao

Hyderabad

One of the best health insurance companies available in India. In March 2021, my wife was diagnosed with Covid-19, and the company settled all my claims. Thank you Future Generali for helping and supporting me in such dire time.

March 14, 2022

nimrat sondhi

Ludhiana

my father is a single parent. The way he has taken care of me during my childhood, I wanted to support him after my marriage so that he is never alone, especially during medical emergencies. I trust this company completely as they have taken care of my father s medical bills so i recommend them

October 12, 2021

Somyak Handa

Pune

It has been an honour being with Furture generali for almost 10 years now...never goes back on their words. You can trust them to settle claims when in need

October 12, 2021

mangni Ram

Ahmedabad

Very amazing plans and helpful customer care service offered by Future Generali Insurance. I am impressed by the way this company works.

August 31, 2021

Sriparna Das

Dehradun

got recommended this company by a friend. Very pleased to have associated with them. Got my bills settled quickly after my husband was hospitalzed recently! Thanks a bunch

Last updated on March, 2022

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