Future Generali India Insurance Company is one of the major general insurance companies in India. It was established in the year 2007. It is a joint venture between Future Group (a leading retailer of India) and the Generali Group (a global insurance group).
The company offers a wide range of health insurance plans at affordable prices that can easily deal with the different needs of customers.
Assets Under Management | Rs.3629 Crores |
Locations In India | 125+ |
Corporate Clients | 3000+ |
**Last Updated on 17-12-2020
Future Generali Mediclaim Insurance is a comprehensive health insurance plan that comes out in three different variants- Vital, Superior, and Premiere. All plans are available with individual and floater options along with lifelong renewal facilities.
Key Features:
Eligibility:
Entry age | Day one-life long |
Policy tenure | 1 to 3 years |
Sum insured (in Rs) | Rs.3 lakhs to 1 crore |
**Last Updated on 17-12-2020
Future Generali Personal Accident Plan offers coverage to the policyholders against accidents until they recover and return to their routine lives.
Key Features:
Eligibility:
Entry age | Adults-18 years to 70 years with renewability up to 70 years. |
Policy term | 1 to 3 years |
Sum insured | Based on the monthly income |
**Last Updated on 17-12-2020
Future Generali Vector Care Health Insurance is an effective health insurance plan that provides a lump sum benefit in the case where the policyholder is diagnosed and hospitalized because of serious diseases, which are caused by vectors like Malaria, Dengue, Lymphatic Filariasis, Kala-azar, Japanese Encephalitis, Chikungunya and Zika Virus.
Key Features:
Eligibility:
Entry age | Minimum-1 days Maximum- 65 years |
Renewability | Lifelong |
Policy term | 1 to 3 years |
**Last Updated on 17-12-2020
Future Generali Hospital Cash Insurance is a form of health insurance plan that provides a financial cover to deal with medical care bills during hospitalization.
There are four subcategories of the Future Generali Hospital Cash Insurance:
Key Features:
Eligibility:
Age at Entry | 6 months to 25 years |
Free look period | 15 Days |
Renewability | Lifelong |
**Last Updated on 17-12-2020
Future Generali Critical Illness Insurance is a health protection plan that offers extensive coverage against 12 listed critical illnesses.
Key Features:
Eligibility:
Entry age | Adults-18 years to 65 years |
Sum insured | 1 Lakh to 50 lakh |
Policy term | 1 year |
**Last Updated on 17-12-2020
Future Generali Surakshit Loan Bima is a policy that is specifically designed for the loan borrowers of banks and financial institutions. It offers comprehensive protection to you and your family against the difficulties that you face at the repayment time of your loan in case of any eventualities.
Key Features:
Eligibility:
Entry age | 18 years to 65 years |
Sum Insured | ₹ 10,000 to ₹ 3,00,00,000 |
Renewal | Up to 70 years |
Policy Term | 1 to 3 years |
**Last Updated on 17-12-2020
Future Generali Surplus Top Up Health Insurance acts as a top-up to your existing health insurance cover. It is available on an individual and family floater basis.
Key Features:
Eligibility:
Entry age | Adults: 18 years to 65 years |
Sum insured (in Rs.) | Rs.3 Lakhs to 10 Lakhs |
**Last Updated on 17-12-2020
Future Advantage Top-up Health Insurance is a deductible health insurance plan that offers extra coverage and comes with a high sum insured option at a low premium.
There are 2 types of Future Advantage Top Up health insurance:
Supreme Plan: It offers coverage for all ailments.
Elite Plan: It offers coverage for cancer and heart-related ailment only.
Key Features :
Eligibility:
Entry age | 18 years - no limit |
Renewability | Lifelong |
Policy term | 1 to 3 years |
**Last Updated on 17-12-2020
Future Health Suraksha Plan is a comprehensive health insurance product that protects you and your family in the hour of need. The plan comes out with various benefits to deal with the multiple needs of the policyholder.
Health Suraksha Insurance is divided into 4 different plans- Gold, Platinum, Topaz & Ruby.
Key Features:
Eligibility:
Entry age | 90 days to 70 years |
Renewability | Lifelong |
Sum insured | Rs.50,000 to 10 lakhs |
**Last Updated on 17-12-2020
Future Varishta Bima is one of the best plans for old age people. It offers the needful health cover until the last stage of the policyholder's life. The policy is available on an individual and family floater basis.
Key Features:
Eligibility:
Entry age | Minimum-60 years Maximum- No limit |
Renewability | Lifelong |
Policy term | 1 to 3 years |
Sum insured | Rs.2 Lakhs to 10 Lakhs |
**Last Updated on 17-12-2020
Future Generali Aarogya Bima Insurance is specially designed to cover your whole family at an affordable price. The policy is available for both individuals and families.
Key Features:
Eligibility:
Entry age | Adults-18 years to 70 years Children-From birth to 25 years |
Sum insured | Rs. 2, 3 & 5 Lakhs |
Renewal | Lifetime |
Policy Term | 1 to 3 years |
**Last Updated on 17-12-2020
Future Generali Arogya Sanjeevani Policy is a standard health product that offers wider coverage to the entire family.
Key Features:
Eligibility:
Entry age | Adults-18 years to 65 years Children-3 months to 25 years |
Sum insured | Rs.1 Lac, 1.5 Lacs, 2 Lacs, 2.5 Lacs, 3 Lacs, 3.5 Lacs, 4 Lacs, 4.5 Lacs, 5 Lacs |
Renewal | Lifetime |
**Last Updated on 17-12-2020
Corona Rakshak Policy provides lump-sum benefit in case a policyholder is diagnosed with COVID-19 (at a government authorised diagnostic centre). The amount equal to 100% of the sum insured is paid on a positive diagnosis of COVID (requiring hospitalization for a minimum continuous period of 72 hours).
Key Features:
Eligibility:
Entry Age | 18 years-65 years |
Sum Insured | Rs.50,000-2,50,000 |
Policy Period | 3½ months, 6 ½ months, and 9 ½ months |
**Last Updated on 17-12-2020
Corona Kavach Policy safeguards you and your family against the COVID-19 related hospitalization/home care treatment expenses.
Key Features:
Eligibility:
Entry Age | 18 years-65 years |
Sum Insured | Rs.50,000-5,00,000 |
Policy Period | 3½ months, 6 ½ months, and 9 ½ months |
**Last Updated on 17-12-2020
Buying Future Generali Health Insurance is an easy and user-friendly process. You can directly visit the company's website and buy the desired health plan, or allow PolicyX.com to assist you in a better manner. Let's check out both ways.
Through the company's website
Note- To buy other health plans, reach out to your nearest Future Generali branch.
Through PolicyX.com
There are 2 types of health insurance claims one can make with Future Generali General Insurance. Let's take a look at them-
Cashless Claim:
The policyholder can avail of the cashless facility at any network hospital of the Future Generali Health Insurance.
Reimbursement Claim:
You have to pay all the bills in the first place and within 15 to 30 days of discharge from the hospital, you have to submit all the required documents such as medical bills, prescriptions, and the claim form to the TPA/Company to file a claim under the reimbursement process. Claims will be approved if everything falls under the terms and conditions of the policy.
Address:
Future Generali India Insurance Co Ltd.,
Unit 801 and 802,
8th floor, Tower C, Embassy 247 Park,
L.B.S. Marg, Vikhroli (W),
Mumbai - 400 083.
Contact Number: 1800 220 233, 1860 500 3333, 022 67837800
Email Address: fgcare@futuregenerali.in
You can also SMS 'keyword' to 9222211100
Below are the details of keywords you can use:
1. What documents are required to file the claim for Future Generali Health Insurance?
The list of documents required is mentioned below:
2. What is the waiting period for pre-existing illnesses in Future Health Suraksha?
Pre-existing illnesses are covered after 48 months.
3. What is the maximum per day benefit available under Future Hospital Cash?
Under Future Hospital Cash, the maximum benefit available for an individual is Rs. 6,000 per day.
Page updated on 17-12-2020