Pramerica Life Insurance

Pramerica Life Insurance offers a wide variety of term insurance plans to suit your individual needs. They provide a wide range of life insurance solutions for individuals and groups, taking care of various aspects of financial protection required.

Since its inception in 2008 Pramerica Insurance Company has leaped towards immense growth with an extensive distribution network, customer support, and impressive annual premium. Pramerica life has a network of 133 branches across India providing individuals with all kinds of insurance needs.

Pramerica Life Term Insurance Plans offer High sum assured, and low premium rates, and customers can customize their plan based on their needs.

Key Features of Pramerica Life Insurance

Pramerica Life Insurance is a versatile insurance provider with plans for each and every societal stratum. Pramerica Life Insurance has many plans for single individuals, married couples, couples with young children, and individuals with dependents such as parents, spouses, children, etc. To help you understand better how Pramerica Life Insurance is one of the best brands we have listed some features of Pramerica Life that will highlight the benefits offered by the company.

Benefits of Pramerica Insurance Company

Pramerica Life Insurance is amongst the most trust worthy insurance providers in the country offering a wide range of plans with multiple benefits in store for its customers. We have listed a few of these below

Pramerica Life Insurance Plans

Pramerica Life Insurance comes with several plans to serve the different requirements of its customers. Pramerica Life Insurance Company offers a plethora of insurance plans that allow customers to choose their ideal plan as per their and their family's requirements. The company ensures to offer a plan for everyone.

1. Pramerica Protection Plans

   You are your family's pillar of strength as you ensure their comfort and well-being and Pramerica Life Term Plans are the perfect pure protection plans that safeguard your family's future in case of your unfortunate demise.

   Plan	Entry Age	Tenure	Minimum Sum Assured
   Pramerica Life Saral Jeevan Bima	Minimum Age: - 18 years Maximum Age: - 65 years	5 to 40 years	Rs. 5,00,000
   Pramerica Life TruShield	Minimum Age: - 18 years Maximum Age: - 55 years	7 to 20 years	Rs. 5,00,000
   Pramerica Life U-Protect	Minimum Age: - 18 years Maximum Age: - 55 years	10 to 30 years	Rs. 25,00,000

2. Pramerica ULIP Plans

   Pramerica Life Insurance offers a multitude of investment plans that are designed specifically to help you reach your financial goals without compromising on your present lifestyle.

   Plan	Entry Age	Tenure	Minimum Sum Assured
   Pramerica Life Wealth Enhancer	Minimum Age: - 1 year Maximum Age: - 70 years	5 to 20 years	1.25 x Single Premium
   Pramerica Life Wealth Maximiser	Minimum Age: - 90 days Maximum Age: - 65 years	5 to 30 years	1.25 x Single Premium
   Pramerica Life Wealth + Ace	Minimum Age: - 90 days Maximum Age: - 8 years	10/15/20/25 years	1.25 x Single Premium
   Pramerica Life Smart Wealth+	Minimum Age: - 8 years Maximum Age: - 55 years	20 years	Based on premium

3. Pramerica Savings Plan

   Pramerica Life Insurance is designed to enable disciplined savings while delivering steady returns that help you achieve your financial goals.

   Plan	Entry Age	Tenure	Minimum Sum Assured
   Pramerica Life Guaranteed Return on Wealth	Minimum Age: - 91 days Maximum Age: - 60 years	15 to 42 years	(Income Period) 10/15/20/25 years
   Pramerica Life Secure Savings Plan	Minimum Age: - 5 years Maximum Age: - 60 years	13 years	Rs. 25,000
   Pramerica Life Smart Income	Minimum Age: - 8 years Maximum Age: - 60 years	7 to 20 years	Rs. 17,142
   Pramerica Life Smart Assure	Minimum Age: - 8 years Maximum Age: - 60 years	10 to 24 years	Rs. 75,000
   Pramerica Life Flexi Cash	Minimum Age: - 8 years Maximum Age: - 60 years	15 to 35 years	Rs. 1,70,000
   Pramerica Life Smart Cash Protect	Minimum Age: - 18 years Maximum Age: - 55 years	30 to 67 years	Rs. 1,25,000
   Pramerica Life Roz Sanchay	Minimum Age: - 8 years Maximum Age: - 50 years	16 to 21 years	Rs. 80,000
   Pramerica Life Magnum Assure	Minimum Age: - 18 years Maximum Age: - 55 years	10 or 15 years	Rs. 48,000 (Annual Premium)

4. Pramerica Child Plan

   Pramerica Life offers various child plans that aid you in the financial planning of your child and help you fulfill all their financial needs even in case of your unfortunate demise.

   Plan	Entry Age	Tenure	Minimum Sum Assured
   Pramerica Life Rakshak Smart	Minimum Age: - 91 days Maximum Age: - 60 years	12/15/20 years	Rs. 1,50,000

5. Pramerica Retirement Plan

   Retirement planning is an investment that will help you in living your second innings without any financial crunch. Pramerica Life offers unique retirement plans to fulfill financial needs post retirement.

   Plan	Entry Age	Annuity Mode	Minimum Annuity
   Pramerica Life Saral Pension	Minimum Age: - 40 years Maximum Age: - 80 years	Yearly/Quarterly/Half-yearly/Monthly	Rs. 1,000

How To Buy Pramerica Life Insurance?

Pramerica Life Insurance allows you to buy life insurance plans via two platforms. You can either buy the plan online from the official website of the company or through third-party intermediaries like agents, brokers, etc. Given below is a detailed explanation of both these types of buying processes.

How to File Pramerica Term Insurance Claims?

Filing a claim for Pramerica Life Insurance Plan is a simple and hassle-free task. You can easily fill and submit their claims online or offline. To file a claim for Pramerica Life Insurance Plan, you need to follow the below-mentioned steps.

Claim Intimation

Inform the company about the incident via various channels- by writing an email to claims@pramericalife.in, calling on the toll-free number- (1800-102-7070), or visiting the official website of Pramerica Life Insurance and filling the online claim form on its website, or by visiting the nearest branch. The following details have to be provided during the intimation of your claim:

• Date of death/Critical Illness
• Policy Number
• Name of the policyholder
• Name of the nominee
• Phone number
• Email ID
• City
• State
• Address

A claim reference number/intimation number will be provided to you upon successful registration of the claim.

Document Submission

Submit the necessary documents requested by the company to process the claim. In the case of natural death-

• Death claim form.
• Death certificate.
• Original policy documents.
• Claimant's identity & residence Proof.
• Medical records at the time of death & past illnesses.
• Account details of the nominee

In the case of unnatural death (Accidental death/Murder/Suicide)-

• Death claim form.
• Death certificate.
• Original policy documents.
• Claimant's identity & residence proof.
• FIR, police inquest report & panchanama.
• Post mortem report.
• Account details of the nominee.

Claim Settlement

After receiving all the documents and claim forms, the company will verify the details as per their norms. On successful completion, the claim will be settled and the amount will be transferred to the nominee's bank account and the same will be communicated to him/her over call or email.

How to Contact Pramerica Life Insurance Company?