Royal Sundaram Health Insurance

Yes, you can port your existing insurance policy to the Royal Sundaram Health Insurance Policy. Just submit an application with the required documents for the same.

Yes. You can cancel your policy and the premium will be refunded. However, the amount will be based on your policy's terms and conditions.

You need to get in touch with the customer care of the company and share a request in writing to initiate the process. The request will be considered only after the necessary medical underwriting process.

Yes. The Royal Sundaram Health insurance is valid in all parts of India.

Yes, the hospitalization expenses incurred due to COVID-19 are covered under all the Health Insurance Policies of Royal Sundaram General Insurance Co. Ltd, as per the terms and conditions of the policy.

The company provides medical coverage against the below-listed treatment expenses:

• Room Rent, boarding expenses
• Intensive Care Unit charges
• Diagnostics Procedures charges
• Medicines, drugs and consumables
• Nursing Charges
• Intravenous fluids, blood transfusion, injection administration charges
• Anaesthesia, Blood, Oxygen, Operation theatre charges, surgical appliances
• The cost of prosthetics and other devices or equipment if implanted internally during a Surgical Procedure.

Follow the below-mentioned steps to check the Royal Sundaram health policy claim status:

• Visit the official website of the Royal Sundaram Health Insurance.
• Select the product type and enter your policy number.
• Select the 'Claim Related' tab to track your claim status.
• You can also contact the customer care of the company on 1860 425 0000 or email at customer.services@royalsundaram.in.

Yes, you can port from Royal Sundaram to any other insurance provider, at least 45 days before their next renewal date.

The Royal Sundaram Health Insurance has two payment options:

• Online payment
• Cash at the branch
• The policyholder can use the following methods to make an online payment:
• Credit Card
• Debit Card
• Net banking

No, medical tests are typically required only at the age of 45 or 50, depending on the product/plan selected by the consumer. It may also be required for members under this age if they have any specific disease.

No worries. The company offers a 30-day grace period in case you forgot to renew your health insurance. However, during the grace period, one won't be able to avail coverage.

Like every other insurance plan, Royal Sundaram health insurance plans also come with exclusions. This means that no coverage is provided to the insured on the occurrence of any event listed in the exclusion list.

• Pre-existing medical conditions as declared by the policyholder during the purchase of policy up to the waiting period (Plan Particular)
• Addictive conditions & disorders
• Adventurous or Hazardous sports

It is advisable to go through the plan brochure before buying a health plan.

There is no restriction on the number of claims until your sum insured is not exhausted.

Yes, the plans offered by Royal Sundaram offer the following benefits for women:

• Maternity cover.
• Newborn baby cover.
• Vaccinations for the newborn in the first year.
• Reload the sum insured.
• No limit on room rent.