Like every other insurance plan, Royal Sundaram health insurance plans also come with exclusions. This means that no coverage is provided to the insured on the occurrence of any event listed in the exclusion list.
- Pre-existing medical conditions as declared by the policyholder during the purchase of policy up to the waiting period (Plan Particular)
- Addictive conditions & disorders
- Adventurous or Hazardous sports
It is advisable to go through the plan brochure before buying a health plan.