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Tata Aig Health Insurance

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TATA AIG Health Insurance

Covid-19 Covered
5 Cr+ Customers Served
No pre policy medical checkup

Network hospitals

7200+

Claim settlement ratio

93.55%

Sum insured

Up to 50 Lakh

No. of Plans

10

Solvency Ratio

2.14

Pan India Presence

200

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

1 Adult

2 Adults

2 Adults & 1 Child

2 Adults & 2 Children

2 Adults & 3 Children

Other Members

Age of Eldest Member

Network hospitals

7200+

Claim settlement ratio

93.55%

Sum insured

Up to 50 Lakh

No. of Plans

10

Solvency Ratio

2.14

Pan India Presence

200

About Tata AIG Health Insurance

Tata AIG Insurance Company is a joint venture between the Tata Group and American International Group (AIG). The insurance company began its operations in 2001 and has made a mark in the industry with its excellent products and services.

Tata AIG offers travel insurance, health insurance, motor insurance, and many other products. The health insurance plans of the company are quite popular as it offers an extensive range of products in health to address individual as well as business insurance needs. TATA AIG aims at creating a better tomorrow for its customers by providing trustworthy and innovative medical insurance solutions.

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Why Choose TATA AIG Health Insurance

Let's look at a few important key features of TATA AIG Health Insurance company that could help you make an informed decision, here's a quick lay down.

Network Hospitals:
Checking the network hospitals is an important factor while deciding on an insurer as it gives you an idea of how easily you can assess the cashless facility at the time of hospitalization. Tata AIG has 7,200+ network hospitals across India and offers you complimentary health checkups, pre, and post-hospitalization costs, and coverage for pre-existing diseases. They have an in-house claim settlement team with 400+ experts that provide a quick and hassle-free claim experience.
Claim Support (Claims settled within 3 months):
Claim Support determines the claim settling ability of an insurance company and is considered one of the most important factors when selecting an insurer. IRDAI standardizes the claim support and publishes it annually in the first month of every year.
As per IRDAI 2021-22, Tata AIG has settled 93.55% of claims within 3 months. It is advisable to check the claim support before opting for any health insurance company.
Annual Premium:
The annual premium of the company showcases the company's growth during a financial year. As per the IRDAI Annual report, the annual premium of TATA AIG Health Insurance is 10,024.97 Crores.
Solvency Ratio:
The solvency ratio measures how many assets the company holds vs. how much it owes. According to IRDAI, insurers are required to maintain a solvency ratio of 1.50, and as per the annual report of 2021-22, the solvency ratio of TATA AIG Health Insurance is 2.14.

TATA AIG Health Insurance Key Features

All You Need To Know About Tata AIG Health Insurance? Find complete details in one go!

Tata AIG Health Insurance Plans Buying Process Claim Settlement Process Tata AIG Health Contact Details

Plans offered by TATA AIG Health Insurance

Below is a list of plans offered by Tata AIG that will help you narrow down your search. Go through all the plans carefully and choose your ideal plan carefully.

Individual & Family Health Insurance

Comprehensive Plan

TATA AIG Medicare Health Insurance

A health plan that supports you in times of medical emergencies. The plan comes in 3 types, Tata AIG MediCare, Tata AIG MediCare Protect, and Tata AIG MediCare Premier.

Unique Features

Global Coverage
540+ Day care treatments
Compassionate Travel up to 20K

Medicare Health Insurance (Pros)

Qualified Nurse
Restore Benefit
Room Rent
Organ Donor
Domiciliary Treatment

Medicare Health Insurance (Cons)

Injury due to Suicide Attempt
Death due to Drugs
Injuries Due to Breach of Law
Injuries/Death due to Aviation
STDs

Medicare Health Insurance (Other Benefits)

AYUSH Benefit
Health Checkup
Bariatric Surgery Cover
Vaccination cover
50%Cumulative Bonus

Medicare Health Insurance (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 3 L - 20 L
Waiting Period - 30 Days

Top-up Policy

Tata AIG Medicare Plus

An indemnity plan for individuals and families without any sub-limits, comes with lifelong renewal and aggregate deductibles.

Unique Features

Global Coverage
Cumulative Bonus
Tax Benefit

Tata AIG Medicare Plus (Pros)

In-patient Treatment
Long Term Discount
Family Discount
Day Care Procedures
Lifelong Renewal

Tata AIG Medicare Plus (Cons)

No Gender Change
Any Existing Disability
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover

Tata AIG Medicare Plus (Other Benefits)

Consumables Benefit
In-patient Dental Treatment
Ambulance Cover
AYUSH Benefit
Domiciliary Treatment

Tata AIG Medicare Plus (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 3 L - 1 Cr
Waiting Period - 30 Days

Standard plan

TATA AIG Arogya Sanjeevani Policy

A standard health plan designed to cover basic medical needs and keep you and your family protected in case of medical contingencies.

Unique Features

Cataract Treatment covered
AYUSH Coverage
Flexible Premium Payment

Arogya Sanjeevani Policy (Pros)

Robotic Surgeries
Oral chemotherapy
BronchialThermoplasty
Day Care Procedures Covered
Bronchial Thermoplasty

Arogya Sanjeevani Policy (Cons)

No Suicide Cover
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Arogya Sanjeevani Policy (Other Benefits)

Intra Vitreal Injections
Road Ambulance Cover
Plastic Surgery
AYUSH treatment Cover
Cumulative Bonus

Arogya Sanjeevani Policy (Eligibility Criteria)

Entry Age - 3 Months
Max Entry Age - 65 Years
SI - 1 L to 5 L
Waiting Period - 30 Days

Standard plan

TATA AIG Medicare Premier

A comprehensive plan designed for global cover for planned hospitalisation and high-end diagnostics.

Unique Features

Wellness Services
Compassionate Travel
Home Care Treatment

Medicare Premier (Pros)

Emergency Air Ambulance
Restore Benefit
Consumables Benefit
Home Physiotherapy
Wellness Program

Medicare Premier (Cons)

Injury due to Suicide Attempt
Death due to Drugs
Injuries Due to Breach of Law
Injuries/Death due to Aviation
STDs

Medicare Premier (Other Benefits)

OPD Dental Treatment
First-year Vaccinations
In-Patient Treatment
Delivery Complications Cover
Second Opinion

Medicare Premier (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 5 L - 3 Crore
Waiting Period - 30 Days

Standard plan

TATA AIG Group EMI Protect

The plan covers personal accidents and second opinions for groups. This plan also offers double-inpatient benefits for accidents.

Unique Features

End-stage Lung Failure
End-stage Liver Failure
Aplastic Anemia

Group EMI Protect (Pros)

Permanent Total Disability
Cataract
Retinal Detachment
Congenital Internal Diseases
Joint Replacement Surgeries

Group EMI Protect (Cons)

No Gender Change
Any Existing Disability
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover

Group EMI Protect (Other Benefits)

Surgery for Hydrocele
Osteoporosis
Permanent Total Disability
Critical Illness
Parkinson’s disease

Group EMI Protect (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - NA

Standard plan

TATA AIG Medicare Protect

A comprehensive plan designed to cover hospitalization offering optional accidental death rider.

Unique Features

Restoration Benefit
Cumulative bonus
Consumables Benefit

Medicare Protect (Pros)

540+ Day Care Procedures
In-Patient Treatment
Organ Donor
Domiciliary Treatment
Compassionate Travel

Medicare Protect (Cons)

Alcoholic Pancreatitis
Investigation and evaluation
Congenital External Diseases
Injuries/Death due to Aviation
No Suicide Cover

Medicare Protect (Other Benefits)

Health Checkup
AYUSH Benefit
Spouse Cover
Tax Benefit
Tele- Medical Examination

Medicare Protect (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age -Lifetime
SI - 2 L - 5L
Waiting Period - 30 Days

Standard plan

TATA AIG Secured Future Plan

A plan that covers accidental hospitalization and accidental paralysis and dismemberment.

Unique Features

Accidental Death
Permanent Total Disability
Loss of Speech Cover

Secured Future Plan (Pros)

Hearing in One Ear
Congenital Anomaly
Accidental Injury
Pre-existing Disease
Hernia Cover

Secured Future Plan (Cons)

Injury due to Suicide Attempt
Death due to Drugs
Injuries Due to Breach of Law
Injuries/Death due to Aviation
STDs

Secured Future Plan (Other Benefits)

Spouse Cover
Easy Renewal
Easy Portability
Medical Advice Cover
Hemiplegia Cover

Secured Future Plan (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 70 Years
SI - NA
Waiting Period - 30 Days

Standard plan

Pradhan Mantri Suraksha Bima Yojana

A plan designed for a variety of demographics, including low-income groups, covers hospitalisation and death from accidents.

Unique Features

Death Cover
Loss of Sight Cover
Loss of Both Feet

PM Suraksha Bima Yojana (Pros)

Loan Benefit
Auto Debit Benefit
Nominal Premium
Long-Term Policy Tenure
Tax Benefits

PM Suraksha Bima Yojana (Cons)

Non-Permanent Disabilities
Death due to Drugs
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover

PM Suraksha Bima Yojana (Other Benefits)

Permanent Partial Disability
Easy Renewal
Total Partial Disability
One-year policy options
Easy Claim Settlement

PM Suraksha Bima Yojana (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 70 Years
SI - Upto 2 L
Waiting Period - NA

Standard plan

Janata Personal Accident Policy (Individual)

The plan provides financial protection in the form of accidental compensation. In the event of death, the plan offers 100% compensation.

Unique Features

Death Cover
Loss of Sight Cover
Loss of Both Feet

Janata Personal Accident Policy (Pros)

No Interest On Premium
Easy Application Process
Nominal Premium
Long-Term Policy Tenure
Tax Benefits

Janata Personal Accident Policy (Cons)

Non-Permanent Disabilities
Any Existing Disability
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover

Janata Personal Accident Policy (Other Benefits)

Permanent Partial Disability
Easy Renewal
Total Partial Disability
One-year policy options
Easy Claim Settlement

Janata Personal Accident Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 70 Years
SI - 25K - 1 L
Waiting Period - NA

Standard plan

Maharaksha Personal Injury Plan

A plan that provides coverage for accidental death and hospitalization. There are no limitations on hospitals under the plan.

Unique Features

Fractures Cover
Worldwide Coverage
Double Claim benefit

Maharaksha Personal Injury Plan (Pros)

Dislocation Cover
Burns Cover
Accidental Injury
Hospital Indemnity
Sum Insured Enhancement

Maharaksha Personal Injury Plan (Cons)

Age Benefit Reduce Above 71
Death due to Drugs
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No STDs /AIDS Cover

Maharaksha Personal Injury Plan (Other Benefits)

Family Cover
Easy Renewal
Coverage Up to 75 Years
Easy Claim Settlement
Easy Application Process

Maharaksha Personal Injury Plan (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 75 Years
SI - NA
Waiting Period - NA

Standard plan

Janata Personal Accident Policy (Group)

The plan offers the group financial security in case of accidental hospitalization and offers 100% compensation in the case of accidental death.

Unique Features

Death Cover
Loss of Sight Cover
Loss of Both Feet

Janata Personal Accident Policy (Group) (Pros)

No Interest on Premium
Easy Application Process
Nominal Premium
Long-Term Policy Tenure
Tax Benefits

Janata Personal Accident Policy (Group) (Cons)

Non-Permanent Disabilities
Any Existing Disability
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover

Janata Personal Accident Policy (Group) (Other Benefits)

Permanent Partial Disability
Easy Renewal
Total Partial Disability
One-year Policy Options
Easy Claim Settlement

(Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 70 Years
SI - NA
Waiting Period - NA

Standard plan

Group Accident Guard Policy

The plan offers a lump sum benefit upon HIV diagnosis and offers financial security in the event of job loss.

Unique Features

Education Allowance
Trauma Counseling
Public Carrier Benefit

Group Accident Guard Policy (Pros)

Double Dismemberment Benefit
Animal Attack Cover
Permanent Partial Disability
Loss of Personal Effects
Temporary Total Disability

Group Accident Guard Policy (Cons)

No War Injury Cover
No Air Ambulance Service
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover

Group Accident Guard Policy (Other Benefits)

Consultation fees
Intensive Care unit
Accidental Miscarriage
Funeral Benefits
In-Hospital Daily Cash

Group Accident Guard Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days

Standard plan

TATA Aig Group Personal Accident

The plan offers emergency accident medical coverage, emergency family travel, and alternate accident medical expenses.

Unique Features

Coma Cover
Documentation Loss Cover
Baggage Loss/Delay Cover

Group Personal Accident (Pros)

Family Transportation Benefit
Vehicle Modification Benefit
Loss of Speech
Bail Bond
Dental Cover

Group Personal Accident (Cons)

No War Injury Cover
Any Existing Disability
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover

Group Personal Accident (Other Benefits)

Medical Expenses
lteration Cover
Loss of Passport
Common Disaster Benefit
Immediate Medical Treatment

(Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - NA

Standard plan

TATA Aig Auto Shield Policy

The plan provides reimbursement for accident hospitalization and covers disability caused by the accident.

Unique Features

Immediate Medical Treatment
Loss of Speech
Loss of Sight

TATA Aig Auto Shield Policy (Pros)

Intensive Care Unit
Physiotherapy Cover
Home/Vehicle Modification
Accidental Dismemberment
Accidental Permanent Total Disability

TATA Aig Auto Shield Policy (Cons)

No War Injury Cover
Any Existing Disability
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover

TATA Aig Auto Shield Policy (Other Benefits)

Permanent Partial Disability
Accidental Hospital Cash
Ambulance Charges
Surgical Treatment
Surgery Cover

TATA Aig Auto Shield Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - NA

Standard plan

TATA Aig Accident Shield Policy

The plan offers coverage for accidental death, accidental dismemberment, and disability caused due to accidents.

Unique Features

Child Tuition Benefit
Child Enhancement Benefit
Temporary Total Disability

Accident Shield Policy (Pros)

Family Transportation Benefit
Air Ambulance
Escalation Benefit
Loss of Hearing
Funeral Repatriation Benefits

Accident Shield Policy (Cons)

No Alcoholism Cover
No War Injury Cover
No Cataract Cover
No Suicide Cover
No STD Cover

Accident Shield Policy (Other Benefits)

Fractures/Burns
Total Disablement Cover
Hospital Daily Cash
Accidental Death
Permanent Total Disability

Accident Shield Policy (Eligibility Criteria)

Entry Age - 6 Months
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days

Standard plan

TATA Aig Accident Guard Policy

The plan offers coverage for accidental death and disability caused due to accidents.

Unique Features

Temporary Total Disability
Child Enhancement Benefit
Child Tuition Benefit

Accident Guard Policy (Pros)

Family Transportation Benefit
Air Ambulance
Escalation Benefit
Loss of Hearing
Funeral Repatriation Benefits

Accident Guard Policy (Cons)

No Alcoholism Cover
No War Injury Cover
No Cataract Cover
No Suicide Cover
No STD Cover

Accident Guard Policy (Other Benefits)

Fractures/Burns
Total Disablement Cover
Hospital Daily Cash
Accidental Death
Permanent Total Disability

Accident Guard Policy (Eligibility Criteria)

Entry Age - 6 Months
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days

Standard plan

TATA Aig Accident Guard Plus

The plan offers coverage for accidental death, accidental dismemberment, and disability caused due to accidents.

Unique Features

Coma Benefit
Loan Shield
Child Tuition Benefit

TATA Aig Accident Guard Plus (Pros)

Cost of Artificial Limbs
Air Ambulance
Escalation Benefit
Loss of Hearing
Funeral Repatriation Benefits

TATA Aig Accident Guard Plus (Cons)

No Alcoholism Cover
No War Injury Cover
No Cataract Cover
No Suicide Cover
No STD Cover

TATA Aig Accident Guard Plus (Other Benefits)

Fractures/ Burns
Total Disablement Cover
Hospital Daily Cash
Accidental Death
Permanent Total Disability

TATA Aig Accident Guard Plus (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 70 Years
SI - NA
Waiting Period - 30 Days

Standard plan

TATA Aig Saral Suraksha Bima

This is a simplified health insurance plan designed to provide affordable coverage and financial security to individuals.

Unique Features

Dental Treatment
Easy Renewal
Minimal Documentation

TATA Aig Saral Suraksha Bima (Pros)

Total Temporary Disablement
Installment Premium Payment
Cumulative Bonus
Hospitalization Expenses
10% Education Grant

TATA Aig Saral Suraksha Bima (Cons)

No Alcoholism Cover
No War Injury Cover
No Cataract Cover
No Suicide Cover
No STD Cover

TATA Aig Saral Suraksha Bima (Other Benefits)

Partial Disablement Cover
Total Disablement Cover
Nursing Expenses Cover
Prosthetic Cover
ICU Cover

TATA Aig Saral Suraksha Bima (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 2.5 L to 5 cr
Waiting Period - 30 Days

Standard plan

TATA Aig Home Guard Plus Policy

The plan offers coverage for Personal accidents and natural calamity damages. The plan also includes theft and burglary coverage.

Unique Features

Loss of Employment
Cancer Cover
Funeral Expenses

TATA Aig Home Guard Plus Policy (Pros)

Education Benefit
Permanent Total Disability
Paralysis of Limbs
Permanent Paralysis of Limbs
First Heart Attack

TATA Aig Home Guard Plus Policy (Cons)

No Transient Ischemic Attacks
Traumatic injury of the brain
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover

TATA Aig Home Guard Plus Policy (Other Benefits)

Education Benefit
Fire & Special Perils
Kidney Failure
Major Organ Transplant
Child Cover

TATA Aig Home Guard Plus Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 1 L - 3 Crore
Waiting Period - 30 Days

Standard plan

Group Medicare Micro Insurance Product

The plan offers corporate floater for critical illness as well as dental out-patient cover and vaccination cover.

Unique Features

Accidental Death
Education Benefit
Funeral Expenses

Group Medicare Micro Insurance Product (Pros)

Ambulance Cover
Organ Donor
Pre-Hospitalization
Post-Hospitalization
Maternity Cover

Group Medicare Micro Insurance Product (Cons)

No Gender Change
Any Existing Disability
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover

Group Medicare Micro Insurance Product (Other Benefits)

Pre/Post Natal Cover
Family Transportation Benefit
Consumables Benefit
Nursing Allowance
Restore Sum Insured Benefit

(Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days

Standard plan

TATA AIG Group Medicare 360

The plan provides reimbursement for accidental hospitalization and covers the expenses for qualified nurses and in-patient care.

Unique Features

OPD treatment
Pre-Existing Disease
New Born Baby

TATA AIG Group Medicare 360 (Pros)

Pre-hospitalization
Post-hospitalization
Maternity Expenses
Medically Necessary Treatment
Surgical Procedure

TATA AIG Group Medicare 360 (Cons)

No War Injury Cover
Any Existing Disability
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover

TATA AIG Group Medicare 360 (Other Benefits)

Family Transportation Benefit
Domiciliary Hospitalisation
Ambulance Charges
Organ Donor
Day Care Procedures

(Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days

Standard plan

Tata AIG Criti-MediCare

A comprehensive plan designed for global cover for accidental hospitalization and high-end diagnostics such as Chemotherapy and Radiotherapy.

Unique Features

Waiver of Premium
Psychiatric Counseling
Advanced Treatment for Cancer

Tata AIG Criti-MediCare (Pros)

Accidental Hospitalization
Health Check-up
Consumables Benefit
Home Physiotherapy
Wellness Benefit

Tata AIG Criti-MediCare (Cons)

Injury due to Suicide Attempt
Death due to Drugs
Injuries Due to Breach of Law
Injuries/Death due to Aviation
STDs

Tata AIG Criti-MediCare (Other Benefits)

Post Traumatic Surgery
Hip replacement
Cancer 360 Degree Benefit
E-Policy Discount @ 2.5%
Multi Cover Discount @ 2.5%

Tata AIG Criti-MediCare (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 5 L - 2 Crore
Waiting Period - 30 Days

Standard plan

Model Policy For Persons With Disabilities And HIV AIDS

The plan offers coverage for HIV/AIDS. Additionally, the plan covers acid attack victims and modern treatment

Unique Features

Mental Illness
Cerebral Palsy
Blindness

(Pros)

Multiple Sclerosis
Muscular Dystrophy
Leprosy Cured Persons
Parkinson's disease
Speech and Language Disability

(Cons)

No Sterility and Infertility
Maternity Cover
No Global Cover
Anti-Retroviral Treatment
No Suicide Cover

(Other Benefits)

Locomotor Disability
Dwarfism
Intellectual Disability
Specific Learning Disabilities
Thalassemia

(Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 4L to 5L
Waiting Period - 30 Days

Standard plan

Group Credit Secure Plus

The plan offers the group coverage for accidental death, accidental dismemberment, and accidental paralysis.

Unique Features

End Stage Renal Failure
Cancer Cover
Funeral Expenses

Group Credit Secure Plus (Pros)

Multiple Sclerosis
Bone Marrow Transplant
Open Heart Valve Replacement
Permanent Paralysis of Limbs
First Heart Attack

Group Credit Secure Plus (Cons)

No Transient Ischemic Attacks
Traumatic injury of the brain
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover

Group Credit Secure Plus (Other Benefits)

Education Benefit
Permanent Partial Disability
Worldwide Coverage
Major Organ Transplant
Child Cover

Group Credit Secure Plus (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days

Standard plan

Tata AIG Covid Protection Group Insurance

The group's hospitalization for COVID-19 is covered by the plan. This plan also includes coverage for, PPE kits, gloves, masks, and comparable other costs.

Unique Features

Cost of Pulse Oximeter
Cost of Oxygen Cylinder
Cost of Pulse Nebulizer

Covid Protection Group (Pros)

Daycare Procedures
AYUSH benefits
Family Discount
Discount To Healthcare Workers
Hospital Daily Cash

Covid Protection Group (Cons)

No War Injury Cover
No Obesity Treatment Cover
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover

Covid Protection Group (Other Benefits)

Pre-Hospitalisation
Post-Hospitalisation
Ambulance Charges
Hospitalization Expenses
Health Check-ups

Covid Protection Group (Eligibility Criteria)

Entry Age - 0 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 15 Days

Standard plan

Tata AIG Group Hospi Cash

The plan offers fixed daily cash allowance during hospitalization, covering additional expenses and providing financial security.

Unique Features

Congenital Anomaly
Day Care Centre
Inpatient Care

Tata AIG Group Hospi Cash (Pros)

Maternity expenses
Intensive Care Unit
Medically Necessary Treatment
Osteoporosis
Non-Infective Arthritis

Tata AIG Group Hospi Cash (Cons)

Injury due to Suicide Attempt
Death due to Drugs
Injuries Due to Breach of Law
Injuries/Death due to Aviation
STDs

Tata AIG Group Hospi Cash (Other Benefits)

Gout and Rheumatism
Prolapsed Uterus
Liver Cirrhosis
Cataract Cover
Kidney stone Treatment

Tata AIG Group Hospi Cash (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - Upto 5L
Waiting Period - 30 Days

Standard plan

Sakhi Tata AIG Maternal Care Micro

The plan provides coverage for major, intermediate, and minor maternal complications, as well as surgical complications.

Unique Features

Septic Shock
Family Transportation Benefit
Disseminated Intravascular Coagulation

Sakhi Maternal Care Micro (Pros)

Institutional Delivery Benefit
Congenital Anomalies
Cardiac disease
Eclampsia cover
High-Risk Pregnancy Check-up Benefit

Sakhi Maternal Care Micro (Cons)

No Non-Allopathic Treatment
No Sterility Cover
No Renewal Benefit
Injuries/Death due to Aviation
No Suicide Cover

Sakhi Maternal Care Micro (Other Benefits)

Postpartum Hemorrhage
Abruptio Placentae Cover
Placenta Previa
Uterine Rupture Means
Amniotic Fluid Embolism Cover

Sakhi Maternal Care Micro (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days

Standard plan

Sakhi Tata AIG Maternal Care

The plan provides coverage for various maternal complications during pregnancy and childbirth, offering fixed benefit amounts for different conditions.

Unique Features

Inpatient Hospitalization Benefit
Family Transportation Benefit
Intensive Care Unit

Sakhi Tata AIG Maternal Care (Pros)

Institutional Delivery Benefit
Congenital Anomalies
Cardiac disease
Eclampsia cover
High-Risk Pregnancy Check-up Benefit

Sakhi Tata AIG Maternal Care (Cons)

No Non-Allopathic Treatment
No Sterility Cover
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover

Sakhi Tata AIG Maternal Care (Other Benefits)

Postpartum Hemorrhage
Abruptio Placentae Cover
Placenta Previa
Uterine Rupture Means
Amniotic Fluid Embolism Cover

Sakhi Tata AIG Maternal Care (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days

Standard plan

Tata AIG Corona Kavach Policy

The plan provides coverage for COVID-19 hospitalization. This plan also covers home care treatment expenses, PPE Kit, gloves, mask and similar other expenses.

Unique Features

Cost of Pulse Oximeter
Cost of Oxygen Cylinder
Cost of Pulse Nebulizer

Tata AIG Corona Kavach Policy (Pros)

Daycare Procedures
AYUSH benefits
Family Discount
Hospital Daily Cash
5% Discount To Healthcare Workers

Tata AIG Corona Kavach Policy (Cons)

No War Injury Cover
No Obesity Treatment Cover
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover

Tata AIG Corona Kavach Policy (Other Benefits)

Pre-Hospitalisation
Post-Hospitalisation
Ambulance Charges
Hospitalization Expenses
Health Check-ups

Tata AIG Corona Kavach Policy (Eligibility Criteria)

Entry Age - 0 Years
Max Entry Age - 65 Years
SI - 50 K - 5 L
Waiting Period - 30 Days

Standard plan

Group Credit Secure Plus Micro Insurance Product

The plan offers the group coverage for critical illnesses, accidental death, accidental dismemberment, and accidental paralysis.

Unique Features

End Stage Renal Failure
Cancer Cover
9 CI cover

Group Credit Secure Plus Micro (Pros)

Multiple Sclerosis
Bone Marrow Transplant
Open Heart Valve Replacement
Permanent Paralysis of Limbs
First Heart Attack

Group Credit Secure Plus Micro(Cons)

No Transient ischemic Attacks
Traumatic injury of the brain
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover

Group Credit Secure Plus Micro(Other Benefits)

Education Benefit
Permanent Partial Disability
Worldwide Coverage
Major Organ Transplant
Child Cover

Group Credit Secure Plus Micro(Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 90 Days

Standard plan

TATA AIG Group Medicare

The plan provides critical illness coverage on indemnity for the group together with a corporate floater for all illnesses.

Unique Features

Accidental Death
Education Benefit
Funeral Expenses

TATA AIG Group Medicare (Pros)

Domiciliary Treatment
Organ Donor
Post-Hospitalization
Pre-Hospitalization
Maternity Cover

TATA AIG Group Medicare (Cons)

No Gender Change
Any Existing Disability
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover

TATA AIG Group Medicare (Other Benefits)

Pre/Post Natal Cover
Family Transportation Benefit
Consumables Benefit
Nursing Allowance
Restore Sum Insured Benefit

TATA AIG Group Medicare (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days

Standard plan

Group Hospital Cash Micro Insurance Product

The plan includes coverage for accidental death and accidental medical reimbursement.

Unique Features

EMI Protection Benefit
Prolonged Hospitalization Benefit
Double Inpatient Hospital

Group Hospital Cash Micro(Pros)

Congenital Anomaly
Day Care Centre
Intensive Care Unit
Inpatient Care
Maternity Cover

Group Hospital Cash Micro(Cons)

Non-Allopathic Treatment
Any Existing Disability
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Alzheimer’s Cover

Group Hospital Cash Micro(Other Benefits)

Medically Necessary Treatment
Inpatient Hospital Cash Benefit
Minimal Documentation
10 Add-on Covers
EMI Protection Benefit

Group Hospital Cash Micro(Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days

Tata AIG Health Insurance Network Hospital List

Tata AIG Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Tata AIG Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Know More About TATA AIG Network Hospital

Choose TATA AIG Health Insurance Plan for

Benefits of Buying Tata AIG Health Insurance?

Tata AIG Health Insurance ensures that cashless claims are processed quickly across its 7200+ network hospitals. Even when the hospital does not come under the network of the insurer then, the company provides you with an option of reimbursement to make sure that the treatment of your illnesses does not become a financial burden.

Apart from all these benefits, most of the plans offered by the company provide no room rent restrictions, inpatient treatment, consumable benefits and tax savings under section 80(D). TATA AIG provides individual and family floater plans, so any Indian family can rest assured that their health and medical needs will be fully taken care of. Let's discuss some of the benefits of Tata AIG health insurance for your smooth and quick understanding,

24X7 Customer Support: The company has a toll-free number on which they provide 24X7 assistance to their customers. So you can directly call on their toll-free number in case of any insurance-related query.
Pan India: Tata AIG Health Insurance Company has a Pan India presence in 200 destinations through which customers can directly visit the nearest branch in case of any query or confusion.
In-Patient Treatment: Tata AIG Health Insurance covers your room rent, nursing, boarding, and medicines and drugs expenses that are consumed during hospitalization.

What are the Exclusions under TATA AIG Health Insurance Plans?

Here are some of the major exclusions:

Self-inflicted injuries
Sexually transmitted diseases
HIV AIDS infections/Venereal diseases
Expenses related to Maternity, childbirth, and pregnancy
Congenital abnormalities or disorders
Mental disorders or illnesses
Cosmetic surgeries and Robotic surgeries
Accidental injuries due to war, nuclear invasions

How To Buy TATA AIG Health Insurance Plans?

TATA AIG Health Insurance has the option to directly buy the policy through the company's website, or purchase via PolicyX.com. Let's look at both the procedures in detail-

Through PolicyX.Com

Go to the top of this page and fill in the details in the 'Calculate TATA AIG Health Insurance Premium' form.
Out of all the quotes, choose the desired TATA AIG health plan and click on 'Buy Now'.
Pay the premium and your policy documents will be shared with you on your registered email.

Through The Company's Website

Visit the official website of TATA AIG Insurance company and choose 'Health' by clicking on 'All Products'.
Select the category for whom you want to buy the plan and click 'Get Plan'.
Fill in the required details like your contact number, dob, and click on the 'See Plan'.
Check the plans as per your needs, tap the 'Buy' button, and make the payment.
Your policy document will be mailed to you at your registered email address.

Claim Process Of TATA AIG Health Insurance Plans

The company provides a simple claim process to assist the policyholder during medical emergencies. It has divided the process into two forms- Cashless and Reimbursement. Let's discuss both types of claims in detail.

Cashless Claims

Under this form of claim settlement, the insured has the freedom to take the needful treatment at any network hospital and doesn't have to worry about making payments. The insurance company or TPA will directly deal with the bills associated with the treatment.

In case of treatment, get admitted to one of the network hospitals empanelled with Tata AIG. You can check the list of network hospitals on the company's website.
Validate your identity with the network hospital, after which the hospital will submit the pre-authorization request form to the company.
Then the company will review your request and confirm the network hospital by email and a copy of the same will also be shared with you.
The company will settle the claim with the hospital after the completion of all the formalities.

Note- In the case of emergency hospitalization, you need to inform the insurer within 24 hours. In case of planned hospitalization, you need to inform the insurer at least 5 days in advance.

Reimbursement Claims

Here you need to pay all the treatment bills to the hospital.

Later, you can file for reimbursement under TATA AIG health insurance. To do that, the insured must collect all bills, and prescriptions related to the treatment and submit the same along with the claim form to the insurance company or TPA.
The insurer will analyze your claim and might ask for additional documents (if required).
If it gets approved, the company will transfer the amount directly into your account and in case of rejection, you will receive the reason for the same.

Note- You need to submit the required documents to the below-mentioned address: Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India.

How To Renew TATA AIG's Health Insurance Policy?

You can renew the policy directly through the company or via the agent of the company. For more information, you can visit the company's branch or call on their toll-free number. Online renewals are quite easy, quick, and hassle-free. Follow these simple steps to renew your policy:

Visit the website of the company www.tataaig.com
Choose 'Renew' and then choose option Health insurance.
Enter all your required details along with your mobile number registered with TATA AIG and the policy number of your existing policy.
After filling in all the details, the renewal premium would be shown which you should pay online and then the policy gets renewed.

Contact Details of Tata AIG Health Insurance

Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India.

WhatsApp: +91-9136160375
24/7 Toll-Free Number: 1800-266-7780

customersupport@tataaig.com

TATA AIG Health Insurance: FAQ

1. Is there a facility of portability under the TATA AIG Medicare policy?

Yes. If you are not happy with your existing policy, you can easily port your policy.

2. How to pay a premium for TATA AIG Health Insurance?

TATA AIG medical Insurance offers various modes for premium payment such as

Cash payment at the branch.
Online payment via Credit Card, Debit Card, Net Banking, UPI

3. How can I check the policy status for Tata AIG medical insurance?

Registered users can visit the online portal of the company and can log in with their username and password to check the policy status.

4. What are the uses of the TATA AIG mediclaim calculator?

The benefits of the TATA AIG mediclaim calculator are given below:

Get quotes in just a few minutes
Compare premiums online
Buy policy once you are sure

5. What is the policy cancellation process for Tata AIG health insurance?

Submit your TATA AIG policy along with the surrender form at the nearest branch of TATA AIG health insurance. After the completion of the paperwork, your refund will be credited to your account and your policy will be canceled.

6. Does TATA AIG health insurance offer 24x7 customer support?

Yes, customer care executives of TATA AIG health insurance are 24x7 available for their customers. You can get in touch with us by calling on this toll-free number: 1800 266 7780.

7. Is my TATA AIG health insurance policy valid across the pan India?

Yes, you can get the same coverage across pan India. Moreover, you can also get cashless treatment at our 7,200+ network hospitals across pan India.

8. Is buying TATA AIG Health Insurance a good choice?

While buying health insurance, make sure to have thorough information about your and your family�s healthcare needs. If the plan offered by TATA AIG Health Insurance company fits your budget and fulfils all your needs, then you can definitely buy a health plan from TATA AIG.

9. Does TATA AIG offer any plan to cover child education?

Yes, with TATA AIG's Wellsurance Family health policy, one can avail of medical coverage themselves as well as get coverage for a child's education.

10. Does TATA AIG Health Insurance offers a grace period for policy renewals?

Yes, in case if you forgot to renew your policy on time, the company offers a grace period of 30 days for renewing the policy.

11. Does TATA AIG Health Insurance cover OPD treatment?

Yes, some of the plans such as Tata AIG Medicare Premier covers OPD expenses up to Rs. 5000 annually.

12. Which documents do I need to buy TATA AIG Health Insurance policy?

Documents Required To Buy This Policy:

KYC documents
1 passport size photograph
Medical records
Family medical history and all the current medical records
Application form

13. How can I pay premiums under for my TATA AIG Health Insurance?

TATA AIG General Insurance Company offers 2 modes of premium payment, viz.,

Cash payment at the branch.
Online payment: For the online payment, the policyholder can pay via Credit Card, Debit Card or through Net Banking

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Tata AIG Health Insurance Reviews

Customer Review Image

Manik Seth

Pune

May 26, 2022

As per my experience, TATA AIG is one of the best health companies to rely on. I am so glad that I choose this insurance company for protecting my healthcare needs.

Customer Review Image

Abhishek Dhawan

Bhopal

November 17, 2021

Good company with great health plans, amazing customer care team as they explained the plans very briefly and helped me to find the best suitable plan for myself.

Customer Review Image

vaibhav devgan

Chandigarh

October 12, 2021

Very fast claim settlement ratio. tata aig always stand with its customers and always support their customer

Customer Review Image

Satyam

Chennai

October 7, 2021

TATA aig has been serving my requests for a long time...i m never disappointed...wheter its renewal, buying, claim you can trust them 100%

Customer Review Image

Ravi Sharma

Bengaluru

October 6, 2021

Plans of TATA has great features... and the customer support team is very polite and helpful, I really love this company. Thanks for everything

Customer Review Image

Satendra Kumar

Jaipur

August 31, 2021

customer support is amazing! also, the kind of features with my tata health plan is what really got me to buy the plan from them

Customer Review Image

Neena Koul

Bengaluru

August 12, 2021

Last year, I took the health insurance plan from TATA AIG. I must say that the company offers very good plans and is very good at their customer service. Also, I wanna appreciate the team of P...

Customer Review Image

Shreya Sharma

Delhi

August 12, 2021

As per my experience, TATA AIG is one of the best health companies to rely on. I am so glad that I choose this insurance company for protecting my and my family s healthcare needs.

View All Tata AIG Health Insurance Reviews

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