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Tata AIG General Insurance Company is a product of combined business enterprise between the Tata Group and the American International Group (AIG). The Tata Group is a global business giant headquartered in India.
The insurance company began its operations in 2001 and it has made a mark in the industry with its products and services in its 16 years of operation. It offers an extensive range of products addressed towards individual as well as business insurance needs. The products range from Motor Insurance, Travel Insurance, Home Insurance, Health Insurance and Rural Agriculture Insurance under Personal Insurance. Under commercial lines insurance, it offers niche products like Business & Property Interruption Insurance, D&O, General and Professional Liability Insurance Environmental Insurance.
It provides hassle free and efficient claim settlement with its in-house claims handling team of over 400 experts at over 90 offices. The company has a workforce of about 2800 employees and 152 branches pan India. In May 2014, it set up the ‘TATA AIG Academy’ to provide significant knowledge and exposure of the general insurance domain to its distributors.
Over the years of its operations the company has collected about 20 awards felicitating its innovative products and customer oriented services. It has been recognized as ‘General Insurer Claims Team of the Year’ by Claims Asia Awards 2013. The award honours Tata AIG’s efficient claims team providing quality assistance on a consistent basis. India Insurance Awards bestowed ‘Best Product Innovation Award’ on the company. Other notable accolades include CNBC Awaaz Travel Awards 2013, 50 Most Talented CMO Award, CEO with excellence in Finance Award and Best Employer of the year Award by Asia Insurance Review.
The company has a set of 6 core value to guide it in the journey towards achieving its goals, which are:
Performance- Tata AIG aims to accomplish the highest possible standards in its routine work and service.
Customer First- It values its customers priorities and aims to outdo their expectations.
Integrity- It aims to deliver fair and transparent business. To present itself to the scrutiny of the public.
People- The company expects to build strong relationship with its colleagues and customers based on tolerance, understanding and co-operation.
Passion- Its focus is to show commitment and determination in solving customer problems.
Empathy- Serve the community it works for with care, respect and compassion.
Unfortunately poor health has become the order of the day among all age groups. Unhealthy eating habits, lack of exercise and all forms of pollutions and adulterations are contributing factors. Medical emergencies often cause unforeseen financial strains, especially in light of today’s costly medical services.
Having an insurance plan in place will help you overcome these strains and remain in control of your situation. A health insurance policy offers financial support in case of medical emergencies by providing cashless hospitalization facilities. Tata AIG Health Insurance offers a host of additional benefits like accident cover, free check up, etc. It addresses individual as well as group insurance needs with its varied range of health plans.
Some of the features and benefits offered by Tata AIG Health Insurance are what sets it apart from other private insurance providers in the industry. It provides comprehensive cover for hospitalization expenses like room rent, ICU expenses, Day care procedures and pre and post hospitalization expenses for 30 and 60 days respectively.
You can access cashless hospitalization at over 3000 network hospitals across the country. Tax benefit can be availed for payments made towards insurance premium under section 80D of Income Tax Act. It also provides cover for specified critical illnesses under certain plans. The company offers lifelong renewal if premium is paid without any break prior to the expiry of the policy or within grace period.
A 24/7 customer helpline is available for any assistance and queries on claim settlement. Under its Wellsurance plans, it provides various benefits like helpline exclusively for health and wellness information, a health portal and health query services. It also offers discounts on health related services like gym, diagnostic centres, etc. Its trained and dedicated claims handling team ensure fast track, fair and transparent settlement of claims.
Buy or renew your insurance in a convenient manner with Tata AIG’s online services. Its web portal also offers to calculate premium online. Existing policies from other insurers can now be renewed with Tata AIG. All you have to do is browse through its various health plans and decide the one suitable to your needs. You can now buy your policy in a few seconds by paying premium online and downloading the policy document. It saves you from the inconvenience of visiting company office to pay premium or renew policy, in the midst of your busy schedule.
Tata AIG Health Insurance offers a wide range of plans that cover the needs of everyone from individual to families, senior citizens, executives and critically ill patients. The plans charge premium at economical and affordable rates. Protect your family’s wellness and health by opting for simple and affordable plans under Tata AIG Health Insurance. Sit back and relax as your medical-financial needs are taken care of.
Sum insured up to Rs. 5 lakhs can be availed. Medical check-up is not required till 50 years for enrollment. Avail cashless claim in just 4 hours. Tax benefit is available up to Rs. 55,000.
Are you a busy executive occupied with the pressure of your work and with no time to take care of your health, then this may be your best option. It provides fixed benefit on any of the 9 covered critical illnesses. It also offers a fixed lump sum for ICU admission and specific surgeries.
Your family may be the most important thing to you, protect the well being of your family with this family policy. Coverage for ICU admission and Convalescence benefit is available. It offers daily cash allowance and even children’s education benefit
ApartMore power to the women in our lives! This policy is the perfect choice for women with its benefits. Cosmetic reconstruction surgery benefit for accidental injuries and higher cover for Cancer are available.
Critical illnesses threaten to ruin our physical, mental and financial setup. Arm yourself with the benefit for 11 listed critical illnesses. Lump sum will be paid if diagnosed.
Protect yourself from financial implications arising out of accidental injuries and sickness with the covers of this plan. Daily benefit for in-patient hospitalization up to 180 days. Age eligibility for policy is between 6 months and 65 years.
This is a top plan to increase your coverage of the health insurance plan. This acts as a supplement to your primary health insurance cover. It covers domiciliary treatment, ambulance charges and day care procedures apart from hospitalization expenses.
Medical expenses are often a burden on senior citizens who don’t have a steady source of income post retirement. It threatens to ruin their savings. This plan protects you from the financial burden of such events.
Linking Of Aadhaar With Insurance Policy Is Mandatory, Says IRDA
November 13, 2017
On Wednesday, 8th Nov 2017, the Insurance Regulatory And Development Authority Of India (IRDA) said that the linking of Aadhar number with insurance plans is compulsory and asked insurance companies to implement the statutory norms.
“The Authority clarifies that, linkage of Aadhaar number to insurance policies is mandatory under the Prevention of Money Laundering (Maintenance of Records) Second Amendment Rules, 2017,” the IRDA said.
In the last June, the government of India had informed about the Prevention of Money Laundering (Maintenance of Records) Second Amendment Rules, 2017, making Aaadhar and PAN/Form 60 compulsory for getting financial services that include insurance also and asked policyholders and companies for linking the existing policies with the same.
In a discussion with all life and general insurance companies, IRDA said the rules have “statutory force” and they have to implement the rule without waiting for the further instructions.
Right now, there are 24 life insurers and 33 general insurance companies operating in the country.
Although, there are no deadlines that have been given by IRDA for the completion of the process, as per the circular, it has to be done as soon as possible. Some insurance companies also said that this can also result in the delay of payout in a few cases. Aadhaar is now also compulsory for financial transactions of Rs 50,000 and above. Likewise, one has to link one’s Aadhaar number with the mobile number latest by February 6, 2018.
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