TATA AIG Health Insurance

  • Covid-19 Covered
  • 5 Cr+ Customers Served
  • No pre policy medical checkup
TATA AIG Health Insurance
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Network hospitals

7200+

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Claim settlement ratio

93.55%

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Sum insured

Up to 50 Lakh

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No. of Plans

10

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Solvency Ratio

2.14

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Pan India Presence

200

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

premium

Network hospitals

7200+

premium

Claim settlement ratio

93.55%

premium

Sum insured

Up to 50 Lakh

premium

No. of Plans

10

premium

Solvency Ratio

2.14

premium

Pan India Presence

200

About Tata AIG Health Insurance

Tata AIG Insurance Company is a joint venture between the Tata Group and American International Group (AIG). The insurance company began its operations in 2001 and has made a mark in the industry with its excellent products and services.

Tata AIG offers travel insurance, health insurance, motor insurance, and many other products. The health insurance plans of the company are quite popular as it offers an extensive range of products in health to address individual as well as business insurance needs. TATA AIG aims at creating a better tomorrow for its customers by providing trustworthy and innovative medical insurance solutions.

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Tata AIG Health Insurance

Why Choose TATA AIG Health Insurance

Let's look at a few important key features of TATA AIG Health Insurance company that could help you make an informed decision, here's a quick lay down.

  • Network Hospitals:
    Checking the network hospitals is an important factor while deciding on an insurer as it gives you an idea of how easily you can assess the cashless facility at the time of hospitalization. Tata AIG has 7,200+ network hospitals across India and offers you complimentary health checkups, pre, and post-hospitalization costs, and coverage for pre-existing diseases. They have an in-house claim settlement team with 400+ experts that provide a quick and hassle-free claim experience.
  • Claim Support (Claims settled within 3 months):
    Claim Support determines the claim settling ability of an insurance company and is considered one of the most important factors when selecting an insurer. IRDAI standardizes the claim support and publishes it annually in the first month of every year.
    As per IRDAI 2021-22, Tata AIG has settled 93.55% of claims within 3 months. It is advisable to check the claim support before opting for any health insurance company.
  • Annual Premium:
    The annual premium of the company showcases the company's growth during a financial year. As per the IRDAI Annual report, the annual premium of TATA AIG Health Insurance is 10,024.97 Crores.
  • Solvency Ratio:
    The solvency ratio measures how many assets the company holds vs. how much it owes. According to IRDAI, insurers are required to maintain a solvency ratio of 1.50, and as per the annual report of 2021-22, the solvency ratio of TATA AIG Health Insurance is 2.14.
TATA AIG Health Insurance Key Features

Plans offered by TATA AIG Health Insurance

Below is a list of plans offered by Tata AIG that will help you narrow down your search. Go through all the plans carefully and choose your ideal plan carefully.

Individual & Family Health Insurance

Comprehensive Plan

A health plan that supports you in times of medical emergencies. The plan comes in 3 types, Tata AIG MediCare, Tata AIG MediCare Protect, and Tata AIG MediCare Premier.

Unique Features

  • Global Coverage
  • 540+ Day care treatments
  • Compassionate Travel up to 20K

Medicare Health Insurance (Pros)

  • Qualified Nurse
  • Restore Benefit
  • Room Rent
  • Organ Donor
  • Domiciliary Treatment

Medicare Health Insurance (Cons)

  • Injury due to Suicide Attempt
  • Death due to Drugs
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • STDs

Medicare Health Insurance (Other Benefits)

  • AYUSH Benefit
  • Health Checkup
  • Bariatric Surgery Cover
  • Vaccination cover
  • 50%Cumulative Bonus

Medicare Health Insurance (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 3 L - 20 L
  • Waiting Period - 30 Days

Top-up Policy

An indemnity plan for individuals and families without any sub-limits, comes with lifelong renewal and aggregate deductibles.

Unique Features

  • Global Coverage
  • Cumulative Bonus
  • Tax Benefit

Tata AIG Medicare Plus (Pros)

  • In-patient Treatment
  • Long Term Discount
  • Family Discount
  • Day Care Procedures
  • Lifelong Renewal

Tata AIG Medicare Plus (Cons)

  • No Gender Change
  • Any Existing Disability
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • No Suicide Cover

Tata AIG Medicare Plus (Other Benefits)

  • Consumables Benefit
  • In-patient Dental Treatment
  • Ambulance Cover
  • AYUSH Benefit
  • Domiciliary Treatment

Tata AIG Medicare Plus (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 3 L - 1 Cr
  • Waiting Period - 30 Days

Standard plan

TATA AIG Arogya Sanjeevani Policy

A standard health plan designed to cover basic medical needs and keep you and your family protected in case of medical contingencies.

Unique Features

  • Cataract Treatment covered
  • AYUSH Coverage
  • Flexible Premium Payment

Arogya Sanjeevani Policy (Pros)

  • Robotic Surgeries
  • Oral chemotherapy
  • BronchialThermoplasty
  • Day Care Procedures Covered
  • Bronchial Thermoplasty

Arogya Sanjeevani Policy (Cons)

  • No Suicide Cover
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Arogya Sanjeevani Policy (Other Benefits)

  • Intra Vitreal Injections
  • Road Ambulance Cover
  • Plastic Surgery
  • AYUSH treatment Cover
  • Cumulative Bonus

Arogya Sanjeevani Policy (Eligibility Criteria)

  • Entry Age - 3 Months
  • Max Entry Age - 65 Years
  • SI - 1 L to 5 L
  • Waiting Period - 30 Days

Standard plan

TATA AIG Medicare Premier

A comprehensive plan designed for global cover for planned hospitalisation and high-end diagnostics.

Unique Features

  • Wellness Services
  • Compassionate Travel
  • Home Care Treatment

Medicare Premier (Pros)

  • Emergency Air Ambulance
  • Restore Benefit
  • Consumables Benefit
  • Home Physiotherapy
  • Wellness Program

Medicare Premier (Cons)

  • Injury due to Suicide Attempt
  • Death due to Drugs
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • STDs

Medicare Premier (Other Benefits)

  • OPD Dental Treatment
  • First-year Vaccinations
  • In-Patient Treatment
  • Delivery Complications Cover
  • Second Opinion

Medicare Premier (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 5 L - 3 Crore
  • Waiting Period - 30 Days

Standard plan

TATA AIG Group EMI Protect

The plan covers personal accidents and second opinions for groups. This plan also offers double-inpatient benefits for accidents.

Unique Features

  • End-stage Lung Failure
  • End-stage Liver Failure
  • Aplastic Anemia

Group EMI Protect (Pros)

  • Permanent Total Disability
  • Cataract
  • Retinal Detachment
  • Congenital Internal Diseases
  • Joint Replacement Surgeries

Group EMI Protect (Cons)

  • No Gender Change
  • Any Existing Disability
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • No Suicide Cover

Group EMI Protect (Other Benefits)

  • Surgery for Hydrocele
  • Osteoporosis
  • Permanent Total Disability
  • Critical Illness
  • Parkinson’s disease

Group EMI Protect (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - NA

Standard plan

TATA AIG Medicare Protect

A comprehensive plan designed to cover hospitalization offering optional accidental death rider.

Unique Features

  • Restoration Benefit
  • Cumulative bonus
  • Consumables Benefit

Medicare Protect (Pros)

  • 540+ Day Care Procedures
  • In-Patient Treatment
  • Organ Donor
  • Domiciliary Treatment
  • Compassionate Travel

Medicare Protect (Cons)

  • Alcoholic Pancreatitis
  • Investigation and evaluation
  • Congenital External Diseases
  • Injuries/Death due to Aviation
  • No Suicide Cover

Medicare Protect (Other Benefits)

  • Health Checkup
  • AYUSH Benefit
  • Spouse Cover
  • Tax Benefit
  • Tele- Medical Examination

Medicare Protect (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age -Lifetime
  • SI - 2 L - 5L
  • Waiting Period - 30 Days

Standard plan

TATA AIG Secured Future Plan

A plan that covers accidental hospitalization and accidental paralysis and dismemberment.

Unique Features

  • Accidental Death
  • Permanent Total Disability
  • Loss of Speech Cover

Secured Future Plan (Pros)

  • Hearing in One Ear
  • Congenital Anomaly
  • Accidental Injury
  • Pre-existing Disease
  • Hernia Cover

Secured Future Plan (Cons)

  • Injury due to Suicide Attempt
  • Death due to Drugs
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • STDs

Secured Future Plan (Other Benefits)

  • Spouse Cover
  • Easy Renewal
  • Easy Portability
  • Medical Advice Cover
  • Hemiplegia Cover

Secured Future Plan (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 70 Years
  • SI - NA
  • Waiting Period - 30 Days

Standard plan

Pradhan Mantri Suraksha Bima Yojana

A plan designed for a variety of demographics, including low-income groups, covers hospitalisation and death from accidents.

Unique Features

  • Death Cover
  • Loss of Sight Cover
  • Loss of Both Feet

PM Suraksha Bima Yojana (Pros)

  • Loan Benefit
  • Auto Debit Benefit
  • Nominal Premium
  • Long-Term Policy Tenure
  • Tax Benefits

PM Suraksha Bima Yojana (Cons)

  • Non-Permanent Disabilities
  • Death due to Drugs
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • No Suicide Cover

PM Suraksha Bima Yojana (Other Benefits)

  • Permanent Partial Disability
  • Easy Renewal
  • Total Partial Disability
  • One-year policy options
  • Easy Claim Settlement

PM Suraksha Bima Yojana (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 70 Years
  • SI - Upto 2 L
  • Waiting Period - NA

Standard plan

Janata Personal Accident Policy (Individual)

The plan provides financial protection in the form of accidental compensation. In the event of death, the plan offers 100% compensation.

Unique Features

  • Death Cover
  • Loss of Sight Cover
  • Loss of Both Feet

Janata Personal Accident Policy (Pros)

  • No Interest On Premium
  • Easy Application Process
  • Nominal Premium
  • Long-Term Policy Tenure
  • Tax Benefits

Janata Personal Accident Policy (Cons)

  • Non-Permanent Disabilities
  • Any Existing Disability
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • No Suicide Cover

Janata Personal Accident Policy (Other Benefits)

  • Permanent Partial Disability
  • Easy Renewal
  • Total Partial Disability
  • One-year policy options
  • Easy Claim Settlement

Janata Personal Accident Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 70 Years
  • SI - 25K - 1 L
  • Waiting Period - NA

Standard plan

Maharaksha Personal Injury Plan

A plan that provides coverage for accidental death and hospitalization. There are no limitations on hospitals under the plan.

Unique Features

  • Fractures Cover
  • Worldwide Coverage
  • Double Claim benefit

Maharaksha Personal Injury Plan (Pros)

  • Dislocation Cover
  • Burns Cover
  • Accidental Injury
  • Hospital Indemnity
  • Sum Insured Enhancement

Maharaksha Personal Injury Plan (Cons)

  • Age Benefit Reduce Above 71
  • Death due to Drugs
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • No STDs /AIDS Cover

Maharaksha Personal Injury Plan (Other Benefits)

  • Family Cover
  • Easy Renewal
  • Coverage Up to 75 Years
  • Easy Claim Settlement
  • Easy Application Process

Maharaksha Personal Injury Plan (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 75 Years
  • SI - NA
  • Waiting Period - NA

Standard plan

Janata Personal Accident Policy (Group)

The plan offers the group financial security in case of accidental hospitalization and offers 100% compensation in the case of accidental death.

Unique Features

  • Death Cover
  • Loss of Sight Cover
  • Loss of Both Feet

Janata Personal Accident Policy (Group) (Pros)

  • No Interest on Premium
  • Easy Application Process
  • Nominal Premium
  • Long-Term Policy Tenure
  • Tax Benefits

Janata Personal Accident Policy (Group) (Cons)

  • Non-Permanent Disabilities
  • Any Existing Disability
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • No Suicide Cover

Janata Personal Accident Policy (Group) (Other Benefits)

  • Permanent Partial Disability
  • Easy Renewal
  • Total Partial Disability
  • One-year Policy Options
  • Easy Claim Settlement

(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 70 Years
  • SI - NA
  • Waiting Period - NA

Standard plan

Group Accident Guard Policy

The plan offers a lump sum benefit upon HIV diagnosis and offers financial security in the event of job loss.

Unique Features

  • Education Allowance
  • Trauma Counseling
  • Public Carrier Benefit

Group Accident Guard Policy (Pros)

  • Double Dismemberment Benefit
  • Animal Attack Cover
  • Permanent Partial Disability
  • Loss of Personal Effects
  • Temporary Total Disability

Group Accident Guard Policy (Cons)

  • No War Injury Cover
  • No Air Ambulance Service
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • No Suicide Cover

Group Accident Guard Policy (Other Benefits)

  • Consultation fees
  • Intensive Care unit
  • Accidental Miscarriage
  • Funeral Benefits
  • In-Hospital Daily Cash

Group Accident Guard Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Standard plan

TATA Aig Group Personal Accident

The plan offers emergency accident medical coverage, emergency family travel, and alternate accident medical expenses.

Unique Features

  • Coma Cover
  • Documentation Loss Cover
  • Baggage Loss/Delay Cover

Group Personal Accident (Pros)

  • Family Transportation Benefit
  • Vehicle Modification Benefit
  • Loss of Speech
  • Bail Bond
  • Dental Cover

Group Personal Accident (Cons)

  • No War Injury Cover
  • Any Existing Disability
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • No Suicide Cover

Group Personal Accident (Other Benefits)

  • Medical Expenses
  • lteration Cover
  • Loss of Passport
  • Common Disaster Benefit
  • Immediate Medical Treatment

(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - NA

Standard plan

TATA Aig Auto Shield Policy

The plan provides reimbursement for accident hospitalization and covers disability caused by the accident.

Unique Features

  • Immediate Medical Treatment
  • Loss of Speech
  • Loss of Sight

TATA Aig Auto Shield Policy (Pros)

  • Intensive Care Unit
  • Physiotherapy Cover
  • Home/Vehicle Modification
  • Accidental Dismemberment
  • Accidental Permanent Total Disability

TATA Aig Auto Shield Policy (Cons)

  • No War Injury Cover
  • Any Existing Disability
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • No Suicide Cover

TATA Aig Auto Shield Policy (Other Benefits)

  • Permanent Partial Disability
  • Accidental Hospital Cash
  • Ambulance Charges
  • Surgical Treatment
  • Surgery Cover

TATA Aig Auto Shield Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - NA

Standard plan

TATA Aig Accident Shield Policy

The plan offers coverage for accidental death, accidental dismemberment, and disability caused due to accidents.

Unique Features

  • Child Tuition Benefit
  • Child Enhancement Benefit
  • Temporary Total Disability

Accident Shield Policy (Pros)

  • Family Transportation Benefit
  • Air Ambulance
  • Escalation Benefit
  • Loss of Hearing
  • Funeral Repatriation Benefits

Accident Shield Policy (Cons)

  • No Alcoholism Cover
  • No War Injury Cover
  • No Cataract Cover
  • No Suicide Cover
  • No STD Cover

Accident Shield Policy (Other Benefits)

  • Fractures/Burns
  • Total Disablement Cover
  • Hospital Daily Cash
  • Accidental Death
  • Permanent Total Disability

Accident Shield Policy (Eligibility Criteria)

  • Entry Age - 6 Months
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Standard plan

TATA Aig Accident Guard Policy

The plan offers coverage for accidental death and disability caused due to accidents.

Unique Features

  • Temporary Total Disability
  • Child Enhancement Benefit
  • Child Tuition Benefit

Accident Guard Policy (Pros)

  • Family Transportation Benefit
  • Air Ambulance
  • Escalation Benefit
  • Loss of Hearing
  • Funeral Repatriation Benefits

Accident Guard Policy (Cons)

  • No Alcoholism Cover
  • No War Injury Cover
  • No Cataract Cover
  • No Suicide Cover
  • No STD Cover

Accident Guard Policy (Other Benefits)

  • Fractures/Burns
  • Total Disablement Cover
  • Hospital Daily Cash
  • Accidental Death
  • Permanent Total Disability

Accident Guard Policy (Eligibility Criteria)

  • Entry Age - 6 Months
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Standard plan

TATA Aig Accident Guard Plus

The plan offers coverage for accidental death, accidental dismemberment, and disability caused due to accidents.

Unique Features

  • Coma Benefit
  • Loan Shield
  • Child Tuition Benefit

TATA Aig Accident Guard Plus (Pros)

  • Cost of Artificial Limbs
  • Air Ambulance
  • Escalation Benefit
  • Loss of Hearing
  • Funeral Repatriation Benefits

TATA Aig Accident Guard Plus (Cons)

  • No Alcoholism Cover
  • No War Injury Cover
  • No Cataract Cover
  • No Suicide Cover
  • No STD Cover

TATA Aig Accident Guard Plus (Other Benefits)

  • Fractures/ Burns
  • Total Disablement Cover
  • Hospital Daily Cash
  • Accidental Death
  • Permanent Total Disability

TATA Aig Accident Guard Plus (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 70 Years
  • SI - NA
  • Waiting Period - 30 Days

Standard plan

TATA Aig Saral Suraksha Bima

This is a simplified health insurance plan designed to provide affordable coverage and financial security to individuals.

Unique Features

  • Dental Treatment
  • Easy Renewal
  • Minimal Documentation

TATA Aig Saral Suraksha Bima (Pros)

  • Total Temporary Disablement
  • Installment Premium Payment
  • Cumulative Bonus
  • Hospitalization Expenses
  • 10% Education Grant

TATA Aig Saral Suraksha Bima (Cons)

  • No Alcoholism Cover
  • No War Injury Cover
  • No Cataract Cover
  • No Suicide Cover
  • No STD Cover

TATA Aig Saral Suraksha Bima (Other Benefits)

  • Partial Disablement Cover
  • Total Disablement Cover
  • Nursing Expenses Cover
  • Prosthetic Cover
  • ICU Cover

TATA Aig Saral Suraksha Bima (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 2.5 L to 5 cr
  • Waiting Period - 30 Days

Standard plan

TATA Aig Home Guard Plus Policy

The plan offers coverage for Personal accidents and natural calamity damages. The plan also includes theft and burglary coverage.

Unique Features

  • Loss of Employment
  • Cancer Cover
  • Funeral Expenses

TATA Aig Home Guard Plus Policy (Pros)

  • Education Benefit
  • Permanent Total Disability
  • Paralysis of Limbs
  • Permanent Paralysis of Limbs
  • First Heart Attack

TATA Aig Home Guard Plus Policy (Cons)

  • No Transient Ischemic Attacks
  • Traumatic injury of the brain
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • No Suicide Cover

TATA Aig Home Guard Plus Policy (Other Benefits)

  • Education Benefit
  • Fire & Special Perils
  • Kidney Failure
  • Major Organ Transplant
  • Child Cover

TATA Aig Home Guard Plus Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L - 3 Crore
  • Waiting Period - 30 Days

Standard plan

Group Medicare Micro Insurance Product

The plan offers corporate floater for critical illness as well as dental out-patient cover and vaccination cover.

Unique Features

  • Accidental Death
  • Education Benefit
  • Funeral Expenses

Group Medicare Micro Insurance Product (Pros)

  • Ambulance Cover
  • Organ Donor
  • Pre-Hospitalization
  • Post-Hospitalization
  • Maternity Cover

Group Medicare Micro Insurance Product (Cons)

  • No Gender Change
  • Any Existing Disability
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • No Suicide Cover

Group Medicare Micro Insurance Product (Other Benefits)

  • Pre/Post Natal Cover
  • Family Transportation Benefit
  • Consumables Benefit
  • Nursing Allowance
  • Restore Sum Insured Benefit

(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Standard plan

TATA AIG Group Medicare 360

The plan provides reimbursement for accidental hospitalization and covers the expenses for qualified nurses and in-patient care.

Unique Features

  • OPD treatment
  • Pre-Existing Disease
  • New Born Baby

TATA AIG Group Medicare 360 (Pros)

  • Pre-hospitalization
  • Post-hospitalization
  • Maternity Expenses
  • Medically Necessary Treatment
  • Surgical Procedure

TATA AIG Group Medicare 360 (Cons)

  • No War Injury Cover
  • Any Existing Disability
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • No Suicide Cover

TATA AIG Group Medicare 360 (Other Benefits)

  • Family Transportation Benefit
  • Domiciliary Hospitalisation
  • Ambulance Charges
  • Organ Donor
  • Day Care Procedures

(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Standard plan

Tata AIG Criti-MediCare

A comprehensive plan designed for global cover for accidental hospitalization and high-end diagnostics such as Chemotherapy and Radiotherapy.

Unique Features

  • Waiver of Premium
  • Psychiatric Counseling
  • Advanced Treatment for Cancer

Tata AIG Criti-MediCare (Pros)

  • Accidental Hospitalization
  • Health Check-up
  • Consumables Benefit
  • Home Physiotherapy
  • Wellness Benefit

Tata AIG Criti-MediCare (Cons)

  • Injury due to Suicide Attempt
  • Death due to Drugs
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • STDs

Tata AIG Criti-MediCare (Other Benefits)

  • Post Traumatic Surgery
  • Hip replacement
  • Cancer 360 Degree Benefit
  • E-Policy Discount @ 2.5%
  • Multi Cover Discount @ 2.5%

Tata AIG Criti-MediCare (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 5 L - 2 Crore
  • Waiting Period - 30 Days

Standard plan

Model Policy For Persons With Disabilities And HIV AIDS

The plan offers coverage for HIV/AIDS. Additionally, the plan covers acid attack victims and modern treatment

Unique Features

  • Mental Illness
  • Cerebral Palsy
  • Blindness

(Pros)

  • Multiple Sclerosis
  • Muscular Dystrophy
  • Leprosy Cured Persons
  • Parkinson's disease
  • Speech and Language Disability

(Cons)

  • No Sterility and Infertility
  • Maternity Cover
  • No Global Cover
  • Anti-Retroviral Treatment
  • No Suicide Cover

(Other Benefits)

  • Locomotor Disability
  • Dwarfism
  • Intellectual Disability
  • Specific Learning Disabilities
  • Thalassemia

(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 4L to 5L
  • Waiting Period - 30 Days

Standard plan

Group Credit Secure Plus

The plan offers the group coverage for accidental death, accidental dismemberment, and accidental paralysis.

Unique Features

  • End Stage Renal Failure
  • Cancer Cover
  • Funeral Expenses

Group Credit Secure Plus (Pros)

  • Multiple Sclerosis
  • Bone Marrow Transplant
  • Open Heart Valve Replacement
  • Permanent Paralysis of Limbs
  • First Heart Attack

Group Credit Secure Plus (Cons)

  • No Transient Ischemic Attacks
  • Traumatic injury of the brain
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • No Suicide Cover

Group Credit Secure Plus (Other Benefits)

  • Education Benefit
  • Permanent Partial Disability
  • Worldwide Coverage
  • Major Organ Transplant
  • Child Cover

Group Credit Secure Plus (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Standard plan

Tata AIG Covid Protection Group Insurance

The group's hospitalization for COVID-19 is covered by the plan. This plan also includes coverage for, PPE kits, gloves, masks, and comparable other costs.

Unique Features

  • Cost of Pulse Oximeter
  • Cost of Oxygen Cylinder
  • Cost of Pulse Nebulizer

Covid Protection Group (Pros)

  • Daycare Procedures
  • AYUSH benefits
  • Family Discount
  • Discount To Healthcare Workers
  • Hospital Daily Cash

Covid Protection Group (Cons)

  • No War Injury Cover
  • No Obesity Treatment Cover
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • No Suicide Cover

Covid Protection Group (Other Benefits)

  • Pre-Hospitalisation
  • Post-Hospitalisation
  • Ambulance Charges
  • Hospitalization Expenses
  • Health Check-ups

Covid Protection Group (Eligibility Criteria)

  • Entry Age - 0 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - 15 Days

Standard plan

Tata AIG Group Hospi Cash

The plan offers fixed daily cash allowance during hospitalization, covering additional expenses and providing financial security.

Unique Features

  • Congenital Anomaly
  • Day Care Centre
  • Inpatient Care

Tata AIG Group Hospi Cash (Pros)

  • Maternity expenses
  • Intensive Care Unit
  • Medically Necessary Treatment
  • Osteoporosis
  • Non-Infective Arthritis

Tata AIG Group Hospi Cash (Cons)

  • Injury due to Suicide Attempt
  • Death due to Drugs
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • STDs

Tata AIG Group Hospi Cash (Other Benefits)

  • Gout and Rheumatism
  • Prolapsed Uterus
  • Liver Cirrhosis
  • Cataract Cover
  • Kidney stone Treatment

Tata AIG Group Hospi Cash (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - Upto 5L
  • Waiting Period - 30 Days

Standard plan

Sakhi Tata AIG Maternal Care Micro

The plan provides coverage for major, intermediate, and minor maternal complications, as well as surgical complications.

Unique Features

  • Septic Shock
  • Family Transportation Benefit
  • Disseminated Intravascular Coagulation

Sakhi Maternal Care Micro (Pros)

  • Institutional Delivery Benefit
  • Congenital Anomalies
  • Cardiac disease
  • Eclampsia cover
  • High-Risk Pregnancy Check-up Benefit

Sakhi Maternal Care Micro (Cons)

  • No Non-Allopathic Treatment
  • No Sterility Cover
  • No Renewal Benefit
  • Injuries/Death due to Aviation
  • No Suicide Cover

Sakhi Maternal Care Micro (Other Benefits)

  • Postpartum Hemorrhage
  • Abruptio Placentae Cover
  • Placenta Previa
  • Uterine Rupture Means
  • Amniotic Fluid Embolism Cover

Sakhi Maternal Care Micro (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Standard plan

Sakhi Tata AIG Maternal Care

The plan provides coverage for various maternal complications during pregnancy and childbirth, offering fixed benefit amounts for different conditions.

Unique Features

  • Inpatient Hospitalization Benefit
  • Family Transportation Benefit
  • Intensive Care Unit

Sakhi Tata AIG Maternal Care (Pros)

  • Institutional Delivery Benefit
  • Congenital Anomalies
  • Cardiac disease
  • Eclampsia cover
  • High-Risk Pregnancy Check-up Benefit

Sakhi Tata AIG Maternal Care (Cons)

  • No Non-Allopathic Treatment
  • No Sterility Cover
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • No Suicide Cover

Sakhi Tata AIG Maternal Care (Other Benefits)

  • Postpartum Hemorrhage
  • Abruptio Placentae Cover
  • Placenta Previa
  • Uterine Rupture Means
  • Amniotic Fluid Embolism Cover

Sakhi Tata AIG Maternal Care (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Standard plan

Tata AIG Corona Kavach Policy

The plan provides coverage for COVID-19 hospitalization. This plan also covers home care treatment expenses, PPE Kit, gloves, mask and similar other expenses.

Unique Features

  • Cost of Pulse Oximeter
  • Cost of Oxygen Cylinder
  • Cost of Pulse Nebulizer

Tata AIG Corona Kavach Policy (Pros)

  • Daycare Procedures
  • AYUSH benefits
  • Family Discount
  • Hospital Daily Cash
  • 5% Discount To Healthcare Workers

Tata AIG Corona Kavach Policy (Cons)

  • No War Injury Cover
  • No Obesity Treatment Cover
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • No Suicide Cover

Tata AIG Corona Kavach Policy (Other Benefits)

  • Pre-Hospitalisation
  • Post-Hospitalisation
  • Ambulance Charges
  • Hospitalization Expenses
  • Health Check-ups

Tata AIG Corona Kavach Policy (Eligibility Criteria)

  • Entry Age - 0 Years
  • Max Entry Age - 65 Years
  • SI - 50 K - 5 L
  • Waiting Period - 30 Days

Standard plan

Group Credit Secure Plus Micro Insurance Product

The plan offers the group coverage for critical illnesses, accidental death, accidental dismemberment, and accidental paralysis.

Unique Features

  • End Stage Renal Failure
  • Cancer Cover
  • 9 CI cover

Group Credit Secure Plus Micro (Pros)

  • Multiple Sclerosis
  • Bone Marrow Transplant
  • Open Heart Valve Replacement
  • Permanent Paralysis of Limbs
  • First Heart Attack

Group Credit Secure Plus Micro(Cons)

  • No Transient ischemic Attacks
  • Traumatic injury of the brain
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • No Suicide Cover

Group Credit Secure Plus Micro(Other Benefits)

  • Education Benefit
  • Permanent Partial Disability
  • Worldwide Coverage
  • Major Organ Transplant
  • Child Cover

Group Credit Secure Plus Micro(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - 90 Days

Standard plan

TATA AIG Group Medicare

The plan provides critical illness coverage on indemnity for the group together with a corporate floater for all illnesses.

Unique Features

  • Accidental Death
  • Education Benefit
  • Funeral Expenses

TATA AIG Group Medicare (Pros)

  • Domiciliary Treatment
  • Organ Donor
  • Post-Hospitalization
  • Pre-Hospitalization
  • Maternity Cover

TATA AIG Group Medicare (Cons)

  • No Gender Change
  • Any Existing Disability
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • No Suicide Cover

TATA AIG Group Medicare (Other Benefits)

  • Pre/Post Natal Cover
  • Family Transportation Benefit
  • Consumables Benefit
  • Nursing Allowance
  • Restore Sum Insured Benefit

TATA AIG Group Medicare (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Standard plan

Group Hospital Cash Micro Insurance Product

The plan includes coverage for accidental death and accidental medical reimbursement.

Unique Features

  • EMI Protection Benefit
  • Prolonged Hospitalization Benefit
  • Double Inpatient Hospital

Group Hospital Cash Micro(Pros)

  • Congenital Anomaly
  • Day Care Centre
  • Intensive Care Unit
  • Inpatient Care
  • Maternity Cover

Group Hospital Cash Micro(Cons)

  • Non-Allopathic Treatment
  • Any Existing Disability
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • No Alzheimer’s Cover

Group Hospital Cash Micro(Other Benefits)

  • Medically Necessary Treatment
  • Inpatient Hospital Cash Benefit
  • Minimal Documentation
  • 10 Add-on Covers
  • EMI Protection Benefit

Group Hospital Cash Micro(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Tata AIG Health Insurance Network Hospital List

Tata AIG Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Tata AIG Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Benefits of Buying Tata AIG Health Insurance?

Tata AIG Health Insurance ensures that cashless claims are processed quickly across its 7200+ network hospitals. Even when the hospital does not come under the network of the insurer then, the company provides you with an option of reimbursement to make sure that the treatment of your illnesses does not become a financial burden.

Apart from all these benefits, most of the plans offered by the company provide no room rent restrictions, inpatient treatment, consumable benefits and tax savings under section 80(D). TATA AIG provides individual and family floater plans, so any Indian family can rest assured that their health and medical needs will be fully taken care of. Let's discuss some of the benefits of Tata AIG health insurance for your smooth and quick understanding,

  • 24X7 Customer Support: The company has a toll-free number on which they provide 24X7 assistance to their customers. So you can directly call on their toll-free number in case of any insurance-related query.
  • Pan India: Tata AIG Health Insurance Company has a Pan India presence in 200 destinations through which customers can directly visit the nearest branch in case of any query or confusion.
  • In-Patient Treatment: Tata AIG Health Insurance covers your room rent, nursing, boarding, and medicines and drugs expenses that are consumed during hospitalization.

What are the Exclusions under TATA AIG Health Insurance Plans?

Here are some of the major exclusions:

  • Self-inflicted injuries
  • Sexually transmitted diseases
  • HIV AIDS infections/Venereal diseases
  • Expenses related to Maternity, childbirth, and pregnancy
  • Congenital abnormalities or disorders
  • Mental disorders or illnesses
  • Cosmetic surgeries and Robotic surgeries
  • Accidental injuries due to war, nuclear invasions

How To Buy TATA AIG Health Insurance Plans?

TATA AIG Health Insurance has the option to directly buy the policy through the company's website, or purchase via PolicyX.com. Let's look at both the procedures in detail-

Through PolicyX.Com

  • Go to the top of this page and fill in the details in the 'Calculate TATA AIG Health Insurance Premium' form.
  • Out of all the quotes, choose the desired TATA AIG health plan and click on 'Buy Now'.
  • Pay the premium and your policy documents will be shared with you on your registered email.

Through The Company's Website

  • Visit the official website of TATA AIG Insurance company and choose 'Health' by clicking on 'All Products'.
  • Select the category for whom you want to buy the plan and click 'Get Plan'.
  • Fill in the required details like your contact number, dob, and click on the 'See Plan'.
  • Check the plans as per your needs, tap the 'Buy' button, and make the payment.
  • Your policy document will be mailed to you at your registered email address.

Claim Process Of TATA AIG Health Insurance Plans

The company provides a simple claim process to assist the policyholder during medical emergencies. It has divided the process into two forms- Cashless and Reimbursement. Let's discuss both types of claims in detail.

Cashless Claims

Under this form of claim settlement, the insured has the freedom to take the needful treatment at any network hospital and doesn't have to worry about making payments. The insurance company or TPA will directly deal with the bills associated with the treatment.

  • In case of treatment, get admitted to one of the network hospitals empanelled with Tata AIG. You can check the list of network hospitals on the company's website.
  • Validate your identity with the network hospital, after which the hospital will submit the pre-authorization request form to the company.
  • Then the company will review your request and confirm the network hospital by email and a copy of the same will also be shared with you.
  • The company will settle the claim with the hospital after the completion of all the formalities.

Note- In the case of emergency hospitalization, you need to inform the insurer within 24 hours. In case of planned hospitalization, you need to inform the insurer at least 5 days in advance.

Reimbursement Claims

Here you need to pay all the treatment bills to the hospital.

  • Later, you can file for reimbursement under TATA AIG health insurance. To do that, the insured must collect all bills, and prescriptions related to the treatment and submit the same along with the claim form to the insurance company or TPA.
  • The insurer will analyze your claim and might ask for additional documents (if required).
  • If it gets approved, the company will transfer the amount directly into your account and in case of rejection, you will receive the reason for the same.

Note- You need to submit the required documents to the below-mentioned address: Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India.

How To Renew TATA AIG's Health Insurance Policy?

You can renew the policy directly through the company or via the agent of the company. For more information, you can visit the company's branch or call on their toll-free number. Online renewals are quite easy, quick, and hassle-free. Follow these simple steps to renew your policy:

  • Visit the website of the company www.tataaig.com
  • Choose 'Renew' and then choose option Health insurance.
  • Enter all your required details along with your mobile number registered with TATA AIG and the policy number of your existing policy.
  • After filling in all the details, the renewal premium would be shown which you should pay online and then the policy gets renewed.

Contact Details of Tata AIG Health Insurance

Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India.

WhatsApp: +91-9136160375
24/7 Toll-Free Number: 1800-266-7780

customersupport@tataaig.com

TATA AIG Health Insurance: FAQ

1. Is there a facility of portability under the TATA AIG Medicare policy?

Yes. If you are not happy with your existing policy, you can easily port your policy.

2. How to pay a premium for TATA AIG Health Insurance?

TATA AIG medical Insurance offers various modes for premium payment such as

  • Cash payment at the branch.
  • Online payment via Credit Card, Debit Card, Net Banking, UPI

3. How can I check the policy status for Tata AIG medical insurance?

Registered users can visit the online portal of the company and can log in with their username and password to check the policy status.

4. What are the uses of the TATA AIG mediclaim calculator?

The benefits of the TATA AIG mediclaim calculator are given below:

  • Get quotes in just a few minutes
  • Compare premiums online
  • Buy policy once you are sure

5. What is the policy cancellation process for Tata AIG health insurance?

Submit your TATA AIG policy along with the surrender form at the nearest branch of TATA AIG health insurance. After the completion of the paperwork, your refund will be credited to your account and your policy will be canceled.

6. Does TATA AIG health insurance offer 24x7 customer support?

Yes, customer care executives of TATA AIG health insurance are 24x7 available for their customers. You can get in touch with us by calling on this toll-free number: 1800 266 7780.

7. Is my TATA AIG health insurance policy valid across the pan India?

Yes, you can get the same coverage across pan India. Moreover, you can also get cashless treatment at our 7,200+ network hospitals across pan India.

8. Is buying TATA AIG Health Insurance a good choice?

While buying health insurance, make sure to have thorough information about your and your family’s healthcare needs. If the plan offered by TATA AIG Health Insurance company fits your budget and fulfils all your needs, then you can definitely buy a health plan from TATA AIG.

9. Does TATA AIG offer any plan to cover child education?

Yes, with TATA AIG's Wellsurance Family health policy, one can avail of medical coverage themselves as well as get coverage for a child's education.

10. Does TATA AIG Health Insurance offers a grace period for policy renewals?

Yes, in case if you forgot to renew your policy on time, the company offers a grace period of 30 days for renewing the policy.

11. Does TATA AIG Health Insurance cover OPD treatment?

Yes, some of the plans such as Tata AIG Medicare Premier covers OPD expenses up to Rs. 5000 annually.

12. Which documents do I need to buy TATA AIG Health Insurance policy?

Documents Required To Buy This Policy:

  • KYC documents
  • 1 passport size photograph
  • Medical records
  • Family medical history and all the current medical records
  • Application form

13. How can I pay premiums under for my TATA AIG Health Insurance?

TATA AIG General Insurance Company offers 2 modes of premium payment, viz.,

  • Cash payment at the branch.
  • Online payment: For the online payment, the policyholder can pay via Credit Card, Debit Card or through Net Banking

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Tata AIG Health Insurance Reviews

Customer Review Image

Manik Seth

Pune

May 26, 2022

As per my experience, TATA AIG is one of the best health companies to rely on. I am so glad that I choose this insurance company for protecting my healthcare needs.

Customer Review Image

Abhishek Dhawan

Bhopal

November 17, 2021

Good company with great health plans, amazing customer care team as they explained the plans very briefly and helped me to find the best suitable plan for myself.

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vaibhav devgan

Chandigarh

October 12, 2021

Very fast claim settlement ratio. tata aig always stand with its customers and always support their customer

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Satyam

Chennai

October 7, 2021

TATA aig has been serving my requests for a long time...i m never disappointed...wheter its renewal, buying, claim you can trust them 100%

Customer Review Image

Ravi Sharma

Bengaluru

October 6, 2021

Plans of TATA has great features... and the customer support team is very polite and helpful, I really love this company. Thanks for everything

Customer Review Image

Satendra Kumar

Jaipur

August 31, 2021

customer support is amazing! also, the kind of features with my tata health plan is what really got me to buy the plan from them

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Neena Koul

Bengaluru

August 12, 2021

Last year, I took the health insurance plan from TATA AIG. I must say that the company offers very good plans and is very good at their customer service. Also, I wanna appreciate the team of P...

Customer Review Image

Shreya Sharma

Delhi

August 12, 2021

As per my experience, TATA AIG is one of the best health companies to rely on. I am so glad that I choose this insurance company for protecting my and my family s healthcare needs.

View All Tata AIG Health Insurance Reviews