TATA AIG Health Insurance

  • Covid-19 Covered
  • 5 Cr+ Customers Served
  • No pre policy medical checkup
TATA AIG Health Insurance

Network hospitals



Claim settlement ratio



Sum insured

Up to 50 Lakh


No. of Plans



Solvency Ratio



Pan India Presence


Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member


Network hospitals



Claim settlement ratio



Sum insured

Up to 50 Lakh


No. of Plans



Solvency Ratio



Pan India Presence


About Tata AIG Health Insurance

Tata AIG Insurance Company is a joint venture between the Tata Group and American International Group (AIG). The insurance company began its operations in 2001 and has made a mark in the industry with its excellent products and services.

Tata AIG offers travel insurance, health insurance, motor insurance, and many other products. The health insurance plans of the company are quite popular as it offers an extensive range of products in health to address individual as well as business insurance needs. TATA AIG aims at creating a better tomorrow for its customers by providing trustworthy and innovative medical insurance solutions.

Why Choose TATA AIG Health Insurance

Let's look at a few important key features of TATA AIG Health Insurance company that could help you make an informed decision, here's a quick lay down.

  • Network Hospitals:
    Checking the network hospitals is an important factor while deciding on an insurer as it gives you an idea of how easily you can assess the cashless facility at the time of hospitalization. Tata AIG has 7,200+ network hospitals across India and offers you complimentary health checkups, pre, and post-hospitalization costs, and coverage for pre-existing diseases. They have an in-house claim settlement team with 400+ experts that provide a quick and hassle-free claim experience.
  • Claim Support (Claims settled within 3 months):
    Claim Support determines the claim settling ability of an insurance company and is considered one of the most important factors when selecting an insurer. IRDAI standardizes the claim support and publishes it annually in the first month of every year.
    As per IRDAI 2021-22, Tata AIG has settled 93.55% of claims within 3 months. It is advisable to check the claim support before opting for any health insurance company.
  • Annual Premium:
    The annual premium of the company showcases the company's growth during a financial year. As per the IRDAI Annual report, the annual premium of TATA AIG Health Insurance is 10,024.97 Crores.
  • Solvency Ratio:
    The solvency ratio measures how many assets the company holds vs. how much it owes. According to IRDAI, insurers are required to maintain a solvency ratio of 1.50, and as per the annual report of 2021-22, the solvency ratio of TATA AIG Health Insurance is 2.14.
TATA AIG Health Insurance Key Features
TATA AIG Health Insurance Overview
Health Insurance Plans Banners

Plans offered by TATA AIG Health Insurance

Below is a list of plans offered by Tata AIG that will help you narrow down your search. Go through all the plans carefully and choose your ideal plan carefully.

Individual & Family Health Insurance

Comprehensive Plan

A comprehensive plan which comes in 3 variants and is light on the pocket with SI ranging from 3 lakhs to 20 lakhs.

Unique Benefits

  • Global Coverage
  • 540+Day care treatments
  • Compassionate Travel up to 20K

Standard plan

TATA AIG Arogya Sanjeevani Health Insurance

A standard health plan designed to cover basic medical needs and keep you and your family protected in case of medical contingencies.

Unique Benefits

  • Cataract Treatment covered
  • AYUSH Coverage
  • Flexible Premium Payment

Specialized Health Plans

Critical Illness Plan

A unique policy that goes beyond health insurance by providing wellness programs. Provides services like consultation, discounts and newsletters on wellness.

Unique Benefits

  • Convalescence benefit
  • Critical illness benefit
  • Value added benefits

Top-up Policy

A top-up plan that comes with comprehensive coverage. This plan compensates the insured when the basic sum insured gets exhausted.

Unique Benefits

  • Cumulative Bonus up to 100%
  • Lifetime renewability
  • Optional Global Coverage

Critical Illness Policy

TATA AIG Critical Illness Policy is designed to offer coverage against a wide gamut of illnesses and medical emergencies.

Unique Benefits

  • Second opinion Benefit
  • Tax benefits
  • Option to add beneficiaries

Group Health Policy

Tata AIG Corporate Health Insurance

Tata AIG Corporate Health Insurance offers coverage to employees and offers coverage for hospitalization, disability, and deaths resulting from accidents.

Unique Benefits

  • 24*7 worldwide coverage
  • Daily Cash Benefits
  • SI based on Salary or Category

Tata AIG Health Insurance Network Hospital List

Tata AIG Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Tata AIG Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Benefits of Buying Tata AIG Health Insurance?

Tata AIG Health Insurance ensures that cashless claims are processed quickly across its 7200+ network hospitals. Even when the hospital does not come under the network of the insurer then, the company provides you with an option of reimbursement to make sure that the treatment of your illnesses does not become a financial burden.

Apart from all these benefits, most of the plans offered by the company provide no room rent restrictions, inpatient treatment, consumable benefits and tax savings under section 80(D). TATA AIG provides individual and family floater plans, so any Indian family can rest assured that their health and medical needs will be fully taken care of. Let's discuss some of the benefits of Tata AIG health insurance for your smooth and quick understanding,

  • 24X7 Customer Support: The company has a toll-free number on which they provide 24X7 assistance to their customers. So you can directly call on their toll-free number in case of any insurance-related query.
  • Pan India: Tata AIG Health Insurance Company has a Pan India presence in 200 destinations through which customers can directly visit the nearest branch in case of any query or confusion.
  • In-Patient Treatment: Tata AIG Health Insurance covers your room rent, nursing, boarding, and medicines and drugs expenses that are consumed during hospitalization.

What are the Exclusions under TATA AIG Health Insurance Plans?

Here are some of the major exclusions:

  • Self-inflicted injuries
  • Sexually transmitted diseases
  • HIV AIDS infections/Venereal diseases
  • Expenses related to Maternity, childbirth, and pregnancy
  • Congenital abnormalities or disorders
  • Mental disorders or illnesses
  • Cosmetic surgeries and Robotic surgeries
  • Accidental injuries due to war, nuclear invasions

How To Buy TATA AIG Health Insurance Plans?

TATA AIG Health Insurance has the option to directly buy the policy through the company's website, or purchase via PolicyX.com. Let's look at both the procedures in detail-

Through PolicyX.Com

  • Go to the top of this page and fill in the details in the 'Calculate TATA AIG Health Insurance Premium' form.
  • Out of all the quotes, choose the desired TATA AIG health plan and click on 'Buy Now'.
  • Pay the premium and your policy documents will be shared with you on your registered email.

Through The Company's Website

  • Visit the official website of TATA AIG Insurance company and choose 'Health' by clicking on 'All Products'.
  • Select the category for whom you want to buy the plan and click 'Get Plan'.
  • Fill in the required details like your contact number, dob, and click on the 'See Plan'.
  • Check the plans as per your needs, tap the 'Buy' button, and make the payment.
  • Your policy document will be mailed to you at your registered email address.

Claim Process Of TATA AIG Health Insurance Plans

The company provides a simple claim process to assist the policyholder during medical emergencies. It has divided the process into two forms- Cashless and Reimbursement. Let's discuss both types of claims in detail.

Cashless Claims

Under this form of claim settlement, the insured has the freedom to take the needful treatment at any network hospital and doesn't have to worry about making payments. The insurance company or TPA will directly deal with the bills associated with the treatment.

  • In case of treatment, get admitted to one of the network hospitals empanelled with Tata AIG. You can check the list of network hospitals on the company's website.
  • Validate your identity with the network hospital, after which the hospital will submit the pre-authorization request form to the company.
  • Then the company will review your request and confirm the network hospital by email and a copy of the same will also be shared with you.
  • The company will settle the claim with the hospital after the completion of all the formalities.

Note- In the case of emergency hospitalization, you need to inform the insurer within 24 hours. In case of planned hospitalization, you need to inform the insurer at least 5 days in advance.

Reimbursement Claims

Here you need to pay all the treatment bills to the hospital.

  • Later, you can file for reimbursement under TATA AIG health insurance. To do that, the insured must collect all bills, and prescriptions related to the treatment and submit the same along with the claim form to the insurance company or TPA.
  • The insurer will analyze your claim and might ask for additional documents (if required).
  • If it gets approved, the company will transfer the amount directly into your account and in case of rejection, you will receive the reason for the same.

Note- You need to submit the required documents to the below-mentioned address: Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India.

How To Renew TATA AIG's Health Insurance Policy?

You can renew the policy directly through the company or via the agent of the company. For more information, you can visit the company's branch or call on their toll-free number. Online renewals are quite easy, quick, and hassle-free. Follow these simple steps to renew your policy:

  • Visit the website of the company www.tataaig.com
  • Choose 'Renew' and then choose option Health insurance.
  • Enter all your required details along with your mobile number registered with TATA AIG and the policy number of your existing policy.
  • After filling in all the details, the renewal premium would be shown which you should pay online and then the policy gets renewed.

Contact Details of Tata AIG Health Insurance

Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India.

WhatsApp: +91-9136160375
24/7 Toll-Free Number: 1800-266-7780


TATA AIG Health Insurance: FAQ

1. Is there a facility of portability under the TATA AIG Medicare policy?

Yes. If you are not happy with your existing policy, you can easily port your policy.

2. How to pay a premium for TATA AIG Health Insurance?

TATA AIG medical Insurance offers various modes for premium payment such as

  • Cash payment at the branch.
  • Online payment via Credit Card, Debit Card, Net Banking, UPI

3. How can I check the policy status for Tata AIG medical insurance?

Registered users can visit the online portal of the company and can log in with their username and password to check the policy status.

4. What are the uses of the TATA AIG mediclaim calculator?

The benefits of the TATA AIG mediclaim calculator are given below:

  • Get quotes in just a few minutes
  • Compare premiums online
  • Buy policy once you are sure

5. What is the policy cancellation process for Tata AIG health insurance?

Submit your TATA AIG policy along with the surrender form at the nearest branch of TATA AIG health insurance. After the completion of the paperwork, your refund will be credited to your account and your policy will be canceled.

6. Does TATA AIG health insurance offer 24x7 customer support?

Yes, customer care executives of TATA AIG health insurance are 24x7 available for their customers. You can get in touch with us by calling on this toll-free number: 1800 266 7780.

7. Is my TATA AIG health insurance policy valid across the pan India?

Yes, you can get the same coverage across pan India. Moreover, you can also get cashless treatment at our 7,200+ network hospitals across pan India.

8. Is buying TATA AIG Health Insurance a good choice?

While buying health insurance, make sure to have thorough information about your and your family’s healthcare needs. If the plan offered by TATA AIG Health Insurance company fits your budget and fulfils all your needs, then you can definitely buy a health plan from TATA AIG.

9. Does TATA AIG offer any plan to cover child education?

Yes, with TATA AIG's Wellsurance Family health policy, one can avail of medical coverage themselves as well as get coverage for a child's education.

10. Does TATA AIG Health Insurance offers a grace period for policy renewals?

Yes, in case if you forgot to renew your policy on time, the company offers a grace period of 30 days for renewing the policy.

11. Does TATA AIG Health Insurance cover OPD treatment?

Yes, some of the plans such as Tata AIG Medicare Premier covers OPD expenses up to Rs. 5000 annually.

12. Which documents do I need to buy TATA AIG Health Insurance policy?

Documents Required To Buy This Policy:

  • KYC documents
  • 1 passport size photograph
  • Medical records
  • Family medical history and all the current medical records
  • Application form

13. How can I pay premiums under for my TATA AIG Health Insurance?

TATA AIG General Insurance Company offers 2 modes of premium payment, viz.,

  • Cash payment at the branch.
  • Online payment: For the online payment, the policyholder can pay via Credit Card, Debit Card or through Net Banking

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Tata AIG Health Insurance Reviews

Customer Review Image

Manik Seth


May 26, 2022

As per my experience, TATA AIG is one of the best health companies to rely on. I am so glad that I choose this insurance company for protecting my healthcare needs.

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Abhishek Dhawan


November 17, 2021

Good company with great health plans, amazing customer care team as they explained the plans very briefly and helped me to find the best suitable plan for myself.

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vaibhav devgan


October 12, 2021

Very fast claim settlement ratio. tata aig always stand with its customers and always support their customer

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October 7, 2021

TATA aig has been serving my requests for a long time...i m never disappointed...wheter its renewal, buying, claim you can trust them 100%

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Ravi Sharma


October 6, 2021

Plans of TATA has great features... and the customer support team is very polite and helpful, I really love this company. Thanks for everything

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Satendra Kumar


August 31, 2021

customer support is amazing! also, the kind of features with my tata health plan is what really got me to buy the plan from them

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Neena Koul


August 12, 2021

Last year, I took the health insurance plan from TATA AIG. I must say that the company offers very good plans and is very good at their customer service. Also, I wanna appreciate the team of P...

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Shreya Sharma


August 12, 2021

As per my experience, TATA AIG is one of the best health companies to rely on. I am so glad that I choose this insurance company for protecting my and my family s healthcare needs.

View All Tata AIG Health Insurance Reviews