Medicare Plus Plan

Overview

The Tata AIG Medicare Plus Policy, offered by Tata AIG, is an affordable top-up policy designed to look after your and your family's healthcare needs. It provides comprehensive coverage and compensates the policyholder if the sum insured is exhausted. The policy offers extensive coverage, including:

• In-patient hospitalization costs
• Second opinions
• Daycare procedures
• Pre- and post-hospitalization costs
• AYUSH treatment
• Ambulance coverage
• Costs associated with organ donation
• Global cover
• And more

The plan comes into action when the total amount of covered medical costs exceeds the deductible specified in the policy contract. In addition to coverage benefits, the policy also offers tax deductions on premium payments, lifetime renewal, and cumulative bonuses.

Exclusions

Permanent Exclusions

• Alcoholic, drug, or substance abuse.
• Congenital anomalies, defects, or diseases.
• Alcoholic pancreatitis.
• Medical expenses related to eyesight correction due to refractive error (less than 7.5 dioptres).
• Self-inflicted injuries.
• Attempted suicide.
• Breach of law with criminal intent.

Waiting Periods

• Listed ailments: 24 months
• Pre-existing diseases: 36 months

Tata AIG Medicare Plus Premium Illustration

Deductible Chosen: 3 Lakh

Deductible Chosen: 5 Lakh

Deductible Chosen: 10 Lakh