TATA AIG Medicare

Room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.

Common Room categories covered under room rent are:

• Private Single AC Room
• Twin Sharing
• General Ward

Coverage status under TATA AIG Medicare Plus Plan?

Under TATA AIG Medicare Plus Plan, the room rent is covered

It is a special department in the hospitals where patients with serious medical conditions are treated.

Coverage status under TATA AIG Medicare Plus Plan?

Under this plan, ICU charges coverage is available

Medical expenses incurred before the hospitalization of the policyholder.

Coverage status under TATA AIG Medicare Plus Plan?

This plan covers medical expenses incurred during post-hospitalization for up to 60 days.

Medical expenses incurred after the discharge of the policyholder from the hospital.

Coverage status under TATA AIG Medicare Plus Plan?

This plan covers medical expenses incurred during post-hospitalization for up to 90 days.

Home hospitalization arrangement for the insured person due to unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get the financial coverage.

Coverage status under TATA AIG Medicare Plus Plan?

Under TATA AIG Medicare Plus Plan, domiciliary hospitalizations are covered. Moreover, pre & post-hospitalization expenses are also covered.

Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.

Coverage status under TATA AIG Medicare Plus Plan?

This plan covers expenses of 540+ daycare procedures.

The cost of doctor consultation and prescribed medical tests that may not require hospitalization.

Coverage status under TATA AIG Medicare Plus Plan?

Not Covered under this plan.

Covers the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.

Coverage status under TATA AIG Medicare Plus Plan?

COVID-19 treatment cover is available under this plan.

A common eye condition in which your vision gets blurred.

Coverage status under TATA AIG Medicare Plus Plan?

The plan does not cover Cataract Treatment.

For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as no-claim bonus on policy renewal. However, in the case of claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.

Coverage status under TATA AIG Medicare Plus Plan?

For every claim-free year, the plan offers a 50% increase in cumulative bonus upto a maximum of 100%.

Automatic restoration is a benefit in which the insurance company restores the total sum insured after it gets fully exhausted in treatments.

Coverage status under TATA AIG Medicare Plus Plan?

The plan does not offer the benefit of restoration.

Your health plan will cover the cost of the procedure for removing the damaged or malfunctioning organs from the body.

Coverage status under TATA AIG Medicare Plus Plan?

Under the plan, Organ Donor expenses are covered.

In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for:

• Full infertility
• No fertility
• Infertility diagnosis
• Infertility diagnosis and limited fertility treatment
• Medication (which may or may not include fertility drug prescriptions)

Coverage status under TATA AIG Medicare Plus Plan?

Not available under this plan

An ambulance is used to move the patient from home to hospital, transfer to another hospital, and take them for different tests outside the hospitals.

Coverage status under TATA AIG Medicare Plus Plan?

The plan covers the ambulance expenses.

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Coverage status under TATA AIG Medicare Plus Plan?

The plan does cover the air ambulance expenses

Refers to the traveling expenses of a family member of the insured person in case the policyholders get admitted to a hospital outside his/her residential city.

Coverage status under TATA AIG Medicare Plus Plan?

Not Available

Any kind of medical/health emergency when you are outside of India.

Coverage status under TATA AIG Medicare Plus Plan?

The plan offers the global coverage facility as an optional benefit

If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

Coverage status under TATA AIG Medicare Plus Plan?

The plan does not cover the expenses for E-consultation.

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company's network of medical practitioners.

Coverage status under TATA AIG Medicare Plus Plan?

One can avail a second opinion from a network provider or physician if they have been diagnosed with a covered disease.

In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.

Coverage status under TATA AIG Medicare Plus Plan?

Co-payment is not applicable.