Tata AIG Medicare Plan

Overview

TATA AIG Medicare is a comprehensive health insurance plan specifically designed to address the increasing cost of medical expenses. This upgraded and simplified plan covers individuals aged 5 to 65 years.

The TATA AIG Medicare plan offers several benefits such as lifelong renewal, restore benefits, global cover, and a strong tie-up with over 7,200 network hospitals across India. Along with these benefits, the plan offers three variants to choose from: Medicare, Medicare Protect, and Medicare Premier. Let's understand this plan in more detail.

Benefits of TATA AIG Medicare

The TATA AIG Medicare policy is a comprehensive health insurance plan that offers numerous key features and benefits to its customers. Let's look at some important key features of the TATA Medicare plan:

• Bariatric Surgery

  Get coverage for expenses incurred on bariatric surgery treatment related to weight and obesity control.

• Consumable Benefit

  Covers expenses incurred on certain listed consumables used during hospitalization.

• Tax Benefits

  The plan offers tax-saving benefits on paid premiums under Section 80D of the Income Tax Act.

• Prolonged Hospitalization Benefits

  A predetermined amount of 1% of the insured sum will be given if the insured person stays in the hospital for more than 10 days due to a covered illness or accident.

• Coverage for Vaccination

  Covers expenses incurred on HPV (Human Papilloma Virus) and Hepatitis B vaccinations after 2 years of continuous coverage under this plan. Anti-rabies and typhoid vaccinations are also covered without any waiting period.

Exclusions

This section outlines permanent exclusions and coverage after a waiting period.

Permanent Exclusions

• Intentional self-injury
• Suicide
• Cosmetic and aesthetic treatment
• Hospitalization due to war, riot, strike, and nuclear weapons
• AIDS
• Congenital disease
• Infertility and in vitro fertilization

Waiting Period Exclusions

Certain diseases and treatments are covered under this plan after a specific time period:

• 24 Months
• 36 Months

Sample Premium Rates of TATA AIG Medicare

We have illustrated the sample premiums for all three variants of the TATA AIG Medicare policy with different family sizes. The details below illustrate the premium payable by an individual for a sum insured of INR 5 lakh.

Medicare

Medicare Premier

Medicare Protect