TATA AIG Medicare

Room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.

Common Room categories covered under room rent are:

• Private Single AC Room
• Twin Sharing
• General Ward

Coverage status under TATA AIG Medicare Plan?

Under TATA AIG Medicare Plan, the room rent is covered

It is a special department in the hospitals where patients with serious medical conditions are treated.

Coverage status under TATA AIG Medicare Plan?

Under this plan, ICU charges coverage is available

Medical expenses incurred before the hospitalization of the policyholder.

Coverage status under TATA AIG Medicare Plan?

TATA AIG Medicare: This plan covers medical expenses incurred during post-hospitalization for up to 60 days.

TATA AIG Medicare Protect: This plan covers medical expenses incurred during post-hospitalization for up to 30 days.

TATA AIG Medicare Premier: This plan covers medical expenses incurred during post-hospitalization for up to 60 days.

Medical expenses incurred after the discharge of the policyholder from the hospital.

Coverage status under TATA AIG Medicare Plan?

TATA AIG Medicare: This plan covers medical expenses incurred during post-hospitalization for up to 90 days.

TATA AIG Medicare Protect: This plan covers medical expenses incurred during post-hospitalization for up to 60 days.

TATA AIG Medicare Premier: This plan covers medical expenses incurred during post-hospitalization for up to 90 days.

Home hospitalization arrangement for the insured person due to unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get the financial coverage.

Coverage status under TATA AIG Medicare Plan?

Under TATA AIG Medicare Plan, domiciliary hospitalizations are covered.

Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.

Coverage status under TATA AIG Medicare Plan?

This plan covers expenses of 540+ daycare procedures.

The cost of doctor consultation and prescribed medical tests that may not require hospitalization.

Coverage status under TATA AIG Medicare Plan?

TATA AIG Medicare: Not Covered under this variant

TATA AIG Medicare Protect: Not Covered under this variant

TATA AIG Medicare Premier: Medicare Premier covers the cost of consultations and medications required up to INR 5,000 per year after two years of continuous coverage. Also, the plan covers the cost of root canals, extractions, and fillings, up to a maximum of INR 10,000 per year.

Covers the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.

Coverage status under TATA AIG Medicare Plan?

COVID-19 treatment cover is available under this plan.

A common eye condition in which your vision gets blurred.

Coverage status under TATA AIG Medicare Plan?

The plan does not cover Cataract Treatment.

For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as no-claim bonus on policy renewal. However, in the case of claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.

Coverage status under TATA AIG Medicare Plan?

TATA AIG Medicare: For every claim-free year, the plan offers a 50% increase in cumulative bonus upto a maximum of 100%. However if the claims are made during the policy year, the cumulative bonus would reduce by 50% in the following year.

TATA AIG MediCare Protect: For every claim-free year, the plan offers a 10% increase in cumulative bonus upto a maximum of 100%. However if the claims are made during the policy year, the cumulative bonus would reduce by 10% in the following year.

TATA AIG Medicare Premier: For every claim-free year, the plan offers a 50% increase in cumulative bonus. However if the claims are made during the policy year, the cumulative bonus would reduce by 50% in the following year.

Automatic restoration is a benefit in which the insurance company restores the total sum insured after it gets fully exhausted in treatments.

Coverage status under TATA AIG Medicare Plan?

The plan reloads the sum insured amount by 100% in case your base sum insured is exhausted.

Your health plan will cover the cost of the procedure for removing the damaged or malfunctioning organs from the body.

Coverage status under TATA AIG Medicare Plan?

Under the plan, Organ Donor expenses are covered.

In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for:

• Full infertility
• No fertility
• Infertility diagnosis
• Infertility diagnosis and limited fertility treatment
• Medication (which may or may not include fertility drug prescriptions)

Coverage status under TATA AIG Medicare Plan?

Not available under this plan

An ambulance is used to move the patient from home to hospital, transfer to another hospital, and take them for different tests outside the hospitals.

Coverage status under TATA AIG Medicare Plan?

TATA AIG Medicare: The plan covers the ambulance expenses up to INR 3000

TATA AIG MediCare Premier: This plan covers Ambulance charges up to INR 5000.

TATA AIG MediCare Protect: This plan covers Ambulance charges up to INR 1000.

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Coverage status under TATA AIG Medicare Plan?

TATA AIG Medicare: The plan does cover the air ambulance expenses

TATA AIG MediCare Premier: This plan covers air ambulance charges.

TATA AIG MediCare Protect: The plan does cover the air ambulance expenses

Refers to the traveling expenses of a family member of the insured person in case the policyholders get admitted to a hospital outside his/her residential city.

Coverage status under TATA AIG Medicare Plan?

The plan covers the cost of an immediate family member's travel after five consecutive days of hospitalization up to a maximum of INR 20,000

Any kind of medical/health emergency when you are outside of India.

Coverage status under TATA AIG Medicare Plan?

TATA AIG Medicare: The plan covers hospitalization expenses globally.

TATA AIG MediCare Premier: The plan covers hospitalization expenses globally.

TATA AIG MediCare Protect: Global coverage is not available.

If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

Coverage status under TATA AIG Medicare Plan?

The plan does not cover the expenses for E-consultation.

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company's network of medical practitioners.

Coverage status under TATA AIG Medicare Plan?

TATA AIG Medicare: One can avail a second opinion from a network provider or physician if they have been diagnosed with a covered disease.

TATA AIG MediCare Premier: One can avail a second opinion from a network provider or physician if they have been diagnosed with a covered disease.

TATA AIG MediCare Protect: Not covered under the plan

In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.

Coverage status under TATA AIG Medicare Plan?

Co-payment is not applicable.