Tata AIG Medicare Plan

TATA AIG Medicare is a comprehensive health insurance plan that is specifically designed by keeping in mind the increasing cost of medical expenses. This upgraded and simplified plan covers persons from the age of 5 years to the age of 65 years.

TATA AIG Medicare plan offers several benefits such as lifelong renewal, restore benefits, global cover, and a strong tie-up with 7,200+ network hospitals across India. Along with several benefits, the plan offers three variants to choose from that are- Medicare, Medicare Protect & Medicare Premier. Let's understand this plan in more detail for better understanding.

TATA AIG Health Insurance Company Detailed Review

Tata AIG Medicare Plan Specifications

To understand Tata AIG Medicare Plan Insurance in detail, take a look at the below table:

Entry Age

90 days - No limit

Policy Type

Individual and Family Health Insurance

Sum Insured

3 L | 5 L | 10 L | 15 L | 20 L

Initial Waiting Period*

30 Days

Renewability

Lifelong

Policy Term

1, 2, 3, years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Read more specifications in the brochure.

Choose Your Tata AIG Medicare Plan

With wide coverage options available, Tata AIG Medicare Plan Insurance Plan allows you to choose your ideal coverage as per your family’s health requirements. Take a look at the coverage under every SI option available and choose your ideal coverage:

In-patient & Out-patient coverage

Room Rent

Covered

ICU Charges

Covered

Pre-Hospitalization

Covered

Post-Hospitalization

Covered

Domiciliary Hospitalization

Covered

Daycare Treatment

Covered

OPD Charges

Not Covered

Coverage Terms

COVID-19 Treatment

Covered

Cataract

Not Covered

No Claim Bonus

Covered

Automatic Restoration

Covered

Daily Hospital Cash

Covered

Organ Donor

Covered

Maternity Cover

Not Covered

New Born Baby Cover

Not Covered

Alternative Treatments

AYUSH Treatment

Covered

IVF Treatment

Not Covered

Modern Treatment

Not Covered

Emergency Coverage

Ambulance

Covered

Air Ambulance

Not Covered

Compassionate Travel

Covered

Global Coverage

Covered

Wellness Programmes

E-Consultation

Not Covered

Health Check-Up

Covered

Second Medical Opinion

Covered

Vaccination

Not Covered

Limitations

Co-payment

Not Covered

Sub-limits

Not Covered

Benefits Of TATA AIG Medicare

TATA AIG Medicare policy is a comprehensive health insurance plan that offers numerous key features and benefits to its customers. Let's look at a few important key features of the TATA Medicare plan:

Bariatric Surgery
Get coverage for the expenses incurred on Bariatric Surgery treatment related to weight and obesity control.
Consumable Benefit
Covers the expenses incurred on certain listed consumables which are consumed during the process of hospitalization.
Tax Benefits
The plan offers tax-saving benefits on the paid premiums under section (80D) of the Income Tax Act.
Prolonged Hospitalization Benefits
A predetermined amount of 1% of the insured amount will be given if the insured person has to stay in the hospital for more than 10 days due to a covered illness or accident.
Coverage For Vaccination
It covers the expenses incurred on the HPV vaccination i.e., Human Papilloma Virus and Hepatitis B Vaccine. This is offered after 2 years of continuous coverage under this plan. The anti-rabies and typhoid vaccinations are also covered without any waiting period.

TATA AIG Health Insurance Company Network Hospital List

TATA AIG Health Insurance Company Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, TATA AIG Health Insurance Company ensures that you are medically secured, irrespective of the city you reside in.

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Know More About Network Hospital

Sample Premium Rates Of TATA AIG MediCare

We have illustrated the sample premiums of all the three variants of TATA AIG Medicare policy with different family sizes. The below table illustrates the premium payable by an individual for a sum insured of INR 5 lakh.

Medicare

Family Size	1 Adult	2 Adults	2 Adults+1 Child
Annual Premium (in Rs.)	7,934	12,695	15,888

Medicare Premier

Family Size	1 Adult	2 Adults	2 Adults+1 Child
Annual Premium (in Rs.)	10,156	12,710	15,376

Medicare Protect

Family Size	2 Adults	2 Adults+1 Child	2 Adults+2 Kids
Annual Premium (in Rs.)	10,156	12,710	15,376

TATA AIG Medicare Plan Exclusions

Permanent Exclusions | Coverage after Waiting Period

Permanent Exclusions

Permanent diseases or health conditions that are not included under star comprehensive insurance plan are

Intentional self-injury,

Suicide,

Cosmetic & aesthetic treatment,

Hospitalization out of war, riot, strike, and nuclear weapons.

AIDS,

Congenital disease,

Infertility and in vitro fertilization

Coverage after Waiting Period

Certain diseases and treatments are covered under this plan after a certain time period. Read the details below:

24 Months

36 Months

Explore other TATA AIG Health Insurance Company

To cater to the different medical needs of an individual & their family, TATA AIG Health Insurance Company offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to TATA AIG Health Insurance Company plans explore more:

Accident Health Insurance

TATA AIG Accident Guard Plan

Life is very uncertain, you never know what will happen to you in the next second. Are you prepared for that? Nonetheless, to make you ready for life&...

Unique Features

Comprehensive accident care
Coverage for child education
No waiting period

TATA AIG Accident Guard Plan (Pros)

Temporary total disability
Child enhancement benefit
Air ambulance
Loss of hearing

TATA AIG Accident Guard Plan (Cons)

No alcoholism cover
No war injury cover
No cataract cover
No STD cover

TATA AIG Accident Guard Plan (Other Benefits)

Fractures
Burns
Total disablement cover
Accidental death

TATA AIG Accident Guard Plan (Eligibility Criteria)

Entry age- 6 months
Max entry age- 65 years
SI- NA
Waiting period- 30 days

Individual and Family Health Insurance

Medicare Premier Plan

TATA AIG medicare premier is an all-around health insurance plan offering you the latest and best health care features. Available on an individual and...

Unique Features

Eligibility Criteria
Benefits and Features
Inclusions and Exclusions

Medicare Premier Plan (Pros)

Wellness service
Compassionate travel. Home care
Restore benefit

Medicare Premier Plan (Cons)

Injury due to suicide attempt
Death due to drugs
Injuries due to breach of law
STDs

Medicare Premier Plan (Other Benefits)

OPD dental treatment
First-year vaccinations
In-patient treatment
Second medical opinion

Medicare Premier Plan (Eligibility Criteria)

Entry age- 18 years
Max entry age- 65 years
SI- 5 L to 3 Cr
Waiting period- 30 days

Critical Illness Health Insurance

TATA AIG Criti MediCare Policy

Be ready for future health complications that may chew down all your wealth and health! Or choose Tata AIG Criti MediCare which has your back. Tata AI...

Unique Features

Covers 100 critical illnesses
Cancer-360 indemnity cover
Hospital cash benefit

TATA AIG Criti MediCare Policy (Pros)

Complete cancer coverage
hospital cash
Covers over 100 critical illnesses

TATA AIG Criti MediCare Policy (Cons)

Self-harm not covered
No international coverage
Adventure sports injury not covered

TATA AIG Criti MediCare Policy (Other Benefits)

Discount on premiums
Tele medical examination
Tax benefits

TATA AIG Criti MediCare Policy (Eligibility Criteria)

Entry Age: 18 - 65 Years
Initial Waiting Period: 30 Days
SI: Up to 2 Cr
Policy Term: 1/2/3 Years

Senior Citizen Health Insurance

Tata AIG Elder Care Insurance Plan

Trusted Naam, Fantastic Kaam! Choose all-around care for your health with the Tata AIG Elder Care plan. Tata AIG Elder Care is tailored to offer high-...

Unique Features

Preventive health check-ups
Post-operative care
Homecare treatment cover

Tata AIG Elder Care Insurance Plan (Pros)

Preventive health check-up
Pre-hospitalisation cover
Post-hospitalisation cover
Compassionate visit
In-patient treatment

Tata AIG Elder Care Insurance Plan (Cons)

Obesity/weight control
Change of gender treatments
Hazardous or adventure sports
Maternity not covered

Tata AIG Elder Care Insurance Plan (Other Benefits)

Cumulative bonus
Daycare procedures
Medical second opinion
AYUSH treatment cover

Tata AIG Elder Care Insurance Plan (Eligibility Criteria)

Entry age- 61 years
Max entry age- 85 years
SI- 5-25 Lakhs
Waiting Period- 30 days

Top Up and Super Top Up

Medicare Plus Plan

TATA AIG Medicare Policy offered by Tata AIG is an affordable top-up policy that is designed to look after your and your family's healthcare needs. Me...

Unique Features

Lifetime Renewability
High Sum Insured Options
Quick Buying Process

Medicare Plus Plan (Pros)

Global coverage
Cumulative bonus
Tax benefit
Family discount

Medicare Plus Plan (Cons)

No gender change
Any existing disability
Injuries due to breach of law
Injuries due to aviation
No suicide cover

Medicare Plus Plan (Other Benefits)

Consumables benefits
In-patient dental treatment
Ambulance cover
AYUSH Benefits
Domiciliary treatment

Medicare Plus Plan (Eligibility Criteria)

Entry age- 18 years
Max entry age- 65 years
SI- 3 L- 1 Cr
Waiting period- 30 days

Individual and Family Health Insurance

Tata AIG Medicare Plan

TATA AIG Medicare is a comprehensive health insurance plan that is specifically designed by keeping in mind the increasing cost of medical expenses. T...

Unique Features

Vaccination Covered
AYUSH Covered
Quick Claim Process

Tata AIG Medicare Plan (Pros)

Global coverage
540+ day care treatments
Qualified nurse
Room rent
Organ donor

Tata AIG Medicare Plan (Cons)

Injury due to suicide attempt
Death due to drugs
STDs
Injuries due to breach of law

Tata AIG Medicare Plan (Other Benefits)

AYUSH benefit
Health checkup
Bariatric surgery cover
Vaccination cover

Tata AIG Medicare Plan (Eligibility Criteria)

Entry age- 18 years
Max entry age- 65 years
SI- 3 L- 20 L
Waiting period- 30 days

Individual

TATA AIG Wellsurance Women Policy

To ensure total health coverage for women, Tata AIG Health Insurance has introduced the Wellsurance Women Policy. This plan is specially designed to p...

Unique Features

Designed for Women
Check your Eligibility
Quick Claim Process

TATA AIG Wellsurance Women Policy (Pros)

Cashless hospitalisation
Daily cash benefit
Post-hospitalisation

TATA AIG Wellsurance Women Policy (Cons)

Any pre-existed illnesses or any complications
STDs
Self-inflicted injuries /Attempted suicide
Mental or nervous disorder

TATA AIG Wellsurance Women Policy (Other Benefits)

Free helpline
Discount offerings on health and wellness
Tax benefits

TATA AIG Wellsurance Women Policy (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 7 L

Family

TATA AIG Supercharge Plan

TATA AIG's Health Supercharge plan offers a fivefold enhancement in your health insurance coverage. This new plan opens the availability to different...

Unique Features

5X Enhanced Benefits
2 Impressive Variants To Choose
Complete AYUSH Coverage

TATA AIG Supercharge Plan (Pros)

5x benefits
5% extra discount for youngsters
2 plan variants
AYUSH treatment

TATA AIG Supercharge Plan (Cons)

Obesity treatment unavailable
Change of gender treatment
Maternity cover
Act of war not included

TATA AIG Supercharge Plan (Other Benefits)

Unlimited recharge
Wellness benefits
Easy claim process
Restore benefit
Pan India coverage

TATA AIG Supercharge Plan (Eligibility Criteria)

Entry age- 90 days
Max entry age- no limit
SI -INR 5 L to 20 L
Waiting period- 30 days

Tata AIG Medicare Plan: FAQs

1. Do I need to undergo a pre-medical checkup in order to avail of coverage under the TATA AIG Medicare health plan?

No medical/No Tele- tele-medical examination Report is required for up to 45 years.

2. Does TATA AIG Medicare offer any discounts to the policyholders?

Yes, the plan offers a Family floater discount wherein one can avail 20% discount for 2 members, 28% discount for 3 members & 32% discount for more than 3 members. Also, one can avail Policy tenure discount wherein the plan offers a 5% long-term discount on 2-year tenure & 10% long-term discount on 3-year tenure.

3. What is covered under the consumables benefit in the TATA AIG Medicare plan?

The plan will pay for the expenses incurred for consumables that are listed in ‘Items for which optional cover may be offered by insurers’ under ‘Guidelines on Standardization in Health Insurance, 2016’.

4. Is there a waiting period for vaccinations under the Tata Medicare Insurance Policy?

There are no waiting periods for rabies and typhoid vaccines. Hepatitis B and HPV vaccines are available after a waiting period of 24 months.

5. Does the Tata AIG Medicare plan offer health coverage during the grace period?

No, the Tata Medicare plan does not provide coverage during the grace period.

6. Are the treatments that do not require hospitalization covered under the TATA Medicare plan?

Yes, more than 540 daycare treatments are covered under the TATA Medicare policy.

7. What is the maximum number of people covered in a Family Floater Policy?

One Family Floater Policy can cover up to 7 members of a family (the self, spouse, three dependent children (under the age of 25), and two dependent parents).

8. What is the minimum age for buying a TATA AIG Medicare plan?

Anyone aged 5 or more (dependent children between 91 days and 5 years can be insured only when both parents are insured).

9. What is the maximum entry age for the TATA AIG Medicare policy?

The maximum entry age for the TATA AIG Medicare policy is 65 years.

Tata AIG Medicare Plan

TATA AIG Health Insurance Company Detailed Review

Tata AIG Medicare Plan Specifications

Entry Age

Policy Type

Sum Insured

Initial Waiting Period*

Renewability

Policy Term

Choose Your Tata AIG Medicare Plan

In-patient & Out-patient coverage

Coverage Terms

Alternative Treatments

Emergency Coverage

Wellness Programmes

Limitations

Benefits Of TATA AIG Medicare

Bariatric Surgery

Consumable Benefit

Tax Benefits

Prolonged Hospitalization Benefits

Coverage For Vaccination

Recommended Videos

TATA AIG Health Insurance Company Network Hospital List

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Sample Premium Rates Of TATA AIG MediCare

Medicare

Medicare Premier

Medicare Protect

TATA AIG Medicare Plan Exclusions

Permanent Exclusions

Coverage after Waiting Period

Explore other TATA AIG Health Insurance Company

TATA AIG Accident Guard Plan (Pros)

TATA AIG Accident Guard Plan (Cons)

TATA AIG Accident Guard Plan (Other Benefits)

TATA AIG Accident Guard Plan (Eligibility Criteria)

Medicare Premier Plan (Pros)

Medicare Premier Plan (Cons)

Medicare Premier Plan (Other Benefits)

Medicare Premier Plan (Eligibility Criteria)

TATA AIG Criti MediCare Policy (Pros)

TATA AIG Criti MediCare Policy (Cons)

TATA AIG Criti MediCare Policy (Other Benefits)

TATA AIG Criti MediCare Policy (Eligibility Criteria)

Tata AIG Elder Care Insurance Plan (Pros)

Tata AIG Elder Care Insurance Plan (Cons)

Tata AIG Elder Care Insurance Plan (Other Benefits)

Tata AIG Elder Care Insurance Plan (Eligibility Criteria)

Medicare Plus Plan (Pros)

Medicare Plus Plan (Cons)

Medicare Plus Plan (Other Benefits)

Medicare Plus Plan (Eligibility Criteria)

Tata AIG Medicare Plan (Pros)

Tata AIG Medicare Plan (Cons)

Tata AIG Medicare Plan (Other Benefits)

Tata AIG Medicare Plan (Eligibility Criteria)

TATA AIG Wellsurance Women Policy (Pros)

TATA AIG Wellsurance Women Policy (Cons)

TATA AIG Wellsurance Women Policy (Other Benefits)

TATA AIG Wellsurance Women Policy (Eligibility Criteria)

TATA AIG Supercharge Plan (Pros)

TATA AIG Supercharge Plan (Cons)

TATA AIG Supercharge Plan (Other Benefits)

TATA AIG Supercharge Plan (Eligibility Criteria)

Tata AIG Medicare Plan: FAQs

1. Do I need to undergo a pre-medical checkup in order to avail of coverage under the TATA AIG Medicare health plan?

2. Does TATA AIG Medicare offer any discounts to the policyholders?

3. What is covered under the consumables benefit in the TATA AIG Medicare plan?

4. Is there a waiting period for vaccinations under the Tata Medicare Insurance Policy?

5. Does the Tata AIG Medicare plan offer health coverage during the grace period?