ChatGPT
Claude
Perplexity
TATA AIG Supercharge Plan
TATA AIG's Health Supercharge plan offers a fivefold enhancement in your health insurance coverage. This new plan provides access to health…
- 5x benefits
- 5% extra discount for youngsters
- 2 plan variants
- AYUSH treatment
TATA AIG Health Insurance Company
Tata AIG Medicare Plan
TATA AIG Medicare is a comprehensive health insurance plan specificall ...Read More
Up to 3 Crores
Sum insured
1
No. of plans
221+
Pan India presence
-%
Claim settlement ratio
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,710 reviews
🏥 11,000+ hospitals
📊 1.81 solvency ratio
✅ -% claim settlement
About Tata AIG Medicare Plan
A quick read on what this TATA AIG Health Insurance Company plan covers and why it might be a fit for you.
TATA AIG Medicare is a comprehensive health insurance plan specifically designed to address the increasing cost of medical expenses. This upgraded and simplified plan covers individuals aged 5 to 65 years.
The TATA AIG Medicare plan offers several benefits such as lifelong renewal, restore benefits, global cover, and a strong tie-up with over 7,200 network hospitals across India. Along with these benefits, the plan offers three variants to choose from: Medicare, Medicare Protect, and Medicare Premier. Let's understand this plan in more detail.
Plan at a glance
Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.
Entry age
90 days - No limit
Plan type
Individual and Family Health Insurance
Sum insured options
₹3 L, ₹5 L, ₹10 L, ₹15 L, ₹20 L
Waiting period
30 days
Renewability
Lifelong
Policy term
1, 2, 3, years
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
Pros & cons
A quick honest summary — the strengths and the trade-offs.
Pros
- Global coverage
- 540+ day care treatments
- Qualified nurse
- Room rent
- Organ donor
Cons
- Injury due to suicide attempt
- Death due to drugs
- STDs
- Injuries due to breach of law
What's covered
Every CMS-driven coverage flag from the plan wording — only items with a published value render below.
Hospitalization
- Room rent Covered
- ICU charges Covered
- Pre-hospitalization Covered
- Post-hospitalization Covered
- Domiciliary hospitalization Covered
- Day-care treatment Covered
- OPD charges Covered
- Covid-19 treatment Covered
- Cataract Not covered
Bonuses & restoration
- No-claim bonus Covered
- Automatic restoration of SI Covered
- Daily hospital cash Covered
Family & special care
- Maternity cover Not covered
- New-born baby cover Not covered
- IVF treatment Not covered
- AYUSH treatment Covered
- Organ donor expenses Covered
Modern & preventive care
- Modern treatment Covered
- Road ambulance Covered
- Air ambulance Not covered
- E-consultation Not covered
- Health check-up Covered
- Second medical opinion Covered
- Vaccination Not covered
Conditions & global
- Co-payment Not covered
- Sub-limits Not covered
- Compassionate travel Covered
- Global coverage Covered
Video reviews
Walkthroughs from the PolicyX team — pros, cons, real claim experiences and who should buy.
Tata AIG Health Insurance
This video explains Tata AIG Health Insurance in detail.
Benefits of TATA AIG Medicare
The TATA AIG Medicare policy is a comprehensive health insurance plan that offers numerous key features and benefits to its customers. Let's look at some important key features of the TATA Medicare plan:
-
Bariatric Surgery
Get coverage for expenses incurred on Bariatric Surgery treatment related to weight and obesity control.
-
Consumable Benefit
Covers expenses incurred on certain listed consumables used during hospitalization.
-
Tax Benefits
The plan offers tax-saving benefits on paid premiums under Section 80D of the Income Tax Act.
-
Prolonged Hospitalization Benefits
A predetermined amount of 1% of the insured sum will be given if the insured person stays in the hospital for more than 10 days due to a covered illness or accident.
-
Coverage for Vaccination
Covers expenses incurred on HPV (Human Papilloma Virus) and Hepatitis B vaccinations after 2 years of continuous coverage under this plan. Anti-rabies and typhoid vaccinations are also covered without any waiting period.
TATA AIG Health Insurance Company Network Hospital List
TATA AIG Health Insurance Company Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, TATA AIG Health Insurance Company ensures that you are medically secured, irrespective of the city you reside in.
Inclusions & exclusions
What the plan pays for, and what it doesn't.
Exclusions
- This section outlines permanent exclusions and coverage after a waiting period.
- Permanent diseases or health conditions not covered under the TATA AIG Medicare plan include:
- Intentional self-injury
- Suicide
- Cosmetic & aesthetic treatment
- Hospitalization due to war, riot, strike, and nuclear weapons
- AIDS
- Congenital disease
- Infertility and in vitro fertilization
- Certain diseases and treatments are covered under this plan after a specific time period:
- 24 Months
- 36 Months
Who can buy this plan
Eligibility criteria pulled straight from the policy wording.
- Entry age: 18 years
- Maximum entry age: 65 years
- Sum Insured: ₹3 Lakh: ₹20 Lakh
- Waiting period: 30 days
Other features & benefits
- AYUSH benefit
- Health checkup
- Bariatric surgery cover
- Vaccination cover
Tata AIG Medicare Plan: FAQs
The 9 most-asked questions about Tata AIG Medicare Plan, answered.
No medical/No Tele- tele-medical examination Report is required for up to 45 years.
Yes, the plan offers a Family floater discount wherein one can avail 20% discount for 2 members, 28% discount for 3 members & 32% discount for more than 3 members. Also, one can avail Policy tenure discount wherein the plan offers a 5% long-term discount on 2-year tenure & 10% long-term discount on 3-year tenure.
The plan will pay for the expenses incurred for consumables that are listed in ‘Items for which optional cover may be offered by insurers’ under ‘Guidelines on Standardization in Health Insurance, 2016’.
There are no waiting periods for rabies and typhoid vaccines. Hepatitis B and HPV vaccines are available after a waiting period of 24 months.
No, the Tata Medicare plan does not provide coverage during the grace period.
Yes, more than 540 daycare treatments are covered under the TATA Medicare policy.
One Family Floater Policy can cover up to 7 members of a family (the self, spouse, three dependent children (under the age of 25), and two dependent parents).
Anyone aged 5 or more (dependent children between 91 days and 5 years can be insured only when both parents are insured).
The maximum entry age for the TATA AIG Medicare policy is 65 years.
Explore TATA AIG Health Insurance Company
TATA AIG Top-up Plans
TATA AIG Plans for Family
TATA AIG Health Insurance for Senior Citizens
Critical Illness Plan
Tata AIG Health Policy Download
TATA AIG Premium Calculator
TATA AIG Claim Settlement Ratio
Tata AIG Health Insurance Renewal
Tata AIG Health Maternity
Tata AIG Health Plans for Parents
Benefits of Tata AIG Health Insurance
TATA AIG Claim Process
Tata AIG Health Customer Care
Health Insurance Articles
Is a Fractured Leg Covered by Health Insurance?
How Senior Citizens Can Get Health Insurance Tax Benefits u/s 80D
How Air Pollution Is Silently Causing 10 Health Diseases
Eye Conditions Actually Covered Under Health Insurance in India
Claim Settlement Ratio of Health Insurance Companies 2026
Health Insurance for Cancer
See More Health Insurance Articles
Health Insurance Premium Calculator
PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. Input your details and find the most suitable health insurance policies for your requirements.
Written and reviewed by
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
Compare Health Insurance Plans
Select a company and plan for each side to see a detailed side-by-side comparison.
Other Health Insurance Companies
Share your Valuable Feedback
Rated by 2,694 customers
Was the Information Helpful?
Select Your Rating
We would like to hear from you
Let us know about your experience or any feedback that might help us serve you better in future.
Do you have any thoughts you'd like to share?